Assurance Financial Group, L.L.C.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Assurance Financial Group, L.L.C. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Assurance Financial Group, L.L.C.
9029 Jefferson Highway Suite 100
Baton Rouge, LA 70809
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 5,917
Total Mortgage Loan Application Amount $974,356,000
Average Mortgage Loan Application Amount $170,333
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $83,333
Highest Applicant Income $1,811,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Assurance Financial Group, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Assurance Financial Group, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Assurance Financial Group, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Assurance Financial Group, L.L.C. serves its applicants.

Each category highlights the total number of mortgage applications processed by Assurance Financial Group, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Assurance Financial Group, L.L.C.'s mortgage activity for 2012.

Mortgage Loan Application Totals for Assurance Financial Group, L.L.C. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
East Baton Rouge County Louisiana 775 $ 159,548,000 $ 205,000 $ 108,000
Lafayette County Louisiana 376 $ 66,669,000 $ 177,000 $ 81,000
Ascension County Louisiana 256 $ 50,801,000 $ 198,000 $ 84,000
Livingston County Louisiana 178 $ 29,394,000 $ 165,000 $ 75,000
Terrebonne County Louisiana 174 $ 28,766,000 $ 165,000 $ 77,000
Ouachita County Louisiana 140 $ 21,891,000 $ 156,000 $ 69,000
Lafourche County Louisiana 113 $ 17,719,000 $ 156,000 $ 72,000
Caddo County Louisiana 92 $ 15,699,000 $ 170,000 $ 71,000
St. Tammany County Louisiana 80 $ 15,208,000 $ 190,000 $ 97,000
Jefferson County Alabama 78 $ 17,354,000 $ 222,000 $ 127,000
Bossier County Louisiana 78 $ 14,140,000 $ 181,000 $ 70,000
Orleans County Louisiana 61 $ 12,619,000 $ 206,000 $ 129,000
Jefferson County Louisiana 58 $ 9,778,000 $ 168,000 $ 80,000
St. Landry County Louisiana 55 $ 8,146,000 $ 148,000 $ 78,000
Madison County Alabama 52 $ 8,280,000 $ 159,000 $ 73,000
West Baton Rouge County Louisiana 51 $ 9,646,000 $ 189,000 $ 71,000
Fulton County Georgia 50 $ 13,111,000 $ 262,000 $ 152,000
Iberville County Louisiana 40 $ 7,287,000 $ 182,000 $ 77,000
DeKalb County Georgia 39 $ 10,157,000 $ 260,000 $ 112,000
Acadia County Louisiana 34 $ 4,662,000 $ 137,000 $ 74,000
Vermilion County Louisiana 33 $ 5,605,000 $ 169,000 $ 89,000
Tangipahoa County Louisiana 31 $ 5,731,000 $ 184,000 $ 78,000
Calcasieu County Louisiana 30 $ 5,232,000 $ 174,000 $ 81,000
Shelby County Alabama 29 $ 5,606,000 $ 193,000 $ 97,000
Iberia County Louisiana 28 $ 4,756,000 $ 169,000 $ 88,000
St. Martin County Louisiana 27 $ 4,585,000 $ 169,000 $ 66,000
Assumption County Louisiana 26 $ 4,172,000 $ 160,000 $ 69,000
Harris County Texas 25 $ 5,941,000 $ 237,000 $ 112,000
Cobb County Georgia 23 $ 4,967,000 $ 215,000 $ 93,000
Rapides County Louisiana 22 $ 3,959,000 $ 179,000 $ 84,000
Lauderdale County Alabama 16 $ 2,085,000 $ 130,000 $ 52,000
St. Charles County Louisiana 16 $ 2,716,000 $ 169,000 $ 74,000
Franklin County Louisiana 15 $ 1,705,000 $ 113,000 $ 62,000
Lincoln County Louisiana 14 $ 2,033,000 $ 145,000 $ 59,000
St. Mary County Louisiana 14 $ 1,845,000 $ 131,000 $ 75,000
Limestone County Alabama 13 $ 1,635,000 $ 125,000 $ 68,000
