Assurance Financial Group, L.L.C.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Assurance Financial Group, L.L.C. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Assurance Financial Group, L.L.C. 9029 Jefferson Highway Suite 100 Baton Rouge, LA 70809 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 4,855 |
| Total Mortgage Loan Application Amount | $764,852,000 |
| Average Mortgage Loan Application Amount | $174,666 |
| Highest Mortgage Loan Application Amount | $765,000 |
| Average Applicant Income | $83,333 |
| Highest Applicant Income | $2,178,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Assurance Financial Group, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Assurance Financial Group, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Assurance Financial Group, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Assurance Financial Group, L.L.C. serves its applicants.
Each category highlights the total number of mortgage applications processed by Assurance Financial Group, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Assurance Financial Group, L.L.C.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| East Baton Rouge County Louisiana | 493 | $ 97,270,000 | $ 197,000 | $ 92,000 |
| Lafayette County Louisiana | 342 | $ 64,914,000 | $ 189,000 | $ 91,000 |
| Ascension County Louisiana | 224 | $ 46,065,000 | $ 205,000 | $ 80,000 |
| Terrebonne County Louisiana | 155 | $ 27,614,000 | $ 178,000 | $ 75,000 |
| Livingston County Louisiana | 105 | $ 17,201,000 | $ 163,000 | $ 65,000 |
| Lafourche County Louisiana | 102 | $ 17,071,000 | $ 167,000 | $ 79,000 |
| Ouachita County Louisiana | 73 | $ 12,104,000 | $ 165,000 | $ 73,000 |
| Jefferson County Alabama | 53 | $ 7,688,000 | $ 145,000 | $ 92,000 |
| Cobb County Georgia | 42 | $ 9,509,000 | $ 226,000 | $ 107,000 |
| Calcasieu County Louisiana | 36 | $ 6,011,000 | $ 166,000 | $ 66,000 |
| St. Landry County Louisiana | 34 | $ 5,213,000 | $ 153,000 | $ 66,000 |
| Fulton County Georgia | 32 | $ 7,498,000 | $ 234,000 | $ 112,000 |
| Vermilion County Louisiana | 30 | $ 4,825,000 | $ 160,000 | $ 91,000 |
| St. Martin County Louisiana | 27 | $ 4,793,000 | $ 177,000 | $ 85,000 |
| Lauderdale County Alabama | 26 | $ 2,946,000 | $ 113,000 | $ 58,000 |
| Madison County Alabama | 22 | $ 3,577,000 | $ 162,000 | $ 62,000 |
| Iberville County Louisiana | 21 | $ 3,959,000 | $ 188,000 | $ 86,000 |
| Shelby County Alabama | 20 | $ 3,182,000 | $ 159,000 | $ 76,000 |
| DeKalb County Georgia | 19 | $ 4,768,000 | $ 250,000 | $ 110,000 |
| Caddo County Louisiana | 19 | $ 3,117,000 | $ 164,000 | $ 66,000 |
| Acadia County Louisiana | 18 | $ 2,383,000 | $ 132,000 | $ 61,000 |
| Limestone County Alabama | 15 | $ 1,858,000 | $ 123,000 | $ 60,000 |
| Jefferson County Louisiana | 15 | $ 2,593,000 | $ 172,000 | $ 106,000 |
| St. Tammany County Louisiana | 14 | $ 3,302,000 | $ 235,000 | $ 86,000 |
| West Baton Rouge County Louisiana | 14 | $ 2,490,000 | $ 177,000 | $ 62,000 |
| Colbert County Alabama | 13 | $ 1,149,000 | $ 88,000 | $ 50,000 |
| Iberia County Louisiana | 13 | $ 1,551,000 | $ 119,000 | $ 54,000 |
| Tangipahoa County Louisiana | 13 | $ 1,958,000 | $ 150,000 | $ 98,000 |
| Bossier County Louisiana | 12 | $ 2,384,000 | $ 198,000 | $ 65,000 |
| Harris County Texas | 12 | $ 3,100,000 | $ 258,000 | $ 122,000 |
| St. Mary County Louisiana | 11 | $ 1,794,000 | $ 163,000 | $ 67,000 |
| Orleans County Louisiana | 10 | $ 1,630,000 | $ 163,000 | $ 75,000 |
| Cherokee County Georgia | 9 | $ 2,208,000 | $ 245,000 | $ 103,000 |
| Assumption County Louisiana | 9 | $ 1,332,000 | $ 148,000 | $ 78,000 |
| Forsyth County Georgia | 8 | $ 1,674,000 | $ 209,000 | $ 104,000 |
| Evangeline County Louisiana | 8 | $ 991,000 | $ 123,000 | $ 67,000 |
| Morehouse County Louisiana | 8 | $ 1,105,000 | $ 138,000 | $ 71,000 |
