Aspire Financial, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aspire Financial, Inc. 4100 Alpha Road Suite 400 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 10,553 |
| Total Mortgage Loan Application Amount | $2,669,075,000 |
| Average Mortgage Loan Application Amount | $262,000 |
| Highest Mortgage Loan Application Amount | $1,215,000 |
| Average Applicant Income | $125,333 |
| Highest Applicant Income | $2,649,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Aspire Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Aspire Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Aspire Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 1,789 | $ 415,875,000 | $ 232,000 | $ 117,000 |
| Dallas County Texas | 1,423 | $ 341,465,000 | $ 239,000 | $ 118,000 |
| Collin County Texas | 1,254 | $ 355,350,000 | $ 283,000 | $ 140,000 |
| Denton County Texas | 1,224 | $ 346,870,000 | $ 283,000 | $ 132,000 |
| Harris County Texas | 997 | $ 230,165,000 | $ 230,000 | $ 124,000 |
| Fort Bend County Texas | 345 | $ 94,395,000 | $ 273,000 | $ 135,000 |
| Travis County Texas | 324 | $ 100,050,000 | $ 308,000 | $ 149,000 |
| Ellis County Texas | 248 | $ 59,630,000 | $ 240,000 | $ 108,000 |
| Montgomery County Texas | 241 | $ 64,735,000 | $ 268,000 | $ 135,000 |
| Williamson County Texas | 236 | $ 64,330,000 | $ 272,000 | $ 129,000 |
| Parker County Texas | 206 | $ 54,810,000 | $ 266,000 | $ 129,000 |
| Rockwall County Texas | 199 | $ 56,005,000 | $ 281,000 | $ 140,000 |
| Kaufman County Texas | 182 | $ 42,000,000 | $ 230,000 | $ 105,000 |
| Johnson County Texas | 179 | $ 40,935,000 | $ 228,000 | $ 104,000 |
| Galveston County Texas | 156 | $ 39,310,000 | $ 251,000 | $ 146,000 |
| Brazoria County Texas | 146 | $ 33,630,000 | $ 230,000 | $ 123,000 |
| Bexar County Texas | 124 | $ 30,180,000 | $ 243,000 | $ 101,000 |
| Hays County Texas | 76 | $ 23,370,000 | $ 307,000 | $ 126,000 |
| Wise County Texas | 76 | $ 16,310,000 | $ 214,000 | $ 101,000 |
| Grayson County Texas | 69 | $ 14,815,000 | $ 214,000 | $ 106,000 |
| Hunt County Texas | 69 | $ 14,505,000 | $ 210,000 | $ 95,000 |
| Hood County Texas | 63 | $ 15,545,000 | $ 246,000 | $ 134,000 |
| Comal County Texas | 43 | $ 12,535,000 | $ 291,000 | $ 132,000 |
| Henderson County Texas | 42 | $ 10,410,000 | $ 247,000 | $ 137,000 |
| Bell County Texas | 37 | $ 8,675,000 | $ 234,000 | $ 74,000 |
| McLennan County Texas | 36 | $ 8,970,000 | $ 249,000 | $ 104,000 |
| Van Zandt County Texas | 32 | $ 6,880,000 | $ 215,000 | $ 99,000 |
| Waller County Texas | 31 | $ 8,805,000 | $ 284,000 | $ 122,000 |
| Fannin County Texas | 28 | $ 6,270,000 | $ 223,000 | $ 116,000 |
| Palo Pinto County Texas | 26 | $ 4,490,000 | $ 172,000 | $ 107,000 |
| Bastrop County Texas | 23 | $ 5,595,000 | $ 243,000 | $ 92,000 |
| Cooke County Texas | 23 | $ 5,405,000 | $ 235,000 | $ 118,000 |
| Hill County Texas | 23 | $ 3,795,000 | $ 165,000 | $ 109,000 |
| Navarro County Texas | 22 | $ 4,600,000 | $ 209,000 | $ 129,000 |
| Brazos County Texas | 20 | $ 4,800,000 | $ 240,000 | $ 131,000 |
| Chambers County Texas | 20 | $ 5,880,000 | $ 294,000 | $ 141,000 |
| Erath County Texas | 18 | $ 3,970,000 | $ 220,000 | $ 122,000 |
| Guadalupe County Texas | 17 | $ 3,445,000 | $ 202,000 | $ 72,000 |
| Smith County Texas | 16 | $ 3,430,000 | $ 214,000 | $ 103,000 |
| Burnet County Texas | 14 | $ 3,980,000 | $ 284,000 | $ 102,000 |
| Nueces County Texas | 13 | $ 2,575,000 | $ 198,000 | $ 116,000 |
| Midland County Texas | 12 | $ 3,990,000 | $ 332,000 | $ 176,000 |
| Freestone County Texas | 11 | $ 2,365,000 | $ 215,000 | $ 322,000 |
| Llano County Texas | 11 | $ 2,795,000 | $ 254,000 | $ 147,000 |
| Lamar County Texas | 10 | $ 1,190,000 | $ 119,000 | $ 89,000 |
