Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Atlanta Postal 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 396 |
| Total Mortgage Loan Application Amount | $42,961,000 |
| Average Mortgage Loan Application Amount | $102,000 |
| Highest Mortgage Loan Application Amount | $750,000 |
| Average Applicant Income | $101,500 |
| Highest Applicant Income | $8,254,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 29 | $ 3,339,000 | $ 115,000 | $ 63,000 |
| Gwinnett County Georgia | 26 | $ 3,388,000 | $ 130,000 | $ 62,000 |
| DeKalb County Georgia | 21 | $ 2,269,000 | $ 108,000 | $ 63,000 |
| Cobb County Georgia | 18 | $ 2,082,000 | $ 115,000 | $ 93,000 |
| Clayton County Georgia | 15 | $ 1,209,000 | $ 80,000 | $ 68,000 |
| Henry County Georgia | 14 | $ 1,680,000 | $ 120,000 | $ 64,000 |
| Coweta County Georgia | 8 | $ 677,000 | $ 84,000 | $ 56,000 |
| Pickens County Georgia | 8 | $ 866,000 | $ 108,000 | $ 67,000 |
| Fayette County Georgia | 7 | $ 948,000 | $ 135,000 | $ 77,000 |
| Bibb County Georgia | 6 | $ 345,000 | $ 57,000 | $ 51,000 |
| Cherokee County Georgia | 6 | $ 551,000 | $ 91,000 | $ 59,000 |
| Douglas County Georgia | 6 | $ 368,000 | $ 61,000 | $ 77,000 |
| Rockdale County Georgia | 5 | $ 595,000 | $ 119,000 | $ 752,000 |
| Carroll County Georgia | 4 | $ 768,000 | $ 192,000 | $ 61,000 |
| Forsyth County Georgia | 4 | $ 875,000 | $ 218,000 | $ 102,000 |
| Hall County Georgia | 4 | $ 635,000 | $ 158,000 | $ 65,000 |
| Newton County Georgia | 4 | $ 323,000 | $ 80,000 | $ 61,000 |
| Wake County North Carolina | 4 | $ 597,000 | $ 149,000 | $ 81,000 |
| Highlands County Florida | 3 | $ 186,000 | $ 62,000 | $ 92,000 |
| Lowndes County Georgia | 3 | $ 274,000 | $ 91,000 | $ 34,000 |
| Paulding County Georgia | 3 | $ 269,000 | $ 89,000 | $ 74,000 |
| Walton County Georgia | 3 | $ 333,000 | $ 111,000 | $ 55,000 |
| Whitfield County Georgia | 3 | $ 335,000 | $ 111,000 | $ 36,000 |
| Atascosa County Texas | 3 | $ 117,000 | $ 39,000 | $ 106,000 |
| Butler County Alabama | 2 | $ 103,000 | $ 51,000 | $ 37,000 |
| Jefferson County Alabama | 2 | $ 216,000 | $ 108,000 | $ 44,000 |
| Mobile County Alabama | 2 | $ 329,000 | $ 164,000 | $ 90,000 |
| Tallapoosa County Alabama | 2 | $ 368,000 | $ 184,000 | $ 27,000 |
| Mohave County Arizona | 2 | $ 120,000 | $ 60,000 | $ 77,000 |
| Broward County Florida | 2 | $ 150,000 | $ 75,000 | $ 65,000 |
| Hillsborough County Florida | 2 | $ 244,000 | $ 122,000 | $ 71,000 |
| Lake County Florida | 2 | $ 276,000 | $ 138,000 | $ 54,000 |
| Bartow County Georgia | 2 | $ 141,000 | $ 70,000 | $ 83,000 |
| Gilmer County Georgia | 2 | $ 160,000 | $ 80,000 | $ 30,000 |
| Habersham County Georgia | 2 | $ 209,000 | $ 104,000 | $ 91,000 |
| Monroe County Georgia | 2 | $ 100,000 | $ 50,000 | $ 35,000 |
| Putnam County Georgia | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| White County Georgia | 2 | $ 113,000 | $ 56,000 | $ 44,000 |
| Will County Illinois | 2 | $ 81,000 | $ 40,000 | $ 76,000 |
| Ouachita County Louisiana | 2 | $ 294,000 | $ 147,000 | $ 111,000 |
| Anne Arundel County Maryland | 2 | $ 212,000 | $ 106,000 | $ 124,000 |
| Oklahoma County Oklahoma | 2 | $ 244,000 | $ 122,000 | $ 93,000 |
| Aiken County South Carolina | 2 | $ 166,000 | $ 83,000 | $ 65,000 |
| Horry County South Carolina | 2 | $ 132,000 | $ 66,000 | $ 72,000 |
| Hamilton County Tennessee | 2 | $ 262,000 | $ 131,000 | $ 75,000 |
| Fairfax County Virginia | 2 | $ 600,000 | $ 300,000 | $ 8,254,000 |
| Clarke County Alabama | 1 | $ 54,000 | $ 54,000 | $ 30,000 |
| Cleburne County Alabama | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Etowah County Alabama | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Hale County Alabama | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Houston County Alabama | 1 | $ 26,000 | $ 26,000 | $ 57,000 |
| Lee County Alabama | 1 | $ 59,000 | $ 59,000 | $ 31,000 |
