Austin Bank, Texas National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Austin Bank, Texas National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Austin Bank, Texas National Association Po Box 1537 Jacksonville, TX 75791 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,432 |
| Total Mortgage Loan Application Amount | $270,280,000 |
| Average Mortgage Loan Application Amount | $157,000 |
| Highest Mortgage Loan Application Amount | $5,865,000 |
| Average Applicant Income | $123,400 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Austin Bank, Texas National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Austin Bank, Texas National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Austin Bank, Texas National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Austin Bank, Texas National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Austin Bank, Texas National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Austin Bank, Texas National Association's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Smith County Texas | 293 | $ 64,185,000 | $ 219,000 | $ 129,000 |
| Cherokee County Texas | 263 | $ 38,745,000 | $ 147,000 | $ 104,000 |
| Gregg County Texas | 144 | $ 21,930,000 | $ 152,000 | $ 102,000 |
| Nacogdoches County Texas | 125 | $ 22,075,000 | $ 176,000 | $ 132,000 |
| Anderson County Texas | 80 | $ 11,130,000 | $ 139,000 | $ 129,000 |
| Upshur County Texas | 66 | $ 10,590,000 | $ 160,000 | $ 104,000 |
| Harrison County Texas | 64 | $ 10,630,000 | $ 166,000 | $ 110,000 |
| Angelina County Texas | 60 | $ 13,440,000 | $ 224,000 | $ 123,000 |
| Van Zandt County Texas | 52 | $ 7,440,000 | $ 143,000 | $ 97,000 |
| Rusk County Texas | 50 | $ 8,060,000 | $ 161,000 | $ 197,000 |
| Henderson County Texas | 27 | $ 6,485,000 | $ 240,000 | $ 105,000 |
| Wood County Texas | 26 | $ 3,530,000 | $ 135,000 | $ 81,000 |
| Shelby County Texas | 20 | $ 2,840,000 | $ 142,000 | $ 117,000 |
| Brazos County Texas | 12 | $ 12,210,000 | $ 1,017,000 | $ 238,000 |
| Harris County Texas | 12 | $ 2,990,000 | $ 249,000 | $ 113,000 |
| Dallas County Texas | 11 | $ 3,945,000 | $ 358,000 | $ 351,000 |
| Liberty County Texas | 11 | $ 2,165,000 | $ 196,000 | $ 109,000 |
| Panola County Texas | 11 | $ 2,355,000 | $ 214,000 | $ 86,000 |
| Collin County Texas | 9 | $ 2,455,000 | $ 272,000 | $ 185,000 |
| Montgomery County Texas | 9 | $ 2,115,000 | $ 235,000 | $ 187,000 |
| Galveston County Texas | 8 | $ 1,870,000 | $ 233,000 | $ 206,000 |
| Marion County Texas | 6 | $ 1,360,000 | $ 226,000 | $ 215,000 |
| Cass County Texas | 5 | $ 1,275,000 | $ 255,000 | $ 238,000 |
| Denton County Texas | 5 | $ 1,655,000 | $ 331,000 | $ 216,000 |
| Houston County Texas | 4 | $ 570,000 | $ 142,000 | $ 184,000 |
| Rains County Texas | 4 | $ 370,000 | $ 92,000 | $ 126,000 |
| Camp County Texas | 3 | $ 1,495,000 | $ 498,000 | $ 1,039,000 |
| Kaufman County Texas | 3 | $ 425,000 | $ 141,000 | $ 87,000 |
| Morris County Texas | 3 | $ 225,000 | $ 75,000 | $ 57,000 |
| Tarrant County Texas | 3 | $ 525,000 | $ 175,000 | $ 80,000 |
| Trinity County Texas | 3 | $ 725,000 | $ 241,000 | $ 69,000 |
| Calcasieu County Louisiana | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Bowie County Texas | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Delta County Texas | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Franklin County Texas | 2 | $ 230,000 | $ 115,000 | $ 113,000 |
| Hunt County Texas | 2 | $ 490,000 | $ 245,000 | $ 128,000 |
| Titus County Texas | 2 | $ 100,000 | $ 50,000 | $ 35,000 |
| Travis County Texas | 2 | $ 600,000 | $ 300,000 | $ 154,000 |
| Los Angeles County California | 1 | $ 715,000 | $ 715,000 | $ 3,600,000 |
| Boulder County Colorado | 1 | $ 515,000 | $ 515,000 | $ 167,000 |
| Eagle County Colorado | 1 | $ 2,415,000 | $ 2,415,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 465,000 | $ 465,000 | $ 323,000 |
| Bell County Texas | 1 | $ 95,000 | $ 95,000 | $ 119,000 |
| Bexar County Texas | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Bosque County Texas | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Brazoria County Texas | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Falls County Texas | 1 | $ 85,000 | $ 85,000 | $ 300,000 |
