Assemblies Of God Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Assemblies Of God Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Assemblies Of God Credit Union 1535 N Campbell Ave Springfield, MO 65803 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 994 |
| Total Mortgage Loan Application Amount | $205,330,000 |
| Average Mortgage Loan Application Amount | $201,333 |
| Highest Mortgage Loan Application Amount | $1,015,000 |
| Average Applicant Income | $112,333 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Assemblies Of God Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Assemblies Of God Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Assemblies Of God Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Assemblies Of God Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Assemblies Of God Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Assemblies Of God Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 468 | $ 92,150,000 | $ 196,000 | $ 113,000 |
| Christian County Missouri | 199 | $ 41,885,000 | $ 210,000 | $ 135,000 |
| Webster County Missouri | 25 | $ 5,135,000 | $ 205,000 | $ 79,000 |
| Polk County Missouri | 22 | $ 3,750,000 | $ 170,000 | $ 71,000 |
| Stone County Missouri | 16 | $ 2,960,000 | $ 185,000 | $ 92,000 |
| Taney County Missouri | 16 | $ 3,180,000 | $ 198,000 | $ 88,000 |
| Cook County Illinois | 15 | $ 4,795,000 | $ 319,000 | $ 140,000 |
| Ellis County Texas | 14 | $ 3,460,000 | $ 247,000 | $ 96,000 |
| Lawrence County Missouri | 13 | $ 1,925,000 | $ 148,000 | $ 71,000 |
| Nodaway County Missouri | 12 | $ 2,370,000 | $ 197,000 | $ 78,000 |
| Oklahoma County Oklahoma | 7 | $ 1,895,000 | $ 270,000 | $ 90,000 |
| Jasper County Missouri | 6 | $ 1,100,000 | $ 183,000 | $ 75,000 |
| Benton County Arkansas | 5 | $ 1,195,000 | $ 239,000 | $ 106,000 |
| Lee County Florida | 5 | $ 1,795,000 | $ 359,000 | $ 80,000 |
| Sedgwick County Kansas | 5 | $ 715,000 | $ 143,000 | $ 72,000 |
| Jefferson County Missouri | 5 | $ 1,055,000 | $ 211,000 | $ 84,000 |
| Dallas County Missouri | 4 | $ 550,000 | $ 137,000 | $ 151,000 |
| St. Charles County Missouri | 4 | $ 740,000 | $ 185,000 | $ 84,000 |
| Dallas County Texas | 4 | $ 910,000 | $ 227,000 | $ 76,000 |
| Jefferson County Alabama | 3 | $ 475,000 | $ 158,000 | $ 109,000 |
| Maricopa County Arizona | 3 | $ 845,000 | $ 281,000 | $ 91,000 |
| Douglas County Missouri | 3 | $ 315,000 | $ 105,000 | $ 54,000 |
| Laclede County Missouri | 3 | $ 595,000 | $ 198,000 | $ 57,000 |
| Texas County Missouri | 3 | $ 285,000 | $ 95,000 | $ 46,000 |
| Kaufman County Texas | 3 | $ 675,000 | $ 225,000 | $ 59,000 |
| Tarrant County Texas | 3 | $ 615,000 | $ 205,000 | $ 94,000 |
| Fairbanks North Star County Alaska | 2 | $ 390,000 | $ 195,000 | $ 55,000 |
| Adams County Colorado | 2 | $ 710,000 | $ 355,000 | $ 70,000 |
| Brevard County Florida | 2 | $ 580,000 | $ 290,000 | $ 64,000 |
| Orange County Florida | 2 | $ 700,000 | $ 350,000 | $ 124,000 |
| Douglas County Kansas | 2 | $ 360,000 | $ 180,000 | $ 47,000 |
| Johnson County Kansas | 2 | $ 240,000 | $ 120,000 | $ 57,000 |
| Macomb County Michigan | 2 | $ 290,000 | $ 145,000 | $ 48,000 |
| Clay County Missouri | 2 | $ 1,020,000 | $ 510,000 | $ 171,000 |
| Cole County Missouri | 2 | $ 470,000 | $ 235,000 | $ 113,000 |
| Dade County Missouri | 2 | $ 220,000 | $ 110,000 | $ 54,000 |
| Jackson County Missouri | 2 | $ 420,000 | $ 210,000 | $ 101,000 |
| Ozark County Missouri | 2 | $ 370,000 | $ 185,000 | $ 66,000 |
| Ray County Missouri | 2 | $ 490,000 | $ 245,000 | $ 119,000 |
| Warren County Missouri | 2 | $ 330,000 | $ 165,000 | $ 135,000 |
| Pitt County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Collin County Texas | 2 | $ 420,000 | $ 210,000 | $ 299,000 |
| Comal County Texas | 2 | $ 590,000 | $ 295,000 | $ 109,000 |
| Etowah County Alabama | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Lee County Alabama | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Tuscaloosa County Alabama | 1 | $ 95,000 | $ 95,000 | $ 129,000 |
| Walker County Alabama | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Boone County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Cleburne County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Fulton County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Pulaski County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Sebastian County Arkansas | 1 | $ 315,000 | $ 315,000 | $ 79,000 |
| Stone County Arkansas | 1 | $ 505,000 | $ 505,000 | $ 178,000 |
| Los Angeles County California | 1 | $ 605,000 | $ 605,000 | $ 189,000 |
| Denver County Colorado | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Larimer County Colorado | 1 | $ 545,000 | $ 545,000 | $ 192,000 |
| Montrose County Colorado | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Weld County Colorado | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Broward County Florida | 1 | $ 405,000 | $ 405,000 | $ 140,000 |
| Jackson County Florida | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Lake County Florida | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| Miami-Dade County Florida | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Pasco County Florida | 1 | $ 395,000 | $ 395,000 | $ 240,000 |
| Polk County Florida | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Seminole County Florida | 1 | $ 485,000 | $ 485,000 | $ 125,000 |
| Volusia County Florida | 1 | $ 245,000 | $ 245,000 | $ 41,000 |
| Cobb County Georgia | 1 | $ 505,000 | $ 505,000 | $ 159,000 |
| Harris County Georgia | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Jersey County Illinois | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Clark County Indiana | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Vigo County Indiana | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Cass County Iowa | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Polk County Iowa | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Finney County Kansas | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Franklin County Kansas | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Greeley County Kansas | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Wyandotte County Kansas | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Fayette County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Ingham County Michigan | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Oakland County Michigan | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Ramsey County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| DeSoto County Mississippi | 1 | $ 375,000 | $ 375,000 | $ 67,000 |
