Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Atlanta Postal 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 542 |
| Total Mortgage Loan Application Amount | $64,000,000 |
| Average Mortgage Loan Application Amount | $122,400 |
| Highest Mortgage Loan Application Amount | $635,000 |
| Average Applicant Income | $114,800 |
| Highest Applicant Income | $6,341,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 61 | $ 8,465,000 | $ 138,000 | $ 93,000 |
| DeKalb County Georgia | 52 | $ 4,710,000 | $ 90,000 | $ 95,000 |
| Gwinnett County Georgia | 37 | $ 4,245,000 | $ 114,000 | $ 94,000 |
| Henry County Georgia | 21 | $ 1,985,000 | $ 94,000 | $ 441,000 |
| Clayton County Georgia | 18 | $ 1,720,000 | $ 95,000 | $ 192,000 |
| Cobb County Georgia | 16 | $ 2,120,000 | $ 132,000 | $ 297,000 |
| Muscogee County Georgia | 12 | $ 1,110,000 | $ 92,000 | $ 96,000 |
| Walton County Georgia | 12 | $ 1,870,000 | $ 155,000 | $ 111,000 |
| Newton County Georgia | 11 | $ 1,415,000 | $ 128,000 | $ 81,000 |
| Chatham County Georgia | 8 | $ 510,000 | $ 63,000 | $ 86,000 |
| Fayette County Georgia | 8 | $ 700,000 | $ 87,000 | $ 126,000 |
| Paulding County Georgia | 8 | $ 1,190,000 | $ 148,000 | $ 108,000 |
| Rockdale County Georgia | 8 | $ 980,000 | $ 122,000 | $ 77,000 |
| Coweta County Georgia | 7 | $ 645,000 | $ 92,000 | $ 117,000 |
| Cherokee County Georgia | 6 | $ 850,000 | $ 141,000 | $ 106,000 |
| Douglas County Georgia | 6 | $ 1,250,000 | $ 208,000 | $ 96,000 |
| Bibb County Georgia | 5 | $ 365,000 | $ 73,000 | $ 130,000 |
| Floyd County Georgia | 5 | $ 495,000 | $ 99,000 | $ 98,000 |
| Pickens County Georgia | 5 | $ 715,000 | $ 143,000 | $ 95,000 |
| Spalding County Georgia | 5 | $ 595,000 | $ 119,000 | $ 107,000 |
| Sarasota County Florida | 4 | $ 1,140,000 | $ 285,000 | $ 190,000 |
| Haralson County Georgia | 4 | $ 550,000 | $ 137,000 | $ 81,000 |
| Shelby County Alabama | 3 | $ 285,000 | $ 95,000 | $ 99,000 |
| Brevard County Florida | 3 | $ 885,000 | $ 295,000 | $ 85,000 |
| Broward County Florida | 3 | $ 455,000 | $ 151,000 | $ 96,000 |
| Dougherty County Georgia | 3 | $ 255,000 | $ 85,000 | $ 70,000 |
| Hall County Georgia | 3 | $ 325,000 | $ 108,000 | $ 152,000 |
| Jones County Georgia | 3 | $ 525,000 | $ 175,000 | $ 129,000 |
| Lamar County Georgia | 3 | $ 675,000 | $ 225,000 | $ 95,000 |
| Madison County Georgia | 3 | $ 855,000 | $ 285,000 | $ 89,000 |
| Whitfield County Georgia | 3 | $ 615,000 | $ 205,000 | $ 90,000 |
| McCurtain County Oklahoma | 3 | $ 95,000 | $ 31,000 | $ 61,000 |
| Blount County Alabama | 2 | $ 130,000 | $ 65,000 | $ 99,000 |
| Crenshaw County Alabama | 2 | $ 290,000 | $ 145,000 | $ 114,000 |
| Jefferson County Alabama | 2 | $ 180,000 | $ 90,000 | $ 145,000 |
| Polk County Florida | 2 | $ 470,000 | $ 235,000 | $ 79,000 |
| Volusia County Florida | 2 | $ 310,000 | $ 155,000 | $ 58,000 |
| Wakulla County Florida | 2 | $ 150,000 | $ 75,000 | $ 65,000 |
| Appling County Georgia | 2 | $ 230,000 | $ 115,000 | $ 62,000 |
| Barrow County Georgia | 2 | $ 100,000 | $ 50,000 | $ 47,000 |
| Bartow County Georgia | 2 | $ 110,000 | $ 55,000 | $ 99,000 |
| Butts County Georgia | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| Clarke County Georgia | 2 | $ 220,000 | $ 110,000 | $ 73,000 |
| Effingham County Georgia | 2 | $ 90,000 | $ 45,000 | $ 74,000 |
| Forsyth County Georgia | 2 | $ 310,000 | $ 155,000 | $ 136,000 |
| Habersham County Georgia | 2 | $ 120,000 | $ 60,000 | $ 39,000 |
| Harris County Georgia | 2 | $ 260,000 | $ 130,000 | $ 195,000 |
| Jackson County Georgia | 2 | $ 180,000 | $ 90,000 | $ 107,000 |
| Jasper County Georgia | 2 | $ 270,000 | $ 135,000 | $ 89,000 |
| Morgan County Georgia | 2 | $ 310,000 | $ 155,000 | $ 62,000 |
| Oconee County Georgia | 2 | $ 620,000 | $ 310,000 | $ 191,000 |
| Peach County Georgia | 2 | $ 120,000 | $ 60,000 | $ 63,000 |
| Schley County Georgia | 2 | $ 190,000 | $ 95,000 | $ 61,000 |
| Toombs County Georgia | 2 | $ 310,000 | $ 155,000 | $ 75,000 |
| Troup County Georgia | 2 | $ 190,000 | $ 95,000 | $ 307,000 |
| White County Georgia | 2 | $ 120,000 | $ 60,000 | $ 65,000 |
| Franklin County Louisiana | 2 | $ 190,000 | $ 95,000 | $ 102,000 |
| Leake County Mississippi | 2 | $ 70,000 | $ 35,000 | $ 85,000 |
| San Juan County New Mexico | 2 | $ 370,000 | $ 185,000 | $ 51,000 |
| Allegany County New York | 2 | $ 180,000 | $ 90,000 | $ 178,000 |
| Guilford County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 70,000 |
| Pender County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 62,000 |
| Rowan County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 62,000 |
| Wake County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 109,000 |
| Lorain County Ohio | 2 | $ 140,000 | $ 70,000 | $ 77,000 |
| Greenville County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 95,000 |
| Richland County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 134,000 |
| Harris County Texas | 2 | $ 110,000 | $ 55,000 | $ 85,000 |
| Hidalgo County Texas | 2 | $ 50,000 | $ 25,000 | $ 76,000 |
| Cherokee County Alabama | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Coffee County Alabama | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Etowah County Alabama | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Lee County Alabama | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Marion County Alabama | 1 | $ 55,000 | $ 55,000 | $ 336,000 |
