Axiom Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Axiom Bank, N.A. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Axiom Bank, N.A. 258 Southhall Ln Suite 400 Maitland, FL 32751 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 236 |
| Total Mortgage Loan Application Amount | $29,260,000 |
| Average Mortgage Loan Application Amount | $83,000 |
| Highest Mortgage Loan Application Amount | $5,405,000 |
| Average Applicant Income | $56,333 |
| Highest Applicant Income | $163,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Axiom Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Axiom Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Axiom Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Axiom Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Axiom Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Axiom Bank, N.A.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 7 | $ 365,000 | $ 52,000 | $ 0 |
| Plymouth County Massachusetts | 6 | $ 660,000 | $ 110,000 | $ 78,000 |
| New Haven County Connecticut | 3 | $ 145,000 | $ 48,000 | $ 57,000 |
| New London County Connecticut | 3 | $ 155,000 | $ 51,000 | $ 57,000 |
| Kent County Delaware | 3 | $ 205,000 | $ 68,000 | $ 84,000 |
| Sussex County Delaware | 3 | $ 165,000 | $ 55,000 | $ 96,000 |
| Evangeline County Louisiana | 3 | $ 235,000 | $ 78,000 | $ 40,000 |
| Lafourche County Louisiana | 3 | $ 185,000 | $ 61,000 | $ 51,000 |
| Bristol County Massachusetts | 3 | $ 235,000 | $ 78,000 | $ 67,000 |
| Atlantic County New Jersey | 3 | $ 135,000 | $ 45,000 | $ 40,000 |
| Burlington County New Jersey | 3 | $ 225,000 | $ 75,000 | $ 81,000 |
| Clackamas County Oregon | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Lane County Oregon | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Chilton County Alabama | 2 | $ 100,000 | $ 50,000 | $ 30,000 |
| Marshall County Alabama | 2 | $ 260,000 | $ 130,000 | $ 103,000 |
| Pima County Arizona | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Lonoke County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 42,000 |
| Pulaski County Arkansas | 2 | $ 220,000 | $ 110,000 | $ 88,000 |
| Union County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 50,000 |
| White County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 77,000 |
| Lake County Florida | 2 | $ 2,300,000 | $ 1,150,000 | $ 84,000 |
| Levy County Florida | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Orange County Florida | 2 | $ 1,810,000 | $ 905,000 | $ 0 |
| Polk County Florida | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| Seminole County Florida | 2 | $ 930,000 | $ 465,000 | $ 105,000 |
| Grayson County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 98,000 |
| Terrebonne County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 75,000 |
| Hancock County Maine | 2 | $ 200,000 | $ 100,000 | $ 93,000 |
| Jackson County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 46,000 |
| Monmouth County New Jersey | 2 | $ 110,000 | $ 55,000 | $ 48,000 |
| Ocean County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Saratoga County New York | 2 | $ 170,000 | $ 85,000 | $ 54,000 |
| Suffolk County New York | 2 | $ 270,000 | $ 135,000 | $ 121,000 |
| Ulster County New York | 2 | $ 190,000 | $ 95,000 | $ 79,000 |
| Mayes County Oklahoma | 2 | $ 150,000 | $ 75,000 | $ 70,000 |
| Deschutes County Oregon | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Washington County Oregon | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Yamhill County Oregon | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Berks County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 90,000 |
| Hardin County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 32,000 |
| Fayette County Texas | 2 | $ 110,000 | $ 55,000 | $ 42,000 |
| Clark County Washington | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Spokane County Washington | 2 | $ 140,000 | $ 70,000 | $ 59,000 |
| Choctaw County Alabama | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Cullman County Alabama | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Fayette County Alabama | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Franklin County Alabama | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Houston County Alabama | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Jefferson County Alabama | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Morgan County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Pickens County Alabama | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Sumter County Alabama | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| La Paz County Arizona | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Mohave County Arizona | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pinal County Arizona | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Dallas County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Hot Spring County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Miller County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Mississippi County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Ouachita County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Van Buren County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Middlesex County Connecticut | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Tolland County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Alachua County Florida | 1 | $ 2,405,000 | $ 2,405,000 | $ 0 |
| Brevard County Florida | 1 | $ 5,405,000 | $ 5,405,000 | $ 0 |
| Columbia County Florida | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Indian River County Florida | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Lee County Florida | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Pinellas County Florida | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Volusia County Florida | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Washington County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Brantley County Georgia | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Camden County Georgia | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Catoosa County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Chatham County Georgia | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Glynn County Georgia | 1 | $ 65,000 | $ 65,000 | $ 135,000 |
| Paulding County Georgia | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Pierce County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Clay County Illinois | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Effingham County Illinois | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Marion County Illinois | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Morgan County Indiana | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Franklin County Kansas | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Breckinridge County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 116,000 |
