Atlantic Coast Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Atlantic Coast Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Coast Bank 505 Haines Avenue Waycross, GA 31501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,382 |
| Total Mortgage Loan Application Amount | $213,320,000 |
| Average Mortgage Loan Application Amount | $97,000 |
| Highest Mortgage Loan Application Amount | $3,800,000 |
| Average Applicant Income | $69,666 |
| Highest Applicant Income | $1,123,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Atlantic Coast Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Coast Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Atlantic Coast Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Coast Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Coast Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Coast Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Duval County Florida | 194 | $ 32,204,000 | $ 166,000 | $ 92,000 |
| Ware County Georgia | 150 | $ 9,751,000 | $ 65,000 | $ 55,000 |
| St. Johns County Florida | 61 | $ 21,632,000 | $ 354,000 | $ 165,000 |
| Coffee County Georgia | 55 | $ 3,931,000 | $ 71,000 | $ 59,000 |
| Pierce County Georgia | 48 | $ 3,363,000 | $ 70,000 | $ 68,000 |
| Chatham County Georgia | 42 | $ 14,643,000 | $ 348,000 | $ 132,000 |
| Clay County Florida | 39 | $ 5,346,000 | $ 137,000 | $ 95,000 |
| Los Angeles County California | 29 | $ 2,386,000 | $ 82,000 | $ 64,000 |
| Orange County California | 26 | $ 2,575,000 | $ 99,000 | $ 71,000 |
| Columbia County Florida | 26 | $ 2,244,000 | $ 86,000 | $ 55,000 |
| Calcasieu County Louisiana | 24 | $ 1,057,000 | $ 44,000 | $ 58,000 |
| Santa Clara County California | 23 | $ 2,865,000 | $ 124,000 | $ 74,000 |
| Brantley County Georgia | 22 | $ 1,492,000 | $ 67,000 | $ 63,000 |
| Nassau County Florida | 21 | $ 5,109,000 | $ 243,000 | $ 163,000 |
| Bacon County Georgia | 18 | $ 1,474,000 | $ 81,000 | $ 60,000 |
| Atkinson County Georgia | 16 | $ 1,014,000 | $ 63,000 | $ 45,000 |
| Lafayette County Louisiana | 14 | $ 709,000 | $ 50,000 | $ 47,000 |
| Rapides County Louisiana | 14 | $ 566,000 | $ 40,000 | $ 63,000 |
| Maricopa County Arizona | 13 | $ 765,000 | $ 58,000 | $ 56,000 |
| Ouachita County Louisiana | 13 | $ 691,000 | $ 53,000 | $ 48,000 |
| Alachua County Florida | 11 | $ 881,000 | $ 80,000 | $ 66,000 |
| Miami-Dade County Florida | 11 | $ 615,000 | $ 55,000 | $ 46,000 |
| Beauregard County Louisiana | 11 | $ 500,000 | $ 45,000 | $ 45,000 |
| San Diego County California | 10 | $ 896,000 | $ 89,000 | $ 61,000 |
| Hillsborough County Florida | 10 | $ 917,000 | $ 91,000 | $ 51,000 |
| Lowndes County Georgia | 10 | $ 513,000 | $ 51,000 | $ 37,000 |
| Hamilton County Florida | 9 | $ 534,000 | $ 59,000 | $ 49,000 |
| Putnam County Florida | 9 | $ 1,124,000 | $ 124,000 | $ 51,000 |
| Tulsa County Oklahoma | 9 | $ 375,000 | $ 41,000 | $ 37,000 |
| Houston County Alabama | 8 | $ 391,000 | $ 48,000 | $ 44,000 |
| Pinal County Arizona | 8 | $ 500,000 | $ 62,000 | $ 69,000 |
| White County Arkansas | 8 | $ 350,000 | $ 43,000 | $ 52,000 |
| San Bernardino County California | 8 | $ 560,000 | $ 70,000 | $ 58,000 |
| Citrus County Florida | 8 | $ 392,000 | $ 49,000 | $ 133,000 |
| Effingham County Georgia | 8 | $ 881,000 | $ 110,000 | $ 69,000 |
| Franklin County Louisiana | 8 | $ 377,000 | $ 47,000 | $ 50,000 |
| Iberia County Louisiana | 8 | $ 355,000 | $ 44,000 | $ 47,000 |
| San Juan County New Mexico | 8 | $ 411,000 | $ 51,000 | $ 71,000 |
| Coffee County Alabama | 7 | $ 333,000 | $ 47,000 | $ 38,000 |
| Ventura County California | 7 | $ 1,166,000 | $ 166,000 | $ 110,000 |
| Orange County Florida | 7 | $ 746,000 | $ 106,000 | $ 64,000 |
| Pinellas County Florida | 7 | $ 314,000 | $ 44,000 | $ 40,000 |
| Polk County Florida | 7 | $ 451,000 | $ 64,000 | $ 70,000 |
| Santa Rosa County Florida | 7 | $ 543,000 | $ 77,000 | $ 53,000 |
| Suwannee County Florida | 7 | $ 520,000 | $ 74,000 | $ 47,000 |
| Volusia County Florida | 7 | $ 590,000 | $ 84,000 | $ 40,000 |
| Wayne County Georgia | 7 | $ 390,000 | $ 55,000 | $ 32,000 |
| Livingston County Louisiana | 7 | $ 290,000 | $ 41,000 | $ 53,000 |
| St. Landry County Louisiana | 7 | $ 324,000 | $ 46,000 | $ 44,000 |
| Chaves County New Mexico | 7 | $ 406,000 | $ 58,000 | $ 48,000 |
| Duplin County North Carolina | 7 | $ 329,000 | $ 47,000 | $ 30,000 |
| Le Flore County Oklahoma | 7 | $ 389,000 | $ 55,000 | $ 73,000 |
| Berkeley County South Carolina | 7 | $ 380,000 | $ 54,000 | $ 52,000 |
| Lexington County South Carolina | 7 | $ 344,000 | $ 49,000 | $ 37,000 |
| Jefferson County Alabama | 6 | $ 466,000 | $ 77,000 | $ 67,000 |
| Pike County Alabama | 6 | $ 365,000 | $ 60,000 | $ 46,000 |
