Aspire Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Aspire Financial, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Aspire Financial, Inc.
4100 Alpha Road Suite 400
Dallas, TX 75244
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 10,553
Total Mortgage Loan Application Amount $2,669,075,000
Average Mortgage Loan Application Amount $262,000
Highest Mortgage Loan Application Amount $1,215,000
Average Applicant Income $125,333
Highest Applicant Income $2,649,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Aspire Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Aspire Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Aspire Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial, Inc.'s mortgage activity for 2020.

Mortgage Loan Application Totals for Aspire Financial, Inc. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tarrant County Texas 1,789 $ 415,875,000 $ 232,000 $ 117,000
Dallas County Texas 1,423 $ 341,465,000 $ 239,000 $ 118,000
Collin County Texas 1,254 $ 355,350,000 $ 283,000 $ 140,000
Denton County Texas 1,224 $ 346,870,000 $ 283,000 $ 132,000
Harris County Texas 997 $ 230,165,000 $ 230,000 $ 124,000
Fort Bend County Texas 345 $ 94,395,000 $ 273,000 $ 135,000
Travis County Texas 324 $ 100,050,000 $ 308,000 $ 149,000
Ellis County Texas 248 $ 59,630,000 $ 240,000 $ 108,000
Montgomery County Texas 241 $ 64,735,000 $ 268,000 $ 135,000
Williamson County Texas 236 $ 64,330,000 $ 272,000 $ 129,000
Parker County Texas 206 $ 54,810,000 $ 266,000 $ 129,000
Rockwall County Texas 199 $ 56,005,000 $ 281,000 $ 140,000
Kaufman County Texas 182 $ 42,000,000 $ 230,000 $ 105,000
Johnson County Texas 179 $ 40,935,000 $ 228,000 $ 104,000
Galveston County Texas 156 $ 39,310,000 $ 251,000 $ 146,000
Brazoria County Texas 146 $ 33,630,000 $ 230,000 $ 123,000
Bexar County Texas 124 $ 30,180,000 $ 243,000 $ 101,000
Hays County Texas 76 $ 23,370,000 $ 307,000 $ 126,000
Wise County Texas 76 $ 16,310,000 $ 214,000 $ 101,000
Grayson County Texas 69 $ 14,815,000 $ 214,000 $ 106,000
Hunt County Texas 69 $ 14,505,000 $ 210,000 $ 95,000
Hood County Texas 63 $ 15,545,000 $ 246,000 $ 134,000
Comal County Texas 43 $ 12,535,000 $ 291,000 $ 132,000
Henderson County Texas 42 $ 10,410,000 $ 247,000 $ 137,000
Bell County Texas 37 $ 8,675,000 $ 234,000 $ 74,000
McLennan County Texas 36 $ 8,970,000 $ 249,000 $ 104,000
Van Zandt County Texas 32 $ 6,880,000 $ 215,000 $ 99,000
Waller County Texas 31 $ 8,805,000 $ 284,000 $ 122,000
Fannin County Texas 28 $ 6,270,000 $ 223,000 $ 116,000
Palo Pinto County Texas 26 $ 4,490,000 $ 172,000 $ 107,000
Bastrop County Texas 23 $ 5,595,000 $ 243,000 $ 92,000
Cooke County Texas 23 $ 5,405,000 $ 235,000 $ 118,000
Hill County Texas 23 $ 3,795,000 $ 165,000 $ 109,000
Navarro County Texas 22 $ 4,600,000 $ 209,000 $ 129,000
Brazos County Texas 20 $ 4,800,000 $ 240,000 $ 131,000
Chambers County Texas 20 $ 5,880,000 $ 294,000 $ 141,000
Erath County Texas 18 $ 3,970,000 $ 220,000 $ 122,000
Guadalupe County Texas 17 $ 3,445,000 $ 202,000 $ 72,000
Smith County Texas 16 $ 3,430,000 $ 214,000 $ 103,000