Morehouse County Louisiana 13 $ 1,513,000 $ 116,000 $ 46,000
Gwinnett County Georgia 12 $ 2,275,000 $ 189,000 $ 96,000
De Soto County Louisiana 12 $ 2,561,000 $ 213,000 $ 97,000
Evangeline County Louisiana 12 $ 1,439,000 $ 119,000 $ 78,000
Richland County Louisiana 11 $ 1,278,000 $ 116,000 $ 79,000
Pointe Coupee County Louisiana 10 $ 1,951,000 $ 195,000 $ 112,000
Union County Louisiana 10 $ 1,157,000 $ 115,000 $ 50,000
Colbert County Alabama 9 $ 1,139,000 $ 126,000 $ 37,000
Morgan County Alabama 9 $ 1,062,000 $ 118,000 $ 77,000
Forsyth County Georgia 9 $ 2,035,000 $ 226,000 $ 129,000
East Feliciana County Louisiana 9 $ 1,827,000 $ 203,000 $ 68,000
Beauregard County Louisiana 8 $ 1,189,000 $ 148,000 $ 85,000
St. John the Baptist County Louisiana 8 $ 1,339,000 $ 167,000 $ 79,000
DeSoto County Mississippi 8 $ 1,352,000 $ 169,000 $ 75,000
Dallas County Texas 8 $ 1,108,000 $ 138,000 $ 106,000
Baldwin County Alabama 7 $ 1,441,000 $ 205,000 $ 76,000
Harrison County Mississippi 7 $ 1,082,000 $ 154,000 $ 76,000
Tarrant County Texas 7 $ 1,543,000 $ 220,000 $ 104,000
Avoyelles County Louisiana 6 $ 1,052,000 $ 175,000 $ 81,000
Webster County Louisiana 6 $ 739,000 $ 123,000 $ 57,000
West Feliciana County Louisiana 6 $ 1,507,000 $ 251,000 $ 111,000
Galveston County Texas 6 $ 1,529,000 $ 254,000 $ 106,000
Montgomery County Alabama 5 $ 834,000 $ 166,000 $ 98,000
Plaquemines County Louisiana 5 $ 1,418,000 $ 283,000 $ 119,000
St. Bernard County Louisiana 5 $ 685,000 $ 137,000 $ 72,000
St. Helena County Louisiana 5 $ 1,020,000 $ 204,000 $ 89,000
Vernon County Louisiana 5 $ 681,000 $ 136,000 $ 74,000
Washington County Louisiana 5 $ 701,000 $ 140,000 $ 78,000
Collin County Texas 5 $ 940,000 $ 188,000 $ 158,000
Denton County Texas 5 $ 1,208,000 $ 241,000 $ 91,000
Fort Bend County Texas 5 $ 688,000 $ 137,000 $ 44,000
Cherokee County Georgia 4 $ 1,213,000 $ 303,000 $ 139,000
Concordia County Louisiana 4 $ 411,000 $ 102,000 $ 49,000
Grant County Louisiana 4 $ 441,000 $ 110,000 $ 58,000
Jackson County Louisiana 4 $ 944,000 $ 236,000 $ 110,000
Natchitoches County Louisiana 4 $ 612,000 $ 153,000 $ 331,000
St. James County Louisiana 4 $ 694,000 $ 173,000 $ 59,000
Bexar County Texas 4 $ 1,001,000 $ 250,000 $ 100,000
St. Clair County Alabama 3 $ 396,000 $ 132,000 $ 77,000
Allen County Louisiana 3 $ 395,000 $ 131,000 $ 72,000
Bienville County Louisiana 3 $ 448,000 $ 149,000 $ 64,000
Caldwell County Louisiana 3 $ 264,000 $ 88,000 $ 46,000
Claiborne County Louisiana 3 $ 243,000 $ 81,000 $ 62,000
Smith County Texas 3 $ 741,000 $ 247,000 $ 64,000
Travis County Texas 3 $ 575,000 $ 191,000 $ 125,000
Williamson County Texas 3 $ 446,000 $ 148,000 $ 55,000
Calhoun County Alabama 2 $ 463,000 $ 231,000 $ 72,000
Cullman County Alabama 2 $ 278,000 $ 139,000 $ 83,000
Elmore County Alabama 2 $ 296,000 $ 148,000 $ 256,000
Mobile County Alabama 2 $ 252,000 $ 126,000 $ 252,000
Talladega County Alabama 2 $ 326,000 $ 163,000 $ 72,000
Tuscaloosa County Alabama 2 $ 292,000 $ 146,000 $ 78,000
La Salle County Louisiana 2 $ 360,000 $ 180,000 $ 81,000
Sabine County Louisiana 2 $ 228,000 $ 114,000 $ 48,000
West Carroll County Louisiana 2 $ 152,000 $ 76,000 $ 91,000
Winn County Louisiana 2 $ 482,000 $ 241,000 $ 93,000
Coahoma County Mississippi 2 $ 168,000 $ 84,000 $ 25,000
Forrest County Mississippi 2 $ 262,000 $ 131,000 $ 42,000
Jackson County Mississippi 2 $ 299,000 $ 149,000 $ 80,000
