Aspire Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Aspire Financial, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aspire Financial, Inc. 4100 Alpha Road Suite 400 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 6,869 |
| Total Mortgage Loan Application Amount | $1,814,005,000 |
| Average Mortgage Loan Application Amount | $278,666 |
| Highest Mortgage Loan Application Amount | $1,555,000 |
| Average Applicant Income | $127,666 |
| Highest Applicant Income | $7,717,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Aspire Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Aspire Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Aspire Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 992 | $ 244,650,000 | $ 246,000 | $ 114,000 |
| Dallas County Texas | 748 | $ 176,130,000 | $ 235,000 | $ 105,000 |
| Harris County Texas | 581 | $ 129,185,000 | $ 222,000 | $ 113,000 |
| Collin County Texas | 491 | $ 174,315,000 | $ 355,000 | $ 147,000 |
| Denton County Texas | 460 | $ 154,090,000 | $ 334,000 | $ 151,000 |
| Bexar County Texas | 224 | $ 50,070,000 | $ 223,000 | $ 106,000 |
| Travis County Texas | 204 | $ 72,250,000 | $ 354,000 | $ 146,000 |
| Montgomery County Texas | 180 | $ 50,160,000 | $ 278,000 | $ 125,000 |
| Williamson County Texas | 177 | $ 59,075,000 | $ 333,000 | $ 142,000 |
| Fort Bend County Texas | 176 | $ 47,620,000 | $ 270,000 | $ 120,000 |
| Ellis County Texas | 145 | $ 39,165,000 | $ 270,000 | $ 118,000 |
| Kaufman County Texas | 119 | $ 31,375,000 | $ 263,000 | $ 113,000 |
| Parker County Texas | 104 | $ 33,860,000 | $ 325,000 | $ 137,000 |
| Johnson County Texas | 103 | $ 26,295,000 | $ 255,000 | $ 103,000 |
| Galveston County Texas | 102 | $ 25,490,000 | $ 249,000 | $ 114,000 |
| Brazoria County Texas | 90 | $ 21,730,000 | $ 241,000 | $ 117,000 |
| Rockwall County Texas | 86 | $ 29,760,000 | $ 346,000 | $ 134,000 |
| Bell County Texas | 73 | $ 15,395,000 | $ 210,000 | $ 89,000 |
| Hunt County Texas | 70 | $ 15,850,000 | $ 226,000 | $ 107,000 |
| McLennan County Texas | 60 | $ 13,590,000 | $ 226,000 | $ 105,000 |
| Hays County Texas | 58 | $ 18,880,000 | $ 325,000 | $ 130,000 |
| Grayson County Texas | 53 | $ 13,465,000 | $ 254,000 | $ 132,000 |
| Wise County Texas | 49 | $ 13,885,000 | $ 283,000 | $ 271,000 |
| Hood County Texas | 47 | $ 14,415,000 | $ 306,000 | $ 134,000 |
| Henderson County Texas | 46 | $ 9,650,000 | $ 209,000 | $ 119,000 |
| Comal County Texas | 39 | $ 13,655,000 | $ 350,000 | $ 134,000 |
| Van Zandt County Texas | 37 | $ 8,735,000 | $ 236,000 | $ 105,000 |
| Brazos County Texas | 32 | $ 6,990,000 | $ 218,000 | $ 141,000 |
| Guadalupe County Texas | 31 | $ 7,145,000 | $ 230,000 | $ 107,000 |
| Nueces County Texas | 31 | $ 6,095,000 | $ 196,000 | $ 107,000 |
| Burnet County Texas | 27 | $ 7,735,000 | $ 286,000 | $ 107,000 |
| Cooke County Texas | 27 | $ 7,665,000 | $ 283,000 | $ 119,000 |
| Smith County Texas | 27 | $ 6,605,000 | $ 244,000 | $ 122,000 |
| Fannin County Texas | 25 | $ 5,335,000 | $ 213,000 | $ 89,000 |
| Hill County Texas | 25 | $ 5,125,000 | $ 205,000 | $ 103,000 |
| Navarro County Texas | 25 | $ 5,785,000 | $ 231,000 | $ 114,000 |
| Bastrop County Texas | 24 | $ 6,220,000 | $ 259,000 | $ 89,000 |
| Hidalgo County Texas | 22 | $ 4,340,000 | $ 197,000 | $ 96,000 |
| Liberty County Texas | 19 | $ 2,995,000 | $ 157,000 | $ 89,000 |
| San Jacinto County Texas | 19 | $ 5,515,000 | $ 290,000 | $ 122,000 |
