Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Atlanta Postal 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 780 |
| Total Mortgage Loan Application Amount | $101,083,000 |
| Average Mortgage Loan Application Amount | $126,000 |
| Highest Mortgage Loan Application Amount | $1,440,000 |
| Average Applicant Income | $93,500 |
| Highest Applicant Income | $1,013,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 69 | $ 8,959,000 | $ 129,000 | $ 259,000 |
| DeKalb County Georgia | 64 | $ 6,984,000 | $ 109,000 | $ 76,000 |
| Gwinnett County Georgia | 56 | $ 8,516,000 | $ 152,000 | $ 77,000 |
| Henry County Georgia | 32 | $ 4,686,000 | $ 146,000 | $ 65,000 |
| Cobb County Georgia | 28 | $ 3,853,000 | $ 137,000 | $ 79,000 |
| Clayton County Georgia | 27 | $ 2,784,000 | $ 103,000 | $ 53,000 |
| Fayette County Georgia | 18 | $ 2,281,000 | $ 126,000 | $ 73,000 |
| Walton County Georgia | 16 | $ 2,985,000 | $ 186,000 | $ 64,000 |
| Hall County Georgia | 14 | $ 1,763,000 | $ 125,000 | $ 65,000 |
| Douglas County Georgia | 12 | $ 1,459,000 | $ 121,000 | $ 69,000 |
| Forsyth County Georgia | 12 | $ 2,360,000 | $ 196,000 | $ 109,000 |
| Spalding County Georgia | 12 | $ 664,000 | $ 55,000 | $ 45,000 |
| Cherokee County Georgia | 10 | $ 1,527,000 | $ 152,000 | $ 93,000 |
| Newton County Georgia | 10 | $ 1,180,000 | $ 118,000 | $ 56,000 |
| Jackson County Georgia | 8 | $ 1,067,000 | $ 133,000 | $ 63,000 |
| Barrow County Georgia | 7 | $ 662,000 | $ 94,000 | $ 57,000 |
| Jones County Georgia | 7 | $ 745,000 | $ 106,000 | $ 56,000 |
| Rockdale County Georgia | 7 | $ 651,000 | $ 93,000 | $ 60,000 |
| Bibb County Georgia | 6 | $ 798,000 | $ 133,000 | $ 68,000 |
| Carroll County Georgia | 6 | $ 1,080,000 | $ 180,000 | $ 104,000 |
| Coweta County Georgia | 6 | $ 486,000 | $ 81,000 | $ 71,000 |
| Pickens County Georgia | 6 | $ 914,000 | $ 152,000 | $ 73,000 |
| Wake County North Carolina | 6 | $ 691,000 | $ 115,000 | $ 60,000 |
| Shelby County Tennessee | 6 | $ 484,000 | $ 80,000 | $ 71,000 |
| Polk County Florida | 5 | $ 479,000 | $ 95,000 | $ 71,000 |
| Hart County Georgia | 5 | $ 491,000 | $ 98,000 | $ 79,000 |
| Bartow County Georgia | 4 | $ 559,000 | $ 139,000 | $ 74,000 |
| Dawson County Georgia | 4 | $ 622,000 | $ 155,000 | $ 57,000 |
| Lamar County Georgia | 4 | $ 704,000 | $ 176,000 | $ 68,000 |
| Monroe County Georgia | 4 | $ 565,000 | $ 141,000 | $ 81,000 |
| Jefferson County Alabama | 3 | $ 299,000 | $ 99,000 | $ 108,000 |
| Talladega County Alabama | 3 | $ 256,000 | $ 85,000 | $ 67,000 |
| Marion County Florida | 3 | $ 528,000 | $ 176,000 | $ 51,000 |
| Bulloch County Georgia | 3 | $ 443,000 | $ 147,000 | $ 76,000 |
| Clarke County Georgia | 3 | $ 366,000 | $ 122,000 | $ 60,000 |
| Gilmer County Georgia | 3 | $ 586,000 | $ 195,000 | $ 88,000 |
| Haralson County Georgia | 3 | $ 365,000 | $ 121,000 | $ 72,000 |
| Paulding County Georgia | 3 | $ 472,000 | $ 157,000 | $ 67,000 |
| Franklin County Missouri | 3 | $ 331,000 | $ 110,000 | $ 109,000 |
| Cape May County New Jersey | 3 | $ 815,000 | $ 271,000 | $ 166,000 |
| Berkeley County South Carolina | 3 | $ 454,000 | $ 151,000 | $ 376,000 |
| Charleston County South Carolina | 3 | $ 312,000 | $ 104,000 | $ 47,000 |
| Richland County South Carolina | 3 | $ 267,000 | $ 89,000 | $ 52,000 |
| Bibb County Alabama | 2 | $ 255,000 | $ 127,000 | $ 64,000 |
| Madison County Alabama | 2 | $ 151,000 | $ 75,000 | $ 95,000 |
| Benton County Arkansas | 2 | $ 131,000 | $ 65,000 | $ 48,000 |
| Windham County Connecticut | 2 | $ 309,000 | $ 154,000 | $ 62,000 |
| Charlotte County Florida | 2 | $ 370,000 | $ 185,000 | $ 67,000 |
| Citrus County Florida | 2 | $ 110,000 | $ 55,000 | $ 35,000 |
| Duval County Florida | 2 | $ 181,000 | $ 90,000 | $ 71,000 |
| Madison County Florida | 2 | $ 201,000 | $ 100,000 | $ 67,000 |
