Atlantic Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Atlantic Home Loans, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Home Loans, Inc. 50 Route 46 Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 4,401 |
| Total Mortgage Loan Application Amount | $1,125,675,000 |
| Average Mortgage Loan Application Amount | $267,333 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $107,666 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Atlantic Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Atlantic Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Home Loans, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Delaware | 424 | $ 94,430,000 | $ 222,000 | $ 67,000 |
| Northampton County Pennsylvania | 320 | $ 62,330,000 | $ 194,000 | $ 94,000 |
| Bergen County New Jersey | 287 | $ 118,215,000 | $ 411,000 | $ 164,000 |
| Providence County Rhode Island | 231 | $ 53,275,000 | $ 230,000 | $ 83,000 |
| New Haven County Connecticut | 206 | $ 44,030,000 | $ 213,000 | $ 102,000 |
| Lehigh County Pennsylvania | 196 | $ 39,560,000 | $ 201,000 | $ 89,000 |
| Monroe County Pennsylvania | 176 | $ 29,330,000 | $ 166,000 | $ 83,000 |
| Essex County New Jersey | 173 | $ 66,125,000 | $ 382,000 | $ 158,000 |
| New Castle County Delaware | 135 | $ 32,705,000 | $ 242,000 | $ 76,000 |
| Kent County Rhode Island | 117 | $ 26,325,000 | $ 225,000 | $ 86,000 |
| Union County New Jersey | 101 | $ 37,705,000 | $ 373,000 | $ 150,000 |
| Morris County New Jersey | 93 | $ 36,595,000 | $ 393,000 | $ 161,000 |
| Sussex County Delaware | 91 | $ 22,015,000 | $ 241,000 | $ 76,000 |
| Newport County Rhode Island | 88 | $ 30,310,000 | $ 344,000 | $ 136,000 |
| Passaic County New Jersey | 85 | $ 24,155,000 | $ 284,000 | $ 123,000 |
| Denton County Texas | 74 | $ 17,550,000 | $ 237,000 | $ 107,000 |
| Mecklenburg County North Carolina | 57 | $ 13,675,000 | $ 239,000 | $ 111,000 |
| Miami-Dade County Florida | 56 | $ 16,620,000 | $ 296,000 | $ 105,000 |
| Cecil County Maryland | 55 | $ 12,315,000 | $ 223,000 | $ 76,000 |
| Carbon County Pennsylvania | 53 | $ 7,455,000 | $ 140,000 | $ 70,000 |
| Orange County Florida | 48 | $ 12,040,000 | $ 250,000 | $ 107,000 |
| Hamilton County Tennessee | 47 | $ 8,465,000 | $ 180,000 | $ 64,000 |
| Hudson County New Jersey | 44 | $ 17,810,000 | $ 404,000 | $ 147,000 |
| Washington County Rhode Island | 42 | $ 12,780,000 | $ 304,000 | $ 121,000 |
| Middlesex County New Jersey | 40 | $ 12,750,000 | $ 318,000 | $ 116,000 |
| Bucks County Pennsylvania | 40 | $ 9,850,000 | $ 246,000 | $ 103,000 |
| Fairfield County Connecticut | 37 | $ 12,345,000 | $ 333,000 | $ 138,000 |
| Harford County Maryland | 35 | $ 8,745,000 | $ 249,000 | $ 82,000 |
| Pike County Pennsylvania | 33 | $ 3,935,000 | $ 119,000 | $ 82,000 |
| Palm Beach County Florida | 32 | $ 10,280,000 | $ 321,000 | $ 187,000 |
| Middlesex County Connecticut | 30 | $ 7,080,000 | $ 236,000 | $ 118,000 |
| Montgomery County Pennsylvania | 28 | $ 6,210,000 | $ 221,000 | $ 89,000 |
| Broward County Florida | 24 | $ 6,820,000 | $ 284,000 | $ 95,000 |
| Somerset County New Jersey | 24 | $ 8,640,000 | $ 360,000 | $ 238,000 |
| York County South Carolina | 24 | $ 6,290,000 | $ 262,000 | $ 100,000 |
| Hartford County Connecticut | 23 | $ 5,275,000 | $ 229,000 | $ 85,000 |
| Union County North Carolina | 23 | $ 5,705,000 | $ 248,000 | $ 108,000 |
| Lackawanna County Pennsylvania | 23 | $ 2,415,000 | $ 105,000 | $ 54,000 |
| Tarrant County Texas | 23 | $ 4,505,000 | $ 195,000 | $ 75,000 |
| Berks County Pennsylvania | 21 | $ 4,585,000 | $ 218,000 | $ 88,000 |
| Bristol County Massachusetts | 20 | $ 5,950,000 | $ 297,000 | $ 82,000 |
| Hampden County Massachusetts | 19 | $ 2,905,000 | $ 152,000 | $ 69,000 |
| Sussex County New Jersey | 19 | $ 4,575,000 | $ 240,000 | $ 90,000 |
| Cabarrus County North Carolina | 18 | $ 3,100,000 | $ 172,000 | $ 59,000 |