| Hillsborough County Florida | 17 | $ 4,645,000 | $ 273,000 | $ 93,000 |
| Gwinnett County Georgia | 17 | $ 4,685,000 | $ 275,000 | $ 104,000 |
| Hopkins County Texas | 17 | $ 4,295,000 | $ 252,000 | $ 118,000 |
| Lamar County Texas | 16 | $ 2,440,000 | $ 152,000 | $ 88,000 |
| Lampasas County Texas | 16 | $ 3,840,000 | $ 240,000 | $ 119,000 |
| Broward County Florida | 15 | $ 3,975,000 | $ 265,000 | $ 158,000 |
| Coryell County Texas | 15 | $ 3,105,000 | $ 207,000 | $ 83,000 |
| Llano County Texas | 15 | $ 2,925,000 | $ 195,000 | $ 84,000 |
| Waller County Texas | 15 | $ 4,335,000 | $ 289,000 | $ 114,000 |
| Palm Beach County Florida | 14 | $ 4,300,000 | $ 307,000 | $ 87,000 |
| Gregg County Texas | 14 | $ 2,390,000 | $ 170,000 | $ 104,000 |
| Fulton County Georgia | 13 | $ 3,115,000 | $ 239,000 | $ 75,000 |
| Erath County Texas | 13 | $ 3,495,000 | $ 268,000 | $ 209,000 |
| Wood County Texas | 13 | $ 2,115,000 | $ 162,000 | $ 109,000 |
| Limestone County Texas | 12 | $ 2,590,000 | $ 215,000 | $ 105,000 |
| Bosque County Texas | 11 | $ 1,935,000 | $ 175,000 | $ 98,000 |
| Cameron County Texas | 11 | $ 1,605,000 | $ 145,000 | $ 69,000 |
| Walker County Texas | 11 | $ 2,115,000 | $ 192,000 | $ 99,000 |
| Duval County Florida | 10 | $ 2,880,000 | $ 288,000 | $ 103,000 |
| Pinellas County Florida | 10 | $ 2,630,000 | $ 263,000 | $ 134,000 |
| Cobb County Georgia | 10 | $ 3,160,000 | $ 316,000 | $ 110,000 |
| Chambers County Texas | 10 | $ 2,640,000 | $ 264,000 | $ 151,000 |
| Cherokee County Texas | 10 | $ 2,180,000 | $ 218,000 | $ 116,000 |
| Freestone County Texas | 10 | $ 1,710,000 | $ 171,000 | $ 137,000 |
| Medina County Texas | 10 | $ 4,000,000 | $ 400,000 | $ 153,000 |
| Polk County Texas | 10 | $ 2,330,000 | $ 233,000 | $ 90,000 |
| Lee County Florida | 9 | $ 2,905,000 | $ 322,000 | $ 109,000 |
| Seminole County Florida | 9 | $ 2,775,000 | $ 308,000 | $ 79,000 |
| Anderson County Texas | 9 | $ 1,595,000 | $ 177,000 | $ 94,000 |
| Austin County Texas | 9 | $ 2,145,000 | $ 238,000 | $ 177,000 |
| Caldwell County Texas | 9 | $ 2,435,000 | $ 270,000 | $ 92,000 |
| Montague County Texas | 9 | $ 1,485,000 | $ 165,000 | $ 90,000 |
| Upshur County Texas | 9 | $ 1,385,000 | $ 153,000 | $ 66,000 |
| Wichita County Texas | 9 | $ 1,355,000 | $ 150,000 | $ 79,000 |
| Orange County Florida | 8 | $ 1,750,000 | $ 218,000 | $ 107,000 |
| St. Lucie County Florida | 8 | $ 2,130,000 | $ 266,000 | $ 68,000 |
| Shelby County Tennessee | 8 | $ 1,180,000 | $ 147,000 | $ 70,000 |
| Palo Pinto County Texas | 8 | $ 1,190,000 | $ 148,000 | $ 63,000 |
| Wilson County Texas | 8 | $ 2,650,000 | $ 331,000 | $ 140,000 |
| Miami-Dade County Florida | 7 | $ 2,195,000 | $ 313,000 | $ 110,000 |
| Pasco County Florida | 7 | $ 1,725,000 | $ 246,000 | $ 88,000 |
| Sarasota County Florida | 7 | $ 1,875,000 | $ 267,000 | $ 80,000 |
| Volusia County Florida | 7 | $ 1,665,000 | $ 237,000 | $ 50,000 |
| DeKalb County Georgia | 7 | $ 1,715,000 | $ 245,000 | $ 69,000 |
| Douglas County Georgia | 7 | $ 2,195,000 | $ 313,000 | $ 103,000 |
| Henry County Georgia | 7 | $ 1,915,000 | $ 273,000 | $ 85,000 |
| Angelina County Texas | 7 | $ 865,000 | $ 123,000 | $ 64,000 |
| Bandera County Texas | 7 | $ 1,565,000 | $ 223,000 | $ 134,000 |
| Fayette County Texas | 7 | $ 1,745,000 | $ 249,000 | $ 99,000 |
| Harrison County Texas | 7 | $ 1,455,000 | $ 207,000 | $ 106,000 |
