Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Atlanta Postal 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Atlanta Postal
1605 Boggs Road
Atlanta, GA 30096
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 547
Total Mortgage Loan Application Amount $62,546,000
Average Mortgage Loan Application Amount $129,000
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $79,333
Highest Applicant Income $1,812,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.

Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2015.

Mortgage Loan Application Totals for Atlanta Postal by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Gwinnett County Georgia 51 $ 6,506,000 $ 127,000 $ 66,000
DeKalb County Georgia 37 $ 3,811,000 $ 103,000 $ 74,000
Fulton County Georgia 34 $ 3,571,000 $ 105,000 $ 72,000
Clayton County Georgia 16 $ 1,277,000 $ 79,000 $ 59,000
Henry County Georgia 14 $ 1,379,000 $ 98,000 $ 77,000
Hall County Georgia 12 $ 1,954,000 $ 162,000 $ 105,000
Cobb County Georgia 11 $ 1,137,000 $ 103,000 $ 68,000
Douglas County Georgia 10 $ 893,000 $ 89,000 $ 39,000
Paulding County Georgia 10 $ 878,000 $ 87,000 $ 65,000
Coweta County Georgia 9 $ 1,008,000 $ 112,000 $ 67,000
Fayette County Georgia 9 $ 1,287,000 $ 143,000 $ 77,000
Newton County Georgia 9 $ 1,078,000 $ 119,000 $ 65,000
Forsyth County Georgia 6 $ 999,000 $ 166,000 $ 179,000
Spalding County Georgia 6 $ 378,000 $ 63,000 $ 52,000
Walton County Georgia 5 $ 705,000 $ 141,000 $ 54,000
Cherokee County Georgia 4 $ 654,000 $ 163,000 $ 72,000
Muscogee County Georgia 4 $ 393,000 $ 98,000 $ 94,000
Bay County Florida 3 $ 902,000 $ 300,000 $ 105,000
Hillsborough County Florida 3 $ 486,000 $ 162,000 $ 58,000
Lee County Florida 3 $ 323,000 $ 107,000 $ 89,000
St. Lucie County Florida 3 $ 234,000 $ 78,000 $ 102,000
Volusia County Florida 3 $ 375,000 $ 125,000 $ 68,000
Barrow County Georgia 3 $ 295,000 $ 98,000 $ 63,000
Bartow County Georgia 3 $ 358,000 $ 119,000 $ 57,000
Bibb County Georgia 3 $ 320,000 $ 106,000 $ 47,000
Chatham County Georgia 3 $ 522,000 $ 174,000 $ 78,000
Jackson County Georgia 3 $ 632,000 $ 210,000 $ 110,000
Pike County Georgia 3 $ 481,000 $ 160,000 $ 88,000
Rutherford County North Carolina 3 $ 91,000 $ 30,000 $ 78,000
Limestone County Alabama 2 $ 80,000 $ 40,000 $ 84,000
Alameda County California 2 $ 636,000 $ 318,000 $ 114,000
Jefferson County Colorado 2 $ 453,000 $ 226,000 $ 93,000
Brevard County Florida 2 $ 305,000 $ 152,000 $ 102,000
Charlotte County Florida 2 $ 130,000 $ 65,000 $ 34,000
Collier County Florida 2 $ 305,000 $ 152,000 $ 70,000
Leon County Florida 2 $ 282,000 $ 141,000 $ 108,000
Sumter County Florida 2 $ 275,000 $ 137,000 $ 77,000
Butts County Georgia 2 $ 171,000 $ 85,000 $ 66,000
Carroll County Georgia 2 $ 50,000 $ 25,000 $ 91,000
Crawford County Georgia 2 $ 199,000 $ 99,000 $ 44,000
Floyd County Georgia 2 $ 210,000 $ 105,000 $ 57,000
Gilmer County Georgia 2 $ 410,000 $ 205,000 $ 106,000
Liberty County Georgia 2 $ 197,000 $ 98,000 $ 56,000
Madison County Georgia 2 $ 219,000 $ 109,000 $ 38,000
Monroe County Georgia 2 $ 498,000 $ 249,000 $ 98,000
Oconee County Georgia 2 $ 324,000 $ 162,000 $ 123,000