Lamar County Mississippi 2 $ 285,000 $ 142,000 $ 59,000
Lauderdale County Mississippi 2 $ 241,000 $ 120,000 $ 25,000
Lawrence County Mississippi 2 $ 149,000 $ 74,000 $ 124,000
Lee County Mississippi 2 $ 273,000 $ 136,000 $ 95,000
Lincoln County Mississippi 2 $ 1,308,000 $ 654,000 $ 900,000
Pearl River County Mississippi 2 $ 225,000 $ 112,000 $ 73,000
Prentiss County Mississippi 2 $ 274,000 $ 137,000 $ 32,000
Scott County Mississippi 2 $ 295,000 $ 147,000 $ 119,000
Stone County Mississippi 2 $ 437,000 $ 218,000 $ 138,000
Warren County Mississippi 2 $ 392,000 $ 196,000 $ 120,000
Yalobusha County Mississippi 2 $ 270,000 $ 135,000 $ 221,000
Brazoria County Texas 2 $ 332,000 $ 166,000 $ 80,000
Hays County Texas 2 $ 467,000 $ 233,000 $ 67,000
Montgomery County Texas 2 $ 352,000 $ 176,000 $ 112,000
Starr County Texas 2 $ 235,000 $ 117,000 $ 41,000
Blount County Alabama 1 $ 304,000 $ 304,000 $ 68,000
Choctaw County Alabama 1 $ 129,000 $ 129,000 $ 53,000
Etowah County Alabama 1 $ 74,000 $ 74,000 $ 67,000
Houston County Alabama 1 $ 375,000 $ 375,000 $ 138,000
Marion County Alabama 1 $ 93,000 $ 93,000 $ 29,000
Pike County Alabama 1 $ 255,000 $ 255,000 $ 76,000
Walker County Alabama 1 $ 171,000 $ 171,000 $ 76,000
Winston County Alabama 1 $ 93,000 $ 93,000 $ 29,000
Ashley County Arkansas 1 $ 73,000 $ 73,000 $ 23,000
Lonoke County Arkansas 1 $ 165,000 $ 165,000 $ 89,000
Union County Arkansas 1 $ 99,000 $ 99,000 $ 11,000
Barrow County Georgia 1 $ 239,000 $ 239,000 $ 75,000
Hall County Georgia 1 $ 239,000 $ 239,000 $ 72,000
Henry County Georgia 1 $ 240,000 $ 240,000 $ 92,000
Jackson County Georgia 1 $ 150,000 $ 150,000 $ 112,000
Lumpkin County Georgia 1 $ 121,000 $ 121,000 $ 85,000
Oconee County Georgia 1 $ 142,000 $ 142,000 $ 30,000
Paulding County Georgia 1 $ 155,000 $ 155,000 $ 50,000
Putnam County Georgia 1 $ 299,000 $ 299,000 $ 254,000
Rockdale County Georgia 1 $ 170,000 $ 170,000 $ 54,000
Wayne County Georgia 1 $ 183,000 $ 183,000 $ 60,000
Cameron County Louisiana 1 $ 184,000 $ 184,000 $ 59,000
Catahoula County Louisiana 1 $ 150,000 $ 150,000 $ 74,000
Jefferson Davis County Louisiana 1 $ 150,000 $ 150,000 $ 67,000
Clay County Mississippi 1 $ 135,000 $ 135,000 $ 32,000
Hancock County Mississippi 1 $ 123,000 $ 123,000 $ 65,000
Hinds County Mississippi 1 $ 151,000 $ 151,000 $ 37,000
Jefferson County Mississippi 1 $ 75,000 $ 75,000 $ 100,000
Jones County Mississippi 1 $ 152,000 $ 152,000 $ 48,000
Lowndes County Mississippi 1 $ 112,000 $ 112,000 $ 25,000
Madison County Mississippi 1 $ 207,000 $ 207,000 $ 84,000
Marshall County Mississippi 1 $ 140,000 $ 140,000 $ 74,000
Monroe County Mississippi 1 $ 129,000 $ 129,000 $ 60,000
Pike County Mississippi 1 $ 140,000 $ 140,000 $ 60,000
Tishomingo County Mississippi 1 $ 158,000 $ 158,000 $ 48,000
Calhoun County Texas 1 $ 140,000 $ 140,000 $ 180,000
Cass County Texas 1 $ 300,000 $ 300,000 $ 165,000
Coleman County Texas 1 $ 170,000 $ 170,000 $ 66,000
Comal County Texas 1 $ 182,000 $ 182,000 $ 160,000
Ector County Texas 1 $ 112,000 $ 112,000 $ 61,000
El Paso County Texas 1 $ 65,000 $ 65,000 $ 30,000
Fayette County Texas 1 $ 304,000 $ 304,000 $ 242,000
Grayson County Texas 1 $ 116,000 $ 116,000 $ 60,000
Harrison County Texas 1 $ 143,000 $ 143,000 $ 50,000
Hidalgo County Texas 1 $ 200,000 $ 200,000 $ 119,000
Kaufman County Texas 1 $ 180,000 $ 180,000 $ 100,000
Liberty County Texas 1 $ 112,000 $ 112,000 $ 42,000
