Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Atlanta Postal 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 599 |
| Total Mortgage Loan Application Amount | $81,095,000 |
| Average Mortgage Loan Application Amount | $132,666 |
| Highest Mortgage Loan Application Amount | $688,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $416,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 40 | $ 6,078,000 | $ 151,000 | $ 85,000 |
| Gwinnett County Georgia | 37 | $ 7,003,000 | $ 189,000 | $ 89,000 |
| Cobb County Georgia | 30 | $ 4,513,000 | $ 150,000 | $ 91,000 |
| DeKalb County Georgia | 28 | $ 3,969,000 | $ 141,000 | $ 79,000 |
| Henry County Georgia | 18 | $ 2,100,000 | $ 116,000 | $ 83,000 |
| Coweta County Georgia | 17 | $ 2,550,000 | $ 150,000 | $ 75,000 |
| Cherokee County Georgia | 12 | $ 1,853,000 | $ 154,000 | $ 86,000 |
| Walton County Georgia | 11 | $ 1,384,000 | $ 125,000 | $ 67,000 |
| Barrow County Georgia | 9 | $ 1,424,000 | $ 158,000 | $ 110,000 |
| Bibb County Georgia | 9 | $ 1,282,000 | $ 142,000 | $ 95,000 |
| Newton County Georgia | 9 | $ 1,362,000 | $ 151,000 | $ 79,000 |
| Paulding County Georgia | 9 | $ 989,000 | $ 109,000 | $ 98,000 |
| Clayton County Georgia | 8 | $ 758,000 | $ 94,000 | $ 59,000 |
| Douglas County Georgia | 8 | $ 816,000 | $ 102,000 | $ 75,000 |
| Floyd County Georgia | 8 | $ 901,000 | $ 112,000 | $ 72,000 |
| Carroll County Georgia | 7 | $ 1,242,000 | $ 177,000 | $ 91,000 |
| Forsyth County Georgia | 7 | $ 1,003,000 | $ 143,000 | $ 70,000 |
| Muscogee County Georgia | 7 | $ 518,000 | $ 74,000 | $ 62,000 |
| Rockdale County Georgia | 7 | $ 1,161,000 | $ 165,000 | $ 94,000 |
| Fayette County Georgia | 5 | $ 1,090,000 | $ 218,000 | $ 133,000 |
| Hall County Georgia | 5 | $ 969,000 | $ 193,000 | $ 67,000 |
| Charleston County South Carolina | 5 | $ 1,177,000 | $ 235,000 | $ 154,000 |
| Spalding County Georgia | 4 | $ 376,000 | $ 94,000 | $ 39,000 |
| Shelby County Alabama | 3 | $ 111,000 | $ 37,000 | $ 48,000 |
| Maricopa County Arizona | 3 | $ 385,000 | $ 128,000 | $ 56,000 |
| Marion County Florida | 3 | $ 260,000 | $ 86,000 | $ 61,000 |
| Orange County Florida | 3 | $ 529,000 | $ 176,000 | $ 143,000 |
| Dawson County Georgia | 3 | $ 489,000 | $ 163,000 | $ 101,000 |
| Jones County Georgia | 3 | $ 270,000 | $ 90,000 | $ 50,000 |
| Lamar County Georgia | 3 | $ 443,000 | $ 147,000 | $ 98,000 |
| Monroe County Georgia | 3 | $ 439,000 | $ 146,000 | $ 100,000 |
| Oglethorpe County Georgia | 3 | $ 265,000 | $ 88,000 | $ 83,000 |
| Pike County Georgia | 3 | $ 522,000 | $ 174,000 | $ 103,000 |
| Polk County Georgia | 3 | $ 233,000 | $ 77,000 | $ 94,000 |
| Mecklenburg County North Carolina | 3 | $ 313,000 | $ 104,000 | $ 85,000 |
| Randolph County North Carolina | 3 | $ 214,000 | $ 71,000 | $ 74,000 |
| Shelby County Tennessee | 3 | $ 510,000 | $ 170,000 | $ 108,000 |
| DeKalb County Alabama | 2 | $ 205,000 | $ 102,000 | $ 109,000 |
| Jefferson County Alabama | 2 | $ 217,000 | $ 108,000 | $ 62,000 |
| Collier County Florida | 2 | $ 355,000 | $ 177,000 | $ 58,000 |
| Leon County Florida | 2 | $ 124,000 | $ 62,000 | $ 55,000 |
| Palm Beach County Florida | 2 | $ 58,000 | $ 29,000 | $ 68,000 |
| Volusia County Florida | 2 | $ 100,000 | $ 50,000 | $ 133,000 |
| Banks County Georgia | 2 | $ 280,000 | $ 140,000 | $ 78,000 |
| Bartow County Georgia | 2 | $ 160,000 | $ 80,000 | $ 87,000 |
| Chattooga County Georgia | 2 | $ 121,000 | $ 60,000 | $ 130,000 |
| Clarke County Georgia | 2 | $ 199,000 | $ 99,000 | $ 129,000 |
| Gilmer County Georgia | 2 | $ 639,000 | $ 319,000 | $ 121,000 |
| Haralson County Georgia | 2 | $ 330,000 | $ 165,000 | $ 63,000 |
| Lowndes County Georgia | 2 | $ 469,000 | $ 234,000 | $ 127,000 |
| Morgan County Georgia | 2 | $ 363,000 | $ 181,000 | $ 83,000 |
| Oconee County Georgia | 2 | $ 482,000 | $ 241,000 | $ 127,000 |
| Screven County Georgia | 2 | $ 158,000 | $ 79,000 | $ 109,000 |
| Stephens County Georgia | 2 | $ 225,000 | $ 112,000 | $ 63,000 |
| Whitfield County Georgia | 2 | $ 280,000 | $ 140,000 | $ 148,000 |
| Cook County Illinois | 2 | $ 407,000 | $ 203,000 | $ 119,000 |
| Carroll County Maryland | 2 | $ 491,000 | $ 245,000 | $ 330,000 |
| Leelanau County Michigan | 2 | $ 168,000 | $ 84,000 | $ 67,000 |
| Coahoma County Mississippi | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Buncombe County North Carolina | 2 | $ 212,000 | $ 106,000 | $ 82,000 |