Pickens County Georgia 2 $ 322,000 $ 161,000 $ 73,000
Rockdale County Georgia 2 $ 133,000 $ 66,000 $ 51,000
Suffolk County New York 2 $ 179,000 $ 89,000 $ 77,000
Ashe County North Carolina 2 $ 169,000 $ 84,000 $ 56,000
Columbus County North Carolina 2 $ 122,000 $ 61,000 $ 59,000
Craven County North Carolina 2 $ 219,000 $ 109,000 $ 123,000
Durham County North Carolina 2 $ 210,000 $ 105,000 $ 89,000
Haywood County North Carolina 2 $ 148,000 $ 74,000 $ 236,000
Henderson County North Carolina 2 $ 185,000 $ 92,000 $ 84,000
Iredell County North Carolina 2 $ 201,000 $ 100,000 $ 34,000
Johnston County North Carolina 2 $ 40,000 $ 20,000 $ 88,000
Chester County Pennsylvania 2 $ 340,000 $ 170,000 $ 118,000
Clarendon County South Carolina 2 $ 103,000 $ 51,000 $ 64,000
Bexar County Texas 2 $ 275,000 $ 137,000 $ 80,000
Fairfax County Virginia 2 $ 475,000 $ 237,000 $ 0
Baldwin County Alabama 1 $ 112,000 $ 112,000 $ 52,000
Calhoun County Alabama 1 $ 31,000 $ 31,000 $ 31,000
Escambia County Alabama 1 $ 160,000 $ 160,000 $ 38,000
Jackson County Alabama 1 $ 65,000 $ 65,000 $ 45,000
Jefferson County Alabama 1 $ 50,000 $ 50,000 $ 99,000
Lauderdale County Alabama 1 $ 60,000 $ 60,000 $ 44,000
Macon County Alabama 1 $ 45,000 $ 45,000 $ 85,000
Randolph County Alabama 1 $ 156,000 $ 156,000 $ 88,000
St. Clair County Alabama 1 $ 130,000 $ 130,000 $ 123,000
Tallapoosa County Alabama 1 $ 240,000 $ 240,000 $ 70,000
Benton County Arkansas 1 $ 112,000 $ 112,000 $ 47,000
Chicot County Arkansas 1 $ 76,000 $ 76,000 $ 134,000
Independence County Arkansas 1 $ 80,000 $ 80,000 $ 35,000
Pope County Arkansas 1 $ 25,000 $ 25,000 $ 82,000
Pulaski County Arkansas 1 $ 53,000 $ 53,000 $ 43,000
Santa Clara County California 1 $ 712,000 $ 712,000 $ 157,000
Weld County Colorado 1 $ 37,000 $ 37,000 $ 79,000
Citrus County Florida 1 $ 100,000 $ 100,000 $ 62,000
Dixie County Florida 1 $ 44,000 $ 44,000 $ 50,000
Gadsden County Florida 1 $ 115,000 $ 115,000 $ 55,000
Highlands County Florida 1 $ 82,000 $ 82,000 $ 87,000
Levy County Florida 1 $ 108,000 $ 108,000 $ 115,000
Manatee County Florida 1 $ 85,000 $ 85,000 $ 52,000
Marion County Florida 1 $ 61,000 $ 61,000 $ 66,000
Pinellas County Florida 1 $ 93,000 $ 93,000 $ 100,000
Putnam County Florida 1 $ 65,000 $ 65,000 $ 93,000
Sarasota County Florida 1 $ 80,000 $ 80,000 $ 110,000
Bacon County Georgia 1 $ 50,000 $ 50,000 $ 74,000
Baldwin County Georgia 1 $ 60,000 $ 60,000 $ 61,000
Bulloch County Georgia 1 $ 105,000 $ 105,000 $ 71,000
Clarke County Georgia 1 $ 72,000 $ 72,000 $ 0
Coffee County Georgia 1 $ 30,000 $ 30,000 $ 167,000
Grady County Georgia 1 $ 30,000 $ 30,000 $ 81,000
Greene County Georgia 1 $ 70,000 $ 70,000 $ 64,000
Haralson County Georgia 1 $ 65,000 $ 65,000 $ 65,000
Harris County Georgia 1 $ 50,000 $ 50,000 $ 50,000
Jasper County Georgia 1 $ 70,000 $ 70,000 $ 100,000
Jefferson County Georgia 1 $ 90,000 $ 90,000 $ 20,000
Laurens County Georgia 1 $ 180,000 $ 180,000 $ 84,000
Lowndes County Georgia 1 $ 74,000 $ 74,000 $ 55,000
Montgomery County Georgia 1 $ 62,000 $ 62,000 $ 21,000
Morgan County Georgia 1 $ 55,000 $ 55,000 $ 59,000