| Edmonson County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Hancock County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Hart County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Laurel County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Marion County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Acadia County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Allen County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| De Soto County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| East Baton Rouge County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| La Salle County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Rapides County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| West Feliciana County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cumberland County Maine | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| York County Maine | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Barnstable County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Essex County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Hampden County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Hampshire County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Norfolk County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Bay County Michigan | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Ingham County Michigan | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Ionia County Michigan | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Oakland County Michigan | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Ottawa County Michigan | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| St. Clair County Michigan | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Bolivar County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Chickasaw County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Clarke County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Clay County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Copiah County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Covington County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| George County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Itawamba County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Jones County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Lauderdale County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Marshall County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Neshoba County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 132,000 |
| Pontotoc County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Warren County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Rockingham County New Hampshire | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Gloucester County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Sussex County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Bernalillo County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Albany County New York | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Dutchess County New York | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Oneida County New York | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Orange County New York | 1 | $ 115,000 | $ 115,000 | $ 102,000 |
| Rensselaer County New York | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Rockland County New York | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Lenoir County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Cherokee County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Pittsburg County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Wagoner County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Josephine County Oregon | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Newport County Rhode Island | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Dorchester County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Orangeburg County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Bledsoe County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hickman County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lewis County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Meigs County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tipton County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Bowie County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Colorado County Texas | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Guadalupe County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Harris County Texas | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Hunt County Texas | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Kaufman County Texas | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| San Jacinto County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Smith County Texas | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Van Zandt County Texas | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Benton County Washington | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Chelan County Washington | 1 | $ 75,000 | $ 75,000 | $ 0 |
| King County Washington | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Pierce County Washington | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Yakima County Washington | 1 | $ 55,000 | $ 55,000 | $ 0 |
Mortgage Loan Application Detail Totals for Axiom Bank, N.A. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 225 | $28,595,000 | $127,000 | $5,405,000 | $65,000 | $163,000 |
| Cash-out Refinancing | 6 | $310,000 | $51,000 | $105,000 | $44,000 | $62,000 |
| Refinancing | 5 | $355,000 | $71,000 | $105,000 | $60,000 | $75,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 146 | $10,680,000 | $73,000 | $195,000 | $65,000 | $163,000 |
| Not applicable | 68 | $17,110,000 | $251,000 | $5,405,000 | $0 | $0 |
| Not Provided | 9 | $625,000 | $69,000 | $105,000 | $65,000 | $112,000 |
| Black or African American | 6 | $510,000 | $85,000 | $105,000 | $55,000 | $77,000 |
| American Indian or Alaskan Native | 3 | $175,000 | $58,000 | $75,000 | $46,000 | $48,000 |
| Asian | 2 | $60,000 | $30,000 | $45,000 | $77,000 | $100,000 |
| Hispanic | 2 | $100,000 | $50,000 | $55,000 | $47,000 | $71,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 236 | $29,260,000 | $123,000 | $5,405,000 | $64,000 | $163,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 73 | $11,815,000 | $161,000 | $2,405,000 | $63,000 | $163,000 |
| Loan Purchased By The Institution | 62 | $4,510,000 | $72,000 | $145,000 | $0 | $0 |
| Application Denied By Financial Institution | 58 | $4,560,000 | $78,000 | $185,000 | $71,000 | $148,000 |
| Application Approved But Not Accepted | 41 | $2,905,000 | $70,000 | $165,000 | $57,000 | $130,000 |
| Application Withdrawn By Applicant | 2 | $5,470,000 | $2,735,000 | $5,405,000 | $77,000 | $77,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 178 | $24,700,000 | $138,000 | $5,405,000 | $61,000 | $163,000 |
| Credit History | 28 | $2,140,000 | $76,000 | $155,000 | $63,000 | $135,000 |
| Debt-To-Income Ratio | 12 | $1,000,000 | $83,000 | $135,000 | $72,000 | $148,000 |
| Other | 10 | $920,000 | $92,000 | $185,000 | $98,000 | $133,000 |
| Collateral | 6 | $370,000 | $61,000 | $115,000 | $68,000 | $122,000 |
| Employment History | 2 | $130,000 | $65,000 | $65,000 | $53,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Axiom Bank, N.A.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Axiom Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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