Atlantic Coast Bank
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Atlantic Coast Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Atlantic Coast Bank 505 Haines Avenue Waycross, GA 31501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,382 |
| Total Mortgage Loan Application Amount | $213,320,000 |
| Average Mortgage Loan Application Amount | $97,000 |
| Highest Mortgage Loan Application Amount | $3,800,000 |
| Average Applicant Income | $69,666 |
| Highest Applicant Income | $1,123,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Quay County New Mexico | 1 | $ 57,000 | $ 57,000 | $ 28,000 |
| Rio Arriba County New Mexico | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| Valencia County New Mexico | 1 | $ 62,000 | $ 62,000 | $ 51,000 |
| Anson County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| Ashe County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 24,000 |
| Davidson County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 33,000 |
| Franklin County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 84,000 |
| Gates County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 20,000 |
| Guilford County North Carolina | 1 | $ 24,000 | $ 24,000 | $ 60,000 |
| Hoke County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 54,000 |
| Lincoln County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 25,000 |
| Northampton County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 131,000 |
| Orange County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Pitt County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Polk County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Rockingham County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Rutherford County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Sampson County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Stanly County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 59,000 |
| Stokes County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 30,000 |
| Watauga County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 26,000 |
| Wayne County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 24,000 |
| Wilson County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 23,000 |
| Bryan County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Caddo County Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 120,000 |
| Carter County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 9,000 |
| Coal County Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Craig County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 25,000 |
| Delaware County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Garvin County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 55,000 |
| Harper County Oklahoma | 1 | $ 46,000 | $ 46,000 | $ 120,000 |
| Hughes County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 51,000 |
| Kay County Oklahoma | 1 | $ 71,000 | $ 71,000 | $ 76,000 |
| Kiowa County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 54,000 |
| Latimer County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 54,000 |
| Lincoln County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 31,000 |
| McClain County Oklahoma | 1 | $ 49,000 | $ 49,000 | $ 51,000 |
| McCurtain County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 28,000 |
| Okmulgee County Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 65,000 |
| Texas County Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 54,000 |
| Washington County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Benton County Oregon | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Douglas County Oregon | 1 | $ 31,000 | $ 31,000 | $ 60,000 |
| Jackson County Oregon | 1 | $ 93,000 | $ 93,000 | $ 48,000 |
| Josephine County Oregon | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Klamath County Oregon | 1 | $ 67,000 | $ 67,000 | $ 60,000 |
| Union County Oregon | 1 | $ 164,000 | $ 164,000 | $ 77,000 |
| Yamhill County Oregon | 1 | $ 48,000 | $ 48,000 | $ 44,000 |
| Lancaster County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 92,000 |
| Anderson County South Carolina | 1 | $ 28,000 | $ 28,000 | $ 21,000 |
| Beaufort County South Carolina | 1 | $ 46,000 | $ 46,000 | $ 45,000 |
| Chesterfield County South Carolina | 1 | $ 39,000 | $ 39,000 | $ 84,000 |
| Florence County South Carolina | 1 | $ 81,000 | $ 81,000 | $ 54,000 |
| Jasper County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 52,000 |
| Marion County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| McCormick County South Carolina | 1 | $ 21,000 | $ 21,000 | $ 42,000 |
| Oconee County South Carolina | 1 | $ 48,000 | $ 48,000 | $ 46,000 |
| Pickens County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 156,000 |
| Richland County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Saluda County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 62,000 |
| Union County South Carolina | 1 | $ 46,000 | $ 46,000 | $ 23,000 |
| Bradley County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 61,000 |
| Carroll County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 72,000 |
| Coffee County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 56,000 |