| Liberty County Texas | 10 | $ 2,080,000 | $ 208,000 | $ 114,000 |
| San Jacinto County Texas | 10 | $ 1,590,000 | $ 159,000 | $ 122,000 |
| Washington County Texas | 10 | $ 3,370,000 | $ 337,000 | $ 148,000 |
| Wood County Texas | 10 | $ 1,910,000 | $ 191,000 | $ 100,000 |
| Grimes County Texas | 9 | $ 2,685,000 | $ 298,000 | $ 99,000 |
| Lubbock County Texas | 9 | $ 1,565,000 | $ 173,000 | $ 104,000 |
| Medina County Texas | 9 | $ 2,845,000 | $ 316,000 | $ 124,000 |
| Montague County Texas | 9 | $ 1,735,000 | $ 192,000 | $ 99,000 |
| Wharton County Texas | 9 | $ 1,805,000 | $ 200,000 | $ 90,000 |
| Bosque County Texas | 8 | $ 910,000 | $ 113,000 | $ 60,000 |
| Somervell County Texas | 8 | $ 2,210,000 | $ 276,000 | $ 112,000 |
| Gregg County Texas | 7 | $ 1,135,000 | $ 162,000 | $ 109,000 |
| Jefferson County Texas | 7 | $ 1,205,000 | $ 172,000 | $ 81,000 |
| Austin County Texas | 6 | $ 1,390,000 | $ 231,000 | $ 118,000 |
| Cameron County Texas | 6 | $ 1,100,000 | $ 183,000 | $ 124,000 |
| El Paso County Texas | 6 | $ 1,050,000 | $ 175,000 | $ 100,000 |
| Hopkins County Texas | 6 | $ 1,180,000 | $ 196,000 | $ 85,000 |
| Matagorda County Texas | 6 | $ 1,650,000 | $ 275,000 | $ 89,000 |
| Walker County Texas | 6 | $ 1,130,000 | $ 188,000 | $ 111,000 |
| Caldwell County Texas | 5 | $ 1,125,000 | $ 225,000 | $ 64,000 |
| Franklin County Texas | 5 | $ 1,365,000 | $ 273,000 | $ 146,000 |
| Harrison County Texas | 5 | $ 925,000 | $ 185,000 | $ 67,000 |
| Kendall County Texas | 5 | $ 1,795,000 | $ 359,000 | $ 126,000 |
| Lee County Texas | 5 | $ 1,495,000 | $ 299,000 | $ 120,000 |
| Limestone County Texas | 5 | $ 965,000 | $ 193,000 | $ 103,000 |
| Polk County Texas | 5 | $ 1,035,000 | $ 207,000 | $ 152,000 |
| Rusk County Texas | 5 | $ 795,000 | $ 159,000 | $ 83,000 |
| Titus County Texas | 5 | $ 1,075,000 | $ 215,000 | $ 92,000 |
| Wichita County Texas | 5 | $ 795,000 | $ 159,000 | $ 72,000 |
| Anderson County Texas | 4 | $ 860,000 | $ 215,000 | $ 78,000 |
| Brown County Texas | 4 | $ 670,000 | $ 167,000 | $ 55,000 |
| Cherokee County Texas | 4 | $ 960,000 | $ 240,000 | $ 107,000 |
| Comanche County Texas | 4 | $ 550,000 | $ 137,000 | $ 62,000 |
| Coryell County Texas | 4 | $ 680,000 | $ 170,000 | $ 101,000 |
| Fayette County Texas | 4 | $ 1,270,000 | $ 317,000 | $ 99,000 |
| Hardin County Texas | 4 | $ 880,000 | $ 220,000 | $ 61,000 |
| Orange County Texas | 4 | $ 660,000 | $ 165,000 | $ 67,000 |
| Randall County Texas | 4 | $ 1,100,000 | $ 275,000 | $ 62,000 |
| Victoria County Texas | 4 | $ 970,000 | $ 242,000 | $ 106,000 |
| Miami-Dade County Florida | 3 | $ 575,000 | $ 191,000 | $ 60,000 |
| Blanco County Texas | 3 | $ 895,000 | $ 298,000 | $ 89,000 |
| Camp County Texas | 3 | $ 695,000 | $ 231,000 | $ 213,000 |
| Colorado County Texas | 3 | $ 455,000 | $ 151,000 | $ 52,000 |
| Ector County Texas | 3 | $ 485,000 | $ 161,000 | $ 111,000 |
| Gillespie County Texas | 3 | $ 995,000 | $ 331,000 | $ 159,000 |
| Hidalgo County Texas | 3 | $ 395,000 | $ 131,000 | $ 82,000 |
| Houston County Texas | 3 | $ 445,000 | $ 148,000 | $ 180,000 |
| Jones County Texas | 3 | $ 325,000 | $ 108,000 | $ 912,000 |
| Lampasas County Texas | 3 | $ 775,000 | $ 258,000 | $ 243,000 |
| Leon County Texas | 3 | $ 675,000 | $ 225,000 | $ 225,000 |
| Nacogdoches County Texas | 3 | $ 295,000 | $ 98,000 | $ 83,000 |
| Tom Green County Texas | 3 | $ 1,095,000 | $ 365,000 | $ 147,000 |
| Tyler County Texas | 3 | $ 535,000 | $ 178,000 | $ 71,000 |
| Charlotte County Florida | 2 | $ 610,000 | $ 305,000 | $ 199,000 |
| Lee County Florida | 2 | $ 940,000 | $ 470,000 | $ 117,000 |
| Manatee County Florida | 2 | $ 570,000 | $ 285,000 | $ 123,000 |
