Associated Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Associated Bank, N.A. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Associated Bank, N.A. 200 N Adams St Green Bay, WI 54301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,064 |
| Total Mortgage Loan Application Amount | $860,555,000 |
| Average Mortgage Loan Application Amount | $205,083 |
| Highest Mortgage Loan Application Amount | $9,218,000 |
| Average Applicant Income | $109,277 |
| Highest Applicant Income | $3,632,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Associated Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Associated Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Associated Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Associated Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Associated Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Associated Bank, N.A.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 922 | $ 59,553,000 | $ 64,000 | $ 59,000 |
| Brown County Wisconsin | 726 | $ 54,170,000 | $ 74,000 | $ 135,000 |
| Waukesha County Wisconsin | 574 | $ 49,416,000 | $ 86,000 | $ 73,000 |
| Peoria County Illinois | 475 | $ 21,580,000 | $ 45,000 | $ 59,000 |
| St. Clair County Illinois | 417 | $ 18,770,000 | $ 45,000 | $ 51,000 |
| Tazewell County Illinois | 380 | $ 13,923,000 | $ 36,000 | $ 56,000 |
| Winnebago County Wisconsin | 380 | $ 39,612,000 | $ 104,000 | $ 58,000 |
| Door County Wisconsin | 340 | $ 34,894,000 | $ 102,000 | $ 51,000 |
| Winnebago County Illinois | 304 | $ 10,288,000 | $ 33,000 | $ 59,000 |
| La Crosse County Wisconsin | 282 | $ 22,923,000 | $ 81,000 | $ 68,000 |
| Outagamie County Wisconsin | 282 | $ 17,520,000 | $ 62,000 | $ 68,000 |
| Manitowoc County Wisconsin | 274 | $ 19,927,000 | $ 72,000 | $ 58,000 |
| Shawano County Wisconsin | 274 | $ 15,322,000 | $ 55,000 | $ 47,000 |
| Dane County Wisconsin | 268 | $ 28,825,000 | $ 107,000 | $ 80,000 |
| Marathon County Wisconsin | 257 | $ 28,756,000 | $ 111,000 | $ 89,000 |
| Oconto County Wisconsin | 250 | $ 14,453,000 | $ 57,000 | $ 114,000 |
| Sheboygan County Wisconsin | 235 | $ 17,491,000 | $ 74,000 | $ 63,000 |
| Oneida County Wisconsin | 228 | $ 16,921,000 | $ 74,000 | $ 62,000 |
| Wood County Wisconsin | 227 | $ 19,476,000 | $ 85,000 | $ 50,000 |
| Columbia County Wisconsin | 224 | $ 12,612,000 | $ 56,000 | $ 50,000 |
| Madison County Illinois | 201 | $ 11,459,000 | $ 57,000 | $ 48,000 |
| Dodge County Wisconsin | 189 | $ 13,741,000 | $ 72,000 | $ 54,000 |
| Washington County Wisconsin | 189 | $ 16,737,000 | $ 88,000 | $ 93,000 |
| Sauk County Wisconsin | 180 | $ 15,513,000 | $ 86,000 | $ 46,000 |
| Bayfield County Wisconsin | 174 | $ 11,692,000 | $ 67,000 | $ 54,000 |
| Portage County Wisconsin | 174 | $ 11,768,000 | $ 67,000 | $ 44,000 |
| Walworth County Wisconsin | 172 | $ 10,961,000 | $ 63,000 | $ 59,000 |
| Jefferson County Wisconsin | 162 | $ 8,300,000 | $ 51,000 | $ 57,000 |