| Cumberland County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 115,000 |
| Decatur County Tennessee | 1 | $ 26,000 | $ 26,000 | $ 19,000 |
| DeKalb County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 29,000 |
| Fentress County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 52,000 |
| Grainger County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
| Henry County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 13,000 |
| McMinn County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 23,000 |
| McNairy County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| Monroe County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 64,000 |
| Putnam County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 24,000 |
| Sevier County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Sullivan County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Warren County Tennessee | 1 | $ 33,000 | $ 33,000 | $ 37,000 |
| Washington County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 20,000 |
| Wilson County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 47,000 |
| Bexar County Texas | 1 | $ 22,000 | $ 22,000 | $ 78,000 |
| Bowie County Texas | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Brazos County Texas | 1 | $ 27,000 | $ 27,000 | $ 72,000 |
| Montgomery County Texas | 1 | $ 58,000 | $ 58,000 | $ 46,000 |
| Panola County Texas | 1 | $ 96,000 | $ 96,000 | $ 187,000 |
| Van Zandt County Texas | 1 | $ 43,000 | $ 43,000 | $ 43,000 |
| Bedford County Virginia | 1 | $ 121,000 | $ 121,000 | $ 48,000 |
| Fairfax City County Virginia | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| Mecklenburg County Virginia | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Prince William County Virginia | 1 | $ 54,000 | $ 54,000 | $ 91,000 |
| Franklin County Washington | 1 | $ 92,000 | $ 92,000 | $ 54,000 |
| King County Washington | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Okanogan County Washington | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Pend Oreille County Washington | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Fayette County West Virginia | 1 | $ 73,000 | $ 73,000 | $ 55,000 |
| Kanawha County West Virginia | 1 | $ 51,000 | $ 51,000 | $ 19,000 |
| Nicholas County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Atlantic Coast Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,878 | $148,401,000 | $79,000 | $2,570,000 | $61,000 | $1,123,000 |
| Refinancing | 372 | $57,021,000 | $153,000 | $3,800,000 | $90,000 | $982,000 |
| Home Improvement | 132 | $7,898,000 | $59,000 | $480,000 | $58,000 | $253,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,930 | $170,614,000 | $88,000 | $3,800,000 | $66,000 | $1,123,000 |
| Black or African American | 195 | $13,353,000 | $68,000 | $667,000 | $47,000 | $309,000 |
| Hispanic | 131 | $10,496,000 | $80,000 | $704,000 | $57,000 | $395,000 |
| Not Provided | 84 | $16,029,000 | $190,000 | $1,560,000 | $111,000 | $731,000 |
| Asian | 20 | $1,724,000 | $86,000 | $135,000 | $63,000 | $89,000 |
| American Indian or Alaskan Native | 19 | $996,000 | $52,000 | $120,000 | $43,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $85,000 | $42,000 | $53,000 | $64,000 | $113,000 |
| Not applicable | 1 | $23,000 | $23,000 | $23,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,375 | $212,135,000 | $89,000 | $3,800,000 | $65,000 | $1,123,000 |
| FHA-insured (Federal Housing Administration) | 6 | $999,000 | $166,000 | $265,000 | $47,000 | $103,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $186,000 | $186,000 | $186,000 | $66,000 | $66,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 983 | $92,820,000 | $94,000 | $2,570,000 | $71,000 | $1,123,000 |
| Application Approved But Not Accepted | 845 | $59,400,000 | $70,000 | $1,000,000 | $60,000 | $491,000 |
| Application Denied By Financial Institution | 443 | $41,549,000 | $93,000 | $3,800,000 | $55,000 | $1,120,000 |
| Application Withdrawn By Applicant | 51 | $10,676,000 | $209,000 | $2,172,000 | $103,000 | $731,000 |
| Loan Purchased By The Institution | 29 | $4,121,000 | $142,000 | $600,000 | $99,000 | $256,000 |
| Preapproval Denied by Financial Institution | 28 | $4,171,000 | $148,000 | $640,000 | $57,000 | $148,000 |
| Preapproval Approved but not Accepted | 2 | $203,000 | $101,000 | $128,000 | $37,000 | $40,000 |
| File Closed For Incompleteness | 1 | $380,000 | $380,000 | $380,000 | $101,000 | $101,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 309 | $22,242,000 | $71,000 | $667,000 | $47,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 55 | $4,163,000 | $75,000 | $310,000 | $46,000 | $91,000 |
| Debt-To-Income Ratio | 45 | $8,181,000 | $181,000 | $2,000,000 | $82,000 | $1,120,000 |
| Other | 21 | $5,547,000 | $264,000 | $3,800,000 | $105,000 | $600,000 |
| Collateral | 11 | $1,666,000 | $151,000 | $915,000 | $70,000 | $200,000 |
| Employment History | 10 | $460,000 | $46,000 | $93,000 | $57,000 | $210,000 |
| Unverifiable Information | 8 | $1,101,000 | $137,000 | $417,000 | $103,000 | $250,000 |
| Credit Application Incomplete | 7 | $1,578,000 | $225,000 | $360,000 | $79,000 | $148,000 |
| Mortgage Insurance Denied | 5 | $782,000 | $156,000 | $203,000 | $68,000 | $130,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.