Auto Club Trust, Fsb
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Auto Club Trust, Fsb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Auto Club Trust, Fsb 1 Autoclub Drive Dearborn, MI 48126 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 |
| Total Number of Mortgage Applications | 702 |
| Total Mortgage Loan Application Amount | $157,730,000 |
| Average Mortgage Loan Application Amount | $216,500 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $104,500 |
| Highest Applicant Income | $840,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WARREN-TROY-FARMINGTON HILLS, MI | 75 | $ 17,715,000 | $ 236,000 | $ 132,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 57 | $ 14,405,000 | $ 252,000 | $ 137,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 51 | $ 9,905,000 | $ 194,000 | $ 80,000 |
| NA (OUTSIDE OF MSA/MD) | 45 | $ 8,615,000 | $ 178,000 | $ 98,100 |
| DENVER-AURORA-LAKEWOOD, CO | 41 | $ 10,545,000 | $ 257,000 | $ 135,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 41 | $ 9,995,000 | $ 243,000 | $ 97,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 40 | $ 7,000,000 | $ 175,000 | $ 111,000 |
| CHICAGO-NAPERVILLE, IL | 31 | $ 7,105,000 | $ 229,000 | $ 108,000 |
| JACKSONVILLE, FL | 24 | $ 5,590,000 | $ 232,000 | $ 115,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 23 | $ 5,145,000 | $ 223,000 | $ 122,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 21 | $ 3,915,000 | $ 124,000 | $ 69,500 |
| ANN ARBOR, MI | 13 | $ 2,695,000 | $ 207,000 | $ 143,000 |
| CAPE CORAL-FORT MYERS, FL | 13 | $ 3,865,000 | $ 297,000 | $ 168,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 13 | $ 3,465,000 | $ 266,000 | $ 161,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 12 | $ 2,830,000 | $ 235,000 | $ 99,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 11 | $ 2,945,000 | $ 235,000 | $ 116,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 11 | $ 3,195,000 | $ 290,000 | $ 138,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 9 | $ 2,265,000 | $ 251,000 | $ 129,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 9 | $ 1,615,000 | $ 179,000 | $ 120,000 |
| BOULDER, CO | 8 | $ 2,650,000 | $ 331,000 | $ 214,000 |
| COLORADO SPRINGS, CO | 8 | $ 1,670,000 | $ 208,000 | $ 107,000 |
| FORT COLLINS, CO | 7 | $ 2,365,000 | $ 337,000 | $ 127,000 |
| ELGIN, IL | 6 | $ 1,270,000 | $ 211,000 | $ 158,000 |
| PORT ST. LUCIE, FL | 6 | $ 1,080,000 | $ 180,000 | $ 132,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 915,000 | $ 183,000 | $ 159,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 1,325,000 | $ 241,500 | $ 202,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 5 | $ 2,045,000 | $ 409,000 | $ 83,000 |
| THE VILLAGES, FL | 5 | $ 1,185,000 | $ 237,000 | $ 112,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 4 | $ 730,000 | $ 182,000 | $ 133,000 |
| GARY, IN | 4 | $ 800,000 | $ 200,000 | $ 77,000 |
| KNOXVILLE, TN | 4 | $ 770,000 | $ 192,000 | $ 95,000 |
| LAKELAND-WINTER HAVEN, FL | 4 | $ 530,000 | $ 132,000 | $ 83,000 |
| MADISON, WI | 4 | $ 1,040,000 | $ 260,000 | $ 148,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 860,000 | $ 215,000 | $ 129,000 |
| OCALA, FL | 4 | $ 800,000 | $ 200,000 | $ 91,000 |
| SAVANNAH, GA | 4 | $ 660,000 | $ 165,000 | $ 125,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 1,155,000 | $ 385,000 | $ 277,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 645,000 | $ 215,000 | $ 268,000 |
| DULUTH, MN-WI | 3 | $ 265,000 | $ 88,000 | $ 68,000 |
| GAINESVILLE, FL | 3 | $ 655,000 | $ 218,000 | $ 132,000 |
| GREELEY, CO | 3 | $ 535,000 | $ 178,000 | $ 67,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 345,000 | $ 115,000 | $ 57,000 |
| ASHEVILLE, NC | 2 | $ 480,000 | $ 240,000 | $ 144,000 |
| BRUNSWICK, GA | 2 | $ 330,000 | $ 165,000 | $ 141,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 690,000 | $ 345,000 | $ 165,000 |
| COLUMBIA, SC | 2 | $ 200,000 | $ 100,000 | $ 82,000 |
| FARGO, ND-MN | 2 | $ 490,000 | $ 245,000 | $ 140,000 |
| GRAND JUNCTION, CO | 2 | $ 370,000 | $ 185,000 | $ 69,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 330,000 | $ 165,000 | $ 118,000 |