| St. Lucie County Florida | 2 | $ 435,000 | $ 217,000 | $ 60,000 |
| Sumter County Florida | 2 | $ 113,000 | $ 56,000 | $ 107,000 |
| Bryan County Georgia | 2 | $ 472,000 | $ 236,000 | $ 132,000 |
| Butts County Georgia | 2 | $ 163,000 | $ 81,000 | $ 66,000 |
| Chattooga County Georgia | 2 | $ 153,000 | $ 76,000 | $ 80,000 |
| Decatur County Georgia | 2 | $ 145,000 | $ 72,000 | $ 105,000 |
| Floyd County Georgia | 2 | $ 116,000 | $ 58,000 | $ 35,000 |
| Gordon County Georgia | 2 | $ 180,000 | $ 90,000 | $ 50,000 |
| Hancock County Georgia | 2 | $ 79,000 | $ 39,000 | $ 29,000 |
| Houston County Georgia | 2 | $ 25,000 | $ 12,000 | $ 40,000 |
| Jasper County Georgia | 2 | $ 814,000 | $ 407,000 | $ 156,000 |
| Marion County Georgia | 2 | $ 350,000 | $ 175,000 | $ 196,000 |
| Oconee County Georgia | 2 | $ 424,000 | $ 212,000 | $ 97,000 |
| Pike County Georgia | 2 | $ 351,000 | $ 175,000 | $ 43,000 |
| Putnam County Georgia | 2 | $ 389,000 | $ 194,000 | $ 56,000 |
| Union County Georgia | 2 | $ 129,000 | $ 64,000 | $ 44,000 |
| Upson County Georgia | 2 | $ 89,000 | $ 44,000 | $ 39,000 |
| DuPage County Illinois | 2 | $ 235,000 | $ 117,000 | $ 64,000 |
| Johnson County Indiana | 2 | $ 413,000 | $ 206,000 | $ 57,000 |
| Guilford County North Carolina | 2 | $ 145,000 | $ 72,000 | $ 36,000 |
| Harnett County North Carolina | 2 | $ 163,000 | $ 81,000 | $ 54,000 |
| Mecklenburg County North Carolina | 2 | $ 237,000 | $ 118,000 | $ 100,000 |
| New Hanover County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 76,000 |
| Robeson County North Carolina | 2 | $ 96,000 | $ 48,000 | $ 57,000 |
| Bucks County Pennsylvania | 2 | $ 445,000 | $ 222,000 | $ 49,000 |
| Davidson County Tennessee | 2 | $ 198,000 | $ 99,000 | $ 70,000 |
| Brazoria County Texas | 2 | $ 303,000 | $ 151,000 | $ 166,000 |
| Harris County Texas | 2 | $ 200,000 | $ 100,000 | $ 75,000 |
| Fairfax County Virginia | 2 | $ 241,000 | $ 120,000 | $ 76,000 |
| Baldwin County Alabama | 1 | $ 260,000 | $ 260,000 | $ 284,000 |
| Dallas County Alabama | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| DeKalb County Alabama | 1 | $ 415,000 | $ 415,000 | $ 180,000 |
| Etowah County Alabama | 1 | $ 116,000 | $ 116,000 | $ 175,000 |
| Greene County Alabama | 1 | $ 33,000 | $ 33,000 | $ 76,000 |
| Lee County Alabama | 1 | $ 88,000 | $ 88,000 | $ 58,000 |
| Macon County Alabama | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Marengo County Alabama | 1 | $ 274,000 | $ 274,000 | $ 58,000 |
| Montgomery County Alabama | 1 | $ 46,000 | $ 46,000 | $ 53,000 |
| Walker County Alabama | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Ashley County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 112,000 |
| Columbia County Arkansas | 1 | $ 163,000 | $ 163,000 | $ 93,000 |
| Marion County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Monroe County Arkansas | 1 | $ 190,000 | $ 190,000 | $ 315,000 |
| Phillips County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 52,000 |
| Pulaski County Arkansas | 1 | $ 152,000 | $ 152,000 | $ 84,000 |
| Saline County Arkansas | 1 | $ 259,000 | $ 259,000 | $ 199,000 |
| Washington County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Grand County Colorado | 1 | $ 199,000 | $ 199,000 | $ 202,000 |
| Pueblo County Colorado | 1 | $ 94,000 | $ 94,000 | $ 30,000 |
| District of Columbia County District Of Columbia | 1 | $ 169,000 | $ 169,000 | $ 139,000 |
| Broward County Florida | 1 | $ 234,000 | $ 234,000 | $ 94,000 |
| Dixie County Florida | 1 | $ 53,000 | $ 53,000 | $ 19,000 |
| Escambia County Florida | 1 | $ 600,000 | $ 600,000 | $ 685,000 |
| Flagler County Florida | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Franklin County Florida | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
