Associated Bank NA Mortgage Lending & HMDA Data, 2017

In 2017, Associated Bank NA of Green Bay, WI reported 17,414 mortgage applications totaling $4.8 billion, down 14% from 2016. The average application was for $278,441, and applicants reported an average income of $127,958. 70% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (3,359), Milwaukee-Waukesha-West Allis, WI (2,015) and Minneapolis-St. Paul-Bloomington, MN-WI (1,535) (applications in parentheses).

Mortgage Company & Address Associated Bank NA
200 North Adams Street
Green Bay, WI 54301
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 17,414
Total Mortgage Loan Application Amount $4,848,788,000
Average Mortgage Loan Application Amount $278,441
Highest Mortgage Loan Application Amount $30,000,000
Average Applicant Income $127,958
Highest Applicant Income $7,766,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Associated Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Associated Bank NA by Metropolitan Area in 2017

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Chicago-Naperville-Arlington Heights, IL 3,359 $ 1,494,013,000 $ 444,779 $ 188,000
Milwaukee-Waukesha-West Allis, WI 2,015 $ 546,798,000 $ 271,363 $ 120,000
Minneapolis-St. Paul-Bloomington, MN-WI 1,535 $ 506,550,000 $ 330,000 $ 139,739
Green Bay, WI 938 $ 168,505,000 $ 179,642 $ 90,000
Madison, WI 721 $ 166,616,000 $ 231,090 $ 107,000
St. Louis, MO-IL 551 $ 198,591,000 $ 360,419 $ 197,034
Appleton, WI 527 $ 99,700,000 $ 189,184 $ 87,000
Lake County-Kenosha County, IL-WI 516 $ 203,248,000 $ 393,891 $ 178,775
Warren-Troy-Farmington Hills, MI 445 $ 160,095,000 $ 359,764 $ 174,000
Oshkosh-Neenah, WI 437 $ 71,499,000 $ 163,613 $ 82,000
Janesville-Beloit, WI 359 $ 43,111,000 $ 120,086 $ 70,000
Racine, WI 296 $ 45,538,000 $ 153,844 $ 70,000
Peoria, IL 289 $ 42,989,000 $ 148,750 $ 85,000
La Crosse-Onalaska, WI-MN 252 $ 40,595,000 $ 161,091 $ 77,773
Elgin, IL 215 $ 53,228,000 $ 247,572 $ 105,000
Fond Du Lac, WI 209 $ 33,177,000 $ 158,741 $ 79,000
Rockford, IL 194 $ 20,696,000 $ 106,680 $ 68,000
Indianapolis-Carmel-Anderson, IN 186 $ 45,096,000 $ 242,451 $ 120,000
Wausau, WI 174 $ 28,244,000 $ 162,321 $ 92,000
Eau Claire, WI 164 $ 26,342,000 $ 160,621 $ 93,000
Sheboygan, WI 164 $ 32,341,000 $ 197,201 $ 84,000
Rochester, MN 120 $ 29,412,000 $ 245,100 $ 117,000
Detroit-Dearborn-Livonia, MI 98 $ 28,916,000 $ 295,061 $ 155,000
Springfield, MO 60 $ 15,106,000 $ 251,766 $ 168,000
Columbus, OH 41 $ 56,330,000 $ 1,373,902 $ 150,000
Kansas City, MO-KS 29 $ 11,692,000 $ 403,172 $ 171,034
Ann Arbor, MI 26 $ 9,169,000 $ 352,653 $ 150,000
Phoenix-Mesa-Scottsdale, AZ 20 $ 8,156,000 $ 407,800 $ 491,000
Duluth, MN-WI 16 $ 3,344,000 $ 209,000 $ 118,000
Fort Wayne, IN 16 $ 3,340,000 $ 208,750 $ 262,000
Gary, IN 14 $ 6,440,000 $ 460,000 $ 244,000
Des Moines-West Des Moines, IA 13 $ 4,275,000 $ 328,846 $ 216,000