| Lubbock County Texas | 7 | $ 1,325,000 | $ 189,000 | $ 164,000 |
| Matagorda County Texas | 7 | $ 955,000 | $ 136,000 | $ 69,000 |
| Midland County Texas | 7 | $ 825,000 | $ 117,000 | $ 149,000 |
| Taylor County Texas | 7 | $ 1,955,000 | $ 279,000 | $ 187,000 |
| Washington County Texas | 7 | $ 1,125,000 | $ 160,000 | $ 91,000 |
| Osceola County Florida | 6 | $ 1,510,000 | $ 251,000 | $ 66,000 |
| Polk County Florida | 6 | $ 1,340,000 | $ 223,000 | $ 58,000 |
| Clayton County Georgia | 6 | $ 1,290,000 | $ 215,000 | $ 69,000 |
| Rockdale County Georgia | 6 | $ 1,630,000 | $ 271,000 | $ 64,000 |
| Carter County Oklahoma | 6 | $ 1,480,000 | $ 246,000 | $ 194,000 |
| Atascosa County Texas | 6 | $ 1,540,000 | $ 256,000 | $ 111,000 |
| Grimes County Texas | 6 | $ 1,330,000 | $ 221,000 | $ 94,000 |
| Kendall County Texas | 6 | $ 3,530,000 | $ 588,000 | $ 186,000 |
| Nacogdoches County Texas | 6 | $ 1,110,000 | $ 185,000 | $ 107,000 |
| Somervell County Texas | 6 | $ 2,360,000 | $ 393,000 | $ 174,000 |
| Leon County Florida | 5 | $ 775,000 | $ 155,000 | $ 70,000 |
| Manatee County Florida | 5 | $ 1,415,000 | $ 283,000 | $ 106,000 |
| Forsyth County Georgia | 5 | $ 1,585,000 | $ 317,000 | $ 89,000 |
| Tulsa County Oklahoma | 5 | $ 975,000 | $ 195,000 | $ 59,000 |
| Aransas County Texas | 5 | $ 1,145,000 | $ 229,000 | $ 211,000 |
| Blanco County Texas | 5 | $ 1,805,000 | $ 361,000 | $ 142,000 |
| Bowie County Texas | 5 | $ 825,000 | $ 165,000 | $ 73,000 |
| Brown County Texas | 5 | $ 905,000 | $ 181,000 | $ 72,000 |
| El Paso County Texas | 5 | $ 995,000 | $ 199,000 | $ 64,000 |
| Falls County Texas | 5 | $ 935,000 | $ 187,000 | $ 88,000 |
| Franklin County Texas | 5 | $ 965,000 | $ 193,000 | $ 105,000 |
| Jefferson County Texas | 5 | $ 1,055,000 | $ 211,000 | $ 90,000 |
| Milam County Texas | 5 | $ 775,000 | $ 155,000 | $ 52,000 |
| Randall County Texas | 5 | $ 2,295,000 | $ 459,000 | $ 204,000 |
| San Patricio County Texas | 5 | $ 635,000 | $ 127,000 | $ 83,000 |
| Victoria County Texas | 5 | $ 965,000 | $ 193,000 | $ 90,000 |
| Wharton County Texas | 5 | $ 1,145,000 | $ 229,000 | $ 102,000 |
| Charlotte County Florida | 4 | $ 670,000 | $ 167,000 | $ 39,000 |
| Clay County Florida | 4 | $ 870,000 | $ 217,000 | $ 62,000 |
| Lake County Florida | 4 | $ 1,130,000 | $ 282,000 | $ 80,000 |
| Lowndes County Georgia | 4 | $ 670,000 | $ 167,000 | $ 75,000 |
| Oklahoma County Oklahoma | 4 | $ 1,860,000 | $ 465,000 | $ 334,000 |
| Pittsburg County Oklahoma | 4 | $ 1,570,000 | $ 392,000 | $ 92,000 |
| Knox County Tennessee | 4 | $ 1,000,000 | $ 250,000 | $ 65,000 |
| Clay County Texas | 4 | $ 860,000 | $ 215,000 | $ 74,000 |
| Gillespie County Texas | 4 | $ 960,000 | $ 240,000 | $ 143,000 |
| Hamilton County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 133,000 |
| Hardin County Texas | 4 | $ 850,000 | $ 212,000 | $ 105,000 |
| Jack County Texas | 4 | $ 790,000 | $ 197,000 | $ 119,000 |
| Kleberg County Texas | 4 | $ 500,000 | $ 125,000 | $ 35,000 |
| Potter County Texas | 4 | $ 970,000 | $ 242,000 | $ 95,000 |
| Uvalde County Texas | 4 | $ 740,000 | $ 185,000 | $ 91,000 |
| Brevard County Florida | 3 | $ 1,255,000 | $ 418,000 | $ 111,000 |
| Escambia County Florida | 3 | $ 715,000 | $ 238,000 | $ 93,000 |
| Santa Rosa County Florida | 3 | $ 815,000 | $ 271,000 | $ 85,000 |
| Bartow County Georgia | 3 | $ 595,000 | $ 198,000 | $ 79,000 |
| Bibb County Georgia | 3 | $ 435,000 | $ 145,000 | $ 101,000 |
