Atlantic Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Atlantic Home Loans, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Home Loans, Inc. 50 Route 46 Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,517 |
| Total Mortgage Loan Application Amount | $856,415,000 |
| Average Mortgage Loan Application Amount | $279,333 |
| Highest Mortgage Loan Application Amount | $2,716,000 |
| Average Applicant Income | $120,666 |
| Highest Applicant Income | $1,855,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Atlantic Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Atlantic Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Home Loans, Inc.'s mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 618 | $ 110,795,000 | $ 193,500 | $ 92,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 449 | $ 166,758,000 | $ 378,000 | $ 151,500 |
| NEWARK, NJ-PA | 393 | $ 134,820,000 | $ 235,000 | $ 124,000 |
| PROVIDENCE-WARWICK, RI-MA | 325 | $ 81,564,000 | $ 275,500 | $ 96,000 |
| DOVER, DE | 321 | $ 64,303,000 | $ 200,000 | $ 69,000 |
| EAST STROUDSBURG, PA | 231 | $ 33,124,000 | $ 143,000 | $ 80,000 |
| NEW HAVEN-MILFORD, CT | 229 | $ 48,367,000 | $ 211,000 | $ 85,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 152 | $ 22,887,000 | $ 150,000 | $ 72,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 77 | $ 25,852,000 | $ 335,000 | $ 136,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 77 | $ 17,966,000 | $ 233,000 | $ 98,000 |
| SALISBURY, MD-DE | 70 | $ 15,026,000 | $ 178,000 | $ 91,500 |
| WILMINGTON, DE-MD-NJ | 65 | $ 15,301,000 | $ 215,000 | $ 73,000 |
| CHATTANOOGA, TN-GA | 55 | $ 9,661,000 | $ 171,500 | $ 68,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 45 | $ 11,039,000 | $ 245,000 | $ 97,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 44 | $ 9,994,000 | $ 227,000 | $ 93,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 32 | $ 10,009,000 | $ 312,000 | $ 107,000 |
| CAMDEN, NJ | 27 | $ 5,478,000 | $ 202,000 | $ 99,000 |
| CAPE CORAL-FORT MYERS, FL | 25 | $ 4,133,000 | $ 165,000 | $ 79,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 23 | $ 5,990,000 | $ 260,000 | $ 117,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 16 | $ 1,694,000 | $ 105,000 | $ 62,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 15 | $ 4,871,000 | $ 324,000 | $ 86,000 |
| OCEAN CITY, NJ | 14 | $ 3,622,000 | $ 258,000 | $ 119,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 12 | $ 5,296,000 | $ 441,000 | $ 146,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 12 | $ 4,981,000 | $ 343,000 | $ 101,666 |
| WORCESTER, MA-CT | 11 | $ 2,474,000 | $ 220,500 | $ 93,000 |
| BOSTON, MA | 10 | $ 3,212,000 | $ 321,000 | $ 140,000 |
| READING, PA | 10 | $ 1,627,000 | $ 162,000 | $ 81,000 |
| VINELAND-BRIDGETON, NJ | 10 | $ 1,566,000 | $ 156,000 | $ 60,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 8 | $ 3,747,000 | $ 468,000 | $ 157,000 |
| PHILADELPHIA, PA | 8 | $ 1,307,000 | $ 163,000 | $ 71,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 7 | $ 1,843,000 | $ 263,000 | $ 123,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 6 | $ 1,416,000 | $ 236,000 | $ 75,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 5 | $ 1,006,000 | $ 201,000 | $ 145,000 |
| PUNTA GORDA, FL | 5 | $ 780,000 | $ 156,000 | $ 109,000 |
| TRENTON, NJ | 4 | $ 1,257,000 | $ 314,000 | $ 147,000 |
| CLEVELAND, TN | 3 | $ 515,000 | $ 171,000 | $ 59,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 3 | $ 1,553,000 | $ 517,000 | $ 220,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 588,000 | $ 196,000 | $ 104,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 3 | $ 756,000 | $ 252,000 | $ 80,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 3 | $ 1,384,000 | $ 461,000 | $ 342,000 |
| STOCKTON-LODI, CA | 3 | $ 854,000 | $ 284,000 | $ 61,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 557,000 | $ 185,000 | $ 95,000 |
| BARNSTABLE TOWN, MA | 2 | $ 509,000 | $ 254,000 | $ 314,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 2 | $ 392,000 | $ 196,000 | $ 111,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 329,000 | $ 164,000 | $ 84,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 249,000 | $ 124,000 | $ 61,000 |
| LANCASTER, PA | 2 | $ 360,000 | $ 180,000 | $ 86,000 |
| LYNCHBURG, VA | 2 | $ 219,000 | $ 109,000 | $ 434,000 |
| MONTGOMERY, AL | 2 | $ 245,000 | $ 122,000 | $ 58,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 288,000 | $ 144,000 | $ 34,000 |
