Assurance Financial Group, L.L.C. Mortgage Lending & HMDA Data, 2012

In 2012, Assurance Financial Group, L.L.C. of Baton Rouge, LA reported 5,917 mortgage applications totaling $974.4 million, up 62% from 2011. The average application was for $164,670, and applicants reported an average income of $75,904. 35% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Baton Rouge, LA (1,330), Lafayette, LA (403) and Houma-Bayou Cane-Thibodaux, LA (287) (applications in parentheses).

Mortgage Company & Address Assurance Financial Group, L.L.C.
9029 Jefferson Highway Suite 100
Baton Rouge, LA 70809
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 5,917
Total Mortgage Loan Application Amount $974,356,000
Average Mortgage Loan Application Amount $164,670
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $75,904
Highest Applicant Income $1,811,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Assurance Financial Group, L.L.C. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Assurance Financial Group, L.L.C. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
East Baton Rouge, Louisiana 775 $ 159,548,000 $ 205,868 $ 108,000
Lafayette, Louisiana 376 $ 66,669,000 $ 177,311 $ 81,000
Ascension, Louisiana 256 $ 50,801,000 $ 198,441 $ 84,000
Livingston, Louisiana 178 $ 29,394,000 $ 165,134 $ 75,000
Terrebonne, Louisiana 174 $ 28,766,000 $ 165,321 $ 77,000
Ouachita, Louisiana 140 $ 21,891,000 $ 156,364 $ 69,000
Lafourche, Louisiana 113 $ 17,719,000 $ 156,805 $ 72,000
Caddo, Louisiana 92 $ 15,699,000 $ 170,641 $ 71,000
St. Tammany, Louisiana 80 $ 15,208,000 $ 190,100 $ 97,000
Jefferson, Alabama 78 $ 17,354,000 $ 222,487 $ 127,000
Bossier, Louisiana 78 $ 14,140,000 $ 181,282 $ 70,000
Orleans, Louisiana 61 $ 12,619,000 $ 206,868 $ 129,000
Jefferson, Louisiana 58 $ 9,778,000 $ 168,586 $ 80,000
St. Landry, Louisiana 55 $ 8,146,000 $ 148,109 $ 78,000
Madison, Alabama 52 $ 8,280,000 $ 159,230 $ 73,000
West Baton Rouge, Louisiana 51 $ 9,646,000 $ 189,137 $ 71,000
Fulton, Georgia 50 $ 13,111,000 $ 262,220 $ 152,000
Iberville, Louisiana 40 $ 7,287,000 $ 182,175 $ 77,000
DeKalb, Georgia 39 $ 10,157,000 $ 260,435 $ 112,000
Acadia, Louisiana 34 $ 4,662,000 $ 137,117 $ 74,000
Vermilion, Louisiana 33 $ 5,605,000 $ 169,848 $ 89,000
Tangipahoa, Louisiana 31 $ 5,731,000 $ 184,870 $ 78,000
Calcasieu, Louisiana 30 $ 5,232,000 $ 174,400 $ 81,000
Shelby, Alabama 29 $ 5,606,000 $ 193,310 $ 97,000
Iberia, Louisiana 28 $ 4,756,000 $ 169,857 $ 88,000
St. Martin, Louisiana 27 $ 4,585,000 $ 169,814 $ 66,000
Assumption, Louisiana 26 $ 4,172,000 $ 160,461 $ 69,000
Harris, Texas 25 $ 5,941,000 $ 237,640 $ 112,000
Cobb, Georgia 23 $ 4,967,000 $ 215,956 $ 93,000
Rapides, Louisiana 22 $ 3,959,000 $ 179,954 $ 84,000
Lauderdale, Alabama 16 $ 2,085,000 $ 130,312 $ 52,000
St. Charles, Louisiana 16 $ 2,716,000 $ 169,750 $ 74,000
Franklin, Louisiana 15 $ 1,705,000 $ 113,666 $ 62,000
Lincoln, Louisiana 14 $ 2,033,000 $ 145,214 $ 59,000
St. Mary, Louisiana 14 $ 1,845,000 $ 131,785 $ 75,000
Limestone, Alabama 13 $ 1,635,000 $ 125,769 $ 68,000
Morehouse, Louisiana 13 $ 1,513,000 $ 116,384 $ 46,000