| Camden County New Jersey | 17 | $ 2,815,000 | $ 165,000 | $ 67,000 |
| Warren County New Jersey | 17 | $ 3,165,000 | $ 186,000 | $ 75,000 |
| Luzerne County Pennsylvania | 15 | $ 1,685,000 | $ 112,000 | $ 73,000 |
| Seminole County Florida | 14 | $ 3,550,000 | $ 253,000 | $ 110,000 |
| Baltimore County Maryland | 14 | $ 3,560,000 | $ 254,000 | $ 91,000 |
| Bristol County Rhode Island | 14 | $ 4,490,000 | $ 320,000 | $ 139,000 |
| Monmouth County New Jersey | 13 | $ 4,725,000 | $ 363,000 | $ 187,000 |
| Dutchess County New York | 13 | $ 3,235,000 | $ 248,000 | $ 91,000 |
| Schuylkill County Pennsylvania | 13 | $ 1,775,000 | $ 136,000 | $ 84,000 |
| Windham County Connecticut | 12 | $ 2,460,000 | $ 205,000 | $ 74,000 |
| Osceola County Florida | 12 | $ 2,170,000 | $ 180,000 | $ 69,000 |
| Ocean County New Jersey | 12 | $ 3,780,000 | $ 315,000 | $ 194,000 |
| Clayton County Georgia | 11 | $ 1,335,000 | $ 121,000 | $ 43,000 |
| Anne Arundel County Maryland | 11 | $ 3,315,000 | $ 301,000 | $ 90,000 |
| Gloucester County New Jersey | 11 | $ 2,085,000 | $ 189,000 | $ 96,000 |
| Hunterdon County New Jersey | 11 | $ 3,335,000 | $ 303,000 | $ 105,000 |
| Gaston County North Carolina | 11 | $ 1,975,000 | $ 179,000 | $ 55,000 |
| Litchfield County Connecticut | 10 | $ 2,620,000 | $ 262,000 | $ 85,000 |
| Volusia County Florida | 10 | $ 1,680,000 | $ 168,000 | $ 47,000 |
| Durham County North Carolina | 10 | $ 1,390,000 | $ 139,000 | $ 57,000 |
| Lancaster County South Carolina | 10 | $ 1,900,000 | $ 190,000 | $ 59,000 |
| Lee County Florida | 9 | $ 1,425,000 | $ 158,000 | $ 83,000 |
| Plymouth County Massachusetts | 9 | $ 3,775,000 | $ 419,000 | $ 143,000 |
| Wayne County Pennsylvania | 9 | $ 1,405,000 | $ 156,000 | $ 109,000 |
| Baltimore City County Maryland | 8 | $ 1,780,000 | $ 222,000 | $ 38,000 |
| Burlington County New Jersey | 8 | $ 1,800,000 | $ 225,000 | $ 82,000 |
| Bradley County Tennessee | 8 | $ 1,820,000 | $ 227,000 | $ 65,000 |
| Dallas County Texas | 8 | $ 1,860,000 | $ 232,000 | $ 163,000 |
| DeKalb County Georgia | 7 | $ 1,505,000 | $ 215,000 | $ 85,000 |
| Walker County Georgia | 7 | $ 1,175,000 | $ 167,000 | $ 46,000 |
| Franklin County Texas | 7 | $ 2,845,000 | $ 406,000 | $ 269,000 |
| Gwinnett County Georgia | 6 | $ 2,080,000 | $ 346,000 | $ 115,000 |
| Prince George's County Maryland | 6 | $ 1,840,000 | $ 306,000 | $ 266,000 |
| Ulster County New York | 6 | $ 1,280,000 | $ 213,000 | $ 77,000 |
| Lincoln County North Carolina | 6 | $ 1,080,000 | $ 180,000 | $ 67,000 |
| Wake County North Carolina | 6 | $ 1,270,000 | $ 211,000 | $ 73,000 |
| Horry County South Carolina | 6 | $ 1,190,000 | $ 198,000 | $ 69,000 |
| Collin County Texas | 6 | $ 1,490,000 | $ 248,000 | $ 74,000 |
| Fairfax County Virginia | 6 | $ 2,600,000 | $ 433,000 | $ 109,000 |
| Hillsborough County Florida | 5 | $ 1,295,000 | $ 259,000 | $ 89,000 |
| Pinellas County Florida | 5 | $ 1,245,000 | $ 249,000 | $ 126,000 |
| Polk County Florida | 5 | $ 1,055,000 | $ 211,000 | $ 49,000 |
| St. Lucie County Florida | 5 | $ 985,000 | $ 197,000 | $ 53,000 |
| Montgomery County Maryland | 5 | $ 2,555,000 | $ 511,000 | $ 263,000 |
| Atlantic County New Jersey | 5 | $ 845,000 | $ 169,000 | $ 57,000 |
| Cumberland County New Jersey | 5 | $ 475,000 | $ 95,000 | $ 63,000 |
| Mercer County New Jersey | 5 | $ 815,000 | $ 163,000 | $ 202,000 |
| Orange County New York | 5 | $ 1,285,000 | $ 257,000 | $ 99,000 |
| New London County Connecticut | 4 | $ 800,000 | $ 200,000 | $ 51,000 |
| Lake County Florida | 4 | $ 560,000 | $ 140,000 | $ 52,000 |
| Sarasota County Florida | 4 | $ 740,000 | $ 185,000 | $ 107,000 |
| Douglas County Georgia | 4 | $ 750,000 | $ 187,000 | $ 45,000 |
| Middlesex County Massachusetts | 4 | $ 2,030,000 | $ 507,000 | $ 389,000 |
| Norfolk County Massachusetts | 4 | $ 1,730,000 | $ 432,000 | $ 127,000 |
| Suffolk County Massachusetts | 4 | $ 2,230,000 | $ 557,000 | $ 170,000 |