| Coconino County Arizona | 6 | $ 259,000 | $ 43,000 | $ 113,000 |
| Mohave County Arizona | 6 | $ 517,000 | $ 86,000 | $ 113,000 |
| Drew County Arkansas | 6 | $ 389,000 | $ 64,000 | $ 47,000 |
| Lee County Florida | 6 | $ 573,000 | $ 95,000 | $ 114,000 |
| Appling County Georgia | 6 | $ 419,000 | $ 69,000 | $ 54,000 |
| Camden County Georgia | 6 | $ 543,000 | $ 90,000 | $ 83,000 |
| Charlton County Georgia | 6 | $ 596,000 | $ 99,000 | $ 73,000 |
| Glynn County Georgia | 6 | $ 770,000 | $ 128,000 | $ 79,000 |
| Tift County Georgia | 6 | $ 398,000 | $ 66,000 | $ 101,000 |
| Acadia County Louisiana | 6 | $ 263,000 | $ 43,000 | $ 58,000 |
| Lafourche County Louisiana | 6 | $ 266,000 | $ 44,000 | $ 42,000 |
| Eddy County New Mexico | 6 | $ 352,000 | $ 58,000 | $ 61,000 |
| Otero County New Mexico | 6 | $ 380,000 | $ 63,000 | $ 34,000 |
| Oklahoma County Oklahoma | 6 | $ 267,000 | $ 44,000 | $ 45,000 |
| Blount County Tennessee | 6 | $ 732,000 | $ 122,000 | $ 84,000 |
| Shelby County Alabama | 5 | $ 333,000 | $ 66,000 | $ 50,000 |
| Talladega County Alabama | 5 | $ 226,000 | $ 45,000 | $ 64,000 |
| Pima County Arizona | 5 | $ 185,000 | $ 37,000 | $ 34,000 |
| Faulkner County Arkansas | 5 | $ 286,000 | $ 57,000 | $ 39,000 |
| Saline County Arkansas | 5 | $ 266,000 | $ 53,000 | $ 42,000 |
| Stone County Arkansas | 5 | $ 400,000 | $ 80,000 | $ 39,000 |
| Alameda County California | 5 | $ 531,000 | $ 106,000 | $ 47,000 |
| Butte County California | 5 | $ 728,000 | $ 145,000 | $ 61,000 |
| Sonoma County California | 5 | $ 312,000 | $ 62,000 | $ 45,000 |
| Lake County Florida | 5 | $ 438,000 | $ 87,000 | $ 43,000 |
| Leon County Florida | 5 | $ 439,000 | $ 87,000 | $ 106,000 |
| Liberty County Georgia | 5 | $ 554,000 | $ 110,000 | $ 122,000 |
| Plaquemines County Louisiana | 5 | $ 278,000 | $ 55,000 | $ 57,000 |
| St. Martin County Louisiana | 5 | $ 195,000 | $ 39,000 | $ 49,000 |
| St. Mary County Louisiana | 5 | $ 217,000 | $ 43,000 | $ 62,000 |
| Vermilion County Louisiana | 5 | $ 288,000 | $ 57,000 | $ 63,000 |
| Vernon County Louisiana | 5 | $ 305,000 | $ 61,000 | $ 99,000 |
| Webster County Louisiana | 5 | $ 212,000 | $ 42,000 | $ 72,000 |
| Dona Ana County New Mexico | 5 | $ 177,000 | $ 35,000 | $ 33,000 |
| Lea County New Mexico | 5 | $ 253,000 | $ 50,000 | $ 54,000 |
| Cumberland County North Carolina | 5 | $ 205,000 | $ 41,000 | $ 42,000 |
| Creek County Oklahoma | 5 | $ 409,000 | $ 81,000 | $ 56,000 |
| Wagoner County Oklahoma | 5 | $ 287,000 | $ 57,000 | $ 71,000 |
| Dorchester County South Carolina | 5 | $ 255,000 | $ 51,000 | $ 38,000 |
| Baldwin County Alabama | 4 | $ 279,000 | $ 69,000 | $ 68,000 |
| Lee County Alabama | 4 | $ 318,000 | $ 79,000 | $ 41,000 |
| Mobile County Alabama | 4 | $ 194,000 | $ 48,000 | $ 37,000 |
| Union County Arkansas | 4 | $ 317,000 | $ 79,000 | $ 70,000 |
| Nevada County California | 4 | $ 279,000 | $ 69,000 | $ 44,000 |
| Broward County Florida | 4 | $ 581,000 | $ 145,000 | $ 89,000 |
| Holmes County Florida | 4 | $ 144,000 | $ 36,000 | $ 28,000 |
| Jackson County Florida | 4 | $ 235,000 | $ 58,000 | $ 37,000 |
| Marion County Florida | 4 | $ 212,000 | $ 53,000 | $ 42,000 |
| Palm Beach County Florida | 4 | $ 555,000 | $ 138,000 | $ 50,000 |
| Colquitt County Georgia | 4 | $ 306,000 | $ 76,000 | $ 55,000 |
| Murray County Georgia | 4 | $ 238,000 | $ 59,000 | $ 34,000 |
| Toombs County Georgia | 4 | $ 152,000 | $ 38,000 | $ 56,000 |
| Avoyelles County Louisiana | 4 | $ 221,000 | $ 55,000 | $ 36,000 |
| Bossier County Louisiana | 4 | $ 122,000 | $ 30,000 | $ 33,000 |
| Concordia County Louisiana | 4 | $ 222,000 | $ 55,000 | $ 58,000 |
| Grant County Louisiana | 4 | $ 224,000 | $ 56,000 | $ 45,000 |
| Jefferson Davis County Louisiana | 4 | $ 214,000 | $ 53,000 | $ 40,000 |
| Richland County Louisiana | 4 | $ 114,000 | $ 28,000 | $ 62,000 |
| Tangipahoa County Louisiana | 4 | $ 162,000 | $ 40,000 | $ 38,000 |
| Washington County Louisiana | 4 | $ 261,000 | $ 65,000 | $ 54,000 |
| Jackson County Mississippi | 4 | $ 159,000 | $ 39,000 | $ 37,000 |
| Lincoln County Mississippi | 4 | $ 219,000 | $ 54,000 | $ 41,000 |
| Lowndes County Mississippi | 4 | $ 175,000 | $ 43,000 | $ 31,000 |
| Stone County Mississippi | 4 | $ 227,000 | $ 56,000 | $ 68,000 |
| Taney County Missouri | 4 | $ 153,000 | $ 38,000 | $ 39,000 |
| Bernalillo County New Mexico | 4 | $ 177,000 | $ 44,000 | $ 52,000 |
| Socorro County New Mexico | 4 | $ 147,000 | $ 36,000 | $ 44,000 |
| Buncombe County North Carolina | 4 | $ 161,000 | $ 40,000 | $ 39,000 |
| Craven County North Carolina | 4 | $ 201,000 | $ 50,000 | $ 47,000 |
| McIntosh County Oklahoma | 4 | $ 206,000 | $ 51,000 | $ 33,000 |
| Pottawatomie County Oklahoma | 4 | $ 189,000 | $ 47,000 | $ 46,000 |