Burnet County Texas 14 $ 3,980,000 $ 284,000 $ 102,000
Nueces County Texas 13 $ 2,575,000 $ 198,000 $ 116,000
Midland County Texas 12 $ 3,990,000 $ 332,000 $ 176,000
Freestone County Texas 11 $ 2,365,000 $ 215,000 $ 322,000
Llano County Texas 11 $ 2,795,000 $ 254,000 $ 147,000
Lamar County Texas 10 $ 1,190,000 $ 119,000 $ 89,000
Liberty County Texas 10 $ 2,080,000 $ 208,000 $ 114,000
San Jacinto County Texas 10 $ 1,590,000 $ 159,000 $ 122,000
Washington County Texas 10 $ 3,370,000 $ 337,000 $ 148,000
Wood County Texas 10 $ 1,910,000 $ 191,000 $ 100,000
Grimes County Texas 9 $ 2,685,000 $ 298,000 $ 99,000
Lubbock County Texas 9 $ 1,565,000 $ 173,000 $ 104,000
Medina County Texas 9 $ 2,845,000 $ 316,000 $ 124,000
Montague County Texas 9 $ 1,735,000 $ 192,000 $ 99,000
Wharton County Texas 9 $ 1,805,000 $ 200,000 $ 90,000
Bosque County Texas 8 $ 910,000 $ 113,000 $ 60,000
Somervell County Texas 8 $ 2,210,000 $ 276,000 $ 112,000
Gregg County Texas 7 $ 1,135,000 $ 162,000 $ 109,000
Jefferson County Texas 7 $ 1,205,000 $ 172,000 $ 81,000
Austin County Texas 6 $ 1,390,000 $ 231,000 $ 118,000
Cameron County Texas 6 $ 1,100,000 $ 183,000 $ 124,000
El Paso County Texas 6 $ 1,050,000 $ 175,000 $ 100,000
Hopkins County Texas 6 $ 1,180,000 $ 196,000 $ 85,000
Matagorda County Texas 6 $ 1,650,000 $ 275,000 $ 89,000
Walker County Texas 6 $ 1,130,000 $ 188,000 $ 111,000
Caldwell County Texas 5 $ 1,125,000 $ 225,000 $ 64,000
Franklin County Texas 5 $ 1,365,000 $ 273,000 $ 146,000
Harrison County Texas 5 $ 925,000 $ 185,000 $ 67,000
Kendall County Texas 5 $ 1,795,000 $ 359,000 $ 126,000
Lee County Texas 5 $ 1,495,000 $ 299,000 $ 120,000
Limestone County Texas 5 $ 965,000 $ 193,000 $ 103,000
Polk County Texas 5 $ 1,035,000 $ 207,000 $ 152,000
Rusk County Texas 5 $ 795,000 $ 159,000 $ 83,000
Titus County Texas 5 $ 1,075,000 $ 215,000 $ 92,000
Wichita County Texas 5 $ 795,000 $ 159,000 $ 72,000
Anderson County Texas 4 $ 860,000 $ 215,000 $ 78,000
Brown County Texas 4 $ 670,000 $ 167,000 $ 55,000
Cherokee County Texas 4 $ 960,000 $ 240,000 $ 107,000
Comanche County Texas 4 $ 550,000 $ 137,000 $ 62,000
Coryell County Texas 4 $ 680,000 $ 170,000 $ 101,000
Fayette County Texas 4 $ 1,270,000 $ 317,000 $ 99,000
Hardin County Texas 4 $ 880,000 $ 220,000 $ 61,000
Orange County Texas 4 $ 660,000 $ 165,000 $ 67,000
Randall County Texas 4 $ 1,100,000 $ 275,000 $ 62,000
Victoria County Texas 4 $ 970,000 $ 242,000 $ 106,000
Miami-Dade County Florida 3 $ 575,000 $ 191,000 $ 60,000
Blanco County Texas 3 $ 895,000 $ 298,000 $ 89,000
Camp County Texas 3 $ 695,000 $ 231,000 $ 213,000
Colorado County Texas 3 $ 455,000 $ 151,000 $ 52,000
Ector County Texas 3 $ 485,000 $ 161,000 $ 111,000
Gillespie County Texas 3 $ 995,000 $ 331,000 $ 159,000
Hidalgo County Texas 3 $ 395,000 $ 131,000 $ 82,000
Houston County Texas 3 $ 445,000 $ 148,000 $ 180,000
Jones County Texas 3 $ 325,000 $ 108,000 $ 912,000
Lampasas County Texas 3 $ 775,000 $ 258,000 $ 243,000
Leon County Texas 3 $ 675,000 $ 225,000 $ 225,000
Nacogdoches County Texas 3 $ 295,000 $ 98,000 $ 83,000
Tom Green County Texas 3 $ 1,095,000 $ 365,000 $ 147,000