| Lee County Florida | 1 | $ 119,000 | $ 119,000 | $ 55,000 |
| Leon County Florida | 1 | $ 259,000 | $ 259,000 | $ 119,000 |
| Manatee County Florida | 1 | $ 152,000 | $ 152,000 | $ 86,000 |
| Miami-Dade County Florida | 1 | $ 265,000 | $ 265,000 | $ 450,000 |
| Orange County Florida | 1 | $ 232,000 | $ 232,000 | $ 54,000 |
| Osceola County Florida | 1 | $ 377,000 | $ 377,000 | $ 131,000 |
| Pasco County Florida | 1 | $ 80,000 | $ 80,000 | $ 21,000 |
| Putnam County Florida | 1 | $ 157,000 | $ 157,000 | $ 33,000 |
| Sarasota County Florida | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| St. Johns County Florida | 1 | $ 196,000 | $ 196,000 | $ 62,000 |
| Appling County Georgia | 1 | $ 40,000 | $ 40,000 | $ 91,000 |
| Atkinson County Georgia | 1 | $ 86,000 | $ 86,000 | $ 77,000 |
| Bacon County Georgia | 1 | $ 135,000 | $ 135,000 | $ 126,000 |
| Banks County Georgia | 1 | $ 112,000 | $ 112,000 | $ 121,000 |
| Chatham County Georgia | 1 | $ 42,000 | $ 42,000 | $ 88,000 |
| Columbia County Georgia | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Fannin County Georgia | 1 | $ 38,000 | $ 38,000 | $ 32,000 |
| Franklin County Georgia | 1 | $ 20,000 | $ 20,000 | $ 51,000 |
| Greene County Georgia | 1 | $ 81,000 | $ 81,000 | $ 51,000 |
| Habersham County Georgia | 1 | $ 109,000 | $ 109,000 | $ 104,000 |
| Jeff Davis County Georgia | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Lanier County Georgia | 1 | $ 100,000 | $ 100,000 | $ 87,000 |
| Laurens County Georgia | 1 | $ 131,000 | $ 131,000 | $ 74,000 |
| Liberty County Georgia | 1 | $ 20,000 | $ 20,000 | $ 66,000 |
| Lowndes County Georgia | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Madison County Georgia | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Meriwether County Georgia | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Mitchell County Georgia | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Morgan County Georgia | 1 | $ 150,000 | $ 150,000 | $ 13,000 |
| Muscogee County Georgia | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Oglethorpe County Georgia | 1 | $ 166,000 | $ 166,000 | $ 67,000 |
| Stephens County Georgia | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Taylor County Georgia | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Towns County Georgia | 1 | $ 60,000 | $ 60,000 | $ 102,000 |
| Troup County Georgia | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
| Ware County Georgia | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| White County Georgia | 1 | $ 141,000 | $ 141,000 | $ 66,000 |
| Wilkinson County Georgia | 1 | $ 100,000 | $ 100,000 | $ 86,000 |
| Canyon County Idaho | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Cook County Illinois | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Lee County Illinois | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Vermilion County Illinois | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Benton County Indiana | 1 | $ 90,000 | $ 90,000 | $ 19,000 |
| Dearborn County Indiana | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Dubois County Indiana | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Hamilton County Indiana | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
| Monroe County Indiana | 1 | $ 97,000 | $ 97,000 | $ 99,000 |
| Parke County Indiana | 1 | $ 312,000 | $ 312,000 | $ 142,000 |
| Putnam County Indiana | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Leavenworth County Kansas | 1 | $ 148,000 | $ 148,000 | $ 78,000 |
| Osage County Kansas | 1 | $ 346,000 | $ 346,000 | $ 73,000 |
| Grant County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 67,000 |
| Pike County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Warren County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Avoyelles County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 58,000 |