| Randolph County Alabama | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Russell County Alabama | 1 | $ 45,000 | $ 45,000 | $ 136,000 |
| Talladega County Alabama | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Tallapoosa County Alabama | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Maricopa County Arizona | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Conway County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Crittenden County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| Greene County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Hempstead County Arkansas | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Mississippi County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Pulaski County Arkansas | 1 | $ 485,000 | $ 485,000 | $ 84,000 |
| Washington County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| El Dorado County California | 1 | $ 425,000 | $ 425,000 | $ 294,000 |
| New Castle County Delaware | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Calhoun County Florida | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Duval County Florida | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Escambia County Florida | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Gulf County Florida | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Hillsborough County Florida | 1 | $ 245,000 | $ 245,000 | $ 117,000 |
| Lee County Florida | 1 | $ 55,000 | $ 55,000 | $ 124,000 |
| Martin County Florida | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Orange County Florida | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Palm Beach County Florida | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Seminole County Florida | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Carroll County Georgia | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Chattooga County Georgia | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Decatur County Georgia | 1 | $ 65,000 | $ 65,000 | $ 192,000 |
| Dodge County Georgia | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Emanuel County Georgia | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Fannin County Georgia | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Gilmer County Georgia | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Greene County Georgia | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Monroe County Georgia | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Pike County Georgia | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Polk County Georgia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Richmond County Georgia | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Talbot County Georgia | 1 | $ 205,000 | $ 205,000 | $ 18,000 |
| Taliaferro County Georgia | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Taylor County Georgia | 1 | $ 415,000 | $ 415,000 | $ 143,000 |
| Upson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Walker County Georgia | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Washington County Georgia | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Wilkes County Georgia | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Bureau County Illinois | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Ford County Illinois | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Lake County Illinois | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Warren County Illinois | 1 | $ 95,000 | $ 95,000 | $ 104,000 |
| Will County Illinois | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Hendricks County Indiana | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Porter County Indiana | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Marshall County Iowa | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Anderson County Kansas | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Franklin County Kansas | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Hopkins County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Jefferson County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Macomb County Michigan | 1 | $ 105,000 | $ 105,000 | $ 227,000 |
| Oakland County Michigan | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
| Wayne County Michigan | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Covington County Mississippi | 1 | $ 405,000 | $ 405,000 | $ 170,000 |
| Lincoln County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Rankin County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 144,000 |
| Bates County Missouri | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Buchanan County Missouri | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Dent County Missouri | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Greene County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Platte County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Camden County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Niagara County New York | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Buncombe County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 140,000 |
| Cherokee County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Franklin County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Iredell County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 192,000 |