Tyler County Texas 3 $ 535,000 $ 178,000 $ 71,000
Charlotte County Florida 2 $ 610,000 $ 305,000 $ 199,000
Lee County Florida 2 $ 940,000 $ 470,000 $ 117,000
Manatee County Florida 2 $ 570,000 $ 285,000 $ 123,000
Pasco County Florida 2 $ 360,000 $ 180,000 $ 82,000
Pinellas County Florida 2 $ 530,000 $ 265,000 $ 229,000
Volusia County Florida 2 $ 720,000 $ 360,000 $ 114,000
McCurtain County Oklahoma 2 $ 590,000 $ 295,000 $ 168,000
Angelina County Texas 2 $ 520,000 $ 260,000 $ 149,000
Aransas County Texas 2 $ 490,000 $ 245,000 $ 224,000
Jasper County Texas 2 $ 280,000 $ 140,000 $ 49,000
Jim Wells County Texas 2 $ 530,000 $ 265,000 $ 143,000
Kerr County Texas 2 $ 440,000 $ 220,000 $ 157,000
Lavaca County Texas 2 $ 570,000 $ 285,000 $ 135,000
Mills County Texas 2 $ 410,000 $ 205,000 $ 81,000
Rains County Texas 2 $ 510,000 $ 255,000 $ 80,000
San Patricio County Texas 2 $ 430,000 $ 215,000 $ 67,000
Taylor County Texas 2 $ 820,000 $ 410,000 $ 143,000
Trinity County Texas 2 $ 210,000 $ 105,000 $ 114,000
Upshur County Texas 2 $ 500,000 $ 250,000 $ 42,000
Garland County Arkansas 1 $ 115,000 $ 115,000 $ 26,000
Van Buren County Arkansas 1 $ 155,000 $ 155,000 $ 93,000
Washington County Arkansas 1 $ 145,000 $ 145,000 $ 240,000
Broward County Florida 1 $ 295,000 $ 295,000 $ 130,000
Citrus County Florida 1 $ 565,000 $ 565,000 $ 155,000
Clay County Florida 1 $ 225,000 $ 225,000 $ 82,000
Collier County Florida 1 $ 245,000 $ 245,000 $ 83,000
Hillsborough County Florida 1 $ 235,000 $ 235,000 $ 76,000
Indian River County Florida 1 $ 295,000 $ 295,000 $ 125,000
Orange County Florida 1 $ 305,000 $ 305,000 $ 127,000
Polk County Florida 1 $ 105,000 $ 105,000 $ 148,000
Sarasota County Florida 1 $ 165,000 $ 165,000 $ 39,000
St. Johns County Florida 1 $ 445,000 $ 445,000 $ 206,000
La Salle County Louisiana 1 $ 275,000 $ 275,000 $ 183,000
Tangipahoa County Louisiana 1 $ 245,000 $ 245,000 $ 111,000
Carter County Oklahoma 1 $ 215,000 $ 215,000 $ 123,000
Latimer County Oklahoma 1 $ 265,000 $ 265,000 $ 240,000
Marshall County Tennessee 1 $ 285,000 $ 285,000 $ 67,000
White County Tennessee 1 $ 155,000 $ 155,000 $ 252,000
Bowie County Texas 1 $ 135,000 $ 135,000 $ 76,000
Burleson County Texas 1 $ 255,000 $ 255,000 $ 77,000
Calhoun County Texas 1 $ 405,000 $ 405,000 $ 221,000
Cass County Texas 1 $ 75,000 $ 75,000 $ 28,000
Crosby County Texas 1 $ 85,000 $ 85,000 $ 158,000
Delta County Texas 1 $ 155,000 $ 155,000 $ 127,000
DeWitt County Texas 1 $ 195,000 $ 195,000 $ 76,000
Eastland County Texas 1 $ 165,000 $ 165,000 $ 90,000
Gray County Texas 1 $ 115,000 $ 115,000 $ 57,000
Hall County Texas 1 $ 205,000 $ 205,000 $ 43,000
Howard County Texas 1 $ 145,000 $ 145,000 $ 56,000
Hutchinson County Texas 1 $ 225,000 $ 225,000 $ 149,000
Jack County Texas 1 $ 175,000 $ 175,000 $ 98,000
Jeff Davis County Texas 1 $ 205,000 $ 205,000 $ 296,000
Karnes County Texas 1 $ 95,000 $ 95,000 $ 25,000
Kimble County Texas 1 $ 105,000 $ 105,000 $ 47,000
Kleberg County Texas 1 $ 75,000 $ 75,000 $ 45,000
Milam County Texas 1 $ 205,000 $ 205,000 $ 101,000
Mitchell County Texas 1 $ 155,000 $ 155,000 $ 96,000