| Woodward County Oklahoma | 4 | $ 402,000 | $ 100,000 | $ 88,000 |
| Clackamas County Oregon | 4 | $ 175,000 | $ 43,000 | $ 47,000 |
| Aiken County South Carolina | 4 | $ 192,000 | $ 48,000 | $ 54,000 |
| Colleton County South Carolina | 4 | $ 203,000 | $ 50,000 | $ 50,000 |
| Colbert County Alabama | 3 | $ 139,000 | $ 46,000 | $ 30,000 |
| Covington County Alabama | 3 | $ 110,000 | $ 36,000 | $ 58,000 |
| Dale County Alabama | 3 | $ 119,000 | $ 39,000 | $ 51,000 |
| Geneva County Alabama | 3 | $ 137,000 | $ 45,000 | $ 41,000 |
| Henry County Alabama | 3 | $ 215,000 | $ 71,000 | $ 110,000 |
| Tuscaloosa County Alabama | 3 | $ 96,000 | $ 32,000 | $ 44,000 |
| Walker County Alabama | 3 | $ 104,000 | $ 34,000 | $ 25,000 |
| Washington County Alabama | 3 | $ 66,000 | $ 22,000 | $ 34,000 |
| Yavapai County Arizona | 3 | $ 249,000 | $ 83,000 | $ 79,000 |
| Crawford County Arkansas | 3 | $ 164,000 | $ 54,000 | $ 68,000 |
| Garland County Arkansas | 3 | $ 230,000 | $ 76,000 | $ 38,000 |
| Jefferson County Arkansas | 3 | $ 194,000 | $ 64,000 | $ 42,000 |
| Lonoke County Arkansas | 3 | $ 148,000 | $ 49,000 | $ 30,000 |
| Pope County Arkansas | 3 | $ 99,000 | $ 33,000 | $ 45,000 |
| Pulaski County Arkansas | 3 | $ 161,000 | $ 53,000 | $ 54,000 |
| Contra Costa County California | 3 | $ 317,000 | $ 105,000 | $ 62,000 |
| Riverside County California | 3 | $ 237,000 | $ 79,000 | $ 45,000 |
| Sacramento County California | 3 | $ 204,000 | $ 68,000 | $ 51,000 |
| San Joaquin County California | 3 | $ 170,000 | $ 56,000 | $ 53,000 |
| Solano County California | 3 | $ 159,000 | $ 53,000 | $ 42,000 |
| Garfield County Colorado | 3 | $ 226,000 | $ 75,000 | $ 63,000 |
| Bradford County Florida | 3 | $ 221,000 | $ 73,000 | $ 51,000 |
| Flagler County Florida | 3 | $ 514,000 | $ 171,000 | $ 65,000 |
| Osceola County Florida | 3 | $ 173,000 | $ 57,000 | $ 47,000 |
| Sarasota County Florida | 3 | $ 302,000 | $ 100,000 | $ 49,000 |
| Brooks County Georgia | 3 | $ 180,000 | $ 60,000 | $ 39,000 |
| Bryan County Georgia | 3 | $ 162,000 | $ 54,000 | $ 38,000 |
| Bulloch County Georgia | 3 | $ 287,000 | $ 95,000 | $ 80,000 |
| Columbia County Georgia | 3 | $ 137,000 | $ 45,000 | $ 52,000 |
| Decatur County Georgia | 3 | $ 135,000 | $ 45,000 | $ 49,000 |
| Emanuel County Georgia | 3 | $ 149,000 | $ 49,000 | $ 37,000 |
| Henry County Georgia | 3 | $ 201,000 | $ 67,000 | $ 117,000 |
| Houston County Georgia | 3 | $ 135,000 | $ 45,000 | $ 49,000 |
| Newton County Georgia | 3 | $ 795,000 | $ 265,000 | $ 127,000 |
| Greenup County Kentucky | 3 | $ 469,000 | $ 156,000 | $ 77,000 |
| Allen County Louisiana | 3 | $ 137,000 | $ 45,000 | $ 41,000 |
| Ascension County Louisiana | 3 | $ 210,000 | $ 70,000 | $ 94,000 |
| Caddo County Louisiana | 3 | $ 110,000 | $ 36,000 | $ 30,000 |
| Evangeline County Louisiana | 3 | $ 134,000 | $ 44,000 | $ 43,000 |
| Sabine County Louisiana | 3 | $ 150,000 | $ 50,000 | $ 60,000 |
| St. John the Baptist County Louisiana | 3 | $ 217,000 | $ 72,000 | $ 63,000 |
| West Baton Rouge County Louisiana | 3 | $ 120,000 | $ 40,000 | $ 57,000 |
| Carroll County Mississippi | 3 | $ 145,000 | $ 48,000 | $ 35,000 |
| Lamar County Mississippi | 3 | $ 80,000 | $ 26,000 | $ 101,000 |
| Monroe County Mississippi | 3 | $ 152,000 | $ 50,000 | $ 53,000 |
| Oktibbeha County Mississippi | 3 | $ 154,000 | $ 51,000 | $ 27,000 |
| Pearl River County Mississippi | 3 | $ 75,000 | $ 25,000 | $ 49,000 |
| Simpson County Mississippi | 3 | $ 105,000 | $ 35,000 | $ 55,000 |
| Tippah County Mississippi | 3 | $ 315,000 | $ 105,000 | $ 61,000 |
| Yazoo County Mississippi | 3 | $ 197,000 | $ 65,000 | $ 74,000 |
| McKinley County New Mexico | 3 | $ 206,000 | $ 68,000 | $ 55,000 |
| Columbus County North Carolina | 3 | $ 228,000 | $ 76,000 | $ 51,000 |
| Onslow County North Carolina | 3 | $ 140,000 | $ 46,000 | $ 32,000 |
| Wake County North Carolina | 3 | $ 101,000 | $ 33,000 | $ 39,000 |
| Wilkes County North Carolina | 3 | $ 127,000 | $ 42,000 | $ 33,000 |
| Canadian County Oklahoma | 3 | $ 118,000 | $ 39,000 | $ 38,000 |
| Cleveland County Oklahoma | 3 | $ 176,000 | $ 58,000 | $ 59,000 |
| Custer County Oklahoma | 3 | $ 131,000 | $ 43,000 | $ 68,000 |
| Haskell County Oklahoma | 3 | $ 87,000 | $ 29,000 | $ 44,000 |
| Muskogee County Oklahoma | 3 | $ 120,000 | $ 40,000 | $ 25,000 |
| Osage County Oklahoma | 3 | $ 180,000 | $ 60,000 | $ 52,000 |
| Pawnee County Oklahoma | 3 | $ 90,000 | $ 30,000 | $ 73,000 |
| Pittsburg County Oklahoma | 3 | $ 116,000 | $ 38,000 | $ 48,000 |
| Rogers County Oklahoma | 3 | $ 146,000 | $ 48,000 | $ 46,000 |
| Lane County Oregon | 3 | $ 111,000 | $ 37,000 | $ 54,000 |
| Multnomah County Oregon | 3 | $ 118,000 | $ 39,000 | $ 64,000 |
| Dillon County South Carolina | 3 | $ 172,000 | $ 57,000 | $ 28,000 |