| Coweta County Georgia | 3 | $ 1,075,000 | $ 358,000 | $ 146,000 |
| Fayette County Georgia | 3 | $ 755,000 | $ 251,000 | $ 79,000 |
| Paulding County Georgia | 3 | $ 785,000 | $ 261,000 | $ 85,000 |
| Whitfield County Georgia | 3 | $ 375,000 | $ 125,000 | $ 43,000 |
| Colfax County New Mexico | 3 | $ 1,655,000 | $ 551,000 | $ 236,000 |
| Lincoln County New Mexico | 3 | $ 785,000 | $ 261,000 | $ 102,000 |
| Cleveland County Oklahoma | 3 | $ 725,000 | $ 241,000 | $ 112,000 |
| Anderson County Tennessee | 3 | $ 515,000 | $ 171,000 | $ 47,000 |
| Sumner County Tennessee | 3 | $ 655,000 | $ 218,000 | $ 78,000 |
| Calhoun County Texas | 3 | $ 615,000 | $ 205,000 | $ 119,000 |
| Ector County Texas | 3 | $ 585,000 | $ 195,000 | $ 56,000 |
| Jackson County Texas | 3 | $ 715,000 | $ 238,000 | $ 104,000 |
| Leon County Texas | 3 | $ 385,000 | $ 128,000 | $ 61,000 |
| Mason County Texas | 3 | $ 1,005,000 | $ 335,000 | $ 203,000 |
| Morris County Texas | 3 | $ 265,000 | $ 88,000 | $ 46,000 |
| Rains County Texas | 3 | $ 415,000 | $ 138,000 | $ 61,000 |
| Robertson County Texas | 3 | $ 575,000 | $ 191,000 | $ 85,000 |
| Rusk County Texas | 3 | $ 445,000 | $ 148,000 | $ 31,000 |
| Titus County Texas | 3 | $ 505,000 | $ 168,000 | $ 88,000 |
| Tom Green County Texas | 3 | $ 505,000 | $ 168,000 | $ 75,000 |
| Tyler County Texas | 3 | $ 285,000 | $ 95,000 | $ 43,000 |
| Webb County Texas | 3 | $ 605,000 | $ 201,000 | $ 80,000 |
| Young County Texas | 3 | $ 555,000 | $ 185,000 | $ 88,000 |
| Madison County Alabama | 2 | $ 630,000 | $ 315,000 | $ 80,000 |
| Garland County Arkansas | 2 | $ 510,000 | $ 255,000 | $ 118,000 |
| White County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 177,000 |
| Collier County Florida | 2 | $ 910,000 | $ 455,000 | $ 114,000 |
| DeSoto County Florida | 2 | $ 290,000 | $ 145,000 | $ 46,000 |
| Flagler County Florida | 2 | $ 1,120,000 | $ 560,000 | $ 157,000 |
| Hernando County Florida | 2 | $ 940,000 | $ 470,000 | $ 146,000 |
| Sumter County Florida | 2 | $ 620,000 | $ 310,000 | $ 81,000 |
| Bulloch County Georgia | 2 | $ 240,000 | $ 120,000 | $ 41,000 |
| Cherokee County Georgia | 2 | $ 880,000 | $ 440,000 | $ 101,000 |
| Hart County Georgia | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| Jackson County Georgia | 2 | $ 340,000 | $ 170,000 | $ 31,000 |
| Lamar County Georgia | 2 | $ 310,000 | $ 155,000 | $ 82,000 |
| Newton County Georgia | 2 | $ 430,000 | $ 215,000 | $ 56,000 |
| Upson County Georgia | 2 | $ 410,000 | $ 205,000 | $ 92,000 |
| Avoyelles County Louisiana | 2 | $ 160,000 | $ 80,000 | $ 35,000 |
| Bossier County Louisiana | 2 | $ 410,000 | $ 205,000 | $ 149,000 |
| Caddo County Louisiana | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| Jefferson County Louisiana | 2 | $ 320,000 | $ 160,000 | $ 130,000 |
| Sandoval County New Mexico | 2 | $ 270,000 | $ 135,000 | $ 29,000 |
| Bryan County Oklahoma | 2 | $ 400,000 | $ 200,000 | $ 179,000 |
| Choctaw County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 187,000 |
| Cheatham County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 85,000 |
| Davidson County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 53,000 |
| Franklin County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 103,000 |
| Callahan County Texas | 2 | $ 410,000 | $ 205,000 | $ 82,000 |
| Cass County Texas | 2 | $ 180,000 | $ 90,000 | $ 47,000 |
