Atlantic Home Loans, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Home Loans, Inc. 50 Route 46 Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,517 |
| Total Mortgage Loan Application Amount | $856,415,000 |
| Average Mortgage Loan Application Amount | $279,333 |
| Highest Mortgage Loan Application Amount | $2,716,000 |
| Average Applicant Income | $120,666 |
| Highest Applicant Income | $1,855,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Atlantic Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Atlantic Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Home Loans, Inc.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Northampton County Pennsylvania | 358 | $ 64,606,000 | $ 180,000 | $ 83,000 |
| Kent County Delaware | 321 | $ 64,303,000 | $ 200,000 | $ 69,000 |
| Bergen County New Jersey | 249 | $ 99,963,000 | $ 401,000 | $ 149,000 |
| Monroe County Pennsylvania | 231 | $ 33,124,000 | $ 143,000 | $ 80,000 |
| New Haven County Connecticut | 229 | $ 48,367,000 | $ 211,000 | $ 85,000 |
| Lehigh County Pennsylvania | 183 | $ 34,745,000 | $ 189,000 | $ 99,000 |
| Atlantic County New Jersey | 152 | $ 22,887,000 | $ 150,000 | $ 72,000 |
| Essex County New Jersey | 123 | $ 49,689,000 | $ 403,000 | $ 187,000 |
| Morris County New Jersey | 109 | $ 37,912,000 | $ 347,000 | $ 138,000 |
| Kent County Rhode Island | 94 | $ 21,940,000 | $ 233,000 | $ 98,000 |
| Providence County Rhode Island | 91 | $ 18,715,000 | $ 205,000 | $ 78,000 |
| Fairfield County Connecticut | 77 | $ 25,852,000 | $ 335,000 | $ 136,000 |
| Newport County Rhode Island | 74 | $ 22,662,000 | $ 306,000 | $ 133,000 |
| Passaic County New Jersey | 65 | $ 18,698,000 | $ 287,000 | $ 131,000 |
| Sussex County Delaware | 63 | $ 14,095,000 | $ 223,000 | $ 81,000 |
| New Castle County Delaware | 61 | $ 14,531,000 | $ 238,000 | $ 88,000 |
| Union County New Jersey | 57 | $ 23,176,000 | $ 406,000 | $ 170,000 |
| Carbon County Pennsylvania | 57 | $ 7,250,000 | $ 127,000 | $ 70,000 |
| Hamilton County Tennessee | 45 | $ 7,997,000 | $ 177,000 | $ 70,000 |
| Bucks County Pennsylvania | 41 | $ 9,834,000 | $ 239,000 | $ 97,000 |
| Washington County Rhode Island | 39 | $ 10,104,000 | $ 259,000 | $ 102,000 |
| Pike County Pennsylvania | 35 | $ 3,647,000 | $ 104,000 | $ 89,000 |
| Miami-Dade County Florida | 32 | $ 10,009,000 | $ 312,000 | $ 107,000 |
| Hudson County New Jersey | 32 | $ 10,313,000 | $ 322,000 | $ 139,000 |
| Montgomery County Pennsylvania | 31 | $ 6,723,000 | $ 216,000 | $ 93,000 |
| Middlesex County New Jersey | 30 | $ 10,392,000 | $ 346,000 | $ 132,000 |
| Hartford County Connecticut | 29 | $ 5,754,000 | $ 198,000 | $ 81,000 |
| Somerset County New Jersey | 28 | $ 9,513,000 | $ 339,000 | $ 143,000 |
| Sussex County New Jersey | 27 | $ 6,001,000 | $ 222,000 | $ 100,000 |
| Lee County Florida | 25 | $ 4,133,000 | $ 165,000 | $ 79,000 |
| Palm Beach County Florida | 23 | $ 5,990,000 | $ 260,000 | $ 117,000 |
| Monmouth County New Jersey | 23 | $ 7,860,000 | $ 341,000 | $ 133,000 |
| Harford County Maryland | 22 | $ 4,830,000 | $ 219,000 | $ 89,000 |
| Richmond County New York | 21 | $ 8,374,000 | $ 398,000 | $ 97,000 |
| Warren County New Jersey | 20 | $ 4,194,000 | $ 209,000 | $ 97,000 |
| Ocean County New Jersey | 16 | $ 6,404,000 | $ 400,000 | $ 265,000 |
| Schuylkill County Pennsylvania | 16 | $ 1,764,000 | $ 110,000 | $ 59,000 |
| Broward County Florida | 15 | $ 4,871,000 | $ 324,000 | $ 86,000 |
| Bristol County Massachusetts | 15 | $ 4,556,000 | $ 303,000 | $ 90,000 |
| Middlesex County Connecticut | 14 | $ 3,957,000 | $ 282,000 | $ 116,000 |
| Cape May County New Jersey | 14 | $ 3,622,000 | $ 258,000 | $ 119,000 |
