Aspire Financial Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Aspire Financial Inc 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aspire Financial Inc 4100 Alpha Rd #112 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 5,301 |
| Total Mortgage Loan Application Amount | $845,628,000 |
| Average Mortgage Loan Application Amount | $157,333 |
| Highest Mortgage Loan Application Amount | $1,048,000 |
| Average Applicant Income | $93,333 |
| Highest Applicant Income | $1,440,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Aspire Financial Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Aspire Financial Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Aspire Financial Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial Inc's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 910 | $ 140,472,000 | $ 154,000 | $ 95,000 |
| Dallas County Texas | 772 | $ 123,313,000 | $ 159,000 | $ 96,000 |
| Collin County Texas | 554 | $ 104,585,000 | $ 188,000 | $ 111,000 |
| Denton County Texas | 495 | $ 93,905,000 | $ 189,000 | $ 104,000 |
| Harris County Texas | 303 | $ 43,458,000 | $ 143,000 | $ 72,000 |
| Ellis County Texas | 117 | $ 19,168,000 | $ 163,000 | $ 87,000 |
| Travis County Texas | 93 | $ 20,201,000 | $ 217,000 | $ 96,000 |
| Bexar County Texas | 84 | $ 8,290,000 | $ 98,000 | $ 47,000 |
| Johnson County Texas | 78 | $ 10,943,000 | $ 140,000 | $ 81,000 |
| Rockwall County Texas | 77 | $ 14,106,000 | $ 183,000 | $ 107,000 |
| Parker County Texas | 74 | $ 12,236,000 | $ 165,000 | $ 86,000 |
| Montgomery County Texas | 58 | $ 10,182,000 | $ 175,000 | $ 92,000 |
| Kaufman County Texas | 57 | $ 7,788,000 | $ 136,000 | $ 81,000 |
| Fort Bend County Texas | 51 | $ 9,433,000 | $ 184,000 | $ 108,000 |
| Williamson County Texas | 49 | $ 8,742,000 | $ 178,000 | $ 98,000 |
| Galveston County Texas | 46 | $ 7,300,000 | $ 158,000 | $ 91,000 |
| Wise County Texas | 37 | $ 5,474,000 | $ 147,000 | $ 95,000 |
| Hood County Texas | 35 | $ 5,493,000 | $ 156,000 | $ 88,000 |
| Hunt County Texas | 30 | $ 3,910,000 | $ 130,000 | $ 77,000 |
| Nueces County Texas | 27 | $ 2,561,000 | $ 94,000 | $ 46,000 |
| Brazoria County Texas | 26 | $ 4,272,000 | $ 164,000 | $ 102,000 |
| Grayson County Texas | 25 | $ 3,601,000 | $ 144,000 | $ 79,000 |
| El Paso County Texas | 24 | $ 2,159,000 | $ 89,000 | $ 16,000 |
| Henderson County Texas | 22 | $ 3,428,000 | $ 155,000 | $ 89,000 |
| McLennan County Texas | 21 | $ 2,992,000 | $ 142,000 | $ 60,000 |
| Van Zandt County Texas | 15 | $ 1,812,000 | $ 120,000 | $ 77,000 |
| Cooke County Texas | 14 | $ 2,419,000 | $ 172,000 | $ 162,000 |
| Hidalgo County Texas | 14 | $ 1,755,000 | $ 125,000 | $ 100,000 |
| Guadalupe County Texas | 13 | $ 2,107,000 | $ 162,000 | $ 75,000 |
| Palo Pinto County Texas | 13 | $ 1,724,000 | $ 132,000 | $ 87,000 |
| Comal County Texas | 12 | $ 2,752,000 | $ 229,000 | $ 114,000 |
| Midland County Texas | 12 | $ 1,607,000 | $ 133,000 | $ 49,000 |
| Tom Green County Texas | 12 | $ 1,691,000 | $ 140,000 | $ 115,000 |
| Fannin County Texas | 11 | $ 1,436,000 | $ 130,000 | $ 68,000 |
| Bell County Texas | 10 | $ 1,284,000 | $ 128,000 | $ 79,000 |
| Brazos County Texas | 10 | $ 1,590,000 | $ 159,000 | $ 66,000 |
| Erath County Texas | 9 | $ 1,294,000 | $ 143,000 | $ 67,000 |
| Hays County Texas | 9 | $ 1,487,000 | $ 165,000 | $ 175,000 |
| Hill County Texas | 9 | $ 1,354,000 | $ 150,000 | $ 71,000 |
| Lubbock County Texas | 9 | $ 1,420,000 | $ 157,000 | $ 115,000 |
| Navarro County Texas | 9 | $ 1,183,000 | $ 131,000 | $ 61,000 |
| Smith County Texas | 9 | $ 1,230,000 | $ 136,000 | $ 94,000 |
| Wood County Texas | 9 | $ 1,635,000 | $ 181,000 | $ 86,000 |