| Colorado County Texas | 2 | $ 850,000 | $ 425,000 | $ 139,000 |
| Comanche County Texas | 2 | $ 420,000 | $ 210,000 | $ 80,000 |
| Dimmit County Texas | 2 | $ 490,000 | $ 245,000 | $ 96,000 |
| Goliad County Texas | 2 | $ 700,000 | $ 350,000 | $ 117,000 |
| Houston County Texas | 2 | $ 760,000 | $ 380,000 | $ 151,000 |
| Howard County Texas | 2 | $ 200,000 | $ 100,000 | $ 114,000 |
| Jasper County Texas | 2 | $ 160,000 | $ 80,000 | $ 50,000 |
| Jim Wells County Texas | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
| Kerr County Texas | 2 | $ 310,000 | $ 155,000 | $ 86,000 |
| Lee County Texas | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
| Newton County Texas | 2 | $ 410,000 | $ 205,000 | $ 43,000 |
| Panola County Texas | 2 | $ 210,000 | $ 105,000 | $ 76,000 |
| Val Verde County Texas | 2 | $ 270,000 | $ 135,000 | $ 90,000 |
| Wilbarger County Texas | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Zavala County Texas | 2 | $ 270,000 | $ 135,000 | $ 57,000 |
| Chilton County Alabama | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| Jefferson County Alabama | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Shelby County Alabama | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Tuscaloosa County Alabama | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Benton County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Faulkner County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 175,000 |
| Logan County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Lonoke County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Bay County Florida | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Citrus County Florida | 1 | $ 545,000 | $ 545,000 | $ 194,000 |
| Indian River County Florida | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Marion County Florida | 1 | $ 365,000 | $ 365,000 | $ 86,000 |
| Martin County Florida | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Nassau County Florida | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Okaloosa County Florida | 1 | $ 245,000 | $ 245,000 | $ 131,000 |
| St. Johns County Florida | 1 | $ 405,000 | $ 405,000 | $ 248,000 |
| Barrow County Georgia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Camden County Georgia | 1 | $ 415,000 | $ 415,000 | $ 29,000 |
| Carroll County Georgia | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Catoosa County Georgia | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Chatham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Coffee County Georgia | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Decatur County Georgia | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Franklin County Georgia | 1 | $ 205,000 | $ 205,000 | $ 25,000 |
| Gilmer County Georgia | 1 | $ 315,000 | $ 315,000 | $ 63,000 |
| Gordon County Georgia | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Houston County Georgia | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Monroe County Georgia | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Morgan County Georgia | 1 | $ 515,000 | $ 515,000 | $ 38,000 |
| Murray County Georgia | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Rabun County Georgia | 1 | $ 425,000 | $ 425,000 | $ 66,000 |
| Richmond County Georgia | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Sumter County Georgia | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Walker County Georgia | 1 | $ 75,000 | $ 75,000 | $ 10,000 |
