Calcasieu Parish, LA Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 8,902 mortgage applications in Calcasieu Parish, LA totaling $1.2 billion, up 9% from 2011. The average application was for $135,000, and applicants reported an average income of $74,000. 50% of applications resulted in an originated loan and 18% were denied. The most active lender was Wells Fargo Bank NA, with 1,190 applications, followed by JPMorgan Chase Bank, NA and Capital One NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Louisiana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,902
Total Mortgage Loan Application Amount $1,205,910,000
Average Mortgage Loan Application Amount $135,000
Highest Mortgage Loan Application Amount $11,500,000
Average Applicant Income $74,000
Highest Applicant Income $2,642,000
Download the Louisiana Lender List

Top Mortgage Lenders in Calcasieu Parish, LA (2012)

Ranked by the number of mortgage applications each lender reported in Calcasieu Parish, LA in 2012.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Wells Fargo Bank NA
Minneapolis, MN
1,190 $185,961,000 $156,000 $72,000
2 JPMorgan Chase Bank, NA
Columbus, OH
870 $111,887,000 $128,000 $75,000
3 Capital One NA
Baton Rouge, LA
577 $51,674,000 $89,000 $70,000
4 First Federal Bank of Louisian
Lake Charles, LA
442 $62,418,000 $141,000 $102,000
5 American Southwest Mortgage Corp.
Oklahoma City, OK
432 $69,102,000 $159,000 $79,000
6 Jd Bank
Jennings, LA
332 $36,049,000 $108,000 $73,000
7 Crescent Mortgage Company
Atlanta, GA
317 $54,559,000 $172,000 $90,000
8 Iberiabank
Kenner, LA
311 $22,343,000 $71,000 $67,000
9 21st Mortgage
Knoxville, TN
311 $17,481,000 $56,000 $50,000
10 Gmfs, LLC
Baton Rouge, LA
281 $43,710,000 $155,000 $70,000

See every lender active in Calcasieu Parish, LA in 2012 »

The tables below break down 2012 mortgage applications in Calcasieu Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Calcasieu Parish, LA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,660 $688,830,000 $147,000 $11,500,000 $80,000 $2,642,000
Home Purchase 3,634 $487,811,000 $134,000 $3,000,000 $69,000 $1,880,000
Home Improvement 608 $29,269,000 $48,000 $1,013,000 $67,000 $720,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,627 $895,703,000 $135,000 $1,890,000 $81,000 $2,642,000
Black or African American 890 $90,674,000 $101,000 $549,000 $58,000 $658,000
Not Provided 640 $80,020,000 $125,000 $1,100,000 $69,000 $709,000
Not applicable 486 $102,172,000 $210,000 $11,500,000 $20,000 $238,000
Hispanic 130 $18,800,000 $144,000 $417,000 $85,000 $600,000
Asian 86 $14,050,000 $163,000 $1,355,000 $84,000 $446,000
American Indian or Alaskan Native 31 $2,617,000 $84,000 $170,000 $55,000 $101,000
Native Hawaiian or Other Pacific Islander 12 $1,874,000 $156,000 $415,000 $89,000 $269,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,192 $816,286,000 $131,000 $11,500,000 $82,000 $2,642,000
FHA-insured (Federal Housing Administration) 1,798 $246,316,000 $136,000 $276,000 $58,000 $592,000
VA-guaranteed (Veterans Administration) 461 $82,666,000 $179,000 $425,000 $59,000 $323,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 451 $60,642,000 $134,000 $296,000 $43,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,489 $635,138,000 $141,000 $4,885,000 $82,000 $2,642,000
Application Denied By Financial Institution 1,593 $154,275,000 $96,000 $1,355,000 $61,000 $1,410,000
Loan Purchased By The Institution 1,538 $236,761,000 $153,000 $417,000 $65,000 $912,000
Application Withdrawn By Applicant 597 $103,095,000 $172,000 $11,500,000 $81,000 $1,008,000
Application Approved But Not Accepted 511 $54,006,000 $105,000 $550,000 $70,000 $912,000
File Closed For Incompleteness 174 $22,635,000 $130,000 $357,000 $78,000 $726,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 457 $37,395,000 $81,000 $1,355,000 $65,000 $960,000
Debt-To-Income Ratio 250 $23,994,000 $95,000 $626,000 $40,000 $153,000
Collateral 159 $19,863,000 $124,000 $420,000 $78,000 $700,000
Credit Application Incomplete 153 $19,259,000 $125,000 $375,000 $75,000 $396,000
Other 74 $9,405,000 $127,000 $484,000 $69,000 $180,000
Unverifiable Information 40 $5,117,000 $127,000 $236,000 $67,000 $200,000
Employment History 22 $2,196,000 $99,000 $229,000 $57,000 $156,000
Insufficient Cash (Downpayment, Closing Cost) 19 $2,916,000 $153,000 $290,000 $62,000 $120,000
Mortgage Insurance Denied 1 $90,000 $90,000 $90,000 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Louisiana Lender List