| Hunterdon County New Jersey | 14 | $ 4,882,000 | $ 348,000 | $ 175,000 |
| Baltimore County Maryland | 13 | $ 3,330,000 | $ 256,000 | $ 109,000 |
| Burlington County New Jersey | 12 | $ 2,817,000 | $ 234,000 | $ 131,000 |
| Luzerne County Pennsylvania | 12 | $ 1,360,000 | $ 113,000 | $ 69,000 |
| Bristol County Rhode Island | 12 | $ 3,587,000 | $ 298,000 | $ 121,000 |
| Middlesex County Massachusetts | 11 | $ 4,838,000 | $ 439,000 | $ 150,000 |
| Camden County New Jersey | 11 | $ 1,741,000 | $ 158,000 | $ 78,000 |
| Cumberland County New Jersey | 10 | $ 1,566,000 | $ 156,000 | $ 60,000 |
| Berks County Pennsylvania | 10 | $ 1,627,000 | $ 162,000 | $ 81,000 |
| Alameda County California | 7 | $ 3,327,000 | $ 475,000 | $ 158,000 |
| Anne Arundel County Maryland | 7 | $ 1,837,000 | $ 262,000 | $ 95,000 |
| Catoosa County Georgia | 6 | $ 858,000 | $ 143,000 | $ 69,000 |
| Norfolk County Massachusetts | 6 | $ 2,143,000 | $ 357,000 | $ 130,000 |
| Worcester County Massachusetts | 6 | $ 1,591,000 | $ 265,000 | $ 136,000 |
| Philadelphia County Pennsylvania | 6 | $ 934,000 | $ 155,000 | $ 67,000 |
| Windham County Connecticut | 5 | $ 883,000 | $ 176,000 | $ 50,000 |
| Charlotte County Florida | 5 | $ 780,000 | $ 156,000 | $ 109,000 |
| Worcester County Maryland | 5 | $ 735,000 | $ 147,000 | $ 106,000 |
| Chester County Pennsylvania | 5 | $ 1,409,000 | $ 281,000 | $ 129,000 |
| Wayne County Pennsylvania | 5 | $ 474,000 | $ 94,000 | $ 100,000 |
| Hillsborough County Florida | 4 | $ 1,123,000 | $ 280,000 | $ 93,000 |
| Cecil County Maryland | 4 | $ 770,000 | $ 192,000 | $ 58,000 |
| Gloucester County New Jersey | 4 | $ 920,000 | $ 230,000 | $ 63,000 |
| Mercer County New Jersey | 4 | $ 1,257,000 | $ 314,000 | $ 147,000 |
| Rockland County New York | 4 | $ 1,099,000 | $ 274,000 | $ 396,000 |
| Lackawanna County Pennsylvania | 4 | $ 334,000 | $ 83,000 | $ 40,000 |
| San Joaquin County California | 3 | $ 854,000 | $ 284,000 | $ 61,000 |
| Litchfield County Connecticut | 3 | $ 606,000 | $ 202,000 | $ 54,000 |
| New London County Connecticut | 3 | $ 588,000 | $ 196,000 | $ 104,000 |
| Sarasota County Florida | 3 | $ 719,000 | $ 239,000 | $ 120,000 |
| Fulton County Georgia | 3 | $ 924,000 | $ 308,000 | $ 130,000 |
| Walker County Georgia | 3 | $ 521,000 | $ 173,000 | $ 55,000 |
| Caroline County Maryland | 3 | $ 709,000 | $ 236,000 | $ 91,000 |
| Orange County New York | 3 | $ 789,000 | $ 263,000 | $ 186,000 |
| Bradley County Tennessee | 3 | $ 515,000 | $ 171,000 | $ 59,000 |
| Loudoun County Virginia | 3 | $ 1,373,000 | $ 457,000 | $ 134,000 |
| Santa Cruz County California | 2 | $ 1,035,000 | $ 517,000 | $ 99,000 |
| Tulare County California | 2 | $ 544,000 | $ 272,000 | $ 62,000 |
| District of Columbia County District Of Columbia | 2 | $ 550,000 | $ 275,000 | $ 34,000 |
| Indian River County Florida | 2 | $ 405,000 | $ 202,000 | $ 110,000 |
| Manatee County Florida | 2 | $ 287,000 | $ 143,000 | $ 183,000 |
| Orange County Florida | 2 | $ 490,000 | $ 245,000 | $ 85,000 |
| Polk County Florida | 2 | $ 249,000 | $ 124,000 | $ 61,000 |
| Cherokee County Georgia | 2 | $ 432,000 | $ 216,000 | $ 141,000 |
| DeKalb County Georgia | 2 | $ 487,000 | $ 243,000 | $ 96,000 |
| Montgomery County Maryland | 2 | $ 1,109,000 | $ 554,000 | $ 484,000 |
| Wicomico County Maryland | 2 | $ 196,000 | $ 98,000 | $ 92,000 |
| Barnstable County Massachusetts | 2 | $ 509,000 | $ 254,000 | $ 314,000 |
| Plymouth County Massachusetts | 2 | $ 775,000 | $ 387,000 | $ 217,000 |
| Suffolk County Massachusetts | 2 | $ 294,000 | $ 147,000 | $ 90,000 |
| Kings County New York | 2 | $ 1,585,000 | $ 792,000 | $ 293,000 |
| Nassau County New York | 2 | $ 989,000 | $ 494,000 | $ 177,000 |