| Rockland County New York | 4 | $ 1,350,000 | $ 337,000 | $ 123,000 |
| Guilford County North Carolina | 4 | $ 350,000 | $ 87,000 | $ 49,000 |
| Johnston County North Carolina | 4 | $ 860,000 | $ 215,000 | $ 81,000 |
| Lancaster County Pennsylvania | 4 | $ 880,000 | $ 220,000 | $ 64,000 |
| York County Pennsylvania | 4 | $ 810,000 | $ 202,000 | $ 88,000 |
| Wise County Texas | 4 | $ 1,060,000 | $ 265,000 | $ 94,000 |
| Brevard County Florida | 3 | $ 905,000 | $ 301,000 | $ 117,000 |
| Charlotte County Florida | 3 | $ 615,000 | $ 205,000 | $ 57,000 |
| Manatee County Florida | 3 | $ 265,000 | $ 88,000 | $ 30,000 |
| St. Johns County Florida | 3 | $ 855,000 | $ 285,000 | $ 66,000 |
| Catoosa County Georgia | 3 | $ 495,000 | $ 165,000 | $ 72,000 |
| Cobb County Georgia | 3 | $ 925,000 | $ 308,000 | $ 86,000 |
| Caroline County Maryland | 3 | $ 535,000 | $ 178,000 | $ 54,000 |
| Queen Anne's County Maryland | 3 | $ 805,000 | $ 268,000 | $ 63,000 |
| Barnstable County Massachusetts | 3 | $ 975,000 | $ 325,000 | $ 109,000 |
| Suffolk County New York | 3 | $ 2,425,000 | $ 808,000 | $ 429,000 |
| Iredell County North Carolina | 3 | $ 865,000 | $ 288,000 | $ 73,000 |
| Lee County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 61,000 |
| Nash County North Carolina | 3 | $ 315,000 | $ 105,000 | $ 84,000 |
| Chester County Pennsylvania | 3 | $ 1,165,000 | $ 388,000 | $ 142,000 |
| Philadelphia County Pennsylvania | 3 | $ 685,000 | $ 228,000 | $ 93,000 |
| Grayson County Texas | 3 | $ 775,000 | $ 258,000 | $ 127,000 |
| Parker County Texas | 3 | $ 755,000 | $ 251,000 | $ 79,000 |
| Prince William County Virginia | 3 | $ 1,225,000 | $ 408,000 | $ 85,000 |
| Collier County Florida | 2 | $ 480,000 | $ 240,000 | $ 159,000 |
| Duval County Florida | 2 | $ 290,000 | $ 145,000 | $ 132,000 |
| Pasco County Florida | 2 | $ 190,000 | $ 95,000 | $ 62,000 |
| Fulton County Georgia | 2 | $ 150,000 | $ 75,000 | $ 30,000 |
| Rockdale County Georgia | 2 | $ 360,000 | $ 180,000 | $ 17,000 |
| Calvert County Maryland | 2 | $ 680,000 | $ 340,000 | $ 96,000 |
| Wicomico County Maryland | 2 | $ 390,000 | $ 195,000 | $ 75,000 |
| Erie County New York | 2 | $ 430,000 | $ 215,000 | $ 98,000 |
| Nassau County New York | 2 | $ 1,180,000 | $ 590,000 | $ 158,000 |
| Westchester County New York | 2 | $ 590,000 | $ 295,000 | $ 142,000 |
| Cleveland County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| Harnett County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 32,000 |
| Delaware County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 118,000 |
| Berkeley County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 69,000 |
| Charleston County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 122,000 |
| Campbell County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 34,000 |
| Cooke County Texas | 2 | $ 590,000 | $ 295,000 | $ 108,000 |
| Hill County Texas | 2 | $ 210,000 | $ 105,000 | $ 93,000 |
| Johnson County Texas | 2 | $ 420,000 | $ 210,000 | $ 90,000 |
| Kaufman County Texas | 2 | $ 510,000 | $ 255,000 | $ 50,000 |
| Montgomery County Texas | 2 | $ 610,000 | $ 305,000 | $ 85,000 |
| Nueces County Texas | 2 | $ 670,000 | $ 335,000 | $ 266,000 |
| Loudoun County Virginia | 2 | $ 920,000 | $ 460,000 | $ 130,000 |
| Lynchburg County Virginia | 2 | $ 200,000 | $ 100,000 | $ 502,000 |
| Hale County Alabama | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Maricopa County Arizona | 1 | $ 325,000 | $ 325,000 | $ 199,000 |
| Los Angeles County California | 1 | $ 965,000 | $ 965,000 | $ 207,000 |
| Riverside County California | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| San Diego County California | 1 | $ 465,000 | $ 465,000 | $ 945,000 |
| District of Columbia County District Of Columbia | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Escambia County Florida | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Hernando County Florida | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Leon County Florida | 1 | $ 115,000 | $ 115,000 | $ 218,000 |