| Kershaw County South Carolina | 3 | $ 230,000 | $ 76,000 | $ 51,000 |
| Laurens County South Carolina | 3 | $ 171,000 | $ 57,000 | $ 42,000 |
| Sumter County South Carolina | 3 | $ 163,000 | $ 54,000 | $ 39,000 |
| Loudon County Tennessee | 3 | $ 217,000 | $ 72,000 | $ 52,000 |
| Clark County Washington | 3 | $ 185,000 | $ 61,000 | $ 84,000 |
| Calhoun County Alabama | 2 | $ 112,000 | $ 56,000 | $ 68,000 |
| Chilton County Alabama | 2 | $ 108,000 | $ 54,000 | $ 43,000 |
| Clay County Alabama | 2 | $ 63,000 | $ 31,000 | $ 29,000 |
| Crenshaw County Alabama | 2 | $ 113,000 | $ 56,000 | $ 38,000 |
| Cullman County Alabama | 2 | $ 75,000 | $ 37,000 | $ 47,000 |
| Elmore County Alabama | 2 | $ 138,000 | $ 69,000 | $ 46,000 |
| Etowah County Alabama | 2 | $ 161,000 | $ 80,000 | $ 35,000 |
| St. Clair County Alabama | 2 | $ 60,000 | $ 30,000 | $ 85,000 |
| Gila County Arizona | 2 | $ 98,000 | $ 49,000 | $ 50,000 |
| Ashley County Arkansas | 2 | $ 105,000 | $ 52,000 | $ 31,000 |
| Benton County Arkansas | 2 | $ 80,000 | $ 40,000 | $ 30,000 |
| Cleburne County Arkansas | 2 | $ 92,000 | $ 46,000 | $ 37,000 |
| Columbia County Arkansas | 2 | $ 73,000 | $ 36,000 | $ 43,000 |
| Conway County Arkansas | 2 | $ 209,000 | $ 104,000 | $ 55,000 |
| Greene County Arkansas | 2 | $ 83,000 | $ 41,000 | $ 34,000 |
| Perry County Arkansas | 2 | $ 81,000 | $ 40,000 | $ 43,000 |
| St. Francis County Arkansas | 2 | $ 86,000 | $ 43,000 | $ 38,000 |
| Van Buren County Arkansas | 2 | $ 68,000 | $ 34,000 | $ 28,000 |
| Fresno County California | 2 | $ 103,000 | $ 51,000 | $ 73,000 |
| San Mateo County California | 2 | $ 317,000 | $ 158,000 | $ 83,000 |
| Stanislaus County California | 2 | $ 163,000 | $ 81,000 | $ 54,000 |
| Adams County Colorado | 2 | $ 54,000 | $ 27,000 | $ 44,000 |
| Weld County Colorado | 2 | $ 80,000 | $ 40,000 | $ 38,000 |
| Baker County Florida | 2 | $ 319,000 | $ 159,000 | $ 42,000 |
| Bay County Florida | 2 | $ 89,000 | $ 44,000 | $ 81,000 |
| Brevard County Florida | 2 | $ 90,000 | $ 45,000 | $ 44,000 |
| DeSoto County Florida | 2 | $ 139,000 | $ 69,000 | $ 113,000 |
| Gadsden County Florida | 2 | $ 152,000 | $ 76,000 | $ 68,000 |
| Hernando County Florida | 2 | $ 161,000 | $ 80,000 | $ 98,000 |
| Jefferson County Florida | 2 | $ 74,000 | $ 37,000 | $ 126,000 |
| Levy County Florida | 2 | $ 129,000 | $ 64,000 | $ 37,000 |
| Monroe County Florida | 2 | $ 174,000 | $ 87,000 | $ 51,000 |
| Okeechobee County Florida | 2 | $ 96,000 | $ 48,000 | $ 37,000 |
| Walton County Florida | 2 | $ 162,000 | $ 81,000 | $ 51,000 |
| Barrow County Georgia | 2 | $ 178,000 | $ 89,000 | $ 60,000 |
| Burke County Georgia | 2 | $ 99,000 | $ 49,000 | $ 43,000 |
| Clinch County Georgia | 2 | $ 47,000 | $ 23,000 | $ 50,000 |
| Cook County Georgia | 2 | $ 111,000 | $ 55,000 | $ 53,000 |
| Crisp County Georgia | 2 | $ 356,000 | $ 178,000 | $ 256,000 |
| Dodge County Georgia | 2 | $ 104,000 | $ 52,000 | $ 30,000 |
| Early County Georgia | 2 | $ 83,000 | $ 41,000 | $ 28,000 |
| Echols County Georgia | 2 | $ 101,000 | $ 50,000 | $ 53,000 |
| Fulton County Georgia | 2 | $ 1,248,000 | $ 624,000 | $ 591,000 |
| Gordon County Georgia | 2 | $ 130,000 | $ 65,000 | $ 66,000 |
| Grady County Georgia | 2 | $ 39,000 | $ 19,000 | $ 23,000 |
| Jeff Davis County Georgia | 2 | $ 72,000 | $ 36,000 | $ 69,000 |
| Jenkins County Georgia | 2 | $ 107,000 | $ 53,000 | $ 46,000 |
| Meriwether County Georgia | 2 | $ 127,000 | $ 63,000 | $ 44,000 |
| Screven County Georgia | 2 | $ 136,000 | $ 68,000 | $ 34,000 |
| Wilcox County Georgia | 2 | $ 62,000 | $ 31,000 | $ 32,000 |
| Wilkinson County Georgia | 2 | $ 147,000 | $ 73,000 | $ 40,000 |
| Montgomery County Kansas | 2 | $ 125,000 | $ 62,000 | $ 37,000 |
| Claiborne County Louisiana | 2 | $ 58,000 | $ 29,000 | $ 36,000 |
| East Baton Rouge County Louisiana | 2 | $ 117,000 | $ 58,000 | $ 67,000 |
| Lincoln County Louisiana | 2 | $ 59,000 | $ 29,000 | $ 28,000 |
| Morehouse County Louisiana | 2 | $ 64,000 | $ 32,000 | $ 49,000 |
| St. Charles County Louisiana | 2 | $ 78,000 | $ 39,000 | $ 33,000 |
| St. James County Louisiana | 2 | $ 83,000 | $ 41,000 | $ 41,000 |
| Union County Louisiana | 2 | $ 105,000 | $ 52,000 | $ 61,000 |
| West Feliciana County Louisiana | 2 | $ 91,000 | $ 45,000 | $ 47,000 |
| Winn County Louisiana | 2 | $ 87,000 | $ 43,000 | $ 52,000 |
| Chickasaw County Mississippi | 2 | $ 83,000 | $ 41,000 | $ 41,000 |
| Copiah County Mississippi | 2 | $ 111,000 | $ 55,000 | $ 60,000 |
| Forrest County Mississippi | 2 | $ 137,000 | $ 68,000 | $ 50,000 |
| George County Mississippi | 2 | $ 117,000 | $ 58,000 | $ 92,000 |
| Harrison County Mississippi | 2 | $ 113,000 | $ 56,000 | $ 40,000 |
| Itawamba County Mississippi | 2 | $ 171,000 | $ 85,000 | $ 39,000 |
