Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Atlanta Postal 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,487 |
| Total Mortgage Loan Application Amount | $266,665,000 |
| Average Mortgage Loan Application Amount | $152,750 |
| Highest Mortgage Loan Application Amount | $905,000 |
| Average Applicant Income | $93,750 |
| Highest Applicant Income | $2,737,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gwinnett County Georgia | 84 | $ 16,320,000 | $ 194,000 | $ 123,000 |
| Fulton County Georgia | 71 | $ 14,895,000 | $ 209,000 | $ 114,000 |
| DeKalb County Georgia | 56 | $ 10,710,000 | $ 191,000 | $ 102,000 |
| Cobb County Georgia | 34 | $ 7,600,000 | $ 223,000 | $ 127,000 |
| Henry County Georgia | 31 | $ 6,105,000 | $ 196,000 | $ 104,000 |
| Clayton County Georgia | 24 | $ 2,730,000 | $ 113,000 | $ 78,000 |
| Cherokee County Georgia | 22 | $ 4,670,000 | $ 212,000 | $ 124,000 |
| Walton County Georgia | 18 | $ 3,440,000 | $ 191,000 | $ 106,000 |
| Fayette County Georgia | 17 | $ 3,255,000 | $ 191,000 | $ 107,000 |
| Douglas County Georgia | 16 | $ 2,600,000 | $ 162,000 | $ 92,000 |
| Muscogee County Georgia | 15 | $ 1,985,000 | $ 132,000 | $ 92,000 |
| Paulding County Georgia | 14 | $ 2,400,000 | $ 171,000 | $ 89,000 |
| Coweta County Georgia | 13 | $ 2,615,000 | $ 201,000 | $ 81,000 |
| Bartow County Georgia | 12 | $ 2,510,000 | $ 209,000 | $ 119,000 |
| Bibb County Georgia | 12 | $ 1,920,000 | $ 160,000 | $ 140,000 |
| Floyd County Georgia | 10 | $ 1,510,000 | $ 151,000 | $ 82,000 |
| Jackson County Georgia | 10 | $ 1,510,000 | $ 151,000 | $ 88,000 |
| Forsyth County Georgia | 9 | $ 2,725,000 | $ 302,000 | $ 128,000 |
| Newton County Georgia | 9 | $ 1,265,000 | $ 140,000 | $ 74,000 |
| Hall County Georgia | 8 | $ 1,470,000 | $ 183,000 | $ 86,000 |
| Carroll County Georgia | 7 | $ 945,000 | $ 135,000 | $ 84,000 |
| Chatham County Georgia | 7 | $ 1,365,000 | $ 195,000 | $ 106,000 |
| Pickens County Georgia | 7 | $ 1,445,000 | $ 206,000 | $ 73,000 |
| Spalding County Georgia | 7 | $ 1,105,000 | $ 157,000 | $ 94,000 |
| Wake County North Carolina | 7 | $ 1,495,000 | $ 213,000 | $ 101,000 |
| Lumpkin County Georgia | 6 | $ 1,140,000 | $ 190,000 | $ 88,000 |
| Rockdale County Georgia | 6 | $ 1,080,000 | $ 180,000 | $ 108,000 |
| Barrow County Georgia | 5 | $ 685,000 | $ 137,000 | $ 83,000 |
| Houston County Georgia | 5 | $ 655,000 | $ 131,000 | $ 81,000 |
| Hillsborough County Florida | 4 | $ 740,000 | $ 185,000 | $ 90,000 |
| Marion County Florida | 4 | $ 730,000 | $ 182,000 | $ 109,000 |
| Gilmer County Georgia | 4 | $ 940,000 | $ 235,000 | $ 119,000 |
| White County Georgia | 4 | $ 420,000 | $ 105,000 | $ 95,000 |
| Buncombe County North Carolina | 4 | $ 610,000 | $ 152,000 | $ 86,000 |
| Bay County Florida | 3 | $ 615,000 | $ 205,000 | $ 165,000 |
| Lee County Florida | 3 | $ 705,000 | $ 235,000 | $ 91,000 |
| Volusia County Florida | 3 | $ 415,000 | $ 138,000 | $ 123,000 |
| Butts County Georgia | 3 | $ 645,000 | $ 215,000 | $ 88,000 |
| Franklin County Georgia | 3 | $ 425,000 | $ 141,000 | $ 102,000 |
| Habersham County Georgia | 3 | $ 255,000 | $ 85,000 | $ 75,000 |
| Haralson County Georgia | 3 | $ 475,000 | $ 158,000 | $ 67,000 |
| Harris County Georgia | 3 | $ 595,000 | $ 198,000 | $ 94,000 |
| Jasper County Georgia | 3 | $ 365,000 | $ 121,000 | $ 133,000 |
| Oglethorpe County Georgia | 3 | $ 535,000 | $ 178,000 | $ 115,000 |
| Pike County Georgia | 3 | $ 375,000 | $ 125,000 | $ 78,000 |
| Polk County Georgia | 3 | $ 495,000 | $ 165,000 | $ 85,000 |
| Troup County Georgia | 3 | $ 565,000 | $ 188,000 | $ 79,000 |
| Catawba County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 89,000 |
| Iredell County North Carolina | 3 | $ 565,000 | $ 188,000 | $ 59,000 |
| Harris County Texas | 3 | $ 585,000 | $ 195,000 | $ 88,000 |
| Baldwin County Alabama | 2 | $ 450,000 | $ 225,000 | $ 131,000 |
| DeKalb County Alabama | 2 | $ 330,000 | $ 165,000 | $ 64,000 |
| Houston County Alabama | 2 | $ 520,000 | $ 260,000 | $ 116,000 |
| Shelby County Alabama | 2 | $ 360,000 | $ 180,000 | $ 42,000 |
| Duval County Florida | 2 | $ 340,000 | $ 170,000 | $ 128,000 |
| Gulf County Florida | 2 | $ 210,000 | $ 105,000 | $ 91,000 |
| Indian River County Florida | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| Madison County Florida | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Manatee County Florida | 2 | $ 230,000 | $ 115,000 | $ 62,000 |
| Orange County Florida | 2 | $ 510,000 | $ 255,000 | $ 96,000 |
| St. Johns County Florida | 2 | $ 490,000 | $ 245,000 | $ 136,000 |
| Suwannee County Florida | 2 | $ 320,000 | $ 160,000 | $ 79,000 |
| Bryan County Georgia | 2 | $ 420,000 | $ 210,000 | $ 129,000 |
| Bulloch County Georgia | 2 | $ 430,000 | $ 215,000 | $ 118,000 |
| Clarke County Georgia | 2 | $ 290,000 | $ 145,000 | $ 81,000 |
| Fannin County Georgia | 2 | $ 130,000 | $ 65,000 | $ 61,000 |
| Meriwether County Georgia | 2 | $ 720,000 | $ 360,000 | $ 144,000 |
| Monroe County Georgia | 2 | $ 380,000 | $ 190,000 | $ 145,000 |
| Oconee County Georgia | 2 | $ 390,000 | $ 195,000 | $ 138,000 |
| Union County Georgia | 2 | $ 220,000 | $ 110,000 | $ 99,000 |
