Aspire Financial Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Aspire Financial Inc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aspire Financial Inc 4100 Alpha Rd #112 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 5,661 |
| Total Mortgage Loan Application Amount | $891,844,000 |
| Average Mortgage Loan Application Amount | $146,000 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $69,666 |
| Highest Applicant Income | $1,728,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Aspire Financial Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Aspire Financial Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Aspire Financial Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial Inc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 1,169 | $ 176,146,000 | $ 150,000 | $ 77,000 |
| Dallas County Texas | 954 | $ 143,980,000 | $ 150,000 | $ 80,000 |
| Collin County Texas | 660 | $ 124,262,000 | $ 188,000 | $ 93,000 |
| Denton County Texas | 562 | $ 100,196,000 | $ 178,000 | $ 96,000 |
| Harris County Texas | 253 | $ 39,896,000 | $ 157,000 | $ 83,000 |
| Ellis County Texas | 138 | $ 22,028,000 | $ 159,000 | $ 73,000 |
| Johnson County Texas | 95 | $ 14,843,000 | $ 156,000 | $ 81,000 |
| Parker County Texas | 94 | $ 16,216,000 | $ 172,000 | $ 109,000 |
| Kaufman County Texas | 81 | $ 12,127,000 | $ 149,000 | $ 72,000 |
| Rockwall County Texas | 79 | $ 13,560,000 | $ 171,000 | $ 81,000 |
| Montgomery County Texas | 54 | $ 8,370,000 | $ 155,000 | $ 79,000 |
| Fort Bend County Texas | 53 | $ 10,279,000 | $ 193,000 | $ 100,000 |
| Travis County Texas | 53 | $ 10,629,000 | $ 200,000 | $ 83,000 |
| Bexar County Texas | 51 | $ 7,446,000 | $ 146,000 | $ 62,000 |
| Hunt County Texas | 42 | $ 5,658,000 | $ 134,000 | $ 77,000 |
| Henderson County Texas | 37 | $ 4,951,000 | $ 133,000 | $ 71,000 |
| Grayson County Texas | 35 | $ 4,252,000 | $ 121,000 | $ 71,000 |
| Wise County Texas | 34 | $ 5,001,000 | $ 147,000 | $ 88,000 |
| McLennan County Texas | 29 | $ 5,199,000 | $ 179,000 | $ 82,000 |
| Brazoria County Texas | 27 | $ 3,890,000 | $ 144,000 | $ 97,000 |
| Galveston County Texas | 26 | $ 4,149,000 | $ 159,000 | $ 86,000 |
| Hood County Texas | 26 | $ 4,792,000 | $ 184,000 | $ 98,000 |
| Williamson County Texas | 24 | $ 4,260,000 | $ 177,000 | $ 107,000 |
| Erath County Texas | 18 | $ 2,752,000 | $ 152,000 | $ 62,000 |
| El Paso County Texas | 17 | $ 2,558,000 | $ 150,000 | $ 71,000 |
| Fannin County Texas | 17 | $ 1,945,000 | $ 114,000 | $ 64,000 |
| Hidalgo County Texas | 15 | $ 1,787,000 | $ 119,000 | $ 64,000 |
| Hill County Texas | 14 | $ 2,083,000 | $ 148,000 | $ 91,000 |
| Van Zandt County Texas | 14 | $ 2,016,000 | $ 144,000 | $ 59,000 |
| Anderson County Texas | 12 | $ 1,557,000 | $ 129,000 | $ 76,000 |
| Bell County Texas | 12 | $ 1,445,000 | $ 120,000 | $ 68,000 |
| Cooke County Texas | 12 | $ 2,108,000 | $ 175,000 | $ 90,000 |
| Navarro County Texas | 12 | $ 1,845,000 | $ 153,000 | $ 65,000 |
| Smith County Texas | 12 | $ 2,179,000 | $ 181,000 | $ 109,000 |
| Taylor County Texas | 12 | $ 1,627,000 | $ 135,000 | $ 72,000 |
| Midland County Texas | 11 | $ 1,433,000 | $ 130,000 | $ 69,000 |
| Nueces County Texas | 11 | $ 1,939,000 | $ 176,000 | $ 73,000 |
| Palo Pinto County Texas | 11 | $ 1,935,000 | $ 175,000 | $ 114,000 |
| Comal County Texas | 10 | $ 2,775,000 | $ 277,000 | $ 123,000 |
| Angelina County Texas | 9 | $ 999,000 | $ 111,000 | $ 87,000 |
| Lamar County Texas | 9 | $ 1,239,000 | $ 137,000 | $ 78,000 |