| Morgan County Alabama | 7 | $ 511,000 | $ 73,000 | $ 41,000 |
| Richland County Louisiana | 7 | $ 845,000 | $ 120,000 | $ 47,000 |
| Gwinnett County Georgia | 6 | $ 1,148,000 | $ 191,000 | $ 105,000 |
| Franklin County Alabama | 5 | $ 473,000 | $ 94,000 | $ 85,000 |
| Tuscaloosa County Alabama | 5 | $ 678,000 | $ 135,000 | $ 46,000 |
| Franklin County Louisiana | 5 | $ 468,000 | $ 93,000 | $ 45,000 |
| Lincoln County Louisiana | 5 | $ 613,000 | $ 122,000 | $ 58,000 |
| Rapides County Louisiana | 5 | $ 892,000 | $ 178,000 | $ 109,000 |
| St. Charles County Louisiana | 5 | $ 893,000 | $ 178,000 | $ 90,000 |
| Union County Louisiana | 5 | $ 943,000 | $ 188,000 | $ 61,000 |
| West Feliciana County Louisiana | 5 | $ 1,390,000 | $ 278,000 | $ 112,000 |
| Avoyelles County Louisiana | 4 | $ 460,000 | $ 115,000 | $ 45,000 |
| East Feliciana County Louisiana | 4 | $ 666,000 | $ 166,000 | $ 81,000 |
| Fort Bend County Texas | 4 | $ 1,050,000 | $ 262,000 | $ 173,000 |
| Baldwin County Alabama | 3 | $ 258,000 | $ 86,000 | $ 37,000 |
| Cullman County Alabama | 3 | $ 585,000 | $ 195,000 | $ 68,000 |
| Fayette County Georgia | 3 | $ 980,000 | $ 326,000 | $ 154,000 |
| Rockdale County Georgia | 3 | $ 314,000 | $ 104,000 | $ 39,000 |
| St. James County Louisiana | 3 | $ 560,000 | $ 186,000 | $ 77,000 |
| Lawrence County Alabama | 2 | $ 104,000 | $ 52,000 | $ 50,000 |
| Marshall County Alabama | 2 | $ 485,000 | $ 242,000 | $ 53,000 |
| Henry County Georgia | 2 | $ 443,000 | $ 221,000 | $ 65,000 |
| Allen County Louisiana | 2 | $ 413,000 | $ 206,000 | $ 100,000 |
| Jackson County Louisiana | 2 | $ 118,000 | $ 59,000 | $ 69,000 |
| Washington County Louisiana | 2 | $ 200,000 | $ 100,000 | $ 39,000 |
| Webster County Louisiana | 2 | $ 156,000 | $ 78,000 | $ 40,000 |
| West Carroll County Louisiana | 2 | $ 180,000 | $ 90,000 | $ 37,000 |
| Pearl River County Mississippi | 2 | $ 702,000 | $ 351,000 | $ 153,000 |
| Brazoria County Texas | 2 | $ 492,000 | $ 246,000 | $ 142,000 |
| Dallas County Texas | 2 | $ 341,000 | $ 170,000 | $ 260,000 |
| Montgomery County Texas | 2 | $ 650,000 | $ 325,000 | $ 84,000 |
| Tarrant County Texas | 2 | $ 276,000 | $ 138,000 | $ 85,000 |
| Williamson County Texas | 2 | $ 397,000 | $ 198,000 | $ 60,000 |
| Marion County Alabama | 1 | $ 61,000 | $ 61,000 | $ 33,000 |
| St. Clair County Alabama | 1 | $ 315,000 | $ 315,000 | $ 160,000 |
| Pulaski County Arkansas | 1 | $ 139,000 | $ 139,000 | $ 74,000 |
| Barrow County Georgia | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Bibb County Georgia | 1 | $ 124,000 | $ 124,000 | $ 33,000 |
| Douglas County Georgia | 1 | $ 78,000 | $ 78,000 | $ 26,000 |
| Glynn County Georgia | 1 | $ 270,000 | $ 270,000 | $ 140,000 |
| Hall County Georgia | 1 | $ 276,000 | $ 276,000 | $ 64,000 |
| Oconee County Georgia | 1 | $ 152,000 | $ 152,000 | $ 51,000 |
| Paulding County Georgia | 1 | $ 74,000 | $ 74,000 | $ 32,000 |
| Pike County Georgia | 1 | $ 182,000 | $ 182,000 | $ 101,000 |
| Union County Georgia | 1 | $ 550,000 | $ 550,000 | $ 1,258,000 |
| Caldwell County Louisiana | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
| Catahoula County Louisiana | 1 | $ 111,000 | $ 111,000 | $ 88,000 |
| Grant County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 78,000 |
| Madison County Louisiana | 1 | $ 173,000 | $ 173,000 | $ 62,000 |
| Pointe Coupee County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Sabine County Louisiana | 1 | $ 184,000 | $ 184,000 | $ 46,000 |
| St. John the Baptist County Louisiana | 1 | $ 118,000 | $ 118,000 | $ 37,000 |
| Alcorn County Mississippi | 1 | $ 82,000 | $ 82,000 | $ 39,000 |
| Amite County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Jackson County Mississippi | 1 | $ 127,000 | $ 127,000 | $ 88,000 |