| Evangeline County Louisiana | 1 | $ 56,000 | $ 56,000 | $ 51,000 |
| Livingston County Louisiana | 1 | $ 81,000 | $ 81,000 | $ 51,000 |
| Ouachita County Louisiana | 1 | $ 173,000 | $ 173,000 | $ 133,000 |
| St. Mary County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Baltimore County Maryland | 1 | $ 285,000 | $ 285,000 | $ 220,000 |
| Baltimore City County Maryland | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Howard County Maryland | 1 | $ 368,000 | $ 368,000 | $ 117,000 |
| Montgomery County Maryland | 1 | $ 237,000 | $ 237,000 | $ 160,000 |
| Suffolk County Massachusetts | 1 | $ 164,000 | $ 164,000 | $ 173,000 |
| Branch County Michigan | 1 | $ 77,000 | $ 77,000 | $ 74,000 |
| Hillsdale County Michigan | 1 | $ 86,000 | $ 86,000 | $ 69,000 |
| Washtenaw County Michigan | 1 | $ 170,000 | $ 170,000 | $ 76,000 |
| Todd County Minnesota | 1 | $ 97,000 | $ 97,000 | $ 85,000 |
| Hinds County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Lee County Mississippi | 1 | $ 168,000 | $ 168,000 | $ 81,000 |
| Madison County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 119,000 |
| Callaway County Missouri | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Stoddard County Missouri | 1 | $ 190,000 | $ 190,000 | $ 102,000 |
| Box Butte County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| Clark County Nevada | 1 | $ 185,000 | $ 185,000 | $ 214,000 |
| Essex County New Jersey | 1 | $ 331,000 | $ 331,000 | $ 140,000 |
| Middlesex County New Jersey | 1 | $ 410,000 | $ 410,000 | $ 223,000 |
| Ocean County New Jersey | 1 | $ 209,000 | $ 209,000 | $ 57,000 |
| Jefferson County New York | 1 | $ 43,000 | $ 43,000 | $ 62,000 |
| Nassau County New York | 1 | $ 448,000 | $ 448,000 | $ 143,000 |
| Suffolk County New York | 1 | $ 440,000 | $ 440,000 | $ 155,000 |
| Warren County New York | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Washington County New York | 1 | $ 67,000 | $ 67,000 | $ 42,000 |
| Alexander County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Brunswick County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 69,000 |
| Cleveland County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 69,000 |
| Columbus County North Carolina | 1 | $ 358,000 | $ 358,000 | $ 15,000 |
| Cumberland County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 93,000 |
| Davidson County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Henderson County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 71,000 |
| Iredell County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 139,000 |
| Johnston County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 120,000 |
| McDowell County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 92,000 |
| Montgomery County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Moore County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 59,000 |
| Richmond County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 40,000 |
| Scotland County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 71,000 |
| Stokes County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| Brown County Ohio | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
| Delaware County Ohio | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Highland County Ohio | 1 | $ 230,000 | $ 230,000 | $ 42,000 |
| Oklahoma County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Texas County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 52,000 |
| Butler County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 76,000 |
| Lehigh County Pennsylvania | 1 | $ 34,000 | $ 34,000 | $ 154,000 |
| Anderson County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 57,000 |