| Marinette County Wisconsin | 147 | $ 8,436,000 | $ 57,000 | $ 43,000 |
| Ozaukee County Wisconsin | 147 | $ 11,798,000 | $ 80,000 | $ 63,000 |
| Ashland County Wisconsin | 145 | $ 6,223,000 | $ 42,000 | $ 45,000 |
| Fond du Lac County Wisconsin | 140 | $ 9,115,000 | $ 65,000 | $ 52,000 |
| Knox County Illinois | 134 | $ 4,178,000 | $ 31,000 | $ 38,000 |
| Racine County Wisconsin | 108 | $ 5,838,000 | $ 54,000 | $ 59,000 |
| Clark County Wisconsin | 107 | $ 5,409,000 | $ 50,000 | $ 47,000 |
| Iron County Wisconsin | 94 | $ 4,426,000 | $ 47,000 | $ 45,000 |
| Vilas County Wisconsin | 94 | $ 8,016,000 | $ 85,000 | $ 71,000 |
| Adams County Illinois | 89 | $ 3,991,000 | $ 44,000 | $ 41,000 |
| Kenosha County Wisconsin | 86 | $ 6,704,000 | $ 77,000 | $ 64,000 |
| Rock County Wisconsin | 84 | $ 4,976,000 | $ 59,000 | $ 55,000 |
| Waupaca County Wisconsin | 78 | $ 3,569,000 | $ 45,000 | $ 43,000 |
| Trempealeau County Wisconsin | 77 | $ 3,618,000 | $ 46,000 | $ 50,000 |
| Lincoln County Wisconsin | 74 | $ 4,105,000 | $ 55,000 | $ 52,000 |
| Forest County Wisconsin | 73 | $ 4,043,000 | $ 55,000 | $ 75,000 |
| Eau Claire County Wisconsin | 65 | $ 3,870,000 | $ 59,000 | $ 54,000 |
| Gogebic County Michigan | 64 | $ 2,508,000 | $ 39,000 | $ 54,000 |
| Woodford County Illinois | 60 | $ 2,809,000 | $ 46,000 | $ 62,000 |
| Calumet County Wisconsin | 59 | $ 2,823,000 | $ 47,000 | $ 63,000 |
| Jackson County Wisconsin | 57 | $ 3,182,000 | $ 55,000 | $ 50,000 |
| Sawyer County Wisconsin | 56 | $ 4,086,000 | $ 72,000 | $ 57,000 |
| Taylor County Wisconsin | 51 | $ 2,919,000 | $ 57,000 | $ 43,000 |
| Adams County Wisconsin | 49 | $ 6,432,000 | $ 131,000 | $ 82,000 |
| DeKalb County Illinois | 44 | $ 2,031,000 | $ 46,000 | $ 72,000 |
| Marquette County Wisconsin | 44 | $ 3,291,000 | $ 74,000 | $ 68,000 |
| Kewaunee County Wisconsin | 39 | $ 4,174,000 | $ 107,000 | $ 47,000 |
| Marshall County Illinois | 38 | $ 1,733,000 | $ 45,000 | $ 60,000 |
| Price County Wisconsin | 38 | $ 2,340,000 | $ 61,000 | $ 62,000 |
| Chippewa County Wisconsin | 37 | $ 3,845,000 | $ 103,000 | $ 59,000 |
| Monroe County Illinois | 35 | $ 2,078,000 | $ 59,000 | $ 72,000 |
| Cook County Illinois | 32 | $ 9,567,000 | $ 298,000 | $ 134,000 |
| Fulton County Illinois | 30 | $ 1,019,000 | $ 33,000 | $ 53,000 |
| Warren County Illinois | 28 | $ 602,000 | $ 21,000 | $ 47,000 |
| Waushara County Wisconsin | 28 | $ 3,051,000 | $ 108,000 | $ 49,000 |
| Juneau County Wisconsin | 27 | $ 2,692,000 | $ 99,000 | $ 64,000 |
| Kane County Illinois | 24 | $ 2,186,000 | $ 91,000 | $ 82,000 |
| Pepin County Wisconsin | 24 | $ 1,460,000 | $ 60,000 | $ 62,000 |
| Vernon County Wisconsin | 24 | $ 1,648,000 | $ 68,000 | $ 66,000 |
| Macoupin County Illinois | 23 | $ 820,000 | $ 35,000 | $ 40,000 |
| Buffalo County Wisconsin | 21 | $ 963,000 | $ 45,000 | $ 35,000 |
| Langlade County Wisconsin | 21 | $ 1,561,000 | $ 74,000 | $ 60,000 |