| Westchester County New York | 2 | $ 637,000 | $ 318,000 | $ 86,000 |
| Delaware County Pennsylvania | 2 | $ 373,000 | $ 186,000 | $ 85,000 |
| Lancaster County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 86,000 |
| Rutherford County Tennessee | 2 | $ 288,000 | $ 144,000 | $ 34,000 |
| Lynchburg County Virginia | 2 | $ 219,000 | $ 109,000 | $ 434,000 |
| Virginia Beach County Virginia | 2 | $ 349,000 | $ 174,000 | $ 62,000 |
| Autauga County Alabama | 1 | $ 137,000 | $ 137,000 | $ 66,000 |
| Montgomery County Alabama | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Contra Costa County California | 1 | $ 420,000 | $ 420,000 | $ 150,000 |
| Los Angeles County California | 1 | $ 500,000 | $ 500,000 | $ 144,000 |
| Riverside County California | 1 | $ 190,000 | $ 190,000 | $ 24,000 |
| San Bernardino County California | 1 | $ 163,000 | $ 163,000 | $ 31,000 |
| San Diego County California | 1 | $ 346,000 | $ 346,000 | $ 136,000 |
| Santa Clara County California | 1 | $ 601,000 | $ 601,000 | $ 114,000 |
| Shasta County California | 1 | $ 203,000 | $ 203,000 | $ 450,000 |
| Solano County California | 1 | $ 437,000 | $ 437,000 | $ 119,000 |
| Tolland County Connecticut | 1 | $ 283,000 | $ 283,000 | $ 110,000 |
| Alachua County Florida | 1 | $ 141,000 | $ 141,000 | $ 369,000 |
| Brevard County Florida | 1 | $ 358,000 | $ 358,000 | $ 139,000 |
| Collier County Florida | 1 | $ 162,000 | $ 162,000 | $ 66,000 |
| DeSoto County Florida | 1 | $ 96,000 | $ 96,000 | $ 50,000 |
| Flagler County Florida | 1 | $ 137,000 | $ 137,000 | $ 46,000 |
| Hendry County Florida | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Hernando County Florida | 1 | $ 75,000 | $ 75,000 | $ 14,000 |
| Marion County Florida | 1 | $ 180,000 | $ 180,000 | $ 109,000 |
| Martin County Florida | 1 | $ 201,000 | $ 201,000 | $ 62,000 |
| Pinellas County Florida | 1 | $ 218,000 | $ 218,000 | $ 66,000 |
| Seminole County Florida | 1 | $ 266,000 | $ 266,000 | $ 71,000 |
| Chatham County Georgia | 1 | $ 187,000 | $ 187,000 | $ 72,000 |
| Dade County Georgia | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Richmond County Georgia | 1 | $ 144,000 | $ 144,000 | $ 90,000 |
| Tattnall County Georgia | 1 | $ 44,000 | $ 44,000 | $ 21,000 |
| Terrell County Georgia | 1 | $ 315,000 | $ 315,000 | $ 139,000 |
| Baltimore City County Maryland | 1 | $ 393,000 | $ 393,000 | $ 105,000 |
| Calvert County Maryland | 1 | $ 146,000 | $ 146,000 | $ 74,000 |
| Carroll County Maryland | 1 | $ 280,000 | $ 280,000 | $ 97,000 |
| Dorchester County Maryland | 1 | $ 246,000 | $ 246,000 | $ 60,000 |
| Frederick County Maryland | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Prince George's County Maryland | 1 | $ 388,000 | $ 388,000 | $ 130,000 |
| Queen Anne's County Maryland | 1 | $ 369,000 | $ 369,000 | $ 109,000 |
| Washington County Maryland | 1 | $ 143,000 | $ 143,000 | $ 57,000 |
| Berkshire County Massachusetts | 1 | $ 154,000 | $ 154,000 | $ 123,000 |
| Essex County Massachusetts | 1 | $ 458,000 | $ 458,000 | $ 98,000 |
| Bronx County New York | 1 | $ 180,000 | $ 180,000 | $ 191,000 |
| Erie County New York | 1 | $ 112,000 | $ 112,000 | $ 110,000 |
| Greene County New York | 1 | $ 413,000 | $ 413,000 | $ 434,000 |
| Niagara County New York | 1 | $ 280,000 | $ 280,000 | $ 113,000 |
| Putnam County New York | 1 | $ 532,000 | $ 532,000 | $ 238,000 |
| Queens County New York | 1 | $ 464,000 | $ 464,000 | $ 140,000 |
| Suffolk County New York | 1 | $ 564,000 | $ 564,000 | $ 307,000 |
| Sullivan County New York | 1 | $ 186,000 | $ 186,000 | $ 95,000 |
| Nash County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 166,000 |
| Orange County North Carolina | 1 | $ 368,000 | $ 368,000 | $ 134,000 |