| Leake County Mississippi | 2 | $ 117,000 | $ 58,000 | $ 65,000 |
| Lee County Mississippi | 2 | $ 86,000 | $ 43,000 | $ 94,000 |
| Marion County Mississippi | 2 | $ 167,000 | $ 83,000 | $ 55,000 |
| Montgomery County Mississippi | 2 | $ 82,000 | $ 41,000 | $ 42,000 |
| Perry County Mississippi | 2 | $ 79,000 | $ 39,000 | $ 32,000 |
| Pike County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 60,000 |
| Rankin County Mississippi | 2 | $ 100,000 | $ 50,000 | $ 40,000 |
| Scott County Mississippi | 2 | $ 213,000 | $ 106,000 | $ 54,000 |
| Wayne County Mississippi | 2 | $ 83,000 | $ 41,000 | $ 36,000 |
| Winston County Mississippi | 2 | $ 71,000 | $ 35,000 | $ 27,000 |
| Clark County Nevada | 2 | $ 156,000 | $ 78,000 | $ 38,000 |
| Sierra County New Mexico | 2 | $ 171,000 | $ 85,000 | $ 34,000 |
| Brunswick County North Carolina | 2 | $ 131,000 | $ 65,000 | $ 42,000 |
| Carteret County North Carolina | 2 | $ 85,000 | $ 42,000 | $ 62,000 |
| Cleveland County North Carolina | 2 | $ 66,000 | $ 33,000 | $ 67,000 |
| Halifax County North Carolina | 2 | $ 111,000 | $ 55,000 | $ 51,000 |
| Haywood County North Carolina | 2 | $ 50,000 | $ 25,000 | $ 25,000 |
| Jones County North Carolina | 2 | $ 78,000 | $ 39,000 | $ 40,000 |
| Lenoir County North Carolina | 2 | $ 96,000 | $ 48,000 | $ 62,000 |
| Moore County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 26,000 |
| Nash County North Carolina | 2 | $ 93,000 | $ 46,000 | $ 33,000 |
| Pamlico County North Carolina | 2 | $ 99,000 | $ 49,000 | $ 49,000 |
| Randolph County North Carolina | 2 | $ 62,000 | $ 31,000 | $ 44,000 |
| Richmond County North Carolina | 2 | $ 207,000 | $ 103,000 | $ 36,000 |
| Robeson County North Carolina | 2 | $ 58,000 | $ 29,000 | $ 29,000 |
| Swain County North Carolina | 2 | $ 105,000 | $ 52,000 | $ 36,000 |
| Cuyahoga County Ohio | 2 | $ 783,000 | $ 391,000 | $ 395,000 |
| Beckham County Oklahoma | 2 | $ 58,000 | $ 29,000 | $ 102,000 |
| Cherokee County Oklahoma | 2 | $ 56,000 | $ 28,000 | $ 33,000 |
| Comanche County Oklahoma | 2 | $ 60,000 | $ 30,000 | $ 35,000 |
| Ellis County Oklahoma | 2 | $ 163,000 | $ 81,000 | $ 137,000 |
| Kingfisher County Oklahoma | 2 | $ 37,000 | $ 18,000 | $ 19,000 |
| Marshall County Oklahoma | 2 | $ 95,000 | $ 47,000 | $ 101,000 |
| Mayes County Oklahoma | 2 | $ 117,000 | $ 58,000 | $ 38,000 |
| Roger Mills County Oklahoma | 2 | $ 137,000 | $ 68,000 | $ 69,000 |
| Linn County Oregon | 2 | $ 361,000 | $ 180,000 | $ 105,000 |
| Marion County Oregon | 2 | $ 92,000 | $ 46,000 | $ 43,000 |
| Washington County Oregon | 2 | $ 110,000 | $ 55,000 | $ 71,000 |
| Charleston County South Carolina | 2 | $ 168,000 | $ 84,000 | $ 77,000 |
| Darlington County South Carolina | 2 | $ 116,000 | $ 58,000 | $ 32,000 |
| Edgefield County South Carolina | 2 | $ 184,000 | $ 92,000 | $ 66,000 |
| Georgetown County South Carolina | 2 | $ 114,000 | $ 57,000 | $ 49,000 |
| Greenville County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 39,000 |
| Greenwood County South Carolina | 2 | $ 156,000 | $ 78,000 | $ 35,000 |
| Hampton County South Carolina | 2 | $ 93,000 | $ 46,000 | $ 49,000 |
| Horry County South Carolina | 2 | $ 63,000 | $ 31,000 | $ 23,000 |
| Marlboro County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 27,000 |
| Orangeburg County South Carolina | 2 | $ 128,000 | $ 64,000 | $ 54,000 |
| Spartanburg County South Carolina | 2 | $ 63,000 | $ 31,000 | $ 32,000 |
| Williamsburg County South Carolina | 2 | $ 84,000 | $ 42,000 | $ 41,000 |
| York County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 44,000 |
| Cannon County Tennessee | 2 | $ 158,000 | $ 79,000 | $ 82,000 |
| Grundy County Tennessee | 2 | $ 116,000 | $ 58,000 | $ 44,000 |
| Henderson County Tennessee | 2 | $ 56,000 | $ 28,000 | $ 33,000 |
| Knox County Tennessee | 2 | $ 133,000 | $ 66,000 | $ 88,000 |
| Obion County Tennessee | 2 | $ 111,000 | $ 55,000 | $ 49,000 |
| Rhea County Tennessee | 2 | $ 86,000 | $ 43,000 | $ 43,000 |
| Campbell County Virginia | 2 | $ 168,000 | $ 84,000 | $ 21,000 |
| Benton County Washington | 2 | $ 58,000 | $ 29,000 | $ 50,000 |
| Grant County Washington | 2 | $ 161,000 | $ 80,000 | $ 75,000 |
| Mason County Washington | 2 | $ 389,000 | $ 194,000 | $ 164,000 |
| Pierce County Washington | 2 | $ 176,000 | $ 88,000 | $ 63,000 |
| Snohomish County Washington | 2 | $ 62,000 | $ 31,000 | $ 60,000 |
| Stevens County Washington | 2 | $ 101,000 | $ 50,000 | $ 33,000 |
| Thurston County Washington | 2 | $ 91,000 | $ 45,000 | $ 45,000 |
| Whatcom County Washington | 2 | $ 141,000 | $ 70,000 | $ 85,000 |
| Autauga County Alabama | 1 | $ 53,000 | $ 53,000 | $ 29,000 |
| Bibb County Alabama | 1 | $ 68,000 | $ 68,000 | $ 76,000 |