| Lafayette County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Atchison County Missouri | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Barry County Missouri | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Boone County Missouri | 1 | $ 475,000 | $ 475,000 | $ 235,000 |
| Camden County Missouri | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Cass County Missouri | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Cedar County Missouri | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Dent County Missouri | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Henry County Missouri | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Hickory County Missouri | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Johnson County Missouri | 1 | $ 395,000 | $ 395,000 | $ 68,000 |
| Morgan County Missouri | 1 | $ 155,000 | $ 155,000 | $ 175,000 |
| Newton County Missouri | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Platte County Missouri | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| St. Louis County Missouri | 1 | $ 305,000 | $ 305,000 | $ 121,000 |
| Wayne County Missouri | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Wright County Missouri | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Burlington County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Bernalillo County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Valencia County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Lee County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 121,000 |
| Wake County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 216,000 |
| Butler County Ohio | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Canadian County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Cherokee County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Cleveland County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Haskell County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 163,000 |
| Jackson County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| McIntosh County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Tulsa County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 147,000 |
| Washington County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Dauphin County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Delaware County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Erie County Pennsylvania | 1 | $ 465,000 | $ 465,000 | $ 202,000 |
| Florence County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Pennington County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Davidson County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 75,000 |
| Hamilton County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Madison County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Williamson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 585,000 |
| Denton County Texas | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Harris County Texas | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Hays County Texas | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Hill County Texas | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Kendall County Texas | 1 | $ 185,000 | $ 185,000 | $ 230,000 |
| Van Zandt County Texas | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Webb County Texas | 1 | $ 195,000 | $ 195,000 | $ 118,000 |
| Williamson County Texas | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Fairfax County Virginia | 1 | $ 455,000 | $ 455,000 | $ 150,000 |
| Prince William County Virginia | 1 | $ 385,000 | $ 385,000 | $ 90,000 |
| Virginia Beach County Virginia | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Snohomish County Washington | 1 | $ 255,000 | $ 255,000 | $ 36,000 |
| Spokane County Washington | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Walla Walla County Washington | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| La Crosse County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Assemblies Of God Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 459 | $101,005,000 | $220,000 | $1,005,000 | $123,000 | $1,200,000 |
| Refinancing | 455 | $89,255,000 | $196,000 | $1,015,000 | $96,000 | $891,000 |
| Cash-out Refinancing | 80 | $15,070,000 | $188,000 | $755,000 | $118,000 | $900,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 887 | $180,225,000 | $203,000 | $1,015,000 | $110,000 | $1,200,000 |
| Hispanic | 54 | $13,080,000 | $242,000 | $675,000 | $118,000 | $410,000 |
| Not Provided | 18 | $4,130,000 | $229,000 | $505,000 | $106,000 | $261,000 |
| Asian | 12 | $2,440,000 | $203,000 | $395,000 | $89,000 | $175,000 |
| Black or African American | 11 | $2,545,000 | $231,000 | $455,000 | $142,000 | $540,000 |
| American Indian or Alaskan Native | 10 | $2,510,000 | $251,000 | $405,000 | $85,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $400,000 | $200,000 | $255,000 | $64,000 | $87,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 932 | $192,040,000 | $206,000 | $1,015,000 | $113,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 33 | $8,575,000 | $259,000 | $785,000 | $83,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $4,525,000 | $167,000 | $315,000 | $58,000 | $90,000 |
| FHA-insured (Federal Housing Administration) | 2 | $190,000 | $95,000 | $105,000 | $77,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 859 | $177,325,000 | $206,000 | $1,015,000 | $113,000 | $1,200,000 |
| Application Withdrawn By Applicant | 106 | $22,600,000 | $213,000 | $625,000 | $95,000 | $758,000 |
| Application Denied By Financial Institution | 26 | $4,890,000 | $188,000 | $485,000 | $77,000 | $153,000 |
| File Closed For Incompleteness | 2 | $200,000 | $100,000 | $105,000 | $69,000 | $72,000 |
| Application Approved But Not Accepted | 1 | $315,000 | $315,000 | $315,000 | $113,000 | $113,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 968 | $200,440,000 | $207,000 | $1,015,000 | $111,000 | $1,200,000 |
| Credit History | 7 | $715,000 | $102,000 | $215,000 | $54,000 | $88,000 |
| Debt-To-Income Ratio | 7 | $1,785,000 | $255,000 | $485,000 | $91,000 | $150,000 |
| Other | 4 | $730,000 | $182,000 | $345,000 | $114,000 | $153,000 |
| Collateral | 3 | $345,000 | $115,000 | $145,000 | $58,000 | $74,000 |
| Unverifiable Information | 2 | $490,000 | $245,000 | $265,000 | $66,000 | $97,000 |
| Employment History | 2 | $640,000 | $320,000 | $455,000 | $54,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $185,000 | $185,000 | $185,000 | $120,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Assemblies Of God Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Assemblies Of God Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.