Atlantic Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Atlantic Home Loans, Inc. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Home Loans, Inc. 50 Route 46 Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,889 |
| Total Mortgage Loan Application Amount | $579,626,000 |
| Average Mortgage Loan Application Amount | $341,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $173,666 |
| Highest Applicant Income | $1,436,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Atlantic Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Atlantic Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Home Loans, Inc.'s mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Morris County New Jersey | 204 | $ 68,497,000 | $ 335,000 | $ 153,000 |
| Fairfield County Connecticut | 161 | $ 79,895,000 | $ 496,000 | $ 218,000 |
| Essex County New Jersey | 136 | $ 43,420,000 | $ 319,000 | $ 141,000 |
| Union County New Jersey | 133 | $ 36,466,000 | $ 274,000 | $ 119,000 |
| Bergen County New Jersey | 125 | $ 45,522,000 | $ 364,000 | $ 151,000 |
| Passaic County New Jersey | 103 | $ 24,703,000 | $ 239,000 | $ 95,000 |
| New Haven County Connecticut | 101 | $ 21,166,000 | $ 209,000 | $ 89,000 |
| Kent County Delaware | 80 | $ 15,631,000 | $ 195,000 | $ 72,000 |
| Monmouth County New Jersey | 73 | $ 24,796,000 | $ 339,000 | $ 160,000 |
| Hudson County New Jersey | 69 | $ 18,294,000 | $ 265,000 | $ 134,000 |
| Hartford County Connecticut | 58 | $ 12,568,000 | $ 216,000 | $ 100,000 |
| Middlesex County New Jersey | 58 | $ 17,206,000 | $ 296,000 | $ 130,000 |
| Somerset County New Jersey | 58 | $ 20,989,000 | $ 361,000 | $ 168,000 |
| Newport County Rhode Island | 57 | $ 15,296,000 | $ 268,000 | $ 110,000 |
| New Castle County Delaware | 34 | $ 7,564,000 | $ 222,000 | $ 113,000 |
| Ocean County New Jersey | 32 | $ 8,536,000 | $ 266,000 | $ 123,000 |
| Hunterdon County New Jersey | 21 | $ 7,688,000 | $ 366,000 | $ 181,000 |
| Sussex County New Jersey | 20 | $ 6,082,000 | $ 304,000 | $ 127,000 |
| Burlington County New Jersey | 15 | $ 4,092,000 | $ 272,000 | $ 172,000 |
| Hampden County Massachusetts | 14 | $ 2,384,000 | $ 170,000 | $ 61,000 |
| Mercer County New Jersey | 12 | $ 3,792,000 | $ 316,000 | $ 204,000 |
| Westchester County New York | 12 | $ 4,052,000 | $ 337,000 | $ 186,000 |
| Litchfield County Connecticut | 11 | $ 2,330,000 | $ 211,000 | $ 83,000 |
| Middlesex County Connecticut | 8 | $ 1,483,000 | $ 185,000 | $ 119,000 |
| Bristol County Rhode Island | 8 | $ 1,710,000 | $ 213,000 | $ 94,000 |
| Chester County Pennsylvania | 7 | $ 2,206,000 | $ 315,000 | $ 119,000 |
| Montgomery County Pennsylvania | 7 | $ 2,161,000 | $ 308,000 | $ 166,000 |
| Camden County New Jersey | 6 | $ 1,569,000 | $ 261,000 | $ 126,000 |
| Cape May County New Jersey | 6 | $ 2,788,000 | $ 464,000 | $ 291,000 |
| Gloucester County New Jersey | 6 | $ 1,044,000 | $ 174,000 | $ 84,000 |
| Bronx County New York | 6 | $ 2,055,000 | $ 342,000 | $ 67,000 |
| New York County New York | 6 | $ 3,866,000 | $ 644,000 | $ 255,000 |
| Washington County Rhode Island | 6 | $ 1,463,000 | $ 243,000 | $ 247,000 |
| Sussex County Delaware | 5 | $ 1,019,000 | $ 203,000 | $ 78,000 |
| Queens County New York | 5 | $ 1,656,000 | $ 331,000 | $ 90,000 |
| Bristol County Massachusetts | 4 | $ 1,101,000 | $ 275,000 | $ 77,000 |
| Atlantic County New Jersey | 4 | $ 1,218,000 | $ 304,000 | $ 236,000 |
| Orange County New York | 4 | $ 1,114,000 | $ 278,000 | $ 100,000 |
| Bucks County Pennsylvania | 4 | $ 1,010,000 | $ 252,000 | $ 100,000 |
| Middlesex County Massachusetts | 3 | $ 821,000 | $ 273,000 | $ 130,000 |
| Warren County New Jersey | 3 | $ 856,000 | $ 285,000 | $ 127,000 |
| Nassau County New York | 3 | $ 1,430,000 | $ 476,000 | $ 198,000 |
| Suffolk County New York | 3 | $ 2,200,000 | $ 733,000 | $ 220,000 |
| Prince William County Virginia | 3 | $ 685,000 | $ 228,000 | $ 75,000 |
| New London County Connecticut | 2 | $ 539,000 | $ 269,000 | $ 84,000 |
| Tolland County Connecticut | 2 | $ 647,000 | $ 323,000 | $ 93,000 |
| Hampshire County Massachusetts | 2 | $ 511,000 | $ 255,000 | $ 65,000 |
| Rockland County New York | 2 | $ 763,000 | $ 381,000 | $ 117,000 |
| Kent County Rhode Island | 2 | $ 512,000 | $ 256,000 | $ 86,000 |
| Providence County Rhode Island | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Fairfax County Virginia | 2 | $ 585,000 | $ 292,000 | $ 93,000 |
