Aspire Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Aspire Financial, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aspire Financial, Inc. 4100 Alpha Road Suite 400 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 6,417 |
| Total Mortgage Loan Application Amount | $1,098,354,000 |
| Average Mortgage Loan Application Amount | $185,000 |
| Highest Mortgage Loan Application Amount | $2,463,000 |
| Average Applicant Income | $97,333 |
| Highest Applicant Income | $2,894,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Aspire Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Aspire Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Aspire Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 871 | $ 148,228,000 | $ 170,000 | $ 93,000 |
| Dallas County Texas | 745 | $ 121,343,000 | $ 162,000 | $ 87,000 |
| Collin County Texas | 529 | $ 112,099,000 | $ 211,000 | $ 110,000 |
| Muskegon County Michigan | 489 | $ 54,686,000 | $ 111,000 | $ 52,000 |
| Denton County Texas | 488 | $ 102,660,000 | $ 210,000 | $ 108,000 |
| Harris County Texas | 306 | $ 73,691,000 | $ 240,000 | $ 122,000 |
| Bexar County Texas | 212 | $ 32,287,000 | $ 152,000 | $ 65,000 |
| Ottawa County Michigan | 185 | $ 28,199,000 | $ 152,000 | $ 65,000 |
| Ellis County Texas | 111 | $ 18,419,000 | $ 165,000 | $ 84,000 |
| Sumner County Tennessee | 102 | $ 18,292,000 | $ 179,000 | $ 73,000 |
| Kent County Michigan | 94 | $ 12,174,000 | $ 129,000 | $ 79,000 |
| Robertson County Tennessee | 91 | $ 17,025,000 | $ 187,000 | $ 67,000 |
| Lee County Florida | 81 | $ 12,910,000 | $ 159,000 | $ 75,000 |
| Kaufman County Texas | 81 | $ 12,922,000 | $ 159,000 | $ 80,000 |
| Rockwall County Texas | 73 | $ 12,992,000 | $ 177,000 | $ 92,000 |
| Johnson County Texas | 72 | $ 10,342,000 | $ 143,000 | $ 76,000 |
| Lexington County South Carolina | 58 | $ 8,891,000 | $ 153,000 | $ 57,000 |
| Marion County Indiana | 56 | $ 6,126,000 | $ 109,000 | $ 96,000 |
| Parker County Texas | 55 | $ 11,717,000 | $ 213,000 | $ 100,000 |
| Fort Bend County Texas | 53 | $ 10,904,000 | $ 205,000 | $ 107,000 |
| Cape Girardeau County Missouri | 47 | $ 6,558,000 | $ 139,000 | $ 54,000 |
| King County Washington | 38 | $ 13,659,000 | $ 359,000 | $ 128,000 |
| Montgomery County Texas | 35 | $ 6,757,000 | $ 193,000 | $ 114,000 |
| San Diego County California | 31 | $ 11,346,000 | $ 366,000 | $ 100,000 |
| Williamson County Texas | 31 | $ 5,961,000 | $ 192,000 | $ 81,000 |
| Hamilton County Indiana | 30 | $ 4,158,000 | $ 138,000 | $ 137,000 |
| Victoria County Texas | 28 | $ 3,985,000 | $ 142,000 | $ 64,000 |
| Galveston County Texas | 26 | $ 4,914,000 | $ 189,000 | $ 110,000 |
| Wise County Texas | 26 | $ 4,030,000 | $ 155,000 | $ 78,000 |
| Richland County South Carolina | 24 | $ 3,550,000 | $ 147,000 | $ 48,000 |
| Grayson County Texas | 24 | $ 3,602,000 | $ 150,000 | $ 74,000 |
| Hunt County Texas | 24 | $ 3,112,000 | $ 129,000 | $ 92,000 |
| Travis County Texas | 24 | $ 5,332,000 | $ 222,000 | $ 124,000 |
| Comal County Texas | 23 | $ 5,470,000 | $ 237,000 | $ 91,000 |
| Hood County Texas | 23 | $ 3,910,000 | $ 170,000 | $ 92,000 |
| Johnson County Indiana | 21 | $ 2,734,000 | $ 130,000 | $ 60,000 |
| Allegan County Michigan | 20 | $ 2,694,000 | $ 134,000 | $ 49,000 |
| Oceana County Michigan | 20 | $ 2,514,000 | $ 125,000 | $ 58,000 |