Gwinnett, Georgia 12 $ 2,275,000 $ 189,583 $ 96,000
De Soto, Louisiana 12 $ 2,561,000 $ 213,416 $ 97,000
Evangeline, Louisiana 12 $ 1,439,000 $ 119,916 $ 78,000
Richland, Louisiana 11 $ 1,278,000 $ 116,181 $ 79,000
Pointe Coupee, Louisiana 10 $ 1,951,000 $ 195,100 $ 112,000
Union, Louisiana 10 $ 1,157,000 $ 115,700 $ 50,000
Colbert, Alabama 9 $ 1,139,000 $ 126,555 $ 37,000
Morgan, Alabama 9 $ 1,062,000 $ 118,000 $ 77,000
Forsyth, Georgia 9 $ 2,035,000 $ 226,111 $ 129,000
East Feliciana, Louisiana 9 $ 1,827,000 $ 203,000 $ 68,000
Beauregard, Louisiana 8 $ 1,189,000 $ 148,625 $ 85,000
St. John the Baptist, Louisiana 8 $ 1,339,000 $ 167,375 $ 79,000
DeSoto, Mississippi 8 $ 1,352,000 $ 169,000 $ 75,000
Dallas, Texas 8 $ 1,108,000 $ 138,500 $ 106,000
Baldwin, Alabama 7 $ 1,441,000 $ 205,857 $ 76,000
Harrison, Mississippi 7 $ 1,082,000 $ 154,571 $ 76,000
Tarrant, Texas 7 $ 1,543,000 $ 220,428 $ 104,000
Avoyelles, Louisiana 6 $ 1,052,000 $ 175,333 $ 81,000
Webster, Louisiana 6 $ 739,000 $ 123,166 $ 57,000
West Feliciana, Louisiana 6 $ 1,507,000 $ 251,166 $ 111,000
Galveston, Texas 6 $ 1,529,000 $ 254,833 $ 106,000
Montgomery, Alabama 5 $ 834,000 $ 166,800 $ 98,000
Plaquemines, Louisiana 5 $ 1,418,000 $ 283,600 $ 119,000
St. Bernard, Louisiana 5 $ 685,000 $ 137,000 $ 72,000
St. Helena, Louisiana 5 $ 1,020,000 $ 204,000 $ 89,000
Vernon, Louisiana 5 $ 681,000 $ 136,200 $ 74,000
Washington, Louisiana 5 $ 701,000 $ 140,200 $ 78,000
Collin, Texas 5 $ 940,000 $ 188,000 $ 158,000
Denton, Texas 5 $ 1,208,000 $ 241,600 $ 91,000
Fort Bend, Texas 5 $ 688,000 $ 137,600 $ 44,000
Cherokee, Georgia 4 $ 1,213,000 $ 303,250 $ 139,000
Concordia, Louisiana 4 $ 411,000 $ 102,750 $ 49,000
Grant, Louisiana 4 $ 441,000 $ 110,250 $ 58,000
Jackson, Louisiana 4 $ 944,000 $ 236,000 $ 110,000
Natchitoches, Louisiana 4 $ 612,000 $ 153,000 $ 331,000
St. James, Louisiana 4 $ 694,000 $ 173,500 $ 59,000
Bexar, Texas 4 $ 1,001,000 $ 250,250 $ 100,000
St. Clair, Alabama 3 $ 396,000 $ 132,000 $ 77,000
Allen, Louisiana 3 $ 395,000 $ 131,666 $ 72,000
Bienville, Louisiana 3 $ 448,000 $ 149,333 $ 64,000
Caldwell, Louisiana 3 $ 264,000 $ 88,000 $ 46,000
Claiborne, Louisiana 3 $ 243,000 $ 81,000 $ 62,000
Smith, Texas 3 $ 741,000 $ 247,000 $ 64,000
Travis, Texas 3 $ 575,000 $ 191,666 $ 125,000
Williamson, Texas 3 $ 446,000 $ 148,666 $ 55,000
Calhoun, Alabama 2 $ 463,000 $ 231,500 $ 72,000
Cullman, Alabama 2 $ 278,000 $ 139,000 $ 83,000
Elmore, Alabama 2 $ 296,000 $ 148,000 $ 256,000
Mobile, Alabama 2 $ 252,000 $ 126,000 $ 252,000
Talladega, Alabama 2 $ 326,000 $ 163,000 $ 72,000
Tuscaloosa, Alabama 2 $ 292,000 $ 146,000 $ 78,000
La Salle, Louisiana 2 $ 360,000 $ 180,000 $ 81,000
Sabine, Louisiana 2 $ 228,000 $ 114,000 $ 48,000
West Carroll, Louisiana 2 $ 152,000 $ 76,000 $ 91,000
Winn, Louisiana 2 $ 482,000 $ 241,000 $ 93,000
Coahoma, Mississippi 2 $ 168,000 $ 84,000 $ 25,000
Forrest, Mississippi 2 $ 262,000 $ 131,000 $ 42,000
Jackson, Mississippi 2 $ 299,000 $ 149,500 $ 80,000
Lamar, Mississippi 2 $ 285,000 $ 142,500 $ 59,000
Lauderdale, Mississippi 2 $ 241,000 $ 120,500 $ 25,000