| Lamar County Mississippi | 1 | $ 263,000 | $ 263,000 | $ 122,000 |
| Lincoln County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Madison County Mississippi | 1 | $ 357,000 | $ 357,000 | $ 88,000 |
| Montgomery County Mississippi | 1 | $ 199,000 | $ 199,000 | $ 78,000 |
| Giles County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Bell County Texas | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Collin County Texas | 1 | $ 167,000 | $ 167,000 | $ 72,000 |
| Cooke County Texas | 1 | $ 53,000 | $ 53,000 | $ 101,000 |
| Denton County Texas | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| Galveston County Texas | 1 | $ 278,000 | $ 278,000 | $ 447,000 |
| Guadalupe County Texas | 1 | $ 232,000 | $ 232,000 | $ 204,000 |
| Jefferson County Texas | 1 | $ 177,000 | $ 177,000 | $ 300,000 |
| Johnson County Texas | 1 | $ 100,000 | $ 100,000 | $ 82,000 |
| Nueces County Texas | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Assurance Financial Group, L.L.C. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,538 | $706,304,000 | $155,000 | $640,000 | $65,000 | $2,178,000 |
| Refinancing | 271 | $50,017,000 | $184,000 | $765,000 | $94,000 | $660,000 |
| Home Improvement | 46 | $8,531,000 | $185,000 | $528,000 | $91,000 | $447,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,975 | $506,134,000 | $170,000 | $765,000 | $75,000 | $2,178,000 |
| Black or African American | 987 | $127,685,000 | $129,000 | $415,000 | $51,000 | $1,046,000 |
| Not Provided | 674 | $96,081,000 | $142,000 | $480,000 | $57,000 | $720,000 |
| Hispanic | 111 | $17,038,000 | $153,000 | $417,000 | $62,000 | $447,000 |
| Asian | 83 | $14,727,000 | $177,000 | $417,000 | $70,000 | $660,000 |
| American Indian or Alaskan Native | 20 | $2,605,000 | $130,000 | $267,000 | $60,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $582,000 | $116,000 | $179,000 | $49,000 | $85,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,203 | $387,375,000 | $175,000 | $765,000 | $84,000 | $2,178,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,341 | $175,364,000 | $130,000 | $306,000 | $46,000 | $853,000 |
| FHA-insured (Federal Housing Administration) | 1,024 | $147,084,000 | $143,000 | $326,000 | $59,000 | $738,000 |
| VA-guaranteed (Veterans Administration) | 287 | $55,029,000 | $191,000 | $540,000 | $67,000 | $204,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Preapproval Denied by Financial Institution | 2,621 | $356,354,000 | $135,000 | $480,000 | $53,000 | $1,046,000 |
| Loan Originated | 2,034 | $377,593,000 | $185,000 | $720,000 | $84,000 | $1,258,000 |
| Application Denied By Financial Institution | 188 | $29,506,000 | $156,000 | $765,000 | $84,000 | $2,178,000 |
| Preapproval Approved but not Accepted | 6 | $612,000 | $102,000 | $186,000 | $37,000 | $60,000 |
| Application Approved But Not Accepted | 3 | $256,000 | $85,000 | $135,000 | $119,000 | $147,000 |
| Application Withdrawn By Applicant | 3 | $531,000 | $177,000 | $294,000 | $73,000 | $134,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,461 | $330,458,000 | $134,000 | $480,000 | $56,000 | $2,178,000 |
| Debt-To-Income Ratio | 301 | $48,225,000 | $160,000 | $765,000 | $43,000 | $166,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $2,339,000 | $155,000 | $260,000 | $61,000 | $138,000 |
| Other | 15 | $2,317,000 | $154,000 | $357,000 | $76,000 | $264,000 |
| Employment History | 7 | $1,081,000 | $154,000 | $230,000 | $47,000 | $149,000 |
| Collateral | 5 | $606,000 | $121,000 | $202,000 | $72,000 | $120,000 |
| Credit Application Incomplete | 2 | $303,000 | $151,000 | $153,000 | $252,000 | $480,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Assurance Financial Group, L.L.C.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Assurance Financial Group, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.