| Bamberg County South Carolina | 1 | $ 12,000 | $ 12,000 | $ 53,000 |
| Chesterfield County South Carolina | 1 | $ 46,000 | $ 46,000 | $ 84,000 |
| Darlington County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Greenville County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Kershaw County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 76,000 |
| Lexington County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 108,000 |
| Marion County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Oconee County South Carolina | 1 | $ 36,000 | $ 36,000 | $ 118,000 |
| Bradley County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 68,000 |
| Fayette County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 110,000 |
| Lawrence County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 64,000 |
| Lincoln County Tennessee | 1 | $ 356,000 | $ 356,000 | $ 140,000 |
| Marion County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Angelina County Texas | 1 | $ 101,000 | $ 101,000 | $ 53,000 |
| Bexar County Texas | 1 | $ 125,000 | $ 125,000 | $ 111,000 |
| Houston County Texas | 1 | $ 104,000 | $ 104,000 | $ 63,000 |
| Midland County Texas | 1 | $ 20,000 | $ 20,000 | $ 31,000 |
| Tarrant County Texas | 1 | $ 157,000 | $ 157,000 | $ 73,000 |
| Wharton County Texas | 1 | $ 32,000 | $ 32,000 | $ 78,000 |
| Lee County Virginia | 1 | $ 57,000 | $ 57,000 | $ 38,000 |
| Loudoun County Virginia | 1 | $ 356,000 | $ 356,000 | $ 86,000 |
| Spotsylvania County Virginia | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Whatcom County Washington | 1 | $ 195,000 | $ 195,000 | $ 31,000 |
| Nicholas County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| Pendleton County West Virginia | 1 | $ 88,000 | $ 88,000 | $ 23,000 |
| Monroe County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Racine County Wisconsin | 1 | $ 106,000 | $ 106,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 707 | $92,107,000 | $130,000 | $1,440,000 | $93,000 | $757,000 |
| Home Purchase | 73 | $8,976,000 | $122,000 | $448,000 | $94,000 | $1,013,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 368 | $53,087,000 | $144,000 | $1,440,000 | $113,000 | $757,000 |
| Not Provided | 243 | $27,205,000 | $111,000 | $465,000 | $79,000 | $1,013,000 |
| Black or African American | 143 | $15,948,000 | $111,000 | $410,000 | $65,000 | $223,000 |
| Asian | 14 | $2,624,000 | $187,000 | $376,000 | $103,000 | $191,000 |
| Hispanic | 7 | $1,356,000 | $193,000 | $448,000 | $93,000 | $143,000 |
| American Indian or Alaskan Native | 4 | $807,000 | $201,000 | $287,000 | $71,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $56,000 | $56,000 | $56,000 | $49,000 | $49,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 780 | $101,083,000 | $129,000 | $1,440,000 | $93,000 | $1,013,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 351 | $48,195,000 | $137,000 | $1,440,000 | $122,000 | $1,013,000 |
| Application Withdrawn By Applicant | 287 | $35,357,000 | $123,000 | $627,000 | $68,000 | $357,000 |
| Application Denied By Financial Institution | 135 | $16,422,000 | $121,000 | $465,000 | $72,000 | $312,000 |
| File Closed For Incompleteness | 7 | $1,109,000 | $158,000 | $320,000 | $78,000 | $172,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 69 | $7,001,000 | $101,000 | $356,000 | $65,000 | $312,000 |
| Credit Application Incomplete | 47 | $6,400,000 | $136,000 | $397,000 | $83,000 | $250,000 |
| Debt-To-Income Ratio | 10 | $1,897,000 | $189,000 | $465,000 | $71,000 | $175,000 |
| Other | 4 | $549,000 | $137,000 | $350,000 | $69,000 | $108,000 |
| Collateral | 2 | $115,000 | $57,000 | $80,000 | $59,000 | $65,000 |
| Unverifiable Information | 1 | $250,000 | $250,000 | $250,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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