| Richmond County North Carolina | 2 | $ 79,000 | $ 39,000 | $ 28,000 |
| Wake County North Carolina | 2 | $ 382,000 | $ 191,000 | $ 113,000 |
| Tulsa County Oklahoma | 2 | $ 129,000 | $ 64,000 | $ 63,000 |
| Aiken County South Carolina | 2 | $ 195,000 | $ 97,000 | $ 63,000 |
| Greenville County South Carolina | 2 | $ 95,000 | $ 47,000 | $ 116,000 |
| Horry County South Carolina | 2 | $ 135,000 | $ 67,000 | $ 61,000 |
| Lexington County South Carolina | 2 | $ 235,000 | $ 117,000 | $ 98,000 |
| Bexar County Texas | 2 | $ 148,000 | $ 74,000 | $ 59,000 |
| King County Washington | 2 | $ 405,000 | $ 202,000 | $ 145,000 |
| Spokane County Washington | 2 | $ 370,000 | $ 185,000 | $ 106,000 |
| Baldwin County Alabama | 1 | $ 344,000 | $ 344,000 | $ 174,000 |
| Barbour County Alabama | 1 | $ 81,000 | $ 81,000 | $ 41,000 |
| Blount County Alabama | 1 | $ 72,000 | $ 72,000 | $ 205,000 |
| Dallas County Alabama | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Lee County Alabama | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Marshall County Alabama | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Mobile County Alabama | 1 | $ 211,000 | $ 211,000 | $ 79,000 |
| Russell County Alabama | 1 | $ 96,000 | $ 96,000 | $ 33,000 |
| Marion County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 133,000 |
| Mississippi County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 88,000 |
| Poinsett County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Pope County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Pulaski County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 52,000 |
| Stone County Arkansas | 1 | $ 393,000 | $ 393,000 | $ 416,000 |
| New Castle County Delaware | 1 | $ 53,000 | $ 53,000 | $ 115,000 |
| Sussex County Delaware | 1 | $ 171,000 | $ 171,000 | $ 77,000 |
| Alachua County Florida | 1 | $ 90,000 | $ 90,000 | $ 96,000 |
| Brevard County Florida | 1 | $ 167,000 | $ 167,000 | $ 200,000 |
| Broward County Florida | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Charlotte County Florida | 1 | $ 106,000 | $ 106,000 | $ 123,000 |
| Duval County Florida | 1 | $ 106,000 | $ 106,000 | $ 69,000 |
| Gilchrist County Florida | 1 | $ 56,000 | $ 56,000 | $ 111,000 |
| Highlands County Florida | 1 | $ 75,000 | $ 75,000 | $ 107,000 |
| Hillsborough County Florida | 1 | $ 494,000 | $ 494,000 | $ 107,000 |
| Lee County Florida | 1 | $ 148,000 | $ 148,000 | $ 98,000 |
| Manatee County Florida | 1 | $ 485,000 | $ 485,000 | $ 360,000 |
| Martin County Florida | 1 | $ 207,000 | $ 207,000 | $ 106,000 |
| Miami-Dade County Florida | 1 | $ 130,000 | $ 130,000 | $ 87,000 |
| Pasco County Florida | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Santa Rosa County Florida | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| St. Lucie County Florida | 1 | $ 60,000 | $ 60,000 | $ 89,000 |
| Baldwin County Georgia | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Bulloch County Georgia | 1 | $ 48,000 | $ 48,000 | $ 92,000 |
| Butts County Georgia | 1 | $ 72,000 | $ 72,000 | $ 57,000 |
| Candler County Georgia | 1 | $ 100,000 | $ 100,000 | $ 148,000 |
| Chatham County Georgia | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Colquitt County Georgia | 1 | $ 75,000 | $ 75,000 | $ 188,000 |
| Crawford County Georgia | 1 | $ 92,000 | $ 92,000 | $ 98,000 |
| Elbert County Georgia | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
| Fannin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Franklin County Georgia | 1 | $ 248,000 | $ 248,000 | $ 96,000 |
| Greene County Georgia | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Harris County Georgia | 1 | $ 100,000 | $ 100,000 | $ 263,000 |
| Houston County Georgia | 1 | $ 36,000 | $ 36,000 | $ 74,000 |
| Jackson County Georgia | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Jasper County Georgia | 1 | $ 227,000 | $ 227,000 | $ 217,000 |
| Jeff Davis County Georgia | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
| Liberty County Georgia | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Lumpkin County Georgia | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Madison County Georgia | 1 | $ 82,000 | $ 82,000 | $ 86,000 |
| Peach County Georgia | 1 | $ 249,000 | $ 249,000 | $ 177,000 |
| Pickens County Georgia | 1 | $ 130,000 | $ 130,000 | $ 113,000 |
| Putnam County Georgia | 1 | $ 256,000 | $ 256,000 | $ 106,000 |