| PITTSBURGH, PA | 2 | $ 293,000 | $ 146,000 | $ 62,000 |
| RICHMOND, VA | 2 | $ 492,000 | $ 246,000 | $ 60,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2 | $ 353,000 | $ 176,000 | $ 27,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 1,035,000 | $ 517,000 | $ 99,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 405,000 | $ 202,000 | $ 110,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 544,000 | $ 272,000 | $ 62,000 |
| ALBANY, GA | 1 | $ 315,000 | $ 315,000 | $ 139,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 144,000 | $ 144,000 | $ 90,000 |
| CLARKSVILLE, TN-KY | 1 | $ 172,000 | $ 172,000 | $ 48,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 137,000 | $ 137,000 | $ 46,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 368,000 | $ 368,000 | $ 134,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 1 | $ 532,000 | $ 532,000 | $ 238,000 |
| GAINESVILLE, FL | 1 | $ 141,000 | $ 141,000 | $ 369,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 143,000 | $ 143,000 | $ 57,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1 | $ 500,000 | $ 500,000 | $ 144,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 162,000 | $ 162,000 | $ 66,000 |
| OCALA, FL | 1 | $ 180,000 | $ 180,000 | $ 109,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 358,000 | $ 358,000 | $ 139,000 |
| PITTSFIELD, MA | 1 | $ 154,000 | $ 154,000 | $ 123,000 |
| PORT ST. LUCIE, FL | 1 | $ 201,000 | $ 201,000 | $ 62,000 |
| REDDING, CA | 1 | $ 203,000 | $ 203,000 | $ 450,000 |
| ROCKY MOUNT, NC | 1 | $ 113,000 | $ 113,000 | $ 166,000 |
| SAN DIEGO-CARLSBAD, CA | 1 | $ 346,000 | $ 346,000 | $ 136,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 601,000 | $ 601,000 | $ 114,000 |
| SAVANNAH, GA | 1 | $ 187,000 | $ 187,000 | $ 72,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 437,000 | $ 437,000 | $ 119,000 |
| YORK-HANOVER, PA | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Atlantic Home Loans, Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,963 | $712,618,000 | $240,000 | $2,716,000 | $102,000 | $1,855,000 |
| Refinancing | 553 | $143,458,000 | $259,000 | $980,000 | $114,000 | $942,000 |
| Home Improvement | 1 | $339,000 | $339,000 | $339,000 | $146,000 | $146,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,324 | $549,102,000 | $236,000 | $1,360,000 | $104,000 | $1,855,000 |
| Not Provided | 449 | $143,706,000 | $320,000 | $2,716,000 | $135,000 | $1,040,000 |
| Hispanic | 354 | $71,024,000 | $200,000 | $647,000 | $77,000 | $400,000 |
| Black or African American | 240 | $47,783,000 | $199,000 | $636,000 | $76,000 | $347,000 |
| Asian | 139 | $42,517,000 | $305,000 | $1,836,000 | $117,000 | $439,000 |
| American Indian or Alaskan Native | 6 | $791,000 | $131,000 | $215,000 | $92,000 | $274,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,492,000 | $298,000 | $601,000 | $81,000 | $127,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,024 | $539,447,000 | $266,000 | $2,716,000 | $126,000 | $1,855,000 |
| FHA-insured (Federal Housing Administration) | 1,154 | $241,167,000 | $208,000 | $943,000 | $74,000 | $445,000 |
| VA-guaranteed (Veterans Administration) | 214 | $54,177,000 | $253,000 | $657,000 | $82,000 | $322,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 125 | $21,624,000 | $172,000 | $343,000 | $56,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,525 | $601,769,000 | $238,000 | $2,050,000 | $104,000 | $1,855,000 |
| Application Withdrawn By Applicant | 781 | $204,786,000 | $262,000 | $2,716,000 | $109,000 | $822,000 |
| Application Denied By Financial Institution | 162 | $36,731,000 | $226,000 | $1,360,000 | $81,000 | $361,000 |
| Application Approved But Not Accepted | 28 | $7,202,000 | $257,000 | $704,000 | $106,000 | $244,000 |
| File Closed For Incompleteness | 21 | $5,927,000 | $282,000 | $666,000 | $107,000 | $264,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 5 | $517,000 | $103,000 | $160,000 | $135,000 | $263,000 |
| Debt-To-Income Ratio | 4 | $1,215,000 | $303,000 | $736,000 | $85,000 | $130,000 |
| Credit History | 3 | $523,000 | $174,000 | $265,000 | $69,000 | $108,000 |
| Credit Application Incomplete | 2 | $433,000 | $216,000 | $256,000 | $59,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $130,000 | $130,000 | $130,000 | $35,000 | $35,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Home Loans, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.