Morris County Texas 1 $ 175,000 $ 175,000 $ 70,000
Newton County Texas 1 $ 125,000 $ 125,000 $ 7,000
Panola County Texas 1 $ 185,000 $ 185,000 $ 97,000
Refugio County Texas 1 $ 155,000 $ 155,000 $ 88,000
Robertson County Texas 1 $ 195,000 $ 195,000 $ 144,000
Scurry County Texas 1 $ 125,000 $ 125,000 $ 84,000
Shelby County Texas 1 $ 155,000 $ 155,000 $ 108,000
Webb County Texas 1 $ 425,000 $ 425,000 $ 400,000
Wilson County Texas 1 $ 325,000 $ 325,000 $ 184,000
Young County Texas 1 $ 295,000 $ 295,000 $ 181,000

Mortgage Loan Application Detail Totals for Aspire Financial, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,885 $1,309,865,000 $268,000 $595,000 $131,000 $2,649,000
Cash-out Refinancing 4,657 $1,065,595,000 $228,000 $1,215,000 $118,000 $1,900,000
Home Purchase 1,011 $293,615,000 $290,000 $1,005,000 $127,000 $1,412,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,104 $2,070,010,000 $255,000 $1,215,000 $129,000 $2,649,000
Hispanic 1,027 $231,365,000 $225,000 $515,000 $104,000 $678,000
Black or African American 729 $167,305,000 $229,000 $1,005,000 $102,000 $984,000
Asian 556 $164,790,000 $296,000 $615,000 $143,000 $1,920,000
Not Provided 96 $26,510,000 $276,000 $515,000 $122,000 $420,000
American Indian or Alaskan Native 34 $7,050,000 $207,000 $485,000 $99,000 $270,000
Native Hawaiian or Other Pacific Islander 5 $1,385,000 $277,000 $365,000 $169,000 $408,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,867 $2,498,065,000 $253,000 $1,215,000 $129,000 $2,649,000
FHA-insured (Federal Housing Administration) 412 $94,940,000 $230,000 $695,000 $79,000 $224,000
VA-guaranteed (Veterans Administration) 267 $74,855,000 $280,000 $625,000 $34,000 $286,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,215,000 $173,000 $265,000 $56,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,448 $1,443,220,000 $264,000 $705,000 $135,000 $2,541,000
Application Withdrawn By Applicant 3,702 $899,630,000 $243,000 $675,000 $119,000 $2,649,000
File Closed For Incompleteness 1,067 $244,815,000 $229,000 $1,215,000 $106,000 $995,000
Application Denied By Financial Institution 307 $73,735,000 $240,000 $515,000 $105,000 $535,000
Application Approved But Not Accepted 29 $7,675,000 $264,000 $1,005,000 $107,000 $440,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,246 $2,595,340,000 $253,000 $1,215,000 $126,000 $2,649,000
Debt-To-Income Ratio 104 $26,950,000 $259,000 $515,000 $81,000 $257,000
Credit History 55 $12,815,000 $233,000 $485,000 $114,000 $300,000
Other 45 $9,655,000 $214,000 $465,000 $123,000 $398,000
Collateral 35 $8,135,000 $232,000 $515,000 $120,000 $345,000
Unverifiable Information 33 $7,375,000 $223,000 $455,000 $121,000 $535,000
Insufficient Cash (Downpayment, Closing Cost) 14 $3,820,000 $272,000 $515,000 $101,000 $187,000
Employment History 11 $2,925,000 $265,000 $515,000 $133,000 $369,000
Credit Application Incomplete 10 $2,060,000 $206,000 $485,000 $83,000 $213,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Aspire Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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