| Richmond County Georgia | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Talbot County Georgia | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Taylor County Georgia | 1 | $ 116,000 | $ 116,000 | $ 58,000 |
| Thomas County Georgia | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Tift County Georgia | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Toombs County Georgia | 1 | $ 25,000 | $ 25,000 | $ 157,000 |
| Towns County Georgia | 1 | $ 263,000 | $ 263,000 | $ 235,000 |
| Union County Georgia | 1 | $ 100,000 | $ 100,000 | $ 88,000 |
| Upson County Georgia | 1 | $ 67,000 | $ 67,000 | $ 85,000 |
| Washington County Georgia | 1 | $ 42,000 | $ 42,000 | $ 52,000 |
| Wilkes County Georgia | 1 | $ 176,000 | $ 176,000 | $ 84,000 |
| DeKalb County Illinois | 1 | $ 95,000 | $ 95,000 | $ 108,000 |
| DuPage County Illinois | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Henry County Illinois | 1 | $ 132,000 | $ 132,000 | $ 109,000 |
| Livingston County Illinois | 1 | $ 40,000 | $ 40,000 | $ 78,000 |
| McHenry County Illinois | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Vermilion County Illinois | 1 | $ 64,000 | $ 64,000 | $ 63,000 |
| Warren County Illinois | 1 | $ 115,000 | $ 115,000 | $ 137,000 |
| Allen County Indiana | 1 | $ 207,000 | $ 207,000 | $ 118,000 |
| Grant County Indiana | 1 | $ 63,000 | $ 63,000 | $ 55,000 |
| Jefferson County Iowa | 1 | $ 240,000 | $ 240,000 | $ 162,000 |
| Pottawattamie County Iowa | 1 | $ 40,000 | $ 40,000 | $ 79,000 |
| Douglas County Kansas | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
| Ascension County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 131,000 |
| Avoyelles County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 46,000 |
| Caldwell County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| St. Mary County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 122,000 |
| Cumberland County Maine | 1 | $ 60,000 | $ 60,000 | $ 123,000 |
| Calvert County Maryland | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
| Bristol County Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 99,000 |
| Lenawee County Michigan | 1 | $ 104,000 | $ 104,000 | $ 35,000 |
| Attala County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Hinds County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 102,000 |
| Lincoln County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 69,000 |
| Monroe County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 69,000 |
| Newton County Mississippi | 1 | $ 160,000 | $ 160,000 | $ 110,000 |
| Johnson County Missouri | 1 | $ 79,000 | $ 79,000 | $ 71,000 |
| Lafayette County Missouri | 1 | $ 308,000 | $ 308,000 | $ 122,000 |
| Box Butte County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 23,000 |
| Nye County Nevada | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Washoe County Nevada | 1 | $ 197,000 | $ 197,000 | $ 134,000 |
| Cape May County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 144,000 |
| Gloucester County New Jersey | 1 | $ 138,000 | $ 138,000 | $ 84,000 |
| Niagara County New York | 1 | $ 88,000 | $ 88,000 | $ 67,000 |
| Ulster County New York | 1 | $ 104,000 | $ 104,000 | $ 62,000 |
| Yates County New York | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Alamance County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 60,000 |
| Burke County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Cumberland County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Durham County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 77,000 |
| Forsyth County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 124,000 |
| Franklin County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 100,000 |
| Harnett County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 67,000 |
| Johnston County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 137,000 |
| Macon County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 122,000 |
| New Hanover County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 125,000 |
| Northampton County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 132,000 |
| Rowan County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 48,000 |
| Union County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Wayne County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Clermont County Ohio | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