| Upson County Georgia | 2 | $ 250,000 | $ 125,000 | $ 122,000 |
| Warren County Georgia | 2 | $ 320,000 | $ 160,000 | $ 79,000 |
| Durham County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 96,000 |
| Henderson County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 66,000 |
| Johnston County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 89,000 |
| Macon County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 125,000 |
| Moore County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 84,000 |
| Yancey County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 108,000 |
| Le Flore County Oklahoma | 2 | $ 450,000 | $ 225,000 | $ 127,000 |
| McCurtain County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 53,000 |
| Anderson County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 101,000 |
| Charleston County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 124,000 |
| Greenville County South Carolina | 2 | $ 670,000 | $ 335,000 | $ 87,000 |
| Laurens County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 118,000 |
| York County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 140,000 |
| Blount County Alabama | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Calhoun County Alabama | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Chambers County Alabama | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Cherokee County Alabama | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Crenshaw County Alabama | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Etowah County Alabama | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Jefferson County Alabama | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Lee County Alabama | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Macon County Alabama | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Montgomery County Alabama | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Russell County Alabama | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Talladega County Alabama | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Maricopa County Arizona | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Garland County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Lawrence County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Randolph County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Fresno County California | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Los Angeles County California | 1 | $ 545,000 | $ 545,000 | $ 178,000 |
| Riverside County California | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| San Luis Obispo County California | 1 | $ 585,000 | $ 585,000 | $ 111,000 |
| Ventura County California | 1 | $ 475,000 | $ 475,000 | $ 162,000 |
| Arapahoe County Colorado | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Jackson County Colorado | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Fairfield County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Alachua County Florida | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Collier County Florida | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Flagler County Florida | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Hamilton County Florida | 1 | $ 115,000 | $ 115,000 | $ 179,000 |
| Hernando County Florida | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Lake County Florida | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Leon County Florida | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Levy County Florida | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Martin County Florida | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Okeechobee County Florida | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Osceola County Florida | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Polk County Florida | 1 | $ 225,000 | $ 225,000 | $ 155,000 |
| St. Lucie County Florida | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Sumter County Florida | 1 | $ 315,000 | $ 315,000 | $ 155,000 |
| Appling County Georgia | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Baldwin County Georgia | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Chattooga County Georgia | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Coffee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Columbia County Georgia | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Crawford County Georgia | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Crisp County Georgia | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Dawson County Georgia | 1 | $ 265,000 | $ 265,000 | $ 117,000 |
| Emanuel County Georgia | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Glynn County Georgia | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Gordon County Georgia | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Jones County Georgia | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Lamar County Georgia | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Lincoln County Georgia | 1 | $ 195,000 | $ 195,000 | $ 179,000 |
| Madison County Georgia | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Montgomery County Georgia | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Morgan County Georgia | 1 | $ 365,000 | $ 365,000 | $ 166,000 |