| Monroe County Wisconsin | 21 | $ 1,491,000 | $ 71,000 | $ 66,000 |
| Green County Wisconsin | 20 | $ 1,494,000 | $ 74,000 | $ 62,000 |
| Mason County Illinois | 18 | $ 580,000 | $ 32,000 | $ 44,000 |
| Dunn County Wisconsin | 17 | $ 901,000 | $ 53,000 | $ 57,000 |
| Menominee County Wisconsin | 17 | $ 905,000 | $ 53,000 | $ 52,000 |
| Hennepin County Minnesota | 16 | $ 9,006,000 | $ 562,000 | $ 89,000 |
| Kendall County Illinois | 14 | $ 546,000 | $ 39,000 | $ 54,000 |
| Washburn County Wisconsin | 14 | $ 1,156,000 | $ 82,000 | $ 46,000 |
| Jersey County Illinois | 13 | $ 330,000 | $ 25,000 | $ 49,000 |
| Houston County Minnesota | 13 | $ 4,416,000 | $ 339,000 | $ 51,000 |
| Will County Illinois | 12 | $ 720,000 | $ 60,000 | $ 69,000 |
| Green Lake County Wisconsin | 11 | $ 1,309,000 | $ 119,000 | $ 90,000 |
| Boone County Illinois | 10 | $ 1,074,000 | $ 107,000 | $ 144,000 |
| DuPage County Illinois | 10 | $ 695,000 | $ 69,000 | $ 134,000 |
| Hancock County Illinois | 10 | $ 275,000 | $ 27,000 | $ 56,000 |
| LaSalle County Illinois | 10 | $ 626,000 | $ 62,000 | $ 50,000 |
| McHenry County Illinois | 10 | $ 1,253,000 | $ 125,000 | $ 97,000 |
| Winona County Minnesota | 10 | $ 1,820,000 | $ 182,000 | $ 73,000 |
| Pierce County Wisconsin | 10 | $ 542,000 | $ 54,000 | $ 63,000 |
| Lake County Illinois | 9 | $ 824,000 | $ 91,000 | $ 54,000 |
| Barron County Wisconsin | 9 | $ 709,000 | $ 78,000 | $ 43,000 |
| Richland County Wisconsin | 9 | $ 1,222,000 | $ 135,000 | $ 54,000 |
| Rusk County Wisconsin | 9 | $ 355,000 | $ 39,000 | $ 60,000 |
| McLean County Illinois | 8 | $ 198,000 | $ 24,000 | $ 73,000 |
| Sangamon County Illinois | 8 | $ 199,000 | $ 24,000 | $ 76,000 |
| St. Croix County Wisconsin | 8 | $ 570,000 | $ 71,000 | $ 67,000 |
| Pike County Illinois | 7 | $ 209,000 | $ 29,000 | $ 87,000 |
| Iowa County Wisconsin | 7 | $ 450,000 | $ 64,000 | $ 64,000 |
| Iron County Michigan | 6 | $ 931,000 | $ 155,000 | $ 146,000 |
| Douglas County Wisconsin | 6 | $ 327,000 | $ 54,000 | $ 50,000 |
| Maricopa County Arizona | 5 | $ 3,028,000 | $ 605,000 | $ 141,000 |
| Macon County Illinois | 5 | $ 147,000 | $ 29,000 | $ 61,000 |
| Mercer County Illinois | 5 | $ 115,000 | $ 23,000 | $ 45,000 |
| Stephenson County Illinois | 5 | $ 486,000 | $ 97,000 | $ 41,000 |
| Menominee County Michigan | 5 | $ 411,000 | $ 82,000 | $ 117,000 |
| Dakota County Minnesota | 5 | $ 274,000 | $ 54,000 | $ 39,000 |
| Washington County Minnesota | 5 | $ 4,194,000 | $ 838,000 | $ 54,000 |
| St. Louis County Missouri | 5 | $ 1,925,000 | $ 385,000 | $ 117,000 |
| St. Louis City County Missouri | 5 | $ 1,037,000 | $ 207,000 | $ 38,000 |
| Polk County Wisconsin | 5 | $ 492,000 | $ 98,000 | $ 87,000 |
| Cass County Illinois | 4 | $ 112,000 | $ 28,000 | $ 32,000 |
| Clinton County Illinois | 4 | $ 103,000 | $ 25,000 | $ 74,000 |
| Henry County Illinois | 4 | $ 146,000 | $ 36,000 | $ 39,000 |