Flint, MI 13 $ 2,563,000 $ 197,153 $ 121,000
Cincinnati, OH-KY-IN 12 $ 3,476,000 $ 289,666 $ 155,666
Niles-Benton Harbor, MI 12 $ 4,665,000 $ 388,750 $ 330,000
Kokomo, IN 11 $ 1,126,000 $ 102,363 $ 80,000
Cape Coral-Fort Myers, FL 10 $ 5,204,000 $ 520,400 $ 720,000
Lansing-East Lansing, MI 9 $ 1,440,000 $ 160,000 $ 102,000
Grand Rapids-Wyoming, MI 8 $ 2,998,000 $ 374,750 $ 241,000
Cedar Rapids, IA 7 $ 3,269,000 $ 467,000 $ 78,000
South Bend-Mishawaka, IN-MI 7 $ 2,785,000 $ 397,857 $ 395,285
Bloomington, IL 6 $ 1,307,000 $ 217,833 $ 113,000
Iowa City, IA 5 $ 897,000 $ 179,400 $ 70,000
Tampa-St. Petersburg-Clearwater, FL 5 $ 30,551,000 $ 6,110,200 $ 229,000
Tucson, AZ 5 $ 1,742,000 $ 348,400 $ 591,000
Akron, OH 4 $ 1,709,000 $ 427,250 $ 349,000
Cleveland-Elyria, OH 4 $ 1,322,000 $ 330,500 $ 249,000
Kankakee, IL 4 $ 1,084,000 $ 271,000 $ 101,000
Michigan City-La Porte, IN 4 $ 1,240,000 $ 310,000 $ 245,000
Naples-Immokalee-Marco Island, FL 4 $ 1,182,000 $ 295,500 $ 140,000
North Port-Sarasota-Bradenton, FL 4 $ 2,164,000 $ 541,000 $ 609,000
St. Cloud, MN 4 $ 1,253,000 $ 313,250 $ 66,000
Grand Forks, ND-MN 3 $ 785,000 $ 261,666 $ 241,000
Lafayette-West Lafayette, IN 3 $ 165,000 $ 55,000 $ 61,000
Bloomington, IN 2 $ 581,000 $ 290,500 $ 150,000
Champaign-Urbana, IL 2 $ 570,000 $ 285,000 $ 134,000
Davenport-Moline-Rock Island, IA-IL 2 $ 388,000 $ 194,000 $ 114,000
Kalamazoo-Portage, MI 2 $ 198,000 $ 99,000 $ 48,000
Lexington-Fayette, KY 2 $ 1,856,000 $ 928,000 $ 0
Midland, MI 2 $ 184,000 $ 92,000 $ 113,000
Orlando-Kissimmee-Sanford, FL 2 $ 590,000 $ 295,000 $ 128,000
Palm Bay-Melbourne-Titusville, FL 2 $ 441,000 $ 220,500 $ 110,000
Punta Gorda, FL 2 $ 376,000 $ 188,000 $ 157,000
The Villages, FL 2 $ 300,000 $ 150,000 $ 118,000
West Palm Beach-Boca Raton-Delray Beach, FL 2 $ 2,182,000 $ 1,091,000 $ 822,000
Battle Creek, MI 1 $ 88,000 $ 88,000 $ 133,000
Bay City, MI 1 $ 133,000 $ 133,000 $ 46,000
Carbondale-Marion, IL 1 $ 177,000 $ 177,000 $ 61,000
Charlotte-Concord-Gastonia, NC-SC 1 $ 424,000 $ 424,000 $ 403,000
Clarksville, TN-KY 1 $ 688,000 $ 688,000 $ 0
Columbus, IN 1 $ 52,000 $ 52,000 $ 54,000
Dayton, OH 1 $ 5,340,000 $ 5,340,000 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 212,000 $ 212,000 $ 140,000
Dubuque, IA 1 $ 208,000 $ 208,000 $ 85,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 424,000 $ 424,000 $ 123,000
Gainesville, GA 1 $ 16,000,000 $ 16,000,000 $ 0
Huntington-Ashland, WV-KY-OH 1 $ 5,000,000 $ 5,000,000 $ 0
Jackson, MI 1 $ 279,000 $ 279,000 $ 122,000
Joplin, MO 1 $ 88,000 $ 88,000 $ 33,000
Mankato-North Mankato, MN 1 $ 268,000 $ 268,000 $ 242,000
Springfield, IL 1 $ 48,000 $ 48,000 $ 19,000
Toledo, OH 1 $ 16,840,000 $ 16,840,000 $ 0
Waterloo-Cedar Falls, IA 1 $ 119,000 $ 119,000 $ 154,000