| Cameron County Texas | 8 | $ 1,590,000 | $ 198,000 | $ 114,000 |
| Colorado County Texas | 8 | $ 1,064,000 | $ 133,000 | $ 67,000 |
| Franklin County Texas | 8 | $ 1,938,000 | $ 242,000 | $ 177,000 |
| Bosque County Texas | 7 | $ 698,000 | $ 99,000 | $ 68,000 |
| Jefferson County Texas | 7 | $ 629,000 | $ 89,000 | $ 24,000 |
| Lampasas County Texas | 7 | $ 851,000 | $ 121,000 | $ 76,000 |
| Liberty County Texas | 7 | $ 882,000 | $ 126,000 | $ 74,000 |
| Limestone County Texas | 7 | $ 909,000 | $ 129,000 | $ 76,000 |
| Orange County Texas | 7 | $ 744,000 | $ 106,000 | $ 66,000 |
| Rains County Texas | 7 | $ 743,000 | $ 106,000 | $ 72,000 |
| Sedgwick County Kansas | 6 | $ 687,000 | $ 114,000 | $ 143,000 |
| Cherokee County Texas | 6 | $ 441,000 | $ 73,000 | $ 60,000 |
| Ector County Texas | 6 | $ 842,000 | $ 140,000 | $ 38,000 |
| Gregg County Texas | 6 | $ 975,000 | $ 162,000 | $ 79,000 |
| Kendall County Texas | 6 | $ 1,489,000 | $ 248,000 | $ 157,000 |
| Waller County Texas | 6 | $ 566,000 | $ 94,000 | $ 98,000 |
| Anderson County Texas | 5 | $ 579,000 | $ 115,000 | $ 42,000 |
| Lamar County Texas | 5 | $ 798,000 | $ 159,000 | $ 57,000 |
| San Jacinto County Texas | 5 | $ 843,000 | $ 168,000 | $ 43,000 |
| Victoria County Texas | 5 | $ 565,000 | $ 113,000 | $ 65,000 |
| Webb County Texas | 5 | $ 519,000 | $ 103,000 | $ 24,000 |
| Wilson County Texas | 5 | $ 809,000 | $ 161,000 | $ 72,000 |
| Johnson County Kansas | 4 | $ 672,000 | $ 168,000 | $ 55,000 |
| Atascosa County Texas | 4 | $ 445,000 | $ 111,000 | $ 56,000 |
| Austin County Texas | 4 | $ 443,000 | $ 110,000 | $ 67,000 |
| Brown County Texas | 4 | $ 743,000 | $ 185,000 | $ 104,000 |
| Burnet County Texas | 4 | $ 965,000 | $ 241,000 | $ 120,000 |
| Freestone County Texas | 4 | $ 375,000 | $ 93,000 | $ 64,000 |
| Hopkins County Texas | 4 | $ 567,000 | $ 141,000 | $ 73,000 |
| Matagorda County Texas | 4 | $ 633,000 | $ 158,000 | $ 85,000 |
| Somervell County Texas | 4 | $ 750,000 | $ 187,000 | $ 89,000 |
| Taylor County Texas | 4 | $ 404,000 | $ 101,000 | $ 104,000 |
| Upshur County Texas | 4 | $ 484,000 | $ 121,000 | $ 43,000 |
| Shawnee County Kansas | 3 | $ 440,000 | $ 146,000 | $ 72,000 |
| Angelina County Texas | 3 | $ 287,000 | $ 95,000 | $ 63,000 |
| Bandera County Texas | 3 | $ 446,000 | $ 148,000 | $ 46,000 |
| Crosby County Texas | 3 | $ 226,000 | $ 75,000 | $ 56,000 |
| Jones County Texas | 3 | $ 356,000 | $ 118,000 | $ 23,000 |
| Leon County Texas | 3 | $ 361,000 | $ 120,000 | $ 110,000 |
| Llano County Texas | 3 | $ 574,000 | $ 191,000 | $ 98,000 |
| Potter County Texas | 3 | $ 631,000 | $ 210,000 | $ 76,000 |
| Robertson County Texas | 3 | $ 172,000 | $ 57,000 | $ 55,000 |
| Shackelford County Texas | 3 | $ 567,000 | $ 189,000 | $ 89,000 |
| Titus County Texas | 3 | $ 196,000 | $ 65,000 | $ 30,000 |
| Young County Texas | 3 | $ 443,000 | $ 147,000 | $ 77,000 |
| Broward County Florida | 2 | $ 90,000 | $ 45,000 | $ 82,000 |
| Reno County Kansas | 2 | $ 273,000 | $ 136,000 | $ 66,000 |
| Jackson County Missouri | 2 | $ 688,000 | $ 344,000 | $ 161,000 |
| Bastrop County Texas | 2 | $ 520,000 | $ 260,000 | $ 149,000 |
| Bowie County Texas | 2 | $ 228,000 | $ 114,000 | $ 64,000 |
| Caldwell County Texas | 2 | $ 236,000 | $ 118,000 | $ 60,000 |
| Calhoun County Texas | 2 | $ 231,000 | $ 115,000 | $ 60,000 |
| Camp County Texas | 2 | $ 272,000 | $ 136,000 | $ 141,000 |
| Chambers County Texas | 2 | $ 266,000 | $ 133,000 | $ 64,000 |
| Comanche County Texas | 2 | $ 115,000 | $ 57,000 | $ 74,000 |
| Coryell County Texas | 2 | $ 281,000 | $ 140,000 | $ 58,000 |
| Delta County Texas | 2 | $ 139,000 | $ 69,000 | $ 18,000 |
| Fayette County Texas | 2 | $ 319,000 | $ 159,000 | $ 91,000 |