| Jo Daviess County Illinois | 4 | $ 357,000 | $ 89,000 | $ 81,000 |
| Ogle County Illinois | 4 | $ 137,000 | $ 34,000 | $ 61,000 |
| Randolph County Illinois | 4 | $ 127,000 | $ 31,000 | $ 86,000 |
| Ontonagon County Michigan | 4 | $ 597,000 | $ 149,000 | $ 20,000 |
| Marion County Missouri | 4 | $ 135,000 | $ 33,000 | $ 35,000 |
| Clark County Nevada | 4 | $ 851,000 | $ 212,000 | $ 116,000 |
| Crawford County Wisconsin | 4 | $ 303,000 | $ 75,000 | $ 51,000 |
| Bond County Illinois | 3 | $ 26,000 | $ 8,000 | $ 55,000 |
| Bureau County Illinois | 3 | $ 22,000 | $ 7,000 | $ 57,000 |
| Champaign County Illinois | 3 | $ 74,000 | $ 24,000 | $ 72,000 |
| Greene County Illinois | 3 | $ 65,000 | $ 21,000 | $ 47,000 |
| Lee County Illinois | 3 | $ 39,000 | $ 13,000 | $ 39,000 |
| Livingston County Illinois | 3 | $ 20,000 | $ 6,000 | $ 54,000 |
| Logan County Illinois | 3 | $ 90,000 | $ 30,000 | $ 39,000 |
| McDonough County Illinois | 3 | $ 36,000 | $ 12,000 | $ 48,000 |
| Lee County Iowa | 3 | $ 164,000 | $ 54,000 | $ 57,000 |
| Anoka County Minnesota | 3 | $ 371,000 | $ 123,000 | $ 83,000 |
| Goodhue County Minnesota | 3 | $ 122,000 | $ 40,000 | $ 83,000 |
| Olmsted County Minnesota | 3 | $ 117,000 | $ 39,000 | $ 77,000 |
| St. Louis County Minnesota | 3 | $ 90,000 | $ 30,000 | $ 87,000 |
| Wright County Missouri | 3 | $ 379,000 | $ 126,000 | $ 147,000 |
| Burnett County Wisconsin | 3 | $ 420,000 | $ 140,000 | $ 118,000 |
| Florence County Wisconsin | 3 | $ 127,000 | $ 42,000 | $ 53,000 |
| Lafayette County Wisconsin | 3 | $ 131,000 | $ 43,000 | $ 41,000 |
| Lee County Florida | 2 | $ 715,000 | $ 357,000 | $ 168,000 |
| Okaloosa County Florida | 2 | $ 628,000 | $ 314,000 | $ 165,000 |
| Palm Beach County Florida | 2 | $ 274,000 | $ 137,000 | $ 3,000 |
| Polk County Florida | 2 | $ 1,660,000 | $ 830,000 | $ 16,000 |
| Santa Rosa County Florida | 2 | $ 265,000 | $ 132,000 | $ 163,000 |
| Henderson County Illinois | 2 | $ 84,000 | $ 42,000 | $ 25,000 |
| Jefferson County Illinois | 2 | $ 147,000 | $ 73,000 | $ 29,000 |
| Kankakee County Illinois | 2 | $ 262,000 | $ 131,000 | $ 96,000 |
| Menard County Illinois | 2 | $ 39,000 | $ 19,000 | $ 43,000 |
| Stark County Illinois | 2 | $ 77,000 | $ 38,000 | $ 31,000 |
| Chickasaw County Iowa | 2 | $ 16,000 | $ 8,000 | $ 24,000 |
| Baraga County Michigan | 2 | $ 428,000 | $ 214,000 | $ 121,000 |
| Dickinson County Michigan | 2 | $ 149,000 | $ 74,000 | $ 77,000 |
| Crow Wing County Minnesota | 2 | $ 112,000 | $ 56,000 | $ 100,000 |
| Scott County Minnesota | 2 | $ 165,000 | $ 82,000 | $ 181,000 |
| Jefferson County Missouri | 2 | $ 80,000 | $ 40,000 | $ 81,000 |
| Lewis County Missouri | 2 | $ 74,000 | $ 37,000 | $ 29,000 |
| Grant County Wisconsin | 2 | $ 35,000 | $ 17,000 | $ 78,000 |
| Los Angeles County California | 1 | $ 175,000 | $ 175,000 | $ 135,000 |
| Solano County California | 1 | $ 1,000 | $ 1,000 | $ 90,000 |
| Custer County Colorado | 1 | $ 541,000 | $ 541,000 | $ 887,000 |
