Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Atlanta Postal 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 300 |
| Total Mortgage Loan Application Amount | $34,201,000 |
| Average Mortgage Loan Application Amount | $115,000 |
| Highest Mortgage Loan Application Amount | $850,000 |
| Average Applicant Income | $72,500 |
| Highest Applicant Income | $559,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 33 | $ 3,865,000 | $ 117,000 | $ 72,000 |
| DeKalb County Georgia | 21 | $ 1,495,000 | $ 71,000 | $ 52,000 |
| Gwinnett County Georgia | 15 | $ 1,874,000 | $ 124,000 | $ 68,000 |
| Clayton County Georgia | 14 | $ 1,022,000 | $ 73,000 | $ 59,000 |
| Henry County Georgia | 13 | $ 1,617,000 | $ 124,000 | $ 60,000 |
| Rockdale County Georgia | 6 | $ 628,000 | $ 104,000 | $ 78,000 |
| Cherokee County Georgia | 5 | $ 691,000 | $ 138,000 | $ 77,000 |
| Cobb County Georgia | 5 | $ 943,000 | $ 188,000 | $ 94,000 |
| Barrow County Georgia | 4 | $ 324,000 | $ 81,000 | $ 56,000 |
| Forsyth County Georgia | 4 | $ 441,000 | $ 110,000 | $ 68,000 |
| Sarasota County Florida | 3 | $ 583,000 | $ 194,000 | $ 117,000 |
| Bibb County Georgia | 3 | $ 208,000 | $ 69,000 | $ 55,000 |
| Carroll County Georgia | 3 | $ 232,000 | $ 77,000 | $ 57,000 |
| Coweta County Georgia | 3 | $ 412,000 | $ 137,000 | $ 34,000 |
| Fannin County Georgia | 3 | $ 228,000 | $ 76,000 | $ 45,000 |
| Fayette County Georgia | 3 | $ 348,000 | $ 116,000 | $ 96,000 |
| Hall County Georgia | 3 | $ 592,000 | $ 197,000 | $ 74,000 |
| Haralson County Georgia | 3 | $ 361,000 | $ 120,000 | $ 88,000 |
| Newton County Georgia | 3 | $ 623,000 | $ 207,000 | $ 88,000 |
| Paulding County Georgia | 3 | $ 198,000 | $ 66,000 | $ 76,000 |
| Pickens County Georgia | 3 | $ 393,000 | $ 131,000 | $ 75,000 |
| Wake County North Carolina | 3 | $ 491,000 | $ 163,000 | $ 84,000 |
| Brazoria County Texas | 3 | $ 408,000 | $ 136,000 | $ 84,000 |
| Jefferson County Alabama | 2 | $ 293,000 | $ 146,000 | $ 71,000 |
| Mobile County Alabama | 2 | $ 305,000 | $ 152,000 | $ 118,000 |
| Montgomery County Alabama | 2 | $ 169,000 | $ 84,000 | $ 59,000 |
| Newton County Arkansas | 2 | $ 520,000 | $ 260,000 | $ 41,000 |
| Columbia County Florida | 2 | $ 96,000 | $ 48,000 | $ 63,000 |
| Duval County Florida | 2 | $ 394,000 | $ 197,000 | $ 45,000 |
| Flagler County Florida | 2 | $ 204,000 | $ 102,000 | $ 53,000 |
| Dawson County Georgia | 2 | $ 236,000 | $ 118,000 | $ 59,000 |
| Douglas County Georgia | 2 | $ 332,000 | $ 166,000 | $ 76,000 |
| Gilmer County Georgia | 2 | $ 192,000 | $ 96,000 | $ 40,000 |
| Habersham County Georgia | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| Jasper County Georgia | 2 | $ 299,000 | $ 149,000 | $ 44,000 |
| Lamar County Georgia | 2 | $ 226,000 | $ 113,000 | $ 56,000 |
| Walton County Georgia | 2 | $ 257,000 | $ 128,000 | $ 41,000 |
| Will County Illinois | 2 | $ 350,000 | $ 175,000 | $ 102,000 |
| Bremer County Iowa | 2 | $ 117,000 | $ 58,000 | $ 89,000 |
| Moore County North Carolina | 2 | $ 217,000 | $ 108,000 | $ 48,000 |
| Bucks County Pennsylvania | 2 | $ 76,000 | $ 38,000 | $ 117,000 |
| Chester County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 86,000 |
| Oconee County South Carolina | 2 | $ 226,000 | $ 113,000 | $ 48,000 |
| Richland County Wisconsin | 2 | $ 141,000 | $ 70,000 | $ 98,000 |
| Clay County Alabama | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Russell County Alabama | 1 | $ 44,000 | $ 44,000 | $ 49,000 |
| Shelby County Alabama | 1 | $ 22,000 | $ 22,000 | $ 82,000 |
| Tallapoosa County Alabama | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Tuscaloosa County Alabama | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Crittenden County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 83,000 |
| Dallas County Arkansas | 1 | $ 47,000 | $ 47,000 | $ 86,000 |
| Garland County Arkansas | 1 | $ 292,000 | $ 292,000 | $ 250,000 |
| Howard County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Denver County Colorado | 1 | $ 130,000 | $ 130,000 | $ 29,000 |