| Suwannee County Florida | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Walton County Florida | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Camden County Georgia | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Chatham County Georgia | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Jackson County Georgia | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Muscogee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Paulding County Georgia | 1 | $ 125,000 | $ 125,000 | $ 107,000 |
| Putnam County Georgia | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| Towns County Georgia | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Walton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Carroll County Maryland | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Frederick County Maryland | 1 | $ 435,000 | $ 435,000 | $ 130,000 |
| Howard County Maryland | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Kent County Maryland | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Washington County Maryland | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Worcester County Maryland | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Essex County Massachusetts | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 134,000 |
| Hillsborough County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Merrimack County New Hampshire | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Cape May County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 201,000 |
| Salem County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Greene County New York | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Rensselaer County New York | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Warren County New York | 1 | $ 375,000 | $ 375,000 | $ 76,000 |
| Avery County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Burke County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Catawba County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Chatham County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Chowan County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Dare County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Forsyth County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Gates County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| New Hanover County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 233,000 |
| Northampton County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Pender County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 127,000 |
| Rowan County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Wayne County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Wilson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Allegheny County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Beaver County Pennsylvania | 1 | $ 535,000 | $ 535,000 | $ 112,000 |
| Columbia County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Perry County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 162,000 |
| Beaufort County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Chester County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Bledsoe County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Marion County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| McMinn County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Montgomery County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Polk County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Sequatchie County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Camp County Texas | 1 | $ 175,000 | $ 175,000 | $ 220,000 |