| Pasco County Florida | 2 | $ 360,000 | $ 180,000 | $ 82,000 |
| Pinellas County Florida | 2 | $ 530,000 | $ 265,000 | $ 229,000 |
| Volusia County Florida | 2 | $ 720,000 | $ 360,000 | $ 114,000 |
| McCurtain County Oklahoma | 2 | $ 590,000 | $ 295,000 | $ 168,000 |
| Angelina County Texas | 2 | $ 520,000 | $ 260,000 | $ 149,000 |
| Aransas County Texas | 2 | $ 490,000 | $ 245,000 | $ 224,000 |
| Jasper County Texas | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| Jim Wells County Texas | 2 | $ 530,000 | $ 265,000 | $ 143,000 |
| Kerr County Texas | 2 | $ 440,000 | $ 220,000 | $ 157,000 |
| Lavaca County Texas | 2 | $ 570,000 | $ 285,000 | $ 135,000 |
| Mills County Texas | 2 | $ 410,000 | $ 205,000 | $ 81,000 |
| Rains County Texas | 2 | $ 510,000 | $ 255,000 | $ 80,000 |
| San Patricio County Texas | 2 | $ 430,000 | $ 215,000 | $ 67,000 |
| Taylor County Texas | 2 | $ 820,000 | $ 410,000 | $ 143,000 |
| Trinity County Texas | 2 | $ 210,000 | $ 105,000 | $ 114,000 |
| Upshur County Texas | 2 | $ 500,000 | $ 250,000 | $ 42,000 |
| Garland County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Van Buren County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Washington County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 240,000 |
| Broward County Florida | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Citrus County Florida | 1 | $ 565,000 | $ 565,000 | $ 155,000 |
| Clay County Florida | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Collier County Florida | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Hillsborough County Florida | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Indian River County Florida | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| Orange County Florida | 1 | $ 305,000 | $ 305,000 | $ 127,000 |
| Polk County Florida | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Sarasota County Florida | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| St. Johns County Florida | 1 | $ 445,000 | $ 445,000 | $ 206,000 |
| La Salle County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 183,000 |
| Tangipahoa County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Carter County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 123,000 |
| Latimer County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 240,000 |
| Marshall County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| White County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 252,000 |
| Bowie County Texas | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Burleson County Texas | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Calhoun County Texas | 1 | $ 405,000 | $ 405,000 | $ 221,000 |
| Cass County Texas | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Crosby County Texas | 1 | $ 85,000 | $ 85,000 | $ 158,000 |
| Delta County Texas | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| DeWitt County Texas | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Eastland County Texas | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Gray County Texas | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Hall County Texas | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Howard County Texas | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Hutchinson County Texas | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Jack County Texas | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Jeff Davis County Texas | 1 | $ 205,000 | $ 205,000 | $ 296,000 |