| Fannin County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Freestone County Texas | 1 | $ 305,000 | $ 305,000 | $ 271,000 |
| Garza County Texas | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Hill County Texas | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Kendall County Texas | 1 | $ 385,000 | $ 385,000 | $ 283,000 |
| Lamar County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Leon County Texas | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Matagorda County Texas | 1 | $ 175,000 | $ 175,000 | $ 246,000 |
| Midland County Texas | 1 | $ 435,000 | $ 435,000 | $ 223,000 |
| Parker County Texas | 1 | $ 455,000 | $ 455,000 | $ 182,000 |
| Polk County Texas | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Red River County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Robertson County Texas | 1 | $ 385,000 | $ 385,000 | $ 66,000 |
| Sabine County Texas | 1 | $ 175,000 | $ 175,000 | $ 276,000 |
| San Jacinto County Texas | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Washington County Texas | 1 | $ 735,000 | $ 735,000 | $ 298,000 |
Mortgage Loan Application Detail Totals for Austin Bank, Texas National Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 859 | $167,675,000 | $195,000 | $3,965,000 | $117,000 | $1,175,000 |
| Refinancing | 386 | $81,650,000 | $211,000 | $5,865,000 | $154,000 | $3,600,000 |
| Home Improvement | 94 | $6,570,000 | $69,000 | $375,000 | $110,000 | $922,000 |
| Other Purpose | 47 | $4,145,000 | $88,000 | $305,000 | $74,000 | $197,000 |
| Cash-out Refinancing | 46 | $10,240,000 | $222,000 | $465,000 | $162,000 | $879,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,015 | $187,105,000 | $184,000 | $915,000 | $132,000 | $3,600,000 |
| Hispanic | 142 | $15,100,000 | $106,000 | $485,000 | $73,000 | $347,000 |
| Not applicable | 119 | $39,065,000 | $328,000 | $5,865,000 | $0 | $0 |
| Not Provided | 79 | $14,935,000 | $189,000 | $845,000 | $181,000 | $822,000 |
| Black or African American | 35 | $4,645,000 | $132,000 | $415,000 | $84,000 | $337,000 |
| Asian | 29 | $6,455,000 | $222,000 | $895,000 | $133,000 | $679,000 |
| American Indian or Alaskan Native | 3 | $575,000 | $191,000 | $245,000 | $83,000 | $98,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $515,000 | $515,000 | $515,000 | $190,000 | $190,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,425 | $268,695,000 | $188,000 | $5,865,000 | $127,000 | $3,600,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,585,000 | $226,000 | $345,000 | $82,000 | $160,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 931 | $178,785,000 | $192,000 | $5,865,000 | $129,000 | $1,175,000 |
| Application Denied By Financial Institution | 304 | $52,030,000 | $171,000 | $715,000 | $117,000 | $3,600,000 |
| Application Withdrawn By Applicant | 154 | $28,570,000 | $185,000 | $915,000 | $126,000 | $1,175,000 |
| File Closed For Incompleteness | 33 | $8,465,000 | $256,000 | $895,000 | $159,000 | $679,000 |
| Application Approved But Not Accepted | 10 | $2,430,000 | $243,000 | $655,000 | $213,000 | $1,039,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,128 | $218,250,000 | $193,000 | $5,865,000 | $130,000 | $1,175,000 |
| Debt-To-Income Ratio | 149 | $27,675,000 | $185,000 | $505,000 | $63,000 | $220,000 |
| Credit History | 52 | $6,870,000 | $132,000 | $395,000 | $101,000 | $364,000 |
| Collateral | 35 | $4,915,000 | $140,000 | $495,000 | $218,000 | $2,930,000 |
| Other | 34 | $6,320,000 | $185,000 | $465,000 | $163,000 | $879,000 |
| Credit Application Incomplete | 14 | $2,270,000 | $162,000 | $305,000 | $158,000 | $609,000 |
| Unverifiable Information | 7 | $1,675,000 | $239,000 | $715,000 | $577,000 | $3,600,000 |
| Employment History | 7 | $1,385,000 | $197,000 | $305,000 | $117,000 | $231,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $920,000 | $153,000 | $395,000 | $97,000 | $233,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Austin Bank, Texas National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Austin Bank, Texas National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.