| Peach County Georgia | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Rabun County Georgia | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Richmond County Georgia | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Seminole County Georgia | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Sumter County Georgia | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Taylor County Georgia | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Towns County Georgia | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Treutlen County Georgia | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Walker County Georgia | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Whitfield County Georgia | 1 | $ 275,000 | $ 275,000 | $ 165,000 |
| Wilkinson County Georgia | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Worth County Georgia | 1 | $ 215,000 | $ 215,000 | $ 154,000 |
| Champaign County Illinois | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Henry County Illinois | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
| Kendall County Illinois | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Lake County Illinois | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| McHenry County Illinois | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| St. Clair County Illinois | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Vermilion County Illinois | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Jefferson County Indiana | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Fremont County Iowa | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Scott County Iowa | 1 | $ 155,000 | $ 155,000 | $ 256,000 |
| Douglas County Kansas | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Boone County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| McCracken County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Warren County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Ouachita County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| St. Landry County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Tangipahoa County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Vermilion County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Charles County Maryland | 1 | $ 525,000 | $ 525,000 | $ 165,000 |
| Plymouth County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 166,000 |
| Worcester County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Wayne County Michigan | 1 | $ 295,000 | $ 295,000 | $ 193,000 |
| Dodge County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Kandiyohi County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 116,000 |
| DeSoto County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Greene County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Lauderdale County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 169,000 |
| Madison County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 175,000 |
| Adair County Missouri | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Andrew County Missouri | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Schuyler County Missouri | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Fillmore County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Camden County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Essex County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Gloucester County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 136,000 |
| Salem County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 107,000 |
| Greene County New York | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Suffolk County New York | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Avery County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Burke County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Cherokee County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Clay County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Forsyth County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 61,000 |
| Gates County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Jackson County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 155,000 |
| McDowell County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 176,000 |
| Northampton County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Perquimans County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 112,000 |
| Robeson County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 534,000 |
| Rockingham County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Rutherford County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Vance County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 165,000 |
| Wilkes County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Burleigh County North Dakota | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Cass County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Henry County Ohio | 1 | $ 85,000 | $ 85,000 | $ 116,000 |