Oglethorpe County Georgia 1 $ 120,000 $ 120,000 $ 53,000
Peach County Georgia 1 $ 130,000 $ 130,000 $ 156,000
Putnam County Georgia 1 $ 88,000 $ 88,000 $ 34,000
Stephens County Georgia 1 $ 50,000 $ 50,000 $ 73,000
Taylor County Georgia 1 $ 114,000 $ 114,000 $ 28,000
Tift County Georgia 1 $ 105,000 $ 105,000 $ 80,000
Wilkinson County Georgia 1 $ 69,000 $ 69,000 $ 28,000
McHenry County Illinois 1 $ 78,000 $ 78,000 $ 25,000
Clark County Indiana 1 $ 52,000 $ 52,000 $ 112,000
Owen County Indiana 1 $ 41,000 $ 41,000 $ 87,000
Bullitt County Kentucky 1 $ 110,000 $ 110,000 $ 91,000
Carter County Kentucky 1 $ 75,000 $ 75,000 $ 53,000
Shelby County Kentucky 1 $ 66,000 $ 66,000 $ 81,000
Vermilion County Louisiana 1 $ 71,000 $ 71,000 $ 62,000
Alpena County Michigan 1 $ 48,000 $ 48,000 $ 201,000
Berrien County Michigan 1 $ 250,000 $ 250,000 $ 91,000
Anoka County Minnesota 1 $ 131,000 $ 131,000 $ 128,000
DeSoto County Mississippi 1 $ 134,000 $ 134,000 $ 54,000
Greene County Mississippi 1 $ 125,000 $ 125,000 $ 69,000
Lincoln County Mississippi 1 $ 43,000 $ 43,000 $ 65,000
Stone County Mississippi 1 $ 110,000 $ 110,000 $ 48,000
Jackson County Missouri 1 $ 40,000 $ 40,000 $ 68,000
Nodaway County Missouri 1 $ 95,000 $ 95,000 $ 90,000
Ray County Missouri 1 $ 141,000 $ 141,000 $ 72,000
Washoe County Nevada 1 $ 125,000 $ 125,000 $ 41,000
Burlington County New Jersey 1 $ 43,000 $ 43,000 $ 50,000
Gloucester County New Jersey 1 $ 175,000 $ 175,000 $ 66,000
Somerset County New Jersey 1 $ 125,000 $ 125,000 $ 30,000
Mora County New Mexico 1 $ 25,000 $ 25,000 $ 72,000
Fulton County New York 1 $ 99,000 $ 99,000 $ 36,000
Kings County New York 1 $ 55,000 $ 55,000 $ 75,000
Niagara County New York 1 $ 156,000 $ 156,000 $ 45,000
Westchester County New York 1 $ 158,000 $ 158,000 $ 62,000
Burke County North Carolina 1 $ 80,000 $ 80,000 $ 35,000
Cumberland County North Carolina 1 $ 75,000 $ 75,000 $ 20,000
Lincoln County North Carolina 1 $ 50,000 $ 50,000 $ 64,000
Madison County North Carolina 1 $ 100,000 $ 100,000 $ 28,000
Nash County North Carolina 1 $ 124,000 $ 124,000 $ 42,000
Person County North Carolina 1 $ 115,000 $ 115,000 $ 108,000
Polk County North Carolina 1 $ 100,000 $ 100,000 $ 57,000
Union County North Carolina 1 $ 30,000 $ 30,000 $ 66,000
Wake County North Carolina 1 $ 105,000 $ 105,000 $ 57,000
Watauga County North Carolina 1 $ 100,000 $ 100,000 $ 0
Delaware County Ohio 1 $ 185,000 $ 185,000 $ 76,000
Erie County Ohio 1 $ 110,000 $ 110,000 $ 56,000
Guernsey County Ohio 1 $ 41,000 $ 41,000 $ 29,000
Holmes County Ohio 1 $ 90,000 $ 90,000 $ 118,000
Le Flore County Oklahoma 1 $ 65,000 $ 65,000 $ 96,000
Muskogee County Oklahoma 1 $ 62,000 $ 62,000 $ 59,000
Oklahoma County Oklahoma 1 $ 80,000 $ 80,000 $ 72,000
Douglas County Oregon 1 $ 68,000 $ 68,000 $ 42,000
Clearfield County Pennsylvania 1 $ 60,000 $ 60,000 $ 76,000
Dauphin County Pennsylvania 1 $ 97,000 $ 97,000 $ 102,000
Lancaster County Pennsylvania 1 $ 78,000 $ 78,000 $ 61,000
Montgomery County Pennsylvania 1 $ 355,000 $ 355,000 $ 248,000
Susquehanna County Pennsylvania 1 $ 47,000 $ 47,000 $ 53,000
Westmoreland County Pennsylvania 1 $ 30,000 $ 30,000 $ 54,000