| Butler County Alabama | 1 | $ 58,000 | $ 58,000 | $ 29,000 |
| Chambers County Alabama | 1 | $ 39,000 | $ 39,000 | $ 48,000 |
| Cherokee County Alabama | 1 | $ 27,000 | $ 27,000 | $ 73,000 |
| Clarke County Alabama | 1 | $ 16,000 | $ 16,000 | $ 29,000 |
| Cleburne County Alabama | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Dallas County Alabama | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| DeKalb County Alabama | 1 | $ 71,000 | $ 71,000 | $ 52,000 |
| Escambia County Alabama | 1 | $ 81,000 | $ 81,000 | $ 43,000 |
| Greene County Alabama | 1 | $ 42,000 | $ 42,000 | $ 56,000 |
| Lamar County Alabama | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
| Lauderdale County Alabama | 1 | $ 104,000 | $ 104,000 | $ 77,000 |
| Lawrence County Alabama | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Macon County Alabama | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Marion County Alabama | 1 | $ 37,000 | $ 37,000 | $ 22,000 |
| Marshall County Alabama | 1 | $ 39,000 | $ 39,000 | $ 24,000 |
| Monroe County Alabama | 1 | $ 88,000 | $ 88,000 | $ 58,000 |
| Montgomery County Alabama | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Morgan County Alabama | 1 | $ 32,000 | $ 32,000 | $ 29,000 |
| Russell County Alabama | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| Graham County Arizona | 1 | $ 41,000 | $ 41,000 | $ 62,000 |
| Boone County Arkansas | 1 | $ 21,000 | $ 21,000 | $ 25,000 |
| Bradley County Arkansas | 1 | $ 28,000 | $ 28,000 | $ 28,000 |
| Clay County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Cleveland County Arkansas | 1 | $ 12,000 | $ 12,000 | $ 22,000 |
| Craighead County Arkansas | 1 | $ 66,000 | $ 66,000 | $ 47,000 |
| Crittenden County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| Cross County Arkansas | 1 | $ 103,000 | $ 103,000 | $ 64,000 |
| Dallas County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 24,000 |
| Hempstead County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
| Howard County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Independence County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 36,000 |
| Lee County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 70,000 |
| Lincoln County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Little River County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 63,000 |
| Madison County Arkansas | 1 | $ 49,000 | $ 49,000 | $ 44,000 |
| Mississippi County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Poinsett County Arkansas | 1 | $ 28,000 | $ 28,000 | $ 26,000 |
| Randolph County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 27,000 |
| Scott County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Washington County Arkansas | 1 | $ 16,000 | $ 16,000 | $ 24,000 |
| Inyo County California | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| Kern County California | 1 | $ 121,000 | $ 121,000 | $ 40,000 |
| Madera County California | 1 | $ 74,000 | $ 74,000 | $ 51,000 |
| Mendocino County California | 1 | $ 58,000 | $ 58,000 | $ 41,000 |
| Merced County California | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Napa County California | 1 | $ 133,000 | $ 133,000 | $ 72,000 |
| Placer County California | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Santa Barbara County California | 1 | $ 113,000 | $ 113,000 | $ 49,000 |
| Shasta County California | 1 | $ 62,000 | $ 62,000 | $ 56,000 |
| Boulder County Colorado | 1 | $ 23,000 | $ 23,000 | $ 66,000 |
| Larimer County Colorado | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Mesa County Colorado | 1 | $ 40,000 | $ 40,000 | $ 91,000 |
| Montrose County Colorado | 1 | $ 63,000 | $ 63,000 | $ 23,000 |
| Summit County Colorado | 1 | $ 129,000 | $ 129,000 | $ 115,000 |
| Charlotte County Florida | 1 | $ 200,000 | $ 200,000 | $ 189,000 |
| Collier County Florida | 1 | $ 91,000 | $ 91,000 | $ 72,000 |
| Gilchrist County Florida | 1 | $ 73,000 | $ 73,000 | $ 78,000 |
| Glades County Florida | 1 | $ 68,000 | $ 68,000 | $ 75,000 |
| Gulf County Florida | 1 | $ 42,000 | $ 42,000 | $ 41,000 |
| Hendry County Florida | 1 | $ 41,000 | $ 41,000 | $ 29,000 |
| Indian River County Florida | 1 | $ 728,000 | $ 728,000 | $ 385,000 |
| Liberty County Florida | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Madison County Florida | 1 | $ 28,000 | $ 28,000 | $ 32,000 |
| Manatee County Florida | 1 | $ 188,000 | $ 188,000 | $ 224,000 |
| Okaloosa County Florida | 1 | $ 67,000 | $ 67,000 | $ 80,000 |
| Seminole County Florida | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| St. Lucie County Florida | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Sumter County Florida | 1 | $ 32,000 | $ 32,000 | $ 54,000 |