| Gray County Texas | 2 | $ 196,000 | $ 98,000 | $ 86,000 |
| Grimes County Texas | 2 | $ 194,000 | $ 97,000 | $ 67,000 |
| Hamilton County Texas | 2 | $ 362,000 | $ 181,000 | $ 100,000 |
| Hardin County Texas | 2 | $ 188,000 | $ 94,000 | $ 22,000 |
| Harrison County Texas | 2 | $ 133,000 | $ 66,000 | $ 48,000 |
| Houston County Texas | 2 | $ 285,000 | $ 142,000 | $ 71,000 |
| Jasper County Texas | 2 | $ 342,000 | $ 171,000 | $ 47,000 |
| Jim Wells County Texas | 2 | $ 437,000 | $ 218,000 | $ 141,000 |
| Lavaca County Texas | 2 | $ 166,000 | $ 83,000 | $ 47,000 |
| Maverick County Texas | 2 | $ 230,000 | $ 115,000 | $ 63,000 |
| Montague County Texas | 2 | $ 308,000 | $ 154,000 | $ 111,000 |
| Nacogdoches County Texas | 2 | $ 327,000 | $ 163,000 | $ 24,000 |
| Nolan County Texas | 2 | $ 201,000 | $ 100,000 | $ 81,000 |
| Polk County Texas | 2 | $ 123,000 | $ 61,000 | $ 58,000 |
| Randall County Texas | 2 | $ 140,000 | $ 70,000 | $ 0 |
| San Patricio County Texas | 2 | $ 297,000 | $ 148,000 | $ 91,000 |
| Shelby County Texas | 2 | $ 417,000 | $ 208,000 | $ 80,000 |
| Wichita County Texas | 2 | $ 189,000 | $ 94,000 | $ 95,000 |
| Wilbarger County Texas | 2 | $ 180,000 | $ 90,000 | $ 29,000 |
| Jefferson County Colorado | 1 | $ 319,000 | $ 319,000 | $ 108,000 |
| Duval County Florida | 1 | $ 54,000 | $ 54,000 | $ 197,000 |
| Pinellas County Florida | 1 | $ 70,000 | $ 70,000 | $ 47,000 |
| Barber County Kansas | 1 | $ 147,000 | $ 147,000 | $ 42,000 |
| Cherokee County Kansas | 1 | $ 124,000 | $ 124,000 | $ 51,000 |
| Crawford County Kansas | 1 | $ 124,000 | $ 124,000 | $ 59,000 |
| Douglas County Kansas | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Montgomery County Kansas | 1 | $ 202,000 | $ 202,000 | $ 107,000 |
| Riley County Kansas | 1 | $ 156,000 | $ 156,000 | $ 56,000 |
| Sherman County Kansas | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Wyandotte County Kansas | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Clay County Missouri | 1 | $ 202,000 | $ 202,000 | $ 76,000 |
| Dent County Missouri | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Lincoln County Missouri | 1 | $ 142,000 | $ 142,000 | $ 111,000 |
| Platte County Missouri | 1 | $ 152,000 | $ 152,000 | $ 80,000 |
| Warren County Missouri | 1 | $ 120,000 | $ 120,000 | $ 24,000 |
| Adair County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
| Abbeville County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Callahan County Texas | 1 | $ 176,000 | $ 176,000 | $ 53,000 |
| Cass County Texas | 1 | $ 70,000 | $ 70,000 | $ 61,000 |
| Childress County Texas | 1 | $ 88,000 | $ 88,000 | $ 79,000 |
| Clay County Texas | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Coleman County Texas | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Collingsworth County Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Eastland County Texas | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Frio County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Gillespie County Texas | 1 | $ 324,000 | $ 324,000 | $ 60,000 |
| Hale County Texas | 1 | $ 84,000 | $ 84,000 | $ 39,000 |
| Hockley County Texas | 1 | $ 117,000 | $ 117,000 | $ 58,000 |
| Kerr County Texas | 1 | $ 131,000 | $ 131,000 | $ 109,000 |
| Kleberg County Texas | 1 | $ 70,000 | $ 70,000 | $ 74,000 |
| La Salle County Texas | 1 | $ 152,000 | $ 152,000 | $ 95,000 |
| Lee County Texas | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Live Oak County Texas | 1 | $ 37,000 | $ 37,000 | $ 74,000 |
| Milam County Texas | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Mitchell County Texas | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| Motley County Texas | 1 | $ 231,000 | $ 231,000 | $ 54,000 |