| Randolph County Alabama | 1 | $ 143,000 | $ 143,000 | $ 145,000 |
| Shelby County Alabama | 1 | $ 69,000 | $ 69,000 | $ 45,000 |
| Tuscaloosa County Alabama | 1 | $ 32,000 | $ 32,000 | $ 119,000 |
| Walker County Alabama | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| Benton County Arkansas | 1 | $ 210,000 | $ 210,000 | $ 134,000 |
| Craighead County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Fulton County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 84,000 |
| Montgomery County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Pulaski County Arkansas | 1 | $ 113,000 | $ 113,000 | $ 72,000 |
| Scott County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 37,000 |
| Santa Clara County California | 1 | $ 180,000 | $ 180,000 | $ 107,000 |
| Chaffee County Colorado | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Garfield County Colorado | 1 | $ 45,000 | $ 45,000 | $ 13,000 |
| Fairfield County Connecticut | 1 | $ 67,000 | $ 67,000 | $ 54,000 |
| Bay County Florida | 1 | $ 107,000 | $ 107,000 | $ 135,000 |
| Calhoun County Florida | 1 | $ 89,000 | $ 89,000 | $ 160,000 |
| Charlotte County Florida | 1 | $ 107,000 | $ 107,000 | $ 55,000 |
| Citrus County Florida | 1 | $ 49,000 | $ 49,000 | $ 79,000 |
| DeSoto County Florida | 1 | $ 180,000 | $ 180,000 | $ 46,000 |
| Lee County Florida | 1 | $ 33,000 | $ 33,000 | $ 114,000 |
| Leon County Florida | 1 | $ 232,000 | $ 232,000 | $ 101,000 |
| Marion County Florida | 1 | $ 96,000 | $ 96,000 | $ 101,000 |
| Miami-Dade County Florida | 1 | $ 71,000 | $ 71,000 | $ 62,000 |
| Okaloosa County Florida | 1 | $ 214,000 | $ 214,000 | $ 123,000 |
| Orange County Florida | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Palm Beach County Florida | 1 | $ 68,000 | $ 68,000 | $ 63,000 |
| Pinellas County Florida | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Polk County Florida | 1 | $ 75,000 | $ 75,000 | $ 222,000 |
| Seminole County Florida | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| Sumter County Florida | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Barrow County Georgia | 1 | $ 48,000 | $ 48,000 | $ 62,000 |
| Bulloch County Georgia | 1 | $ 34,000 | $ 34,000 | $ 51,000 |
| Butts County Georgia | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Candler County Georgia | 1 | $ 263,000 | $ 263,000 | $ 83,000 |
| Clarke County Georgia | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Colquitt County Georgia | 1 | $ 67,000 | $ 67,000 | $ 62,000 |
| Dodge County Georgia | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Emanuel County Georgia | 1 | $ 108,000 | $ 108,000 | $ 44,000 |
| Fannin County Georgia | 1 | $ 103,000 | $ 103,000 | $ 39,000 |
| Floyd County Georgia | 1 | $ 107,000 | $ 107,000 | $ 89,000 |
| Franklin County Georgia | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Gordon County Georgia | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Heard County Georgia | 1 | $ 103,000 | $ 103,000 | $ 77,000 |
| Houston County Georgia | 1 | $ 58,000 | $ 58,000 | $ 30,000 |
| Jackson County Georgia | 1 | $ 190,000 | $ 190,000 | $ 353,000 |
| Jasper County Georgia | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Meriwether County Georgia | 1 | $ 40,000 | $ 40,000 | $ 113,000 |
| Murray County Georgia | 1 | $ 91,000 | $ 91,000 | $ 45,000 |
| Muscogee County Georgia | 1 | $ 47,000 | $ 47,000 | $ 67,000 |
| Oconee County Georgia | 1 | $ 207,000 | $ 207,000 | $ 152,000 |
| Pike County Georgia | 1 | $ 84,000 | $ 84,000 | $ 39,000 |
| Seminole County Georgia | 1 | $ 36,000 | $ 36,000 | $ 34,000 |
| Spalding County Georgia | 1 | $ 167,000 | $ 167,000 | $ 64,000 |
| Stephens County Georgia | 1 | $ 214,000 | $ 214,000 | $ 146,000 |
| Thomas County Georgia | 1 | $ 84,000 | $ 84,000 | $ 186,000 |
| Twiggs County Georgia | 1 | $ 41,000 | $ 41,000 | $ 96,000 |