| Johnston County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| McDowell County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 189,000 |
| Mecklenburg County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 137,000 |
| New Hanover County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 133,000 |
| Pasquotank County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Pitt County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
| Rockingham County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Union County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Clark County Ohio | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Sequoyah County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Tulsa County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Douglas County Oregon | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Clearfield County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Elk County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Providence County Rhode Island | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Barnwell County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Beaufort County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Calhoun County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Charleston County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| York County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Blount County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| DeKalb County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Dyer County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Franklin County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Sevier County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Tipton County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 112,000 |
| Cherokee County Texas | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Ellis County Texas | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Erath County Texas | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Hopkins County Texas | 1 | $ 365,000 | $ 365,000 | $ 172,000 |
| Madison County Texas | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Rockwall County Texas | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Tarrant County Texas | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Orleans County Vermont | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Bedford County Virginia | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Frederick County Virginia | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Rockingham County Virginia | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Washington County Virginia | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Skagit County Washington | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Yakima County Washington | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Barbour County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 254 | $25,410,000 | $100,000 | $435,000 | $107,000 | $2,842,000 |
| Other Purpose | 99 | $6,285,000 | $63,000 | $205,000 | $166,000 | $6,341,000 |
| Home Purchase | 93 | $22,035,000 | $236,000 | $635,000 | $110,000 | $357,000 |
| Home Improvement | 55 | $5,845,000 | $106,000 | $425,000 | $100,000 | $294,000 |
| Refinancing | 41 | $4,425,000 | $107,000 | $505,000 | $91,000 | $515,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 232 | $29,680,000 | $127,000 | $505,000 | $113,000 | $2,842,000 |
| Black or African American | 217 | $23,115,000 | $106,000 | $625,000 | $124,000 | $6,341,000 |
| Not Provided | 59 | $6,785,000 | $115,000 | $435,000 | $86,000 | $202,000 |
| Hispanic | 12 | $1,350,000 | $112,000 | $415,000 | $98,000 | $300,000 |
| American Indian or Alaskan Native | 10 | $1,250,000 | $125,000 | $545,000 | $83,000 | $216,000 |
| Asian | 9 | $1,345,000 | $149,000 | $635,000 | $88,000 | $218,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 532 | $61,660,000 | $115,000 | $635,000 | $117,000 | $6,341,000 |
| VA-guaranteed (Veterans Administration) | 10 | $2,340,000 | $234,000 | $355,000 | $97,000 | $123,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 245 | $25,015,000 | $102,000 | $505,000 | $127,000 | $6,341,000 |
| Loan Originated | 177 | $21,565,000 | $121,000 | $635,000 | $108,000 | $359,000 |
| Application Withdrawn By Applicant | 102 | $14,600,000 | $143,000 | $625,000 | $106,000 | $394,000 |
| Application Approved But Not Accepted | 15 | $2,485,000 | $165,000 | $425,000 | $114,000 | $294,000 |
| File Closed For Incompleteness | 3 | $335,000 | $111,000 | $145,000 | $121,000 | $188,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 297 | $38,985,000 | $131,000 | $635,000 | $107,000 | $394,000 |
| Debt-To-Income Ratio | 99 | $12,415,000 | $125,000 | $505,000 | $69,000 | $204,000 |
| Credit History | 95 | $7,175,000 | $75,000 | $325,000 | $210,000 | $6,341,000 |
| Unverifiable Information | 22 | $3,170,000 | $144,000 | $415,000 | $107,000 | $380,000 |
| Credit Application Incomplete | 13 | $1,235,000 | $95,000 | $195,000 | $66,000 | $148,000 |
| Collateral | 8 | $520,000 | $65,000 | $105,000 | $91,000 | $158,000 |
| Employment History | 4 | $330,000 | $82,000 | $165,000 | $69,000 | $84,000 |
| Other | 3 | $105,000 | $35,000 | $65,000 | $48,000 | $79,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $65,000 | $65,000 | $65,000 | $31,000 | $31,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.