Marion County Texas 1 $ 171,000 $ 171,000 $ 84,000
Midland County Texas 1 $ 200,000 $ 200,000 $ 100,000
Nacogdoches County Texas 1 $ 165,000 $ 165,000 $ 61,000
Rockwall County Texas 1 $ 152,000 $ 152,000 $ 48,000
San Patricio County Texas 1 $ 125,000 $ 125,000 $ 59,000
Stephens County Texas 1 $ 78,000 $ 78,000 $ 85,000
Titus County Texas 1 $ 152,000 $ 152,000 $ 206,000
Upshur County Texas 1 $ 142,000 $ 142,000 $ 42,000
Victoria County Texas 1 $ 159,000 $ 159,000 $ 71,000
Zapata County Texas 1 $ 127,000 $ 127,000 $ 71,000

Mortgage Loan Application Detail Totals for Assurance Financial Group, L.L.C. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,939 $603,549,000 $153,000 $1,000,000 $65,000 $977,000
Refinancing 1,768 $335,254,000 $189,000 $907,000 $99,000 $1,811,000
Home Improvement 210 $35,553,000 $169,000 $539,000 $86,000 $490,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,781 $664,139,000 $175,000 $956,000 $85,000 $1,811,000
Black or African American 1,022 $134,065,000 $131,000 $408,000 $50,000 $492,000
Not Provided 892 $135,209,000 $151,000 $880,000 $63,000 $840,000
Hispanic 122 $20,650,000 $169,000 $1,000,000 $81,000 $720,000
Asian 73 $14,996,000 $205,000 $788,000 $98,000 $350,000
American Indian or Alaskan Native 16 $3,001,000 $187,000 $355,000 $92,000 $240,000
Native Hawaiian or Other Pacific Islander 11 $2,296,000 $208,000 $417,000 $130,000 $391,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,645 $508,757,000 $192,000 $1,000,000 $99,000 $1,811,000
FHA-insured (Federal Housing Administration) 1,541 $225,050,000 $146,000 $336,000 $61,000 $977,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,538 $204,352,000 $132,000 $600,000 $50,000 $900,000
VA-guaranteed (Veterans Administration) 193 $36,197,000 $187,000 $539,000 $75,000 $684,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,094 $392,459,000 $187,000 $839,000 $90,000 $1,811,000
Application Denied By Financial Institution 2,061 $290,711,000 $141,000 $1,000,000 $61,000 $1,200,000
Application Withdrawn By Applicant 1,095 $198,741,000 $181,000 $907,000 $90,000 $1,515,000
Preapproval Denied by Financial Institution 564 $73,005,000 $129,000 $640,000 $48,000 $204,000
Preapproval Approved but not Accepted 40 $6,690,000 $167,000 $394,000 $64,000 $173,000
File Closed For Incompleteness 35 $6,937,000 $198,000 $417,000 $125,000 $1,200,000
Application Approved But Not Accepted 28 $5,813,000 $207,000 $654,000 $143,000 $900,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,397 $324,233,000 $135,000 $880,000 $57,000 $1,200,000
Debt-To-Income Ratio 124 $21,841,000 $176,000 $1,000,000 $53,000 $332,000
Collateral 37 $6,039,000 $163,000 $764,000 $104,000 $487,000
Other 14 $3,105,000 $221,000 $640,000 $109,000 $380,000
Insufficient Cash (Downpayment, Closing Cost) 6 $865,000 $144,000 $202,000 $74,000 $125,000
Mortgage Insurance Denied 6 $1,277,000 $212,000 $276,000 $68,000 $132,000
Unverifiable Information 5 $798,000 $159,000 $240,000 $53,000 $77,000
Employment History 4 $601,000 $150,000 $196,000 $47,000 $64,000
Credit Application Incomplete 1 $156,000 $156,000 $156,000 $38,000 $38,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Assurance Financial Group, L.L.C.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Assurance Financial Group, L.L.C.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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