| Brazoria County Texas | 20 | $ 3,402,000 | $ 170,000 | $ 93,000 |
| Henderson County Texas | 20 | $ 3,393,000 | $ 169,000 | $ 108,000 |
| Fresno County California | 18 | $ 2,988,000 | $ 166,000 | $ 52,000 |
| Guadalupe County Texas | 17 | $ 3,049,000 | $ 179,000 | $ 76,000 |
| Boone County Indiana | 16 | $ 2,169,000 | $ 135,000 | $ 56,000 |
| McLennan County Texas | 16 | $ 2,200,000 | $ 137,000 | $ 78,000 |
| Snohomish County Washington | 16 | $ 5,155,000 | $ 322,000 | $ 99,000 |
| Davidson County Tennessee | 15 | $ 2,659,000 | $ 177,000 | $ 87,000 |
| Navarro County Texas | 15 | $ 1,994,000 | $ 132,000 | $ 86,000 |
| Van Zandt County Texas | 15 | $ 1,786,000 | $ 119,000 | $ 57,000 |
| Hendricks County Indiana | 13 | $ 1,783,000 | $ 137,000 | $ 48,000 |
| Hinds County Mississippi | 13 | $ 1,479,000 | $ 113,000 | $ 43,000 |
| Ector County Texas | 13 | $ 2,087,000 | $ 160,000 | $ 67,000 |
| Nueces County Texas | 13 | $ 1,568,000 | $ 120,000 | $ 55,000 |
| Palo Pinto County Texas | 13 | $ 2,399,000 | $ 184,000 | $ 84,000 |
| Wilson County Texas | 13 | $ 3,145,000 | $ 241,000 | $ 96,000 |
| Los Angeles County California | 11 | $ 3,544,000 | $ 322,000 | $ 83,000 |
| Cooke County Texas | 11 | $ 2,434,000 | $ 221,000 | $ 133,000 |
| El Paso County Texas | 11 | $ 1,204,000 | $ 109,000 | $ 60,000 |
| Erath County Texas | 10 | $ 1,313,000 | $ 131,000 | $ 70,000 |
| Fannin County Texas | 10 | $ 1,393,000 | $ 139,000 | $ 102,000 |
| Hidalgo County Texas | 10 | $ 1,078,000 | $ 107,000 | $ 70,000 |
| Smith County Texas | 10 | $ 1,394,000 | $ 139,000 | $ 80,000 |
| Wood County Texas | 10 | $ 1,311,000 | $ 131,000 | $ 79,000 |
| Lubbock County Texas | 9 | $ 842,000 | $ 93,000 | $ 51,000 |
| Midland County Texas | 9 | $ 2,504,000 | $ 278,000 | $ 107,000 |
| Tulare County California | 8 | $ 1,082,000 | $ 135,000 | $ 68,000 |
| Bell County Texas | 8 | $ 863,000 | $ 107,000 | $ 71,000 |
| Brazos County Texas | 8 | $ 1,257,000 | $ 157,000 | $ 129,000 |
| Gregg County Texas | 8 | $ 981,000 | $ 122,000 | $ 60,000 |
| Hays County Texas | 8 | $ 1,348,000 | $ 168,000 | $ 65,000 |
| Hopkins County Texas | 8 | $ 925,000 | $ 115,000 | $ 54,000 |
| Kendall County Texas | 8 | $ 1,629,000 | $ 203,000 | $ 83,000 |
| Scott County Missouri | 7 | $ 645,000 | $ 92,000 | $ 34,000 |
| Hill County Texas | 7 | $ 817,000 | $ 116,000 | $ 62,000 |
| Kerr County Texas | 7 | $ 850,000 | $ 121,000 | $ 59,000 |
| Lamar County Texas | 7 | $ 683,000 | $ 97,000 | $ 83,000 |
| El Paso County Colorado | 6 | $ 1,434,000 | $ 239,000 | $ 160,000 |
| Madison County Indiana | 6 | $ 701,000 | $ 116,000 | $ 46,000 |
| Manistee County Michigan | 6 | $ 880,000 | $ 146,000 | $ 96,000 |
| Anderson County Texas | 6 | $ 733,000 | $ 122,000 | $ 78,000 |
| Cameron County Texas | 6 | $ 765,000 | $ 127,000 | $ 136,000 |
| Comanche County Texas | 6 | $ 682,000 | $ 113,000 | $ 77,000 |
| Gillespie County Texas | 6 | $ 985,000 | $ 164,000 | $ 84,000 |
| San Patricio County Texas | 6 | $ 663,000 | $ 110,000 | $ 52,000 |
| Wichita County Texas | 6 | $ 638,000 | $ 106,000 | $ 66,000 |
| Riverside County California | 5 | $ 1,461,000 | $ 292,000 | $ 99,000 |
| Hancock County Indiana | 5 | $ 535,000 | $ 107,000 | $ 32,000 |
| Mecosta County Michigan | 5 | $ 662,000 | $ 132,000 | $ 59,000 |
