Associated Bank NA Mortgage Lending & HMDA Data, 2016

In 2016, Associated Bank NA of Green Bay, WI reported 20,349 mortgage applications totaling $5.3 billion, down 1% from 2015. The average application was for $258,650, and applicants reported an average income of $125,671. 68% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (2,847), Milwaukee-Waukesha-West Allis, WI (2,301) and Minneapolis-St. Paul-Bloomington, MN-WI (1,640) (applications in parentheses).

Mortgage Company & Address Associated Bank NA
200 North Adams Street
Green Bay, WI 54301
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 20,349
Total Mortgage Loan Application Amount $5,263,283,000
Average Mortgage Loan Application Amount $258,650
Highest Mortgage Loan Application Amount $37,000,000
Average Applicant Income $125,671
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Associated Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Associated Bank NA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,914 $2,835,788,000 $259,000 $37,000,000 $119,000 $9,999,000
Refinancing 8,211 $2,050,601,000 $249,000 $7,500,000 $133,000 $9,999,000
Home Improvement 1,224 $376,894,000 $307,000 $7,020,000 $136,000 $1,190,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,480 $4,473,486,000 $255,000 $4,899,000 $131,000 $9,999,000
Hispanic 1,039 $167,791,000 $161,000 $1,412,000 $66,000 $667,000
Asian 789 $250,751,000 $317,000 $2,000,000 $137,000 $826,000
Black or African American 618 $108,255,000 $175,000 $2,500,000 $76,000 $636,000
Not Provided 265 $78,332,000 $295,000 $1,367,000 $150,000 $1,917,000
American Indian or Alaskan Native 73 $13,073,000 $179,000 $670,000 $94,000 $669,000
Not applicable 72 $168,817,000 $2,344,000 $37,000,000 $4,000 $85,000
Native Hawaiin or Other Pacific Islander 13 $2,778,000 $213,000 $496,000 $87,000 $213,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,982 $5,055,610,000 $266,000 $37,000,000 $131,000 $9,999,000
FHA-insured (Federal Housing Administration) 726 $105,292,000 $145,000 $452,000 $55,000 $228,000
VA-guaranteed (Veterans Administration) 425 $74,389,000 $175,000 $417,000 $72,000 $588,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 216 $27,992,000 $129,000 $396,000 $49,000 $158,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,863 $3,765,476,000 $271,000 $37,000,000 $135,000 $9,999,000
Application Denied By Financial Institution 2,337 $611,890,000 $261,000 $3,432,000 $112,000 $9,999,000
Preapproval Denied by Financial Institution 1,240 $175,775,000 $141,000 $1,250,000 $53,000 $914,000
Application Approved But Not Accepted 1,130 $327,112,000 $289,000 $2,475,000 $151,000 $4,000,000
Application Withdrawn By Applicant 848 $195,801,000 $230,000 $7,500,000 $117,000 $2,448,000
Loan Purchased By The Institution 568 $91,359,000 $160,000 $650,000 $78,000 $477,000
File Closed For Incompleteness 363 $95,870,000 $264,000 $1,883,000 $152,000 $1,841,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,344 $316,299,000 $235,000 $2,500,000 $61,000 $760,000
Credit History 1,245 $213,960,000 $171,000 $2,000,000 $91,000 $9,999,000
Collateral 678 $180,643,000 $266,000 $3,432,000 $134,000 $1,739,000
Other 122 $39,612,000 $324,000 $2,475,000 $186,000 $2,867,000
Employment History 87 $16,265,000 $186,000 $1,108,000 $73,000 $563,000
Unverifiable Information 60 $14,275,000 $237,000 $1,000,000 $150,000 $1,498,000
Insufficient Cash (Downpayment, Closing Cost) 36 $4,654,000 $129,000 $482,000 $54,000 $179,000
Mortgage Insurance Denied 3 $1,329,000 $443,000 $800,000 $93,000 $120,000
Credit Application Incomplete 2 $628,000 $314,000 $560,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Associated Bank NA's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Associated Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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