| Newton County Texas | 1 | $ 78,000 | $ 78,000 | $ 80,000 |
| Pecos County Texas | 1 | $ 228,000 | $ 228,000 | $ 81,000 |
| Red River County Texas | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Sabine County Texas | 1 | $ 133,000 | $ 133,000 | $ 77,000 |
| Starr County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Stephens County Texas | 1 | $ 146,000 | $ 146,000 | $ 61,000 |
| Terry County Texas | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Uvalde County Texas | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Val Verde County Texas | 1 | $ 191,000 | $ 191,000 | $ 92,000 |
| Walker County Texas | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Wheeler County Texas | 1 | $ 71,000 | $ 71,000 | $ 81,000 |
| Zavala County Texas | 1 | $ 141,000 | $ 141,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Aspire Financial Inc in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,693 | $596,234,000 | $161,000 | $1,048,000 | $93,000 | $1,440,000 |
| Home Purchase | 1,604 | $248,770,000 | $155,000 | $1,000,000 | $83,000 | $550,000 |
| Home Improvement | 4 | $624,000 | $156,000 | $240,000 | $104,000 | $184,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,029 | $662,938,000 | $164,000 | $1,048,000 | $93,000 | $1,440,000 |
| Not Provided | 534 | $82,350,000 | $154,000 | $595,000 | $88,000 | $560,000 |
| Hispanic | 395 | $49,387,000 | $125,000 | $556,000 | $61,000 | $600,000 |
| Black or African American | 219 | $30,137,000 | $137,000 | $332,000 | $78,000 | $600,000 |
| Asian | 100 | $16,859,000 | $168,000 | $417,000 | $111,000 | $554,000 |
| American Indian or Alaskan Native | 13 | $1,991,000 | $153,000 | $417,000 | $74,000 | $159,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,966,000 | $178,000 | $274,000 | $84,000 | $142,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,936 | $531,947,000 | $181,000 | $1,048,000 | $115,000 | $1,260,000 |
| FHA-insured (Federal Housing Administration) | 2,157 | $280,227,000 | $129,000 | $626,000 | $56,000 | $845,000 |
| VA-guaranteed (Veterans Administration) | 190 | $30,874,000 | $162,000 | $417,000 | $88,000 | $1,440,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,580,000 | $143,000 | $305,000 | $63,000 | $197,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,057 | $494,690,000 | $161,000 | $1,029,000 | $93,000 | $957,000 |
| Application Withdrawn By Applicant | 1,286 | $197,411,000 | $153,000 | $1,000,000 | $80,000 | $1,260,000 |
| Application Denied By Financial Institution | 740 | $117,775,000 | $159,000 | $1,048,000 | $90,000 | $1,440,000 |
| Application Approved But Not Accepted | 215 | $35,058,000 | $163,000 | $417,000 | $92,000 | $564,000 |
| Preapproval Approved but not Accepted | 3 | $694,000 | $231,000 | $333,000 | $92,000 | $141,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 305 | $50,900,000 | $166,000 | $1,048,000 | $103,000 | $1,440,000 |
| Debt-To-Income Ratio | 149 | $23,229,000 | $155,000 | $556,000 | $72,000 | $480,000 |
| Credit History | 133 | $18,017,000 | $135,000 | $790,000 | $75,000 | $480,000 |
| Other | 79 | $12,748,000 | $161,000 | $924,000 | $92,000 | $425,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $4,426,000 | $192,000 | $540,000 | $108,000 | $269,000 |
| Employment History | 16 | $2,622,000 | $163,000 | $417,000 | $75,000 | $380,000 |
| Unverifiable Information | 15 | $2,487,000 | $165,000 | $330,000 | $120,000 | $560,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial Inc's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aspire Financial Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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