| Crane County Texas | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Ellis County Texas | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Harris County Texas | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Hunt County Texas | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Lubbock County Texas | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Montague County Texas | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| Rockwall County Texas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Rusk County Texas | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Accomack County Virginia | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Alexandria County Virginia | 1 | $ 375,000 | $ 375,000 | $ 96,000 |
| Arlington County Virginia | 1 | $ 635,000 | $ 635,000 | $ 226,000 |
| Charlottesville County Virginia | 1 | $ 415,000 | $ 415,000 | $ 135,000 |
| Chesapeake County Virginia | 1 | $ 315,000 | $ 315,000 | $ 149,000 |
| Frederick County Virginia | 1 | $ 515,000 | $ 515,000 | $ 102,000 |
| Henrico County Virginia | 1 | $ 355,000 | $ 355,000 | $ 173,000 |
| Lunenburg County Virginia | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Staunton County Virginia | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Atlantic Home Loans, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,391 | $842,885,000 | $248,000 | $2,005,000 | $102,000 | $1,225,000 |
| Refinancing | 601 | $174,695,000 | $290,000 | $1,775,000 | $96,000 | $945,000 |
| Cash-out Refinancing | 409 | $108,095,000 | $264,000 | $2,505,000 | $125,000 | $3,000,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,844 | $702,580,000 | $247,000 | $2,505,000 | $102,000 | $1,225,000 |
| Not Provided | 534 | $174,190,000 | $326,000 | $1,775,000 | $133,000 | $945,000 |
| Hispanic | 480 | $119,410,000 | $248,000 | $2,005,000 | $95,000 | $3,000,000 |
| Black or African American | 405 | $88,965,000 | $219,000 | $725,000 | $75,000 | $510,000 |
| Asian | 114 | $33,570,000 | $294,000 | $705,000 | $141,000 | $945,000 |
| American Indian or Alaskan Native | 5 | $1,255,000 | $251,000 | $275,000 | $87,000 | $149,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $930,000 | $465,000 | $475,000 | $132,000 | $140,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,768 | $752,880,000 | $271,000 | $2,505,000 | $124,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 1,231 | $272,025,000 | $220,000 | $755,000 | $71,000 | $349,000 |
| VA-guaranteed (Veterans Administration) | 283 | $78,065,000 | $275,000 | $765,000 | $73,000 | $272,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 119 | $22,705,000 | $190,000 | $495,000 | $53,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,256 | $823,160,000 | $252,000 | $1,775,000 | $104,000 | $1,225,000 |
| Application Withdrawn By Applicant | 756 | $208,110,000 | $275,000 | $2,505,000 | $107,000 | $3,000,000 |
| Application Approved But Not Accepted | 202 | $52,410,000 | $259,000 | $755,000 | $104,000 | $1,032,000 |
| Application Denied By Financial Institution | 169 | $35,215,000 | $208,000 | $745,000 | $71,000 | $402,000 |
| File Closed For Incompleteness | 18 | $6,780,000 | $376,000 | $2,005,000 | $101,000 | $460,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,232 | $1,090,460,000 | $257,000 | $2,505,000 | $105,000 | $3,000,000 |
| Credit History | 63 | $13,915,000 | $220,000 | $655,000 | $79,000 | $402,000 |
| Collateral | 34 | $6,540,000 | $192,000 | $745,000 | $76,000 | $218,000 |
| Debt-To-Income Ratio | 26 | $5,770,000 | $221,000 | $525,000 | $63,000 | $121,000 |
| Other | 19 | $4,095,000 | $215,000 | $455,000 | $70,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,060,000 | $171,000 | $315,000 | $65,000 | $141,000 |
| Employment History | 11 | $2,255,000 | $205,000 | $355,000 | $42,000 | $103,000 |
| Unverifiable Information | 4 | $580,000 | $145,000 | $325,000 | $65,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Home Loans, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.