| Karnes County Texas | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Kimble County Texas | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Kleberg County Texas | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Milam County Texas | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Mitchell County Texas | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Morris County Texas | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Newton County Texas | 1 | $ 125,000 | $ 125,000 | $ 7,000 |
| Panola County Texas | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Refugio County Texas | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Robertson County Texas | 1 | $ 195,000 | $ 195,000 | $ 144,000 |
| Scurry County Texas | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Shelby County Texas | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Webb County Texas | 1 | $ 425,000 | $ 425,000 | $ 400,000 |
| Wilson County Texas | 1 | $ 325,000 | $ 325,000 | $ 184,000 |
| Young County Texas | 1 | $ 295,000 | $ 295,000 | $ 181,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,885 | $1,309,865,000 | $268,000 | $595,000 | $131,000 | $2,649,000 |
| Cash-out Refinancing | 4,657 | $1,065,595,000 | $228,000 | $1,215,000 | $118,000 | $1,900,000 |
| Home Purchase | 1,011 | $293,615,000 | $290,000 | $1,005,000 | $127,000 | $1,412,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,104 | $2,070,010,000 | $255,000 | $1,215,000 | $129,000 | $2,649,000 |
| Hispanic | 1,027 | $231,365,000 | $225,000 | $515,000 | $104,000 | $678,000 |
| Black or African American | 729 | $167,305,000 | $229,000 | $1,005,000 | $102,000 | $984,000 |
| Asian | 556 | $164,790,000 | $296,000 | $615,000 | $143,000 | $1,920,000 |
| Not Provided | 96 | $26,510,000 | $276,000 | $515,000 | $122,000 | $420,000 |
| American Indian or Alaskan Native | 34 | $7,050,000 | $207,000 | $485,000 | $99,000 | $270,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,385,000 | $277,000 | $365,000 | $169,000 | $408,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,867 | $2,498,065,000 | $253,000 | $1,215,000 | $129,000 | $2,649,000 |
| FHA-insured (Federal Housing Administration) | 412 | $94,940,000 | $230,000 | $695,000 | $79,000 | $224,000 |
| VA-guaranteed (Veterans Administration) | 267 | $74,855,000 | $280,000 | $625,000 | $34,000 | $286,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,215,000 | $173,000 | $265,000 | $56,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,448 | $1,443,220,000 | $264,000 | $705,000 | $135,000 | $2,541,000 |
| Application Withdrawn By Applicant | 3,702 | $899,630,000 | $243,000 | $675,000 | $119,000 | $2,649,000 |
| File Closed For Incompleteness | 1,067 | $244,815,000 | $229,000 | $1,215,000 | $106,000 | $995,000 |
| Application Denied By Financial Institution | 307 | $73,735,000 | $240,000 | $515,000 | $105,000 | $535,000 |
| Application Approved But Not Accepted | 29 | $7,675,000 | $264,000 | $1,005,000 | $107,000 | $440,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,246 | $2,595,340,000 | $253,000 | $1,215,000 | $126,000 | $2,649,000 |
| Debt-To-Income Ratio | 104 | $26,950,000 | $259,000 | $515,000 | $81,000 | $257,000 |
| Credit History | 55 | $12,815,000 | $233,000 | $485,000 | $114,000 | $300,000 |
| Other | 45 | $9,655,000 | $214,000 | $465,000 | $123,000 | $398,000 |
| Collateral | 35 | $8,135,000 | $232,000 | $515,000 | $120,000 | $345,000 |
| Unverifiable Information | 33 | $7,375,000 | $223,000 | $455,000 | $121,000 | $535,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $3,820,000 | $272,000 | $515,000 | $101,000 | $187,000 |
| Employment History | 11 | $2,925,000 | $265,000 | $515,000 | $133,000 | $369,000 |
| Credit Application Incomplete | 10 | $2,060,000 | $206,000 | $485,000 | $83,000 | $213,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aspire Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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