| Cheatham County Tennessee | 5 | $ 866,000 | $ 173,000 | $ 49,000 |
| Bowie County Texas | 5 | $ 749,000 | $ 149,000 | $ 102,000 |
| Cherokee County Texas | 5 | $ 772,000 | $ 154,000 | $ 87,000 |
| Freestone County Texas | 5 | $ 738,000 | $ 147,000 | $ 88,000 |
| Maverick County Texas | 5 | $ 366,000 | $ 73,000 | $ 36,000 |
| Polk County Texas | 5 | $ 709,000 | $ 141,000 | $ 49,000 |
| Taylor County Texas | 5 | $ 589,000 | $ 117,000 | $ 49,000 |
| Young County Texas | 5 | $ 777,000 | $ 155,000 | $ 73,000 |
| Pinellas County Florida | 4 | $ 631,000 | $ 157,000 | $ 48,000 |
| Morgan County Indiana | 4 | $ 484,000 | $ 121,000 | $ 43,000 |
| Newaygo County Michigan | 4 | $ 518,000 | $ 129,000 | $ 49,000 |
| Madison County Mississippi | 4 | $ 686,000 | $ 171,000 | $ 41,000 |
| Jefferson County Missouri | 4 | $ 554,000 | $ 138,000 | $ 51,000 |
| Sumter County South Carolina | 4 | $ 514,000 | $ 128,000 | $ 41,000 |
| Wilson County Tennessee | 4 | $ 941,000 | $ 235,000 | $ 82,000 |
| Angelina County Texas | 4 | $ 362,000 | $ 90,000 | $ 72,000 |
| Burnet County Texas | 4 | $ 692,000 | $ 173,000 | $ 64,000 |
| Calhoun County Texas | 4 | $ 396,000 | $ 99,000 | $ 39,000 |
| Coryell County Texas | 4 | $ 333,000 | $ 83,000 | $ 42,000 |
| Jefferson County Texas | 4 | $ 394,000 | $ 98,000 | $ 44,000 |
| Llano County Texas | 4 | $ 441,000 | $ 110,000 | $ 47,000 |
| Medina County Texas | 4 | $ 565,000 | $ 141,000 | $ 63,000 |
| Montague County Texas | 4 | $ 640,000 | $ 160,000 | $ 114,000 |
| Orange County Texas | 4 | $ 497,000 | $ 124,000 | $ 66,000 |
| Panola County Texas | 4 | $ 344,000 | $ 86,000 | $ 65,000 |
| Shelby County Texas | 4 | $ 409,000 | $ 102,000 | $ 51,000 |
| Somervell County Texas | 4 | $ 666,000 | $ 166,000 | $ 103,000 |
| Tom Green County Texas | 4 | $ 522,000 | $ 130,000 | $ 75,000 |
| Contra Costa County California | 3 | $ 832,000 | $ 277,000 | $ 93,000 |
| Mason County Michigan | 3 | $ 279,000 | $ 93,000 | $ 33,000 |
| St. Charles County Missouri | 3 | $ 477,000 | $ 159,000 | $ 75,000 |
| Darlington County South Carolina | 3 | $ 332,000 | $ 110,000 | $ 49,000 |
| Newberry County South Carolina | 3 | $ 463,000 | $ 154,000 | $ 28,000 |
| Aransas County Texas | 3 | $ 459,000 | $ 153,000 | $ 49,000 |
| Austin County Texas | 3 | $ 658,000 | $ 219,000 | $ 95,000 |
| Bandera County Texas | 3 | $ 952,000 | $ 317,000 | $ 153,000 |
| Bosque County Texas | 3 | $ 269,000 | $ 89,000 | $ 51,000 |
| Brown County Texas | 3 | $ 541,000 | $ 180,000 | $ 50,000 |
| Camp County Texas | 3 | $ 347,000 | $ 115,000 | $ 60,000 |
| Eastland County Texas | 3 | $ 378,000 | $ 126,000 | $ 89,000 |
| Hardin County Texas | 3 | $ 302,000 | $ 100,000 | $ 59,000 |
| Howard County Texas | 3 | $ 192,000 | $ 64,000 | $ 79,000 |
| Leon County Texas | 3 | $ 409,000 | $ 136,000 | $ 84,000 |
| Liberty County Texas | 3 | $ 462,000 | $ 154,000 | $ 117,000 |
| Matagorda County Texas | 3 | $ 425,000 | $ 141,000 | $ 92,000 |
| Nacogdoches County Texas | 3 | $ 422,000 | $ 140,000 | $ 53,000 |
| Rains County Texas | 3 | $ 285,000 | $ 95,000 | $ 51,000 |
| Waller County Texas | 3 | $ 382,000 | $ 127,000 | $ 72,000 |
| Pierce County Washington | 3 | $ 490,000 | $ 163,000 | $ 69,000 |
| Garland County Arkansas | 2 | $ 228,000 | $ 114,000 | $ 197,000 |
| Alameda County California | 2 | $ 678,000 | $ 339,000 | $ 106,000 |