| Upson County Georgia | 1 | $ 250,000 | $ 250,000 | $ 76,000 |
| Ware County Georgia | 1 | $ 110,000 | $ 110,000 | $ 83,000 |
| Wilkinson County Georgia | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Worth County Georgia | 1 | $ 194,000 | $ 194,000 | $ 93,000 |
| LaSalle County Illinois | 1 | $ 140,000 | $ 140,000 | $ 110,000 |
| Vermilion County Illinois | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Williamson County Illinois | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Allen County Indiana | 1 | $ 77,000 | $ 77,000 | $ 69,000 |
| Clark County Indiana | 1 | $ 79,000 | $ 79,000 | $ 34,000 |
| Jackson County Indiana | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Emmet County Iowa | 1 | $ 131,000 | $ 131,000 | $ 92,000 |
| Jefferson County Iowa | 1 | $ 235,000 | $ 235,000 | $ 153,000 |
| Johnson County Iowa | 1 | $ 120,000 | $ 120,000 | $ 95,000 |
| Grant County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| Hardin County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 88,000 |
| Warren County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| Allen County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Avoyelles County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| East Baton Rouge County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| St. Helena County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Vernon County Louisiana | 1 | $ 110,000 | $ 110,000 | $ 177,000 |
| Prince George's County Maryland | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Montcalm County Michigan | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Wayne County Michigan | 1 | $ 570,000 | $ 570,000 | $ 949,000 |
| Monroe County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Stone County Mississippi | 1 | $ 38,000 | $ 38,000 | $ 92,000 |
| Cape Girardeau County Missouri | 1 | $ 90,000 | $ 90,000 | $ 96,000 |
| Johnson County Missouri | 1 | $ 123,000 | $ 123,000 | $ 53,000 |
| Laclede County Missouri | 1 | $ 10,000 | $ 10,000 | $ 52,000 |
| Scott County Missouri | 1 | $ 96,000 | $ 96,000 | $ 52,000 |
| Clay County Nebraska | 1 | $ 112,000 | $ 112,000 | $ 71,000 |
| Belknap County New Hampshire | 1 | $ 240,000 | $ 240,000 | $ 134,000 |
| Middlesex County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 149,000 |
| Ocean County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
| Nassau County New York | 1 | $ 45,000 | $ 45,000 | $ 230,000 |
| Ontario County New York | 1 | $ 17,000 | $ 17,000 | $ 66,000 |
| Suffolk County New York | 1 | $ 412,000 | $ 412,000 | $ 182,000 |
| Brunswick County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 62,000 |
| Chowan County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Clay County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Craven County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 40,000 |
| Cumberland County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 122,000 |
| Franklin County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 110,000 |
| Guilford County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 17,000 |
| Henderson County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 29,000 |
| Iredell County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 41,000 |
| Mecklenburg County North Carolina | 1 | $ 26,000 | $ 26,000 | $ 16,000 |
| Onslow County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 22,000 |
| Pamlico County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 113,000 |
| Pender County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Randolph County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Transylvania County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Vance County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 110,000 |
| Brown County Ohio | 1 | $ 56,000 | $ 56,000 | $ 65,000 |
| Columbiana County Ohio | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