| Hays County Texas | 8 | $ 1,170,000 | $ 146,000 | $ 53,000 |
| Wood County Texas | 8 | $ 1,034,000 | $ 129,000 | $ 97,000 |
| Chambers County Texas | 7 | $ 1,023,000 | $ 146,000 | $ 79,000 |
| Randall County Texas | 7 | $ 1,133,000 | $ 161,000 | $ 108,000 |
| Wichita County Texas | 7 | $ 772,000 | $ 110,000 | $ 65,000 |
| Ector County Texas | 6 | $ 679,000 | $ 113,000 | $ 62,000 |
| Gregg County Texas | 6 | $ 987,000 | $ 164,000 | $ 68,000 |
| Houston County Texas | 6 | $ 1,010,000 | $ 168,000 | $ 88,000 |
| Liberty County Texas | 6 | $ 949,000 | $ 158,000 | $ 79,000 |
| Lubbock County Texas | 6 | $ 637,000 | $ 106,000 | $ 66,000 |
| Montague County Texas | 6 | $ 866,000 | $ 144,000 | $ 59,000 |
| Lincoln County Colorado | 5 | $ 624,000 | $ 124,000 | $ 51,000 |
| Bosque County Texas | 5 | $ 715,000 | $ 143,000 | $ 59,000 |
| Brazos County Texas | 5 | $ 660,000 | $ 132,000 | $ 60,000 |
| Cameron County Texas | 5 | $ 915,000 | $ 183,000 | $ 71,000 |
| Jefferson County Texas | 5 | $ 411,000 | $ 82,000 | $ 69,000 |
| Kerr County Texas | 5 | $ 703,000 | $ 140,000 | $ 59,000 |
| Somervell County Texas | 5 | $ 1,100,000 | $ 220,000 | $ 104,000 |
| Walker County Texas | 5 | $ 380,000 | $ 76,000 | $ 50,000 |
| Austin County Texas | 4 | $ 317,000 | $ 79,000 | $ 36,000 |
| Camp County Texas | 4 | $ 410,000 | $ 102,000 | $ 61,000 |
| Cherokee County Texas | 4 | $ 345,000 | $ 86,000 | $ 82,000 |
| Guadalupe County Texas | 4 | $ 646,000 | $ 161,000 | $ 62,000 |
| Hopkins County Texas | 4 | $ 502,000 | $ 125,000 | $ 67,000 |
| Howard County Texas | 4 | $ 936,000 | $ 234,000 | $ 85,000 |
| Leon County Texas | 4 | $ 529,000 | $ 132,000 | $ 56,000 |
| Milam County Texas | 4 | $ 431,000 | $ 107,000 | $ 55,000 |
| Titus County Texas | 4 | $ 645,000 | $ 161,000 | $ 89,000 |
| Tom Green County Texas | 4 | $ 471,000 | $ 117,000 | $ 82,000 |
| Victoria County Texas | 4 | $ 561,000 | $ 140,000 | $ 85,000 |
| Waller County Texas | 4 | $ 868,000 | $ 217,000 | $ 110,000 |
| Young County Texas | 4 | $ 467,000 | $ 116,000 | $ 77,000 |
| Oklahoma County Oklahoma | 3 | $ 456,000 | $ 152,000 | $ 58,000 |
| Collingsworth County Texas | 3 | $ 236,000 | $ 78,000 | $ 46,000 |
| Coryell County Texas | 3 | $ 410,000 | $ 136,000 | $ 41,000 |
| Eastland County Texas | 3 | $ 192,000 | $ 64,000 | $ 28,000 |
| Fayette County Texas | 3 | $ 641,000 | $ 213,000 | $ 160,000 |
| Franklin County Texas | 3 | $ 680,000 | $ 226,000 | $ 184,000 |
| Freestone County Texas | 3 | $ 276,000 | $ 92,000 | $ 47,000 |
| Gonzales County Texas | 3 | $ 264,000 | $ 88,000 | $ 75,000 |
| Hamilton County Texas | 3 | $ 379,000 | $ 126,000 | $ 71,000 |
| Lampasas County Texas | 3 | $ 306,000 | $ 102,000 | $ 43,000 |
| Llano County Texas | 3 | $ 507,000 | $ 169,000 | $ 50,000 |
| Morris County Texas | 3 | $ 479,000 | $ 159,000 | $ 64,000 |
| Rains County Texas | 3 | $ 292,000 | $ 97,000 | $ 68,000 |
| Upshur County Texas | 3 | $ 322,000 | $ 107,000 | $ 69,000 |
| Weld County Colorado | 2 | $ 600,000 | $ 300,000 | $ 101,000 |
| Duval County Florida | 2 | $ 201,000 | $ 100,000 | $ 53,000 |
| Garvin County Oklahoma | 2 | $ 145,000 | $ 72,000 | $ 77,000 |
| Aransas County Texas | 2 | $ 177,000 | $ 88,000 | $ 36,000 |
| Bandera County Texas | 2 | $ 220,000 | $ 110,000 | $ 45,000 |
| Bastrop County Texas | 2 | $ 333,000 | $ 166,000 | $ 49,000 |
| Brown County Texas | 2 | $ 232,000 | $ 116,000 | $ 36,000 |
| Burleson County Texas | 2 | $ 158,000 | $ 79,000 | $ 32,000 |