| Kern County California | 2 | $ 321,000 | $ 160,000 | $ 42,000 |
| Merced County California | 2 | $ 541,000 | $ 270,000 | $ 91,000 |
| Hillsborough County Florida | 2 | $ 364,000 | $ 182,000 | $ 122,000 |
| Shelby County Indiana | 2 | $ 196,000 | $ 98,000 | $ 49,000 |
| Union County Indiana | 2 | $ 312,000 | $ 156,000 | $ 45,000 |
| Barry County Michigan | 2 | $ 370,000 | $ 185,000 | $ 81,000 |
| Eaton County Michigan | 2 | $ 379,000 | $ 189,000 | $ 63,000 |
| Montcalm County Michigan | 2 | $ 170,000 | $ 85,000 | $ 41,000 |
| Perry County Missouri | 2 | $ 142,000 | $ 71,000 | $ 45,000 |
| Cleveland County Oklahoma | 2 | $ 244,000 | $ 122,000 | $ 183,000 |
| Horry County South Carolina | 2 | $ 212,000 | $ 106,000 | $ 98,000 |
| Knox County Tennessee | 2 | $ 396,000 | $ 198,000 | $ 117,000 |
| Montgomery County Tennessee | 2 | $ 122,000 | $ 61,000 | $ 86,000 |
| Williamson County Tennessee | 2 | $ 446,000 | $ 223,000 | $ 71,000 |
| Atascosa County Texas | 2 | $ 483,000 | $ 241,000 | $ 100,000 |
| Bastrop County Texas | 2 | $ 286,000 | $ 143,000 | $ 54,000 |
| Blanco County Texas | 2 | $ 299,000 | $ 149,000 | $ 38,000 |
| Coleman County Texas | 2 | $ 149,000 | $ 74,000 | $ 78,000 |
| Crockett County Texas | 2 | $ 256,000 | $ 128,000 | $ 57,000 |
| Delta County Texas | 2 | $ 428,000 | $ 214,000 | $ 159,000 |
| DeWitt County Texas | 2 | $ 316,000 | $ 158,000 | $ 64,000 |
| Duval County Texas | 2 | $ 292,000 | $ 146,000 | $ 147,000 |
| Haskell County Texas | 2 | $ 154,000 | $ 77,000 | $ 52,000 |
| Hutchinson County Texas | 2 | $ 208,000 | $ 104,000 | $ 88,000 |
| Jack County Texas | 2 | $ 482,000 | $ 241,000 | $ 104,000 |
| Jasper County Texas | 2 | $ 224,000 | $ 112,000 | $ 38,000 |
| Kleberg County Texas | 2 | $ 178,000 | $ 89,000 | $ 57,000 |
| Lee County Texas | 2 | $ 252,000 | $ 126,000 | $ 95,000 |
| Limestone County Texas | 2 | $ 248,000 | $ 124,000 | $ 86,000 |
| Moore County Texas | 2 | $ 198,000 | $ 99,000 | $ 72,000 |
| Randall County Texas | 2 | $ 217,000 | $ 108,000 | $ 73,000 |
| Reeves County Texas | 2 | $ 191,000 | $ 95,000 | $ 153,000 |
| Rusk County Texas | 2 | $ 467,000 | $ 233,000 | $ 89,000 |
| Titus County Texas | 2 | $ 264,000 | $ 132,000 | $ 70,000 |
| Trinity County Texas | 2 | $ 256,000 | $ 128,000 | $ 35,000 |
| Val Verde County Texas | 2 | $ 182,000 | $ 91,000 | $ 31,000 |
| Washington County Texas | 2 | $ 215,000 | $ 107,000 | $ 47,000 |
| Wharton County Texas | 2 | $ 253,000 | $ 126,000 | $ 60,000 |
| Amador County California | 1 | $ 248,000 | $ 248,000 | $ 222,000 |
| Butte County California | 1 | $ 173,000 | $ 173,000 | $ 135,000 |
| El Dorado County California | 1 | $ 223,000 | $ 223,000 | $ 94,000 |
| Madera County California | 1 | $ 210,000 | $ 210,000 | $ 64,000 |
| Sacramento County California | 1 | $ 232,000 | $ 232,000 | $ 88,000 |
| San Bernardino County California | 1 | $ 290,000 | $ 290,000 | $ 96,000 |
| Santa Cruz County California | 1 | $ 500,000 | $ 500,000 | $ 114,000 |
| Solano County California | 1 | $ 368,000 | $ 368,000 | $ 100,000 |
| Adams County Colorado | 1 | $ 311,000 | $ 311,000 | $ 65,000 |
| Arapahoe County Colorado | 1 | $ 154,000 | $ 154,000 | $ 35,000 |
| Douglas County Colorado | 1 | $ 589,000 | $ 589,000 | $ 141,000 |
| Fremont County Colorado | 1 | $ 81,000 | $ 81,000 | $ 39,000 |