| Union County Florida | 1 | $ 92,000 | $ 92,000 | $ 36,000 |
| Wakulla County Florida | 1 | $ 91,000 | $ 91,000 | $ 37,000 |
| Washington County Florida | 1 | $ 57,000 | $ 57,000 | $ 37,000 |
| Baker County Georgia | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Baldwin County Georgia | 1 | $ 139,000 | $ 139,000 | $ 126,000 |
| Bartow County Georgia | 1 | $ 79,000 | $ 79,000 | $ 37,000 |
| Ben Hill County Georgia | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Berrien County Georgia | 1 | $ 51,000 | $ 51,000 | $ 49,000 |
| Bibb County Georgia | 1 | $ 70,000 | $ 70,000 | $ 63,000 |
| Bleckley County Georgia | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Butts County Georgia | 1 | $ 38,000 | $ 38,000 | $ 34,000 |
| Candler County Georgia | 1 | $ 24,000 | $ 24,000 | $ 27,000 |
| Carroll County Georgia | 1 | $ 21,000 | $ 21,000 | $ 38,000 |
| Crawford County Georgia | 1 | $ 39,000 | $ 39,000 | $ 23,000 |
| Dooly County Georgia | 1 | $ 83,000 | $ 83,000 | $ 53,000 |
| Elbert County Georgia | 1 | $ 83,000 | $ 83,000 | $ 240,000 |
| Fayette County Georgia | 1 | $ 56,000 | $ 56,000 | $ 53,000 |
| Forsyth County Georgia | 1 | $ 83,000 | $ 83,000 | $ 92,000 |
| Gilmer County Georgia | 1 | $ 32,000 | $ 32,000 | $ 34,000 |
| Glascock County Georgia | 1 | $ 26,000 | $ 26,000 | $ 74,000 |
| Gwinnett County Georgia | 1 | $ 113,000 | $ 113,000 | $ 83,000 |
| Hall County Georgia | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
| Heard County Georgia | 1 | $ 56,000 | $ 56,000 | $ 18,000 |
| Irwin County Georgia | 1 | $ 43,000 | $ 43,000 | $ 70,000 |
| Jefferson County Georgia | 1 | $ 53,000 | $ 53,000 | $ 32,000 |
| Johnson County Georgia | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| Jones County Georgia | 1 | $ 78,000 | $ 78,000 | $ 68,000 |
| Lamar County Georgia | 1 | $ 163,000 | $ 163,000 | $ 66,000 |
| Laurens County Georgia | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Lumpkin County Georgia | 1 | $ 57,000 | $ 57,000 | $ 29,000 |
| McIntosh County Georgia | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Miller County Georgia | 1 | $ 61,000 | $ 61,000 | $ 52,000 |
| Mitchell County Georgia | 1 | $ 19,000 | $ 19,000 | $ 70,000 |
| Monroe County Georgia | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Muscogee County Georgia | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| Putnam County Georgia | 1 | $ 43,000 | $ 43,000 | $ 50,000 |
| Rabun County Georgia | 1 | $ 84,000 | $ 84,000 | $ 32,000 |
| Richmond County Georgia | 1 | $ 39,000 | $ 39,000 | $ 48,000 |
| Seminole County Georgia | 1 | $ 48,000 | $ 48,000 | $ 22,000 |
| Stephens County Georgia | 1 | $ 28,000 | $ 28,000 | $ 36,000 |
| Sumter County Georgia | 1 | $ 89,000 | $ 89,000 | $ 72,000 |
| Tattnall County Georgia | 1 | $ 40,000 | $ 40,000 | $ 39,000 |
| Towns County Georgia | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Troup County Georgia | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| Turner County Georgia | 1 | $ 93,000 | $ 93,000 | $ 44,000 |
| Upson County Georgia | 1 | $ 19,000 | $ 19,000 | $ 24,000 |
| Washington County Georgia | 1 | $ 60,000 | $ 60,000 | $ 114,000 |
| Webster County Georgia | 1 | $ 44,000 | $ 44,000 | $ 32,000 |
| White County Georgia | 1 | $ 74,000 | $ 74,000 | $ 57,000 |
| Scott County Iowa | 1 | $ 66,000 | $ 66,000 | $ 75,000 |
| Cherokee County Kansas | 1 | $ 58,000 | $ 58,000 | $ 43,000 |
| Neosho County Kansas | 1 | $ 98,000 | $ 98,000 | $ 68,000 |
| Hickman County Kentucky | 1 | $ 19,000 | $ 19,000 | $ 70,000 |
| Caldwell County Louisiana | 1 | $ 36,000 | $ 36,000 | $ 29,000 |
| Cameron County Louisiana | 1 | $ 38,000 | $ 38,000 | $ 27,000 |
| Catahoula County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| De Soto County Louisiana | 1 | $ 61,000 | $ 61,000 | $ 24,000 |
| East Carroll County Louisiana | 1 | $ 24,000 | $ 24,000 | $ 65,000 |
| Iberville County Louisiana | 1 | $ 41,000 | $ 41,000 | $ 59,000 |
| Jackson County Louisiana | 1 | $ 67,000 | $ 67,000 | $ 95,000 |
| Jefferson County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| La Salle County Louisiana | 1 | $ 77,000 | $ 77,000 | $ 75,000 |
| Natchitoches County Louisiana | 1 | $ 27,000 | $ 27,000 | $ 104,000 |
| Pointe Coupee County Louisiana | 1 | $ 53,000 | $ 53,000 | $ 60,000 |
| St. Helena County Louisiana | 1 | $ 34,000 | $ 34,000 | $ 36,000 |
| St. Tammany County Louisiana | 1 | $ 29,000 | $ 29,000 | $ 31,000 |
| Terrebonne County Louisiana | 1 | $ 38,000 | $ 38,000 | $ 77,000 |
| Carroll County Maryland | 1 | $ 47,000 | $ 47,000 | $ 38,000 |
| Wayne County Michigan | 1 | $ 24,000 | $ 24,000 | $ 90,000 |
| Dakota County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 41,000 |
| Renville County Minnesota | 1 | $ 47,000 | $ 47,000 | $ 53,000 |