| Broward County Florida | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Dixie County Florida | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| Leon County Florida | 1 | $ 165,000 | $ 165,000 | $ 213,000 |
| Monroe County Florida | 1 | $ 850,000 | $ 850,000 | $ 559,000 |
| Palm Beach County Florida | 1 | $ 28,000 | $ 28,000 | $ 14,000 |
| Pasco County Florida | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| St. Lucie County Florida | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Wakulla County Florida | 1 | $ 330,000 | $ 330,000 | $ 63,000 |
| Appling County Georgia | 1 | $ 184,000 | $ 184,000 | $ 64,000 |
| Butts County Georgia | 1 | $ 96,000 | $ 96,000 | $ 49,000 |
| Camden County Georgia | 1 | $ 16,000 | $ 16,000 | $ 88,000 |
| Chatham County Georgia | 1 | $ 36,000 | $ 36,000 | $ 53,000 |
| Clarke County Georgia | 1 | $ 182,000 | $ 182,000 | $ 115,000 |
| Crawford County Georgia | 1 | $ 43,000 | $ 43,000 | $ 54,000 |
| Dodge County Georgia | 1 | $ 94,000 | $ 94,000 | $ 45,000 |
| Early County Georgia | 1 | $ 68,000 | $ 68,000 | $ 99,000 |
| Elbert County Georgia | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Glascock County Georgia | 1 | $ 47,000 | $ 47,000 | $ 58,000 |
| Hancock County Georgia | 1 | $ 198,000 | $ 198,000 | $ 82,000 |
| Hart County Georgia | 1 | $ 125,000 | $ 125,000 | $ 186,000 |
| Heard County Georgia | 1 | $ 192,000 | $ 192,000 | $ 93,000 |
| Jackson County Georgia | 1 | $ 287,000 | $ 287,000 | $ 88,000 |
| Jefferson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Lincoln County Georgia | 1 | $ 129,000 | $ 129,000 | $ 112,000 |
| Meriwether County Georgia | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Monroe County Georgia | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Morgan County Georgia | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Oglethorpe County Georgia | 1 | $ 23,000 | $ 23,000 | $ 68,000 |
| Pike County Georgia | 1 | $ 64,000 | $ 64,000 | $ 70,000 |
| Polk County Georgia | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Richmond County Georgia | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Stephens County Georgia | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Sumter County Georgia | 1 | $ 60,000 | $ 60,000 | $ 109,000 |
| Toombs County Georgia | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Worth County Georgia | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Edwards County Illinois | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| LaSalle County Illinois | 1 | $ 116,000 | $ 116,000 | $ 95,000 |
| Pope County Illinois | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Allen County Indiana | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Franklin County Indiana | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Putnam County Indiana | 1 | $ 74,000 | $ 74,000 | $ 42,000 |
| Christian County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 43,000 |
| Acadia County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| Livingston County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 57,000 |
| Harford County Maryland | 1 | $ 208,000 | $ 208,000 | $ 118,000 |
| Prince George's County Maryland | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Callaway County Missouri | 1 | $ 22,000 | $ 22,000 | $ 90,000 |
| Clark County Nevada | 1 | $ 160,000 | $ 160,000 | $ 155,000 |
| Nye County Nevada | 1 | $ 150,000 | $ 150,000 | $ 99,000 |
| Camden County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 186,000 |
| Dona Ana County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Nassau County New York | 1 | $ 57,000 | $ 57,000 | $ 72,000 |
| Yates County New York | 1 | $ 79,000 | $ 79,000 | $ 35,000 |
| Brunswick County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 73,000 |
| Cherokee County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Clay County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Durham County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 43,000 |