| Charlotte County Florida | 1 | $ 54,000 | $ 54,000 | $ 56,000 |
| Duval County Florida | 1 | $ 77,000 | $ 77,000 | $ 354,000 |
| Orange County Florida | 1 | $ 2,260,000 | $ 2,260,000 | $ 0 |
| Pasco County Florida | 1 | $ 22,000 | $ 22,000 | $ 26,000 |
| Calhoun County Illinois | 1 | $ 71,000 | $ 71,000 | $ 70,000 |
| Ford County Illinois | 1 | $ 12,000 | $ 12,000 | $ 40,000 |
| Gallatin County Illinois | 1 | $ 112,000 | $ 112,000 | $ 31,000 |
| Grundy County Illinois | 1 | $ 13,000 | $ 13,000 | $ 51,000 |
| Morgan County Illinois | 1 | $ 6,000 | $ 6,000 | $ 18,000 |
| Rock Island County Illinois | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| Saline County Illinois | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| Union County Illinois | 1 | $ 10,000 | $ 10,000 | $ 98,000 |
| Whiteside County Illinois | 1 | $ 43,000 | $ 43,000 | $ 140,000 |
| Hamilton County Indiana | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Allamakee County Iowa | 1 | $ 20,000 | $ 20,000 | $ 91,000 |
| Black Hawk County Iowa | 1 | $ 20,000 | $ 20,000 | $ 123,000 |
| Dubuque County Iowa | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Alger County Michigan | 1 | $ 70,000 | $ 70,000 | $ 103,000 |
| Emmet County Michigan | 1 | $ 25,000 | $ 25,000 | $ 132,000 |
| Genesee County Michigan | 1 | $ 110,000 | $ 110,000 | $ 175,000 |
| Ionia County Michigan | 1 | $ 18,000 | $ 18,000 | $ 141,000 |
| Keweenaw County Michigan | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Marquette County Michigan | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Oakland County Michigan | 1 | $ 67,000 | $ 67,000 | $ 166,000 |
| Oceana County Michigan | 1 | $ 166,000 | $ 166,000 | $ 141,000 |
| Schoolcraft County Michigan | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Wayne County Michigan | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Carlton County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Carver County Minnesota | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Cass County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Dodge County Minnesota | 1 | $ 17,000 | $ 17,000 | $ 77,000 |
| Fillmore County Minnesota | 1 | $ 28,000 | $ 28,000 | $ 16,000 |
| Pine County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Swift County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 8,000 |
| Wright County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Hancock County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Clark County Missouri | 1 | $ 7,000 | $ 7,000 | $ 82,000 |
| Henry County Missouri | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Phelps County Missouri | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Platte County Missouri | 1 | $ 2,968,000 | $ 2,968,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 254,000 |
| Cuyahoga County Ohio | 1 | $ 164,000 | $ 164,000 | $ 13,000 |