| Walton County Georgia | 1 | $ 285,000 | $ 285,000 | $ 138,000 |
| Calcasieu County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 280,000 |
| Iberia County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Orleans County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Sabine County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 240,000 |
| St. Mary County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Webster County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Otero County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| San Miguel County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Cotton County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Johnston County Oklahoma | 1 | $ 585,000 | $ 585,000 | $ 141,000 |
| Le Flore County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 376,000 |
| Mayes County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| McCurtain County Oklahoma | 1 | $ 365,000 | $ 365,000 | $ 224,000 |
| McIntosh County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Pottawatomie County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 24,000 |
| Dickson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Hamilton County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Houston County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Jefferson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Lawrence County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Madison County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Montgomery County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Putnam County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 108,000 |
| Williamson County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 146,000 |
| Andrews County Texas | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Archer County Texas | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Bee County Texas | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Burleson County Texas | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Delta County Texas | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| DeWitt County Texas | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Gonzales County Texas | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Hartley County Texas | 1 | $ 345,000 | $ 345,000 | $ 78,000 |
| Hockley County Texas | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Hutchinson County Texas | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Jones County Texas | 1 | $ 85,000 | $ 85,000 | $ 174,000 |
| Karnes County Texas | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Kinney County Texas | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Knox County Texas | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Lavaca County Texas | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Live Oak County Texas | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Madison County Texas | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| Moore County Texas | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Orange County Texas | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Reagan County Texas | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Red River County Texas | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Reeves County Texas | 1 | $ 275,000 | $ 275,000 | $ 146,000 |