| Greene County Ohio | 1 | $ 153,000 | $ 153,000 | $ 123,000 |
| Cleveland County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 84,000 |
| Le Flore County Oklahoma | 1 | $ 202,000 | $ 202,000 | $ 99,000 |
| McCurtain County Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 32,000 |
| Sequoyah County Oklahoma | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Texas County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 165,000 |
| Allegheny County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| Crawford County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 73,000 |
| Delaware County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 142,000 |
| Erie County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 89,000 |
| Pike County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 190,000 |
| York County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Anderson County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 126,000 |
| Beaufort County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Calhoun County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Colleton County South Carolina | 1 | $ 57,000 | $ 57,000 | $ 122,000 |
| McCormick County South Carolina | 1 | $ 39,000 | $ 39,000 | $ 100,000 |
| Newberry County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 51,000 |
| Oconee County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Fall River County South Dakota | 1 | $ 173,000 | $ 173,000 | $ 109,000 |
| Cocke County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 84,000 |
| Jefferson County Tennessee | 1 | $ 310,000 | $ 310,000 | $ 109,000 |
| Johnson County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 84,000 |
| Polk County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 60,000 |
| Putnam County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 33,000 |
| Williamson County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 155,000 |
| Collin County Texas | 1 | $ 122,000 | $ 122,000 | $ 172,000 |
| Dallas County Texas | 1 | $ 340,000 | $ 340,000 | $ 172,000 |
| Midland County Texas | 1 | $ 50,000 | $ 50,000 | $ 127,000 |
| Tarrant County Texas | 1 | $ 275,000 | $ 275,000 | $ 244,000 |
| Snohomish County Washington | 1 | $ 258,000 | $ 258,000 | $ 67,000 |
| Doddridge County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Forest County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 368 | $51,299,000 | $139,000 | $688,000 | $91,000 | $360,000 |
| Home Purchase | 152 | $19,215,000 | $126,000 | $670,000 | $80,000 | $416,000 |
| Home Improvement | 79 | $10,581,000 | $133,000 | $417,000 | $90,000 | $330,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 305 | $43,996,000 | $144,000 | $520,000 | $96,000 | $330,000 |
| Not Provided | 205 | $25,878,000 | $126,000 | $688,000 | $81,000 | $416,000 |
| Black or African American | 75 | $9,453,000 | $126,000 | $670,000 | $79,000 | $338,000 |
| Hispanic | 6 | $772,000 | $128,000 | $190,000 | $74,000 | $116,000 |
| Asian | 6 | $886,000 | $147,000 | $240,000 | $68,000 | $92,000 |
| American Indian or Alaskan Native | 1 | $60,000 | $60,000 | $60,000 | $7,000 | $7,000 |
| Not applicable | 1 | $50,000 | $50,000 | $50,000 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 599 | $81,095,000 | $135,000 | $688,000 | $88,000 | $416,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 440 | $60,594,000 | $137,000 | $688,000 | $93,000 | $416,000 |
| Application Denied By Financial Institution | 125 | $16,039,000 | $128,000 | $670,000 | $71,000 | $338,000 |
| Application Withdrawn By Applicant | 34 | $4,462,000 | $131,000 | $417,000 | $85,000 | $189,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 52 | $6,509,000 | $125,000 | $670,000 | $72,000 | $338,000 |
| Debt-To-Income Ratio | 33 | $3,666,000 | $111,000 | $310,000 | $50,000 | $116,000 |
| Other | 15 | $2,340,000 | $156,000 | $400,000 | $97,000 | $304,000 |
| Collateral | 6 | $870,000 | $145,000 | $340,000 | $71,000 | $84,000 |
| Mortgage Insurance Denied | 2 | $120,000 | $60,000 | $100,000 | $46,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $263,000 | $263,000 | $263,000 | $146,000 | $146,000 |
| Unverifiable Information | 1 | $80,000 | $80,000 | $80,000 | $61,000 | $61,000 |
| Credit Application Incomplete | 1 | $299,000 | $299,000 | $299,000 | $148,000 | $148,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.