| Jefferson County Colorado | 1 | $ 415,000 | $ 415,000 | $ 101,000 |
| La Plata County Colorado | 1 | $ 220,000 | $ 220,000 | $ 146,000 |
| Pueblo County Colorado | 1 | $ 95,000 | $ 95,000 | $ 119,000 |
| Teller County Colorado | 1 | $ 229,000 | $ 229,000 | $ 98,000 |
| Weld County Colorado | 1 | $ 270,000 | $ 270,000 | $ 185,000 |
| Brevard County Florida | 1 | $ 302,000 | $ 302,000 | $ 106,000 |
| Broward County Florida | 1 | $ 201,000 | $ 201,000 | $ 42,000 |
| Charlotte County Florida | 1 | $ 127,000 | $ 127,000 | $ 75,000 |
| Citrus County Florida | 1 | $ 180,000 | $ 180,000 | $ 39,000 |
| Clay County Florida | 1 | $ 177,000 | $ 177,000 | $ 111,000 |
| Collier County Florida | 1 | $ 208,000 | $ 208,000 | $ 78,000 |
| Palm Beach County Florida | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Pasco County Florida | 1 | $ 147,000 | $ 147,000 | $ 150,000 |
| Sarasota County Florida | 1 | $ 167,000 | $ 167,000 | $ 74,000 |
| Seminole County Florida | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| St. Lucie County Florida | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Montgomery County Indiana | 1 | $ 134,000 | $ 134,000 | $ 51,000 |
| Owen County Indiana | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| Rush County Indiana | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| St. Joseph County Indiana | 1 | $ 237,000 | $ 237,000 | $ 93,000 |
| Tipton County Indiana | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Henderson County Kentucky | 1 | $ 141,000 | $ 141,000 | $ 77,000 |
| Caddo County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| St. Bernard County Louisiana | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Tangipahoa County Louisiana | 1 | $ 233,000 | $ 233,000 | $ 102,000 |
| Webster County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| West Carroll County Louisiana | 1 | $ 77,000 | $ 77,000 | $ 17,000 |
| Antrim County Michigan | 1 | $ 90,000 | $ 90,000 | $ 134,000 |
| Berrien County Michigan | 1 | $ 214,000 | $ 214,000 | $ 86,000 |
| Charlevoix County Michigan | 1 | $ 119,000 | $ 119,000 | $ 85,000 |
| Ingham County Michigan | 1 | $ 157,000 | $ 157,000 | $ 97,000 |
| Ionia County Michigan | 1 | $ 72,000 | $ 72,000 | $ 44,000 |
| Kalkaska County Michigan | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
| Van Buren County Michigan | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Wayne County Michigan | 1 | $ 300,000 | $ 300,000 | $ 72,000 |
| Bolivar County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 93,000 |
| Lamar County Mississippi | 1 | $ 160,000 | $ 160,000 | $ 31,000 |
| Bollinger County Missouri | 1 | $ 94,000 | $ 94,000 | $ 31,000 |
| Dunklin County Missouri | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
| Lincoln County Missouri | 1 | $ 184,000 | $ 184,000 | $ 54,000 |
| Mississippi County Missouri | 1 | $ 200,000 | $ 200,000 | $ 46,000 |
| Beckham County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Bryan County Oklahoma | 1 | $ 121,000 | $ 121,000 | $ 108,000 |
| Oklahoma County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 71,000 | $ 71,000 | $ 22,000 |
| Pontotoc County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Fairfield County South Carolina | 1 | $ 286,000 | $ 286,000 | $ 62,000 |
| Florence County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 32,000 |