| Texas County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Clackamas County Oregon | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Bedford County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Bucks County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 297,000 |
| Carbon County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Schuylkill County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| York County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Aiken County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Berkeley County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Georgetown County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Hampton County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Orangeburg County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Davidson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Dyer County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Knox County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Marion County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Maury County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Putnam County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Rhea County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Rutherford County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Williamson County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 446,000 |
| Bexar County Texas | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Collin County Texas | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Fort Bend County Texas | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Galveston County Texas | 1 | $ 75,000 | $ 75,000 | $ 122,000 |
| Guadalupe County Texas | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Lipscomb County Texas | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Lubbock County Texas | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Travis County Texas | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Van Zandt County Texas | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Tooele County Utah | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Alexandria County Virginia | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Arlington County Virginia | 1 | $ 745,000 | $ 745,000 | $ 316,000 |
| Loudoun County Virginia | 1 | $ 465,000 | $ 465,000 | $ 136,000 |
| Northampton County Virginia | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Prince William County Virginia | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Russell County Virginia | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Spokane County Washington | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Raleigh County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Forest County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Jefferson County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 154,000 |
| Sawyer County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 667 | $113,625,000 | $170,000 | $765,000 | $97,000 | $534,000 |
| Refinancing | 469 | $89,685,000 | $191,000 | $815,000 | $105,000 | $593,000 |
| Home Purchase | 309 | $61,105,000 | $197,000 | $905,000 | $97,000 | $2,737,000 |
| Other Purpose | 42 | $2,250,000 | $53,000 | $285,000 | $76,000 | $175,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 768 | $139,480,000 | $181,000 | $765,000 | $103,000 | $593,000 |
| Black or African American | 400 | $66,480,000 | $166,000 | $905,000 | $87,000 | $2,737,000 |
| Not Provided | 227 | $42,135,000 | $185,000 | $815,000 | $103,000 | $534,000 |
| Asian | 30 | $8,000,000 | $266,000 | $515,000 | $127,000 | $245,000 |
| Hispanic | 25 | $4,295,000 | $171,000 | $405,000 | $85,000 | $155,000 |
| American Indian or Alaskan Native | 15 | $2,315,000 | $154,000 | $265,000 | $65,000 | $131,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $60,000 | $60,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,444 | $256,970,000 | $177,000 | $905,000 | $99,000 | $2,737,000 |
| VA-guaranteed (Veterans Administration) | 43 | $9,695,000 | $225,000 | $585,000 | $102,000 | $534,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 799 | $147,365,000 | $184,000 | $905,000 | $104,000 | $540,000 |
| Application Withdrawn By Applicant | 348 | $65,060,000 | $186,000 | $815,000 | $116,000 | $2,737,000 |
| Application Denied By Financial Institution | 340 | $54,240,000 | $159,000 | $515,000 | $71,000 | $497,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,147 | $212,425,000 | $185,000 | $905,000 | $107,000 | $2,737,000 |
| Debt-To-Income Ratio | 154 | $25,390,000 | $164,000 | $515,000 | $62,000 | $252,000 |
| Credit History | 150 | $22,120,000 | $147,000 | $495,000 | $79,000 | $497,000 |
| Other | 15 | $2,825,000 | $188,000 | $405,000 | $80,000 | $119,000 |
| Employment History | 8 | $1,430,000 | $178,000 | $475,000 | $84,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $420,000 | $105,000 | $195,000 | $41,000 | $60,000 |
| Unverifiable Information | 4 | $730,000 | $182,000 | $405,000 | $76,000 | $115,000 |
| Collateral | 4 | $1,050,000 | $262,000 | $375,000 | $114,000 | $170,000 |
| Credit Application Incomplete | 1 | $275,000 | $275,000 | $275,000 | $47,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.