| Orange County California | 1 | $ 250,000 | $ 250,000 | $ 43,000 |
| Hillsborough County Florida | 1 | $ 215,000 | $ 215,000 | $ 166,000 |
| Palm Beach County Florida | 1 | $ 250,000 | $ 250,000 | $ 407,000 |
| St. Lucie County Florida | 1 | $ 200,000 | $ 200,000 | $ 159,000 |
| Baltimore County Maryland | 1 | $ 300,000 | $ 300,000 | $ 100,000 |
| Wicomico County Maryland | 1 | $ 228,000 | $ 228,000 | $ 59,000 |
| Barnstable County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 243,000 |
| Berkshire County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
| Dukes County Massachusetts | 1 | $ 197,000 | $ 197,000 | $ 200,000 |
| Essex County Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 228,000 |
| Worcester County Massachusetts | 1 | $ 512,000 | $ 512,000 | $ 150,000 |
| Salem County New Jersey | 1 | $ 136,000 | $ 136,000 | $ 70,000 |
| Cattaraugus County New York | 1 | $ 173,000 | $ 173,000 | $ 95,000 |
| Kings County New York | 1 | $ 496,000 | $ 496,000 | $ 147,000 |
| Monroe County New York | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Ontario County New York | 1 | $ 127,000 | $ 127,000 | $ 71,000 |
| Richmond County New York | 1 | $ 419,000 | $ 419,000 | $ 116,000 |
| Saratoga County New York | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Warren County New York | 1 | $ 300,000 | $ 300,000 | $ 252,000 |
| New Hanover County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 143,000 |
| Franklin County Pennsylvania | 1 | $ 266,000 | $ 266,000 | $ 147,000 |
| Lehigh County Pennsylvania | 1 | $ 363,000 | $ 363,000 | $ 88,000 |
| Northampton County Pennsylvania | 1 | $ 296,000 | $ 296,000 | $ 116,000 |
| Philadelphia County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Albemarle County Virginia | 1 | $ 302,000 | $ 302,000 | $ 66,000 |
| Loudoun County Virginia | 1 | $ 250,000 | $ 250,000 | $ 158,000 |
| Manassas County Virginia | 1 | $ 128,000 | $ 128,000 | $ 63,000 |
| Norfolk County Virginia | 1 | $ 142,000 | $ 142,000 | $ 104,000 |
| Roanoke County Virginia | 1 | $ 298,000 | $ 298,000 | $ 342,000 |
| Virginia Beach County Virginia | 1 | $ 324,000 | $ 324,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Atlantic Home Loans, Inc. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,285 | $389,441,000 | $303,000 | $1,500,000 | $135,000 | $1,436,000 |
| Refinancing | 603 | $189,779,000 | $314,000 | $1,250,000 | $144,000 | $996,000 |
| Home Improvement | 1 | $406,000 | $406,000 | $406,000 | $242,000 | $242,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,378 | $427,553,000 | $310,000 | $1,500,000 | $141,000 | $1,436,000 |
| Hispanic | 168 | $39,453,000 | $234,000 | $900,000 | $91,000 | $515,000 |
| Asian | 163 | $51,801,000 | $317,000 | $1,000,000 | $150,000 | $796,000 |
| Not Provided | 118 | $45,517,000 | $385,000 | $1,500,000 | $159,000 | $625,000 |
| Black or African American | 56 | $11,818,000 | $211,000 | $791,000 | $92,000 | $308,000 |
| American Indian or Alaskan Native | 4 | $3,074,000 | $768,000 | $1,022,000 | $534,000 | $1,261,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $410,000 | $205,000 | $217,000 | $106,000 | $158,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,381 | $453,003,000 | $328,000 | $1,500,000 | $158,000 | $1,436,000 |
| FHA-insured (Federal Housing Administration) | 489 | $122,840,000 | $251,000 | $716,000 | $86,000 | $475,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $2,605,000 | $200,000 | $267,000 | $56,000 | $79,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,178,000 | $196,000 | $286,000 | $72,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,287 | $404,770,000 | $314,000 | $1,500,000 | $144,000 | $1,436,000 |
| Application Withdrawn By Applicant | 457 | $131,054,000 | $286,000 | $1,250,000 | $126,000 | $996,000 |
| Application Denied By Financial Institution | 133 | $39,473,000 | $296,000 | $1,440,000 | $116,000 | $750,000 |
| Application Approved But Not Accepted | 5 | $2,032,000 | $406,000 | $700,000 | $167,000 | $405,000 |
| Preapproval Approved but not Accepted | 4 | $1,501,000 | $375,000 | $650,000 | $261,000 | $386,000 |
| File Closed For Incompleteness | 3 | $796,000 | $265,000 | $309,000 | $180,000 | $344,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Home Loans, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.