Mortgage Loan Application Detail Totals for Associated Bank NA in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,240 $3,188,070,000 $283,000 $30,000,000 $127,000 $7,766,000
Refinancing 5,137 $1,305,550,000 $254,000 $16,840,000 $125,000 $4,703,000
Home Improvement 1,037 $355,168,000 $342,000 $5,000,000 $153,000 $3,864,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,464 $3,902,893,000 $269,000 $3,880,000 $133,000 $7,766,000
Hispanic 1,089 $194,703,000 $178,000 $1,378,000 $74,000 $4,703,000
Black or African American 689 $131,311,000 $190,000 $1,097,000 $83,000 $1,059,000
Asian 688 $236,259,000 $343,000 $2,471,000 $157,000 $1,455,000
Not Provided 315 $98,806,000 $313,000 $1,500,000 $159,000 $1,100,000
Not applicable 102 $271,041,000 $2,657,000 $30,000,000 $9,000 $65,000
American Indian or Alaskan Native 49 $8,627,000 $176,000 $810,000 $88,000 $305,000
Native Hawaiian or Other Pacific Islander 18 $5,148,000 $286,000 $986,000 $94,000 $319,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,196 $4,665,275,000 $288,000 $30,000,000 $133,000 $7,766,000
FHA-insured (Federal Housing Administration) 716 $103,837,000 $145,000 $440,000 $52,000 $220,000
VA-guaranteed (Veterans Administration) 329 $57,734,000 $175,000 $418,000 $69,000 $261,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 173 $21,942,000 $126,000 $328,000 $47,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,267 $3,509,822,000 $286,000 $21,326,000 $137,000 $7,766,000
Application Denied By Financial Institution 1,953 $523,024,000 $267,000 $2,700,000 $106,000 $2,161,000
Application Approved But Not Accepted 945 $269,071,000 $284,000 $5,750,000 $138,000 $2,190,000
Loan Purchased By The Institution 909 $144,001,000 $158,000 $1,193,000 $75,000 $2,588,000
Application Withdrawn By Applicant 659 $265,331,000 $402,000 $30,000,000 $120,000 $1,155,000
Preapproval Denied by Financial Institution 411 $71,213,000 $173,000 $1,500,000 $58,000 $707,000
File Closed For Incompleteness 270 $66,326,000 $245,000 $1,500,000 $138,000 $1,100,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 922 $254,873,000 $276,000 $1,825,000 $70,000 $888,000
Credit History 647 $142,444,000 $220,000 $1,920,000 $111,000 $2,161,000
Collateral 530 $131,262,000 $247,000 $2,400,000 $122,000 $1,372,000
Other 90 $23,594,000 $262,000 $2,700,000 $120,000 $977,000
Unverifiable Information 72 $16,790,000 $233,000 $1,000,000 $118,000 $747,000
Employment History 59 $14,174,000 $240,000 $976,000 $95,000 $917,000
Insufficient Cash (Downpayment, Closing Cost) 40 $10,236,000 $255,000 $1,079,000 $102,000 $320,000
Mortgage Insurance Denied 3 $617,000 $205,000 $379,000 $81,000 $101,000
Credit Application Incomplete 1 $247,000 $247,000 $247,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Associated Bank NA's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Associated Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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