| Attala County Mississippi | 1 | $ 27,000 | $ 27,000 | $ 29,000 |
| Clay County Mississippi | 1 | $ 84,000 | $ 84,000 | $ 77,000 |
| Grenada County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 41,000 |
| Hancock County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Hinds County Mississippi | 1 | $ 29,000 | $ 29,000 | $ 88,000 |
| Lauderdale County Mississippi | 1 | $ 43,000 | $ 43,000 | $ 18,000 |
| Lawrence County Mississippi | 1 | $ 36,000 | $ 36,000 | $ 51,000 |
| Madison County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 64,000 |
| Marshall County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Noxubee County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 36,000 |
| Panola County Mississippi | 1 | $ 26,000 | $ 26,000 | $ 47,000 |
| Sunflower County Mississippi | 1 | $ 69,000 | $ 69,000 | $ 59,000 |
| Walthall County Mississippi | 1 | $ 26,000 | $ 26,000 | $ 53,000 |
| Washington County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 57,000 |
| Webster County Mississippi | 1 | $ 16,000 | $ 16,000 | $ 19,000 |
| Wilkinson County Mississippi | 1 | $ 77,000 | $ 77,000 | $ 56,000 |
| Yalobusha County Mississippi | 1 | $ 17,000 | $ 17,000 | $ 30,000 |
| Pemiscot County Missouri | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Carbon County Montana | 1 | $ 44,000 | $ 44,000 | $ 14,000 |
| Eureka County Nevada | 1 | $ 78,000 | $ 78,000 | $ 80,000 |
| Lyon County Nevada | 1 | $ 36,000 | $ 36,000 | $ 44,000 |
| Guadalupe County New Mexico | 1 | $ 39,000 | $ 39,000 | $ 25,000 |
| Hidalgo County New Mexico | 1 | $ 29,000 | $ 29,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Atlantic Coast Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,878 | $148,401,000 | $79,000 | $2,570,000 | $61,000 | $1,123,000 |
| Refinancing | 372 | $57,021,000 | $153,000 | $3,800,000 | $90,000 | $982,000 |
| Home Improvement | 132 | $7,898,000 | $59,000 | $480,000 | $58,000 | $253,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,930 | $170,614,000 | $88,000 | $3,800,000 | $66,000 | $1,123,000 |
| Black or African American | 195 | $13,353,000 | $68,000 | $667,000 | $47,000 | $309,000 |
| Hispanic | 131 | $10,496,000 | $80,000 | $704,000 | $57,000 | $395,000 |
| Not Provided | 84 | $16,029,000 | $190,000 | $1,560,000 | $111,000 | $731,000 |
| Asian | 20 | $1,724,000 | $86,000 | $135,000 | $63,000 | $89,000 |
| American Indian or Alaskan Native | 19 | $996,000 | $52,000 | $120,000 | $43,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $85,000 | $42,000 | $53,000 | $64,000 | $113,000 |
| Not applicable | 1 | $23,000 | $23,000 | $23,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,375 | $212,135,000 | $89,000 | $3,800,000 | $65,000 | $1,123,000 |
| FHA-insured (Federal Housing Administration) | 6 | $999,000 | $166,000 | $265,000 | $47,000 | $103,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $186,000 | $186,000 | $186,000 | $66,000 | $66,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 983 | $92,820,000 | $94,000 | $2,570,000 | $71,000 | $1,123,000 |
| Application Approved But Not Accepted | 845 | $59,400,000 | $70,000 | $1,000,000 | $60,000 | $491,000 |
| Application Denied By Financial Institution | 443 | $41,549,000 | $93,000 | $3,800,000 | $55,000 | $1,120,000 |
| Application Withdrawn By Applicant | 51 | $10,676,000 | $209,000 | $2,172,000 | $103,000 | $731,000 |
| Loan Purchased By The Institution | 29 | $4,121,000 | $142,000 | $600,000 | $99,000 | $256,000 |
| Preapproval Denied by Financial Institution | 28 | $4,171,000 | $148,000 | $640,000 | $57,000 | $148,000 |
| Preapproval Approved but not Accepted | 2 | $203,000 | $101,000 | $128,000 | $37,000 | $40,000 |
| File Closed For Incompleteness | 1 | $380,000 | $380,000 | $380,000 | $101,000 | $101,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 309 | $22,242,000 | $71,000 | $667,000 | $47,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 55 | $4,163,000 | $75,000 | $310,000 | $46,000 | $91,000 |
| Debt-To-Income Ratio | 45 | $8,181,000 | $181,000 | $2,000,000 | $82,000 | $1,120,000 |
| Other | 21 | $5,547,000 | $264,000 | $3,800,000 | $105,000 | $600,000 |
| Collateral | 11 | $1,666,000 | $151,000 | $915,000 | $70,000 | $200,000 |
| Employment History | 10 | $460,000 | $46,000 | $93,000 | $57,000 | $210,000 |
| Unverifiable Information | 8 | $1,101,000 | $137,000 | $417,000 | $103,000 | $250,000 |
| Credit Application Incomplete | 7 | $1,578,000 | $225,000 | $360,000 | $79,000 | $148,000 |
| Mortgage Insurance Denied | 5 | $782,000 | $156,000 | $203,000 | $68,000 | $130,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Coast Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Coast Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.