Lawrence, Mississippi 2 $ 149,000 $ 74,500 $ 124,000
Lee, Mississippi 2 $ 273,000 $ 136,500 $ 95,000
Lincoln, Mississippi 2 $ 1,308,000 $ 654,000 $ 900,000
Pearl River, Mississippi 2 $ 225,000 $ 112,500 $ 73,000
Prentiss, Mississippi 2 $ 274,000 $ 137,000 $ 32,000
Scott, Mississippi 2 $ 295,000 $ 147,500 $ 119,000
Stone, Mississippi 2 $ 437,000 $ 218,500 $ 138,000
Warren, Mississippi 2 $ 392,000 $ 196,000 $ 120,000
Yalobusha, Mississippi 2 $ 270,000 $ 135,000 $ 221,000
Brazoria, Texas 2 $ 332,000 $ 166,000 $ 80,000
Hays, Texas 2 $ 467,000 $ 233,500 $ 67,000
Montgomery, Texas 2 $ 352,000 $ 176,000 $ 112,000
Starr, Texas 2 $ 235,000 $ 117,500 $ 41,000
Blount, Alabama 1 $ 304,000 $ 304,000 $ 68,000
Choctaw, Alabama 1 $ 129,000 $ 129,000 $ 53,000
Etowah, Alabama 1 $ 74,000 $ 74,000 $ 67,000
Houston, Alabama 1 $ 375,000 $ 375,000 $ 138,000
Marion, Alabama 1 $ 93,000 $ 93,000 $ 29,000
Pike, Alabama 1 $ 255,000 $ 255,000 $ 76,000
Walker, Alabama 1 $ 171,000 $ 171,000 $ 76,000
Winston, Alabama 1 $ 93,000 $ 93,000 $ 29,000
Ashley, Arkansas 1 $ 73,000 $ 73,000 $ 23,000
Lonoke, Arkansas 1 $ 165,000 $ 165,000 $ 89,000
Union, Arkansas 1 $ 99,000 $ 99,000 $ 11,000
Barrow, Georgia 1 $ 239,000 $ 239,000 $ 75,000
Hall, Georgia 1 $ 239,000 $ 239,000 $ 72,000
Henry, Georgia 1 $ 240,000 $ 240,000 $ 92,000
Jackson, Georgia 1 $ 150,000 $ 150,000 $ 112,000
Lumpkin, Georgia 1 $ 121,000 $ 121,000 $ 85,000
Oconee, Georgia 1 $ 142,000 $ 142,000 $ 30,000
Paulding, Georgia 1 $ 155,000 $ 155,000 $ 50,000
Putnam, Georgia 1 $ 299,000 $ 299,000 $ 254,000
Rockdale, Georgia 1 $ 170,000 $ 170,000 $ 54,000
Wayne, Georgia 1 $ 183,000 $ 183,000 $ 60,000
Cameron, Louisiana 1 $ 184,000 $ 184,000 $ 59,000
Catahoula, Louisiana 1 $ 150,000 $ 150,000 $ 74,000
Jefferson Davis, Louisiana 1 $ 150,000 $ 150,000 $ 67,000
Clay, Mississippi 1 $ 135,000 $ 135,000 $ 32,000
Hancock, Mississippi 1 $ 123,000 $ 123,000 $ 65,000
Hinds, Mississippi 1 $ 151,000 $ 151,000 $ 37,000
Jefferson, Mississippi 1 $ 75,000 $ 75,000 $ 100,000
Jones, Mississippi 1 $ 152,000 $ 152,000 $ 48,000
Lowndes, Mississippi 1 $ 112,000 $ 112,000 $ 25,000
Madison, Mississippi 1 $ 207,000 $ 207,000 $ 84,000
Marshall, Mississippi 1 $ 140,000 $ 140,000 $ 74,000
Monroe, Mississippi 1 $ 129,000 $ 129,000 $ 60,000
Pike, Mississippi 1 $ 140,000 $ 140,000 $ 60,000
Tishomingo, Mississippi 1 $ 158,000 $ 158,000 $ 48,000
Calhoun, Texas 1 $ 140,000 $ 140,000 $ 180,000
Cass, Texas 1 $ 300,000 $ 300,000 $ 165,000
Coleman, Texas 1 $ 170,000 $ 170,000 $ 66,000
Comal, Texas 1 $ 182,000 $ 182,000 $ 160,000
Ector, Texas 1 $ 112,000 $ 112,000 $ 61,000
El Paso, Texas 1 $ 65,000 $ 65,000 $ 30,000
Fayette, Texas 1 $ 304,000 $ 304,000 $ 242,000
Grayson, Texas 1 $ 116,000 $ 116,000 $ 60,000
Harrison, Texas 1 $ 143,000 $ 143,000 $ 50,000
Hidalgo, Texas 1 $ 200,000 $ 200,000 $ 119,000
Kaufman, Texas 1 $ 180,000 $ 180,000 $ 100,000
Liberty, Texas 1 $ 112,000 $ 112,000 $ 42,000
Marion, Texas 1 $ 171,000 $ 171,000 $ 84,000
Midland, Texas 1 $ 200,000 $ 200,000 $ 100,000
Nacogdoches, Texas 1 $ 165,000 $ 165,000 $ 61,000
Rockwall, Texas 1 $ 152,000 $ 152,000 $ 48,000