| Edgecombe County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 58,000 |
| Gaston County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Henderson County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 42,000 |
| Lincoln County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 81,000 |
| Macon County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Mitchell County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| New Hanover County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 127,000 |
| Stokes County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 67,000 |
| Swain County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Clermont County Ohio | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Cuyahoga County Ohio | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Pickaway County Ohio | 1 | $ 124,000 | $ 124,000 | $ 66,000 |
| Jefferson County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 64,000 |
| Berkeley County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Chesterfield County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 132,000 |
| Darlington County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 98,000 |
| Lexington County South Carolina | 1 | $ 48,000 | $ 48,000 | $ 80,000 |
| Richland County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| Saluda County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Carter County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 71,000 |
| Davidson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Shelby County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 27,000 |
| Atascosa County Texas | 1 | $ 27,000 | $ 27,000 | $ 86,000 |
| Erath County Texas | 1 | $ 130,000 | $ 130,000 | $ 79,000 |
| Dinwiddie County Virginia | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Northampton County Virginia | 1 | $ 96,000 | $ 96,000 | $ 86,000 |
| Pulaski County Virginia | 1 | $ 129,000 | $ 129,000 | $ 64,000 |
| Snohomish County Washington | 1 | $ 159,000 | $ 159,000 | $ 95,000 |
| Fond du Lac County Wisconsin | 1 | $ 186,000 | $ 186,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 250 | $28,334,000 | $113,000 | $850,000 | $70,000 | $559,000 |
| Home Purchase | 50 | $5,867,000 | $117,000 | $417,000 | $75,000 | $250,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 127 | $16,443,000 | $129,000 | $850,000 | $76,000 | $559,000 |
| Not Provided | 102 | $11,121,000 | $109,000 | $290,000 | $73,000 | $244,000 |
| Black or African American | 61 | $5,545,000 | $90,000 | $275,000 | $56,000 | $124,000 |
| Hispanic | 4 | $420,000 | $105,000 | $185,000 | $55,000 | $86,000 |
| American Indian or Alaskan Native | 3 | $299,000 | $99,000 | $128,000 | $76,000 | $86,000 |
| Asian | 3 | $373,000 | $124,000 | $145,000 | $111,000 | $152,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 300 | $34,201,000 | $114,000 | $850,000 | $71,000 | $559,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 127 | $13,850,000 | $109,000 | $850,000 | $73,000 | $559,000 |
| Application Withdrawn By Applicant | 94 | $11,631,000 | $123,000 | $417,000 | $69,000 | $189,000 |
| Loan Originated | 79 | $8,720,000 | $110,000 | $417,000 | $71,000 | $189,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 42 | $4,282,000 | $101,000 | $287,000 | $65,000 | $244,000 |
| Credit Application Incomplete | 24 | $2,738,000 | $114,000 | $292,000 | $88,000 | $250,000 |
| Debt-To-Income Ratio | 22 | $2,536,000 | $115,000 | $281,000 | $62,000 | $174,000 |
| Collateral | 21 | $1,859,000 | $88,000 | $180,000 | $60,000 | $126,000 |
| Other | 11 | $988,000 | $89,000 | $250,000 | $74,000 | $130,000 |
| Employment History | 4 | $418,000 | $104,000 | $156,000 | $75,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $129,000 | $129,000 | $129,000 | $92,000 | $92,000 |
| Unverifiable Information | 1 | $850,000 | $850,000 | $850,000 | $559,000 | $559,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.