| Kershaw County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 31,000 |
| Orangeburg County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 41,000 |
| Pickens County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 71,000 |
| Cumberland County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
| Franklin County Tennessee | 1 | $ 248,000 | $ 248,000 | $ 143,000 |
| Monroe County Tennessee | 1 | $ 388,000 | $ 388,000 | $ 130,000 |
| Rutherford County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Sequatchie County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Sevier County Tennessee | 1 | $ 380,000 | $ 380,000 | $ 242,000 |
| Shelby County Tennessee | 1 | $ 302,000 | $ 302,000 | $ 100,000 |
| Stewart County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| Tipton County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 44,000 |
| Washington County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| White County Tennessee | 1 | $ 254,000 | $ 254,000 | $ 86,000 |
| Andrews County Texas | 1 | $ 358,000 | $ 358,000 | $ 132,000 |
| Bailey County Texas | 1 | $ 66,000 | $ 66,000 | $ 43,000 |
| Bee County Texas | 1 | $ 172,000 | $ 172,000 | $ 89,000 |
| Brewster County Texas | 1 | $ 141,000 | $ 141,000 | $ 29,000 |
| Caldwell County Texas | 1 | $ 224,000 | $ 224,000 | $ 88,000 |
| Cass County Texas | 1 | $ 69,000 | $ 69,000 | $ 25,000 |
| Chambers County Texas | 1 | $ 266,000 | $ 266,000 | $ 98,000 |
| Colorado County Texas | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Fayette County Texas | 1 | $ 295,000 | $ 295,000 | $ 116,000 |
| Fisher County Texas | 1 | $ 160,000 | $ 160,000 | $ 132,000 |
| Frio County Texas | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Gonzales County Texas | 1 | $ 79,000 | $ 79,000 | $ 30,000 |
| Gray County Texas | 1 | $ 81,000 | $ 81,000 | $ 32,000 |
| Hale County Texas | 1 | $ 137,000 | $ 137,000 | $ 74,000 |
| Hamilton County Texas | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Hartley County Texas | 1 | $ 193,000 | $ 193,000 | $ 89,000 |
| Hockley County Texas | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Houston County Texas | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Irion County Texas | 1 | $ 146,000 | $ 146,000 | $ 70,000 |
| Jackson County Texas | 1 | $ 191,000 | $ 191,000 | $ 70,000 |
| Kinney County Texas | 1 | $ 152,000 | $ 152,000 | $ 118,000 |
| La Salle County Texas | 1 | $ 123,000 | $ 123,000 | $ 63,000 |
| Lampasas County Texas | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Lavaca County Texas | 1 | $ 130,000 | $ 130,000 | $ 149,000 |
| Menard County Texas | 1 | $ 63,000 | $ 63,000 | $ 137,000 |
| Milam County Texas | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Morris County Texas | 1 | $ 140,000 | $ 140,000 | $ 21,000 |
| Nolan County Texas | 1 | $ 184,000 | $ 184,000 | $ 67,000 |
| Pecos County Texas | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Potter County Texas | 1 | $ 68,000 | $ 68,000 | $ 25,000 |
| Robertson County Texas | 1 | $ 154,000 | $ 154,000 | $ 63,000 |
| Sabine County Texas | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| San Jacinto County Texas | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Scurry County Texas | 1 | $ 48,000 | $ 48,000 | $ 28,000 |