| Sabine County Texas | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| San Saba County Texas | 1 | $ 305,000 | $ 305,000 | $ 52,000 |
| Shelby County Texas | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Stephens County Texas | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Terry County Texas | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Trinity County Texas | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Upton County Texas | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Winkler County Texas | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Aspire Financial, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 4,775 | $1,175,045,000 | $246,000 | $1,315,000 | $112,000 | $7,717,000 |
| Home Purchase | 1,286 | $433,830,000 | $337,000 | $1,555,000 | $134,000 | $700,000 |
| Refinancing | 808 | $205,130,000 | $253,000 | $735,000 | $137,000 | $6,412,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,670 | $1,255,230,000 | $268,000 | $1,555,000 | $125,000 | $7,717,000 |
| Hispanic | 926 | $213,080,000 | $230,000 | $1,255,000 | $100,000 | $540,000 |
| Black or African American | 712 | $174,540,000 | $245,000 | $855,000 | $96,000 | $441,000 |
| Not Provided | 311 | $87,985,000 | $282,000 | $855,000 | $123,000 | $545,000 |
| Asian | 211 | $71,805,000 | $340,000 | $795,000 | $149,000 | $890,000 |
| American Indian or Alaskan Native | 32 | $8,770,000 | $274,000 | $645,000 | $130,000 | $376,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,595,000 | $370,000 | $565,000 | $98,000 | $146,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,145 | $1,597,245,000 | $259,000 | $1,475,000 | $122,000 | $7,717,000 |
| FHA-insured (Federal Housing Administration) | 491 | $131,935,000 | $268,000 | $575,000 | $95,000 | $1,040,000 |
| VA-guaranteed (Veterans Administration) | 223 | $82,755,000 | $371,000 | $1,555,000 | $110,000 | $283,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $2,070,000 | $207,000 | $315,000 | $60,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,717 | $754,125,000 | $277,000 | $1,255,000 | $126,000 | $824,000 |
| Application Withdrawn By Applicant | 2,425 | $641,025,000 | $264,000 | $1,475,000 | $123,000 | $6,412,000 |
| Application Denied By Financial Institution | 1,343 | $319,505,000 | $237,000 | $1,555,000 | $97,000 | $7,717,000 |
| File Closed For Incompleteness | 376 | $97,130,000 | $258,000 | $705,000 | $124,000 | $720,000 |
| Application Approved But Not Accepted | 8 | $2,220,000 | $277,000 | $645,000 | $137,000 | $541,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,526 | $1,494,500,000 | $270,000 | $1,475,000 | $125,000 | $6,412,000 |
| Debt-To-Income Ratio | 539 | $145,455,000 | $269,000 | $1,555,000 | $91,000 | $7,717,000 |
| Credit History | 489 | $100,295,000 | $205,000 | $805,000 | $100,000 | $925,000 |
| Collateral | 177 | $39,365,000 | $222,000 | $1,315,000 | $103,000 | $573,000 |
| Unverifiable Information | 52 | $13,320,000 | $256,000 | $645,000 | $120,000 | $600,000 |
| Employment History | 33 | $7,935,000 | $240,000 | $595,000 | $98,000 | $336,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $5,950,000 | $228,000 | $505,000 | $80,000 | $165,000 |
| Credit Application Incomplete | 19 | $5,145,000 | $270,000 | $625,000 | $102,000 | $171,000 |
| Other | 8 | $2,040,000 | $255,000 | $575,000 | $127,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aspire Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.