| Colorado County Texas | 2 | $ 236,000 | $ 118,000 | $ 43,000 |
| Comanche County Texas | 2 | $ 176,000 | $ 88,000 | $ 67,000 |
| Gillespie County Texas | 2 | $ 359,000 | $ 179,000 | $ 47,000 |
| Harrison County Texas | 2 | $ 456,000 | $ 228,000 | $ 66,000 |
| Jack County Texas | 2 | $ 175,000 | $ 87,000 | $ 31,000 |
| Jeff Davis County Texas | 2 | $ 344,000 | $ 172,000 | $ 155,000 |
| Lee County Texas | 2 | $ 750,000 | $ 375,000 | $ 197,000 |
| Limestone County Texas | 2 | $ 272,000 | $ 136,000 | $ 128,000 |
| Potter County Texas | 2 | $ 216,000 | $ 108,000 | $ 30,000 |
| Robertson County Texas | 2 | $ 335,000 | $ 167,000 | $ 82,000 |
| Sabine County Texas | 2 | $ 204,000 | $ 102,000 | $ 99,000 |
| San Jacinto County Texas | 2 | $ 214,000 | $ 107,000 | $ 86,000 |
| Washington County Texas | 2 | $ 256,000 | $ 128,000 | $ 56,000 |
| Wilbarger County Texas | 2 | $ 241,000 | $ 120,000 | $ 90,000 |
| Garfield County Colorado | 1 | $ 206,000 | $ 206,000 | $ 112,000 |
| Montezuma County Colorado | 1 | $ 240,000 | $ 240,000 | $ 91,000 |
| Charlotte County Florida | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Indian River County Florida | 1 | $ 417,000 | $ 417,000 | $ 178,000 |
| Lake County Florida | 1 | $ 63,000 | $ 63,000 | $ 40,000 |
| Miami-Dade County Florida | 1 | $ 154,000 | $ 154,000 | $ 70,000 |
| Pasco County Florida | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Bryan County Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 71,000 |
| Love County Oklahoma | 1 | $ 314,000 | $ 314,000 | $ 172,000 |
| Tulsa County Oklahoma | 1 | $ 108,000 | $ 108,000 | $ 16,000 |
| Atascosa County Texas | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Baylor County Texas | 1 | $ 42,000 | $ 42,000 | $ 32,000 |
| Bee County Texas | 1 | $ 121,000 | $ 121,000 | $ 109,000 |
| Blanco County Texas | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Bowie County Texas | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Burnet County Texas | 1 | $ 131,000 | $ 131,000 | $ 66,000 |
| Caldwell County Texas | 1 | $ 106,000 | $ 106,000 | $ 52,000 |
| Callahan County Texas | 1 | $ 73,000 | $ 73,000 | $ 99,000 |
| Cass County Texas | 1 | $ 109,000 | $ 109,000 | $ 43,000 |
| Childress County Texas | 1 | $ 63,000 | $ 63,000 | $ 45,000 |
| Crane County Texas | 1 | $ 79,000 | $ 79,000 | $ 77,000 |
| Dawson County Texas | 1 | $ 62,000 | $ 62,000 | $ 82,000 |
| Delta County Texas | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Hale County Texas | 1 | $ 123,000 | $ 123,000 | $ 74,000 |
| Hardin County Texas | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Hemphill County Texas | 1 | $ 119,000 | $ 119,000 | $ 79,000 |
| Hutchinson County Texas | 1 | $ 48,000 | $ 48,000 | $ 55,000 |
| Jackson County Texas | 1 | $ 98,000 | $ 98,000 | $ 81,000 |
| Jasper County Texas | 1 | $ 113,000 | $ 113,000 | $ 84,000 |
| Jones County Texas | 1 | $ 71,000 | $ 71,000 | $ 153,000 |
| Kendall County Texas | 1 | $ 306,000 | $ 306,000 | $ 119,000 |
| Kleberg County Texas | 1 | $ 89,000 | $ 89,000 | $ 61,000 |
| Lavaca County Texas | 1 | $ 93,000 | $ 93,000 | $ 46,000 |
| Matagorda County Texas | 1 | $ 72,000 | $ 72,000 | $ 59,000 |
| Maverick County Texas | 1 | $ 137,000 | $ 137,000 | $ 66,000 |
| McCulloch County Texas | 1 | $ 124,000 | $ 124,000 | $ 62,000 |
| Moore County Texas | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Nacogdoches County Texas | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Panola County Texas | 1 | $ 299,000 | $ 299,000 | $ 80,000 |