| Starr County Texas | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Stephens County Texas | 1 | $ 241,000 | $ 241,000 | $ 126,000 |
| Terry County Texas | 1 | $ 99,000 | $ 99,000 | $ 125,000 |
| Tyler County Texas | 1 | $ 154,000 | $ 154,000 | $ 90,000 |
| Upshur County Texas | 1 | $ 196,000 | $ 196,000 | $ 150,000 |
| Uvalde County Texas | 1 | $ 171,000 | $ 171,000 | $ 71,000 |
| Ward County Texas | 1 | $ 375,000 | $ 375,000 | $ 159,000 |
| Webb County Texas | 1 | $ 80,000 | $ 80,000 | $ 159,000 |
| Wilbarger County Texas | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| Grant County Washington | 1 | $ 143,000 | $ 143,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Aspire Financial, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,469 | $591,665,000 | $170,000 | $1,007,000 | $79,000 | $2,894,000 |
| Refinancing | 2,938 | $504,544,000 | $171,000 | $2,463,000 | $92,000 | $1,029,000 |
| Home Improvement | 10 | $2,145,000 | $214,000 | $343,000 | $121,000 | $329,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,681 | $813,353,000 | $173,000 | $2,463,000 | $89,000 | $2,894,000 |
| Hispanic | 724 | $114,125,000 | $157,000 | $536,000 | $70,000 | $400,000 |
| Black or African American | 435 | $75,254,000 | $172,000 | $494,000 | $75,000 | $335,000 |
| Not Provided | 389 | $58,483,000 | $150,000 | $945,000 | $76,000 | $900,000 |
| Asian | 151 | $30,701,000 | $203,000 | $469,000 | $97,000 | $469,000 |
| American Indian or Alaskan Native | 21 | $3,552,000 | $169,000 | $272,000 | $80,000 | $176,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $2,886,000 | $180,000 | $384,000 | $68,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,745 | $694,846,000 | $185,000 | $2,463,000 | $102,000 | $2,894,000 |
| FHA-insured (Federal Housing Administration) | 2,093 | $302,542,000 | $144,000 | $630,000 | $61,000 | $900,000 |
| VA-guaranteed (Veterans Administration) | 341 | $72,124,000 | $211,000 | $1,007,000 | $77,000 | $330,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 238 | $28,842,000 | $121,000 | $286,000 | $46,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,943 | $685,026,000 | $173,000 | $728,000 | $85,000 | $2,894,000 |
| Application Withdrawn By Applicant | 1,106 | $192,376,000 | $173,000 | $2,463,000 | $98,000 | $1,029,000 |
| Application Denied By Financial Institution | 705 | $110,203,000 | $156,000 | $1,007,000 | $77,000 | $592,000 |
| Preapproval Denied by Financial Institution | 258 | $36,408,000 | $141,000 | $945,000 | $56,000 | $300,000 |
| Application Approved But Not Accepted | 238 | $40,953,000 | $172,000 | $589,000 | $93,000 | $597,000 |
| File Closed For Incompleteness | 138 | $28,310,000 | $205,000 | $1,033,000 | $89,000 | $414,000 |
| Preapproval Approved but not Accepted | 29 | $5,078,000 | $175,000 | $404,000 | $71,000 | $155,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4 | $790,000 | $197,000 | $332,000 | $102,000 | $210,000 |
| Debt-To-Income Ratio | 1 | $277,000 | $277,000 | $277,000 | $51,000 | $51,000 |
| Collateral | 1 | $146,000 | $146,000 | $146,000 | $79,000 | $79,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $152,000 | $152,000 | $152,000 | $50,000 | $50,000 |
| Other | 1 | $162,000 | $162,000 | $162,000 | $57,000 | $57,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aspire Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.