Anderson County South Carolina 1 $ 30,000 $ 30,000 $ 60,000
Charleston County South Carolina 1 $ 1,000,000 $ 1,000,000 $ 273,000
Florence County South Carolina 1 $ 68,000 $ 68,000 $ 46,000
Greenville County South Carolina 1 $ 36,000 $ 36,000 $ 28,000
Laurens County South Carolina 1 $ 75,000 $ 75,000 $ 75,000
Minnehaha County South Dakota 1 $ 136,000 $ 136,000 $ 74,000
Bradley County Tennessee 1 $ 160,000 $ 160,000 $ 28,000
Hamilton County Tennessee 1 $ 66,000 $ 66,000 $ 33,000
Humphreys County Tennessee 1 $ 69,000 $ 69,000 $ 31,000
Montgomery County Tennessee 1 $ 242,000 $ 242,000 $ 110,000
Shelby County Tennessee 1 $ 59,000 $ 59,000 $ 106,000
Dallas County Texas 1 $ 290,000 $ 290,000 $ 298,000
Rains County Texas 1 $ 101,000 $ 101,000 $ 74,000
Smith County Texas 1 $ 75,000 $ 75,000 $ 73,000
Travis County Texas 1 $ 375,000 $ 375,000 $ 141,000
Van Zandt County Texas 1 $ 117,000 $ 117,000 $ 70,000
Roanoke County Virginia 1 $ 90,000 $ 90,000 $ 81,000
Roanoke City County Virginia 1 $ 80,000 $ 80,000 $ 96,000
Washington County Virginia 1 $ 269,000 $ 269,000 $ 123,000
Cowlitz County Washington 1 $ 162,000 $ 162,000 $ 38,000
King County Washington 1 $ 110,000 $ 110,000 $ 162,000
Snohomish County Washington 1 $ 100,000 $ 100,000 $ 167,000

Mortgage Loan Application Detail Totals for Atlanta Postal in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 435 $47,792,000 $109,000 $1,000,000 $78,000 $1,812,000
Home Purchase 98 $12,667,000 $129,000 $536,000 $74,000 $201,000
Home Improvement 14 $2,087,000 $149,000 $366,000 $86,000 $200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 279 $33,793,000 $121,000 $712,000 $87,000 $1,812,000
Not Provided 137 $14,873,000 $108,000 $536,000 $71,000 $262,000
Black or African American 100 $9,198,000 $91,000 $355,000 $65,000 $248,000
Hispanic 12 $2,527,000 $210,000 $1,000,000 $90,000 $273,000
Not applicable 12 $1,350,000 $112,000 $330,000 $0 $0
American Indian or Alaskan Native 3 $230,000 $76,000 $105,000 $51,000 $80,000
Asian 3 $469,000 $156,000 $280,000 $141,000 $168,000
Native Hawaiian or Other Pacific Islander 1 $106,000 $106,000 $106,000 $42,000 $42,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 547 $62,546,000 $114,000 $1,000,000 $77,000 $1,812,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 297 $31,715,000 $106,000 $375,000 $74,000 $442,000
Loan Originated 239 $29,789,000 $124,000 $1,000,000 $75,000 $480,000
Application Withdrawn By Applicant 8 $755,000 $94,000 $150,000 $279,000 $1,812,000
File Closed For Incompleteness 3 $287,000 $95,000 $147,000 $67,000 $81,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 127 $14,344,000 $112,000 $366,000 $79,000 $298,000
Credit History 60 $5,863,000 $97,000 $285,000 $82,000 $442,000
Debt-To-Income Ratio 51 $5,427,000 $106,000 $375,000 $47,000 $205,000
Collateral 34 $3,421,000 $100,000 $355,000 $74,000 $248,000
Other 17 $1,768,000 $104,000 $200,000 $78,000 $172,000
Unverifiable Information 2 $105,000 $52,000 $65,000 $93,000 $126,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Atlanta Postal's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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