| LINCOLN, NE | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 350,000 | $ 175,000 | $ 138,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 260,000 | $ 130,000 | $ 96,000 |
| PUNTA GORDA, FL | 2 | $ 320,000 | $ 160,000 | $ 91,000 |
| RALEIGH, NC | 2 | $ 520,000 | $ 260,000 | $ 190,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 95,000 | $ 95,000 | $ 101,000 |
| APPLETON, WI | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| BISMARCK, ND | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| BLOOMINGTON, IL | 1 | $ 205,000 | $ 205,000 | $ 152,000 |
| CLARKSVILLE, TN-KY | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 415,000 | $ 415,000 | $ 100,000 |
| DALTON, GA | 1 | $ 145,000 | $ 145,000 | $ 150,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| FLINT, MI | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| FORT WAYNE, IN | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| GOLDSBORO, NC | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 115,000 | $ 115,000 | $ 121,000 |
| IOWA CITY, IA | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| JACKSON, MI | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| JOHNSON CITY, TN | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 305,000 | $ 305,000 | $ 165,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| LANSING-EAST LANSING, MI | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| NEW BERN, NC | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| PANAMA CITY, FL | 1 | $ 355,000 | $ 355,000 | $ 122,000 |
| RACINE, WI | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 515,000 | $ 515,000 | $ 91,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| SEBRING, FL | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| SPRINGFIELD, IL | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| ST. LOUIS, MO-IL | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Auto Club Trust, Fsb in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 484 | $110,010,000 | $227,000 | $835,000 | $124,000 | $840,000 |
| Cash-out Refinancing | 153 | $34,375,000 | $224,000 | $1,005,000 | $112,000 | $397,000 |
| Home Purchase | 57 | $11,655,000 | $204,000 | $515,000 | $105,000 | $349,000 |
| Other Purpose | 8 | $1,690,000 | $211,000 | $505,000 | $77,000 | $114,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 466 | $102,170,000 | $219,000 | $835,000 | $121,000 | $810,000 |
| Not Provided | 112 | $26,460,000 | $236,000 | $1,005,000 | $113,000 | $540,000 |
| Black or African American | 51 | $11,565,000 | $226,000 | $765,000 | $104,000 | $840,000 |
| Asian | 33 | $8,095,000 | $245,000 | $425,000 | $125,000 | $384,000 |
| Hispanic | 19 | $3,545,000 | $186,000 | $405,000 | $103,000 | $397,000 |
| Not applicable | 14 | $3,740,000 | $267,000 | $475,000 | $132,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 701 | $157,525,000 | $224,000 | $1,005,000 | $119,000 | $840,000 |
| VA-guaranteed (Veterans Administration) | 1 | $205,000 | $205,000 | $205,000 | $56,000 | $56,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 288 | $65,980,000 | $229,000 | $1,005,000 | $124,000 | $770,000 |
| Loan Originated | 288 | $66,090,000 | $229,000 | $555,000 | $119,000 | $434,000 |
| Application Denied By Financial Institution | 69 | $14,385,000 | $208,000 | $765,000 | $100,000 | $840,000 |
| Application Approved But Not Accepted | 28 | $5,710,000 | $203,000 | $435,000 | $112,000 | $249,000 |
| File Closed For Incompleteness | 28 | $5,360,000 | $191,000 | $835,000 | $120,000 | $810,000 |
| Preapproval Approved but not Accepted | 1 | $205,000 | $205,000 | $205,000 | $135,000 | $135,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 633 | $143,345,000 | $226,000 | $1,005,000 | $121,000 | $810,000 |
| Debt-To-Income Ratio | 29 | $7,765,000 | $267,000 | $545,000 | $72,000 | $300,000 |
| Collateral | 21 | $3,215,000 | $153,000 | $415,000 | $115,000 | $360,000 |
| Credit History | 14 | $2,030,000 | $145,000 | $235,000 | $80,000 | $194,000 |
| Other | 4 | $1,100,000 | $275,000 | $765,000 | $280,000 | $840,000 |
| Unverifiable Information | 1 | $275,000 | $275,000 | $275,000 | $115,000 | $115,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.