| Fairfield County Ohio | 1 | $ 140,000 | $ 140,000 | $ 111,000 |
| Logan County Ohio | 1 | $ 53,000 | $ 53,000 | $ 81,000 |
| Lucas County Ohio | 1 | $ 72,000 | $ 72,000 | $ 73,000 |
| Texas County Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 56,000 |
| Erie County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Indiana County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Jefferson County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 41,000 |
| Berkeley County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 1,188,000 |
| Calhoun County South Carolina | 1 | $ 27,000 | $ 27,000 | $ 66,000 |
| Greenville County South Carolina | 1 | $ 51,000 | $ 51,000 | $ 53,000 |
| Oconee County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Richland County South Carolina | 1 | $ 58,000 | $ 58,000 | $ 32,000 |
| Spartanburg County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| York County South Carolina | 1 | $ 332,000 | $ 332,000 | $ 84,000 |
| Hardeman County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Hardin County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 119,000 |
| Madison County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 131,000 |
| Sequatchie County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 44,000 |
| Shelby County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 107,000 |
| Williamson County Tennessee | 1 | $ 338,000 | $ 338,000 | $ 77,000 |
| Harris County Texas | 1 | $ 66,000 | $ 66,000 | $ 75,000 |
| Travis County Texas | 1 | $ 40,000 | $ 40,000 | $ 86,000 |
| Bennington County Vermont | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| King County Washington | 1 | $ 750,000 | $ 750,000 | $ 485,000 |
| Randolph County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Monroe County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 55,000 |
| Fremont County Wyoming | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 338 | $37,452,000 | $110,000 | $750,000 | $139,000 | $8,254,000 |
| Home Purchase | 58 | $5,509,000 | $94,000 | $400,000 | $64,000 | $152,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 198 | $21,769,000 | $109,000 | $750,000 | $102,000 | $1,832,000 |
| Not Provided | 101 | $9,824,000 | $97,000 | $400,000 | $75,000 | $230,000 |
| Black or African American | 83 | $9,267,000 | $111,000 | $384,000 | $65,000 | $292,000 |
| Asian | 5 | $1,046,000 | $209,000 | $440,000 | $84,000 | $171,000 |
| Hispanic | 3 | $140,000 | $46,000 | $72,000 | $66,000 | $72,000 |
| Not applicable | 3 | $672,000 | $224,000 | $300,000 | $5,527,000 | $8,254,000 |
| American Indian or Alaskan Native | 2 | $212,000 | $106,000 | $122,000 | $114,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $31,000 | $31,000 | $31,000 | $52,000 | $52,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 396 | $42,961,000 | $108,000 | $750,000 | $128,000 | $8,254,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 177 | $19,012,000 | $107,000 | $750,000 | $84,000 | $1,832,000 |
| Application Withdrawn By Applicant | 118 | $12,432,000 | $105,000 | $440,000 | $92,000 | $1,808,000 |
| Loan Originated | 101 | $11,517,000 | $114,000 | $436,000 | $247,000 | $8,254,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 61 | $4,683,000 | $76,000 | $179,000 | $65,000 | $230,000 |
| Collateral | 40 | $4,883,000 | $122,000 | $570,000 | $137,000 | $1,832,000 |
| Other | 32 | $4,757,000 | $148,000 | $750,000 | $99,000 | $485,000 |
| Debt-To-Income Ratio | 27 | $3,180,000 | $117,000 | $335,000 | $48,000 | $98,000 |
| Employment History | 7 | $657,000 | $93,000 | $250,000 | $35,000 | $99,000 |
| Credit Application Incomplete | 4 | $297,000 | $74,000 | $85,000 | $57,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $113,000 | $56,000 | $81,000 | $94,000 | $158,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.