San Patricio, Texas 1 $ 125,000 $ 125,000 $ 59,000
Stephens, Texas 1 $ 78,000 $ 78,000 $ 85,000
Titus, Texas 1 $ 152,000 $ 152,000 $ 206,000
Upshur, Texas 1 $ 142,000 $ 142,000 $ 42,000
Victoria, Texas 1 $ 159,000 $ 159,000 $ 71,000
Zapata, Texas 1 $ 127,000 $ 127,000 $ 71,000

Mortgage Loan Application Detail Totals for Assurance Financial Group, L.L.C. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,939 $603,549,000 $153,000 $1,000,000 $65,000 $977,000
Refinancing 1,768 $335,254,000 $189,000 $907,000 $99,000 $1,811,000
Home Improvement 210 $35,553,000 $169,000 $539,000 $86,000 $490,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,781 $664,139,000 $175,000 $956,000 $85,000 $1,811,000
Black or African American 1,022 $134,065,000 $131,000 $408,000 $50,000 $492,000
Not Provided 892 $135,209,000 $151,000 $880,000 $63,000 $840,000
Hispanic 122 $20,650,000 $169,000 $1,000,000 $81,000 $720,000
Asian 73 $14,996,000 $205,000 $788,000 $98,000 $350,000
American Indian or Alaskan Native 16 $3,001,000 $187,000 $355,000 $92,000 $240,000
Native Hawaiian or Other Pacific Islander 11 $2,296,000 $208,000 $417,000 $130,000 $391,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,645 $508,757,000 $192,000 $1,000,000 $99,000 $1,811,000
FHA-insured (Federal Housing Administration) 1,541 $225,050,000 $146,000 $336,000 $61,000 $977,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,538 $204,352,000 $132,000 $600,000 $50,000 $900,000
VA-guaranteed (Veterans Administration) 193 $36,197,000 $187,000 $539,000 $75,000 $684,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,094 $392,459,000 $187,000 $839,000 $90,000 $1,811,000
Application Denied By Financial Institution 2,061 $290,711,000 $141,000 $1,000,000 $61,000 $1,200,000
Application Withdrawn By Applicant 1,095 $198,741,000 $181,000 $907,000 $90,000 $1,515,000
Preapproval Denied by Financial Institution 564 $73,005,000 $129,000 $640,000 $48,000 $204,000
Preapproval Approved but not Accepted 40 $6,690,000 $167,000 $394,000 $64,000 $173,000
File Closed For Incompleteness 35 $6,937,000 $198,000 $417,000 $125,000 $1,200,000
Application Approved But Not Accepted 28 $5,813,000 $207,000 $654,000 $143,000 $900,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,397 $324,233,000 $135,000 $880,000 $57,000 $1,200,000
Debt-To-Income Ratio 124 $21,841,000 $176,000 $1,000,000 $53,000 $332,000
Collateral 37 $6,039,000 $163,000 $764,000 $104,000 $487,000
Other 14 $3,105,000 $221,000 $640,000 $109,000 $380,000
Insufficient Cash (Downpayment, Closing Cost) 6 $865,000 $144,000 $202,000 $74,000 $125,000
Mortgage Insurance Denied 6 $1,277,000 $212,000 $276,000 $68,000 $132,000
Unverifiable Information 5 $798,000 $159,000 $240,000 $53,000 $77,000
Employment History 4 $601,000 $150,000 $196,000 $47,000 $64,000
Credit Application Incomplete 1 $156,000 $156,000 $156,000 $38,000 $38,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Assurance Financial Group, L.L.C.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Assurance Financial Group, L.L.C.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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