| Polk County Texas | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Red River County Texas | 1 | $ 92,000 | $ 92,000 | $ 55,000 |
| Runnels County Texas | 1 | $ 79,000 | $ 79,000 | $ 93,000 |
| San Patricio County Texas | 1 | $ 232,000 | $ 232,000 | $ 106,000 |
| Sherman County Texas | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Stephens County Texas | 1 | $ 124,000 | $ 124,000 | $ 64,000 |
| Webb County Texas | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Wharton County Texas | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| Wilson County Texas | 1 | $ 174,000 | $ 174,000 | $ 101,000 |
| Yoakum County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Snohomish County Washington | 1 | $ 352,000 | $ 352,000 | $ 121,000 |
Mortgage Loan Application Detail Totals for Aspire Financial Inc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,768 | $626,187,000 | $166,000 | $900,000 | $85,000 | $1,728,000 |
| Home Purchase | 1,885 | $264,599,000 | $140,000 | $520,000 | $73,000 | $1,728,000 |
| Home Improvement | 8 | $1,058,000 | $132,000 | $300,000 | $51,000 | $81,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,093 | $660,510,000 | $161,000 | $900,000 | $84,000 | $1,728,000 |
| Not Provided | 694 | $107,739,000 | $155,000 | $757,000 | $80,000 | $432,000 |
| Hispanic | 417 | $54,846,000 | $131,000 | $372,000 | $64,000 | $970,000 |
| Black or African American | 342 | $49,709,000 | $145,000 | $417,000 | $64,000 | $1,488,000 |
| Asian | 82 | $13,767,000 | $167,000 | $417,000 | $96,000 | $1,728,000 |
| American Indian or Alaskan Native | 20 | $3,139,000 | $156,000 | $600,000 | $79,000 | $229,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,134,000 | $164,000 | $344,000 | $97,000 | $161,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,862 | $484,515,000 | $169,000 | $900,000 | $102,000 | $1,728,000 |
| FHA-insured (Federal Housing Administration) | 2,588 | $371,476,000 | $143,000 | $316,000 | $59,000 | $480,000 |
| VA-guaranteed (Veterans Administration) | 205 | $35,209,000 | $171,000 | $426,000 | $49,000 | $255,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $644,000 | $107,000 | $133,000 | $49,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,495 | $559,600,000 | $160,000 | $900,000 | $83,000 | $1,728,000 |
| Application Withdrawn By Applicant | 1,248 | $189,000,000 | $151,000 | $812,000 | $81,000 | $1,728,000 |
| Application Denied By Financial Institution | 896 | $140,412,000 | $156,000 | $800,000 | $72,000 | $970,000 |
| Application Approved But Not Accepted | 22 | $2,832,000 | $128,000 | $244,000 | $66,000 | $190,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 372 | $63,217,000 | $169,000 | $800,000 | $90,000 | $632,000 |
| Credit History | 258 | $35,016,000 | $135,000 | $417,000 | $52,000 | $970,000 |
| Debt-To-Income Ratio | 102 | $17,297,000 | $169,000 | $736,000 | $64,000 | $588,000 |
| Other | 88 | $13,053,000 | $148,000 | $417,000 | $70,000 | $191,000 |
| Unverifiable Information | 26 | $3,946,000 | $151,000 | $750,000 | $64,000 | $206,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $3,943,000 | $151,000 | $360,000 | $70,000 | $185,000 |
| Employment History | 15 | $2,176,000 | $145,000 | $333,000 | $52,000 | $100,000 |
| Mortgage Insurance Denied | 1 | $98,000 | $98,000 | $98,000 | $56,000 | $56,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aspire Financial Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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