| Beaver County Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 37,000 |
| Cumberland County Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 130,000 |
| Elk County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 65,000 |
| Perry County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Westmoreland County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| York County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Meigs County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Montgomery County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 48,000 |
| Accomack County Virginia | 1 | $ 114,000 | $ 114,000 | $ 83,000 |
| Arlington County Virginia | 1 | $ 920,000 | $ 920,000 | $ 400,000 |
| Chesterfield County Virginia | 1 | $ 207,000 | $ 207,000 | $ 57,000 |
| Fairfax County Virginia | 1 | $ 580,000 | $ 580,000 | $ 156,000 |
| Fauquier County Virginia | 1 | $ 348,000 | $ 348,000 | $ 179,000 |
| Fredericksburg County Virginia | 1 | $ 382,000 | $ 382,000 | $ 107,000 |
| Henrico County Virginia | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Norfolk County Virginia | 1 | $ 208,000 | $ 208,000 | $ 160,000 |
| Prince William County Virginia | 1 | $ 294,000 | $ 294,000 | $ 109,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,963 | $712,618,000 | $240,000 | $2,716,000 | $102,000 | $1,855,000 |
| Refinancing | 553 | $143,458,000 | $259,000 | $980,000 | $114,000 | $942,000 |
| Home Improvement | 1 | $339,000 | $339,000 | $339,000 | $146,000 | $146,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,324 | $549,102,000 | $236,000 | $1,360,000 | $104,000 | $1,855,000 |
| Not Provided | 449 | $143,706,000 | $320,000 | $2,716,000 | $135,000 | $1,040,000 |
| Hispanic | 354 | $71,024,000 | $200,000 | $647,000 | $77,000 | $400,000 |
| Black or African American | 240 | $47,783,000 | $199,000 | $636,000 | $76,000 | $347,000 |
| Asian | 139 | $42,517,000 | $305,000 | $1,836,000 | $117,000 | $439,000 |
| American Indian or Alaskan Native | 6 | $791,000 | $131,000 | $215,000 | $92,000 | $274,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,492,000 | $298,000 | $601,000 | $81,000 | $127,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,024 | $539,447,000 | $266,000 | $2,716,000 | $126,000 | $1,855,000 |
| FHA-insured (Federal Housing Administration) | 1,154 | $241,167,000 | $208,000 | $943,000 | $74,000 | $445,000 |
| VA-guaranteed (Veterans Administration) | 214 | $54,177,000 | $253,000 | $657,000 | $82,000 | $322,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 125 | $21,624,000 | $172,000 | $343,000 | $56,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,525 | $601,769,000 | $238,000 | $2,050,000 | $104,000 | $1,855,000 |
| Application Withdrawn By Applicant | 781 | $204,786,000 | $262,000 | $2,716,000 | $109,000 | $822,000 |
| Application Denied By Financial Institution | 162 | $36,731,000 | $226,000 | $1,360,000 | $81,000 | $361,000 |
| Application Approved But Not Accepted | 28 | $7,202,000 | $257,000 | $704,000 | $106,000 | $244,000 |
| File Closed For Incompleteness | 21 | $5,927,000 | $282,000 | $666,000 | $107,000 | $264,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 5 | $517,000 | $103,000 | $160,000 | $135,000 | $263,000 |
| Debt-To-Income Ratio | 4 | $1,215,000 | $303,000 | $736,000 | $85,000 | $130,000 |
| Credit History | 3 | $523,000 | $174,000 | $265,000 | $69,000 | $108,000 |
| Credit Application Incomplete | 2 | $433,000 | $216,000 | $256,000 | $59,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $130,000 | $130,000 | $130,000 | $35,000 | $35,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Home Loans, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.