| Philadelphia County Pennsylvania | 1 | $ 600,000 | $ 600,000 | $ 309,000 |
| Lawrence County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Sweetwater County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
Mortgage Loan Application Detail Totals for Associated Bank, N.A. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 4,717 | $125,141,000 | $32,111 | $500,000 | $51,333 | $2,892,000 |
| Refinancing | 4,493 | $356,180,000 | $265,714 | $4,197,000 | $155,642 | $3,632,000 |
| Home Purchase | 2,854 | $379,234,000 | $259,538 | $9,218,000 | $99,461 | $1,829,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,342 | $657,870,000 | $177,375 | $3,150,000 | $172,062 | $2,892,000 |
| Not applicable | 479 | $146,391,000 | $869,333 | $9,218,000 | $111 | $82,000 |
| Not Provided | 458 | $15,778,000 | $25,833 | $850,000 | $40,333 | $500,000 |
| Black or African American | 435 | $19,168,000 | $60,800 | $583,000 | $137,000 | $3,632,000 |
| Hispanic | 206 | $12,103,000 | $52,333 | $1,750,000 | $53,333 | $1,423,000 |
| Asian | 74 | $4,860,000 | $53,250 | $375,000 | $54,250 | $443,000 |
| American Indian or Alaskan Native | 62 | $4,058,000 | $73,000 | $397,000 | $62,333 | $264,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $327,000 | $52,333 | $110,000 | $52,000 | $225,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,064 | $860,555,000 | $220,210 | $9,218,000 | $135,684 | $3,632,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,633 | $742,196,000 | $245,611 | $9,218,000 | $146,277 | $2,076,000 |
| Application Denied By Financial Institution | 1,505 | $57,618,000 | $40,750 | $1,009,000 | $42,875 | $2,892,000 |
| Application Approved But Not Accepted | 640 | $34,645,000 | $46,285 | $550,000 | $69,428 | $3,632,000 |
| Application Withdrawn By Applicant | 252 | $20,028,000 | $50,750 | $500,000 | $58,250 | $588,000 |
| Preapproval Denied by Financial Institution | 20 | $3,234,000 | $161,000 | $335,000 | $49,000 | $160,000 |
| Preapproval Approved but not Accepted | 14 | $2,834,000 | $202,000 | $564,000 | $63,000 | $182,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 769 | $27,184,000 | $65,000 | $1,009,000 | $39,833 | $511,000 |
| Debt-To-Income Ratio | 415 | $17,707,000 | $67,600 | $444,000 | $41,200 | $2,892,000 |
| Credit Application Incomplete | 131 | $7,814,000 | $80,800 | $350,000 | $71,800 | $240,000 |
| Other | 91 | $4,019,000 | $32,142 | $334,000 | $55,000 | $336,000 |
| Collateral | 83 | $2,704,000 | $42,750 | $119,000 | $57,750 | $179,000 |
| Employment History | 30 | $1,060,000 | $42,250 | $107,000 | $31,250 | $84,000 |
| Unverifiable Information | 5 | $236,000 | $35,500 | $140,000 | $28,500 | $174,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $128,000 | $128,000 | $128,000 | $40,000 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Associated Bank, N.A.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Associated Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.