Axiom Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Axiom Financial, Llc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Axiom Financial, Llc 9350 S 150 E, #140 Sandy, UT 84070 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,866 |
| Total Mortgage Loan Application Amount | $656,484,000 |
| Average Mortgage Loan Application Amount | $157,106 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $60,255 |
| Highest Applicant Income | $671,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Axiom Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Axiom Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Axiom Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Axiom Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Axiom Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Axiom Financial, Llc's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Utah County Utah | 1,692 | $ 231,483,000 | $ 136,000 | $ 40,000 |
| Salt Lake County Utah | 1,254 | $ 172,277,000 | $ 137,000 | $ 38,000 |
| Davis County Utah | 549 | $ 75,302,000 | $ 137,000 | $ 49,000 |
| Weber County Utah | 330 | $ 40,172,000 | $ 121,000 | $ 42,000 |
| Tooele County Utah | 98 | $ 9,777,000 | $ 99,000 | $ 40,000 |
| Wasatch County Utah | 63 | $ 8,538,000 | $ 135,000 | $ 120,000 |
| Box Elder County Utah | 22 | $ 2,516,000 | $ 114,000 | $ 46,000 |
| Cache County Utah | 20 | $ 2,138,000 | $ 106,000 | $ 28,000 |
| Summit County Utah | 16 | $ 3,905,000 | $ 244,000 | $ 117,000 |
| Washington County Utah | 14 | $ 2,133,000 | $ 152,000 | $ 111,000 |
| Juab County Utah | 9 | $ 1,042,000 | $ 115,000 | $ 32,000 |
| Sanpete County Utah | 9 | $ 851,000 | $ 94,000 | $ 55,000 |
| Clark County Nevada | 8 | $ 1,015,000 | $ 126,000 | $ 98,000 |
| Ada County Idaho | 7 | $ 767,000 | $ 109,000 | $ 84,000 |
| Morgan County Utah | 7 | $ 1,098,000 | $ 156,000 | $ 81,000 |
| Bonneville County Idaho | 6 | $ 681,000 | $ 113,000 | $ 60,000 |
| Madison County Idaho | 6 | $ 560,000 | $ 93,000 | $ 53,000 |
| Cleveland County Oklahoma | 6 | $ 547,000 | $ 91,000 | $ 76,000 |
| Maricopa County Arizona | 5 | $ 743,000 | $ 148,000 | $ 34,000 |
| Fresno County California | 5 | $ 819,000 | $ 163,000 | $ 73,000 |
| Duchesne County Utah | 4 | $ 318,000 | $ 79,000 | $ 35,000 |
| Iron County Utah | 4 | $ 438,000 | $ 109,000 | $ 43,000 |
| Lincoln County Wyoming | 4 | $ 564,000 | $ 141,000 | $ 89,000 |
| Uinta County Wyoming | 4 | $ 255,000 | $ 63,000 | $ 75,000 |
| Placer County California | 3 | $ 829,000 | $ 276,000 | $ 78,000 |
| Riverside County California | 3 | $ 581,000 | $ 193,000 | $ 65,000 |
| Larimer County Colorado | 3 | $ 511,000 | $ 170,000 | $ 57,000 |
| Bingham County Idaho | 3 | $ 388,000 | $ 129,000 | $ 106,000 |
| Washoe County Nevada | 3 | $ 400,000 | $ 133,000 | $ 86,000 |
| Carbon County Utah | 3 | $ 184,000 | $ 61,000 | $ 61,000 |
| Grand County Utah | 3 | $ 347,000 | $ 115,000 | $ 117,000 |
| Uintah County Utah | 3 | $ 382,000 | $ 127,000 | $ 59,000 |
| Humboldt County California | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| Kern County California | 2 | $ 266,000 | $ 133,000 | $ 69,000 |
| Kings County California | 2 | $ 208,000 | $ 104,000 | $ 36,000 |
| Orange County California | 2 | $ 684,000 | $ 342,000 | $ 110,000 |
| San Bernardino County California | 2 | $ 308,000 | $ 154,000 | $ 48,000 |
| San Joaquin County California | 2 | $ 386,000 | $ 193,000 | $ 140,000 |
| San Luis Obispo County California | 2 | $ 432,000 | $ 216,000 | $ 108,000 |
| Stanislaus County California | 2 | $ 529,000 | $ 264,000 | $ 100,000 |
| El Paso County Colorado | 2 | $ 357,000 | $ 178,000 | $ 31,000 |
| Broward County Florida | 2 | $ 273,000 | $ 136,000 | $ 0 |
| Franklin County Idaho | 2 | $ 229,000 | $ 114,000 | $ 12,000 |
| Jefferson County Idaho | 2 | $ 236,000 | $ 118,000 | $ 43,000 |
| Gallatin County Montana | 2 | $ 394,000 | $ 197,000 | $ 39,000 |
| White Pine County Nevada | 2 | $ 149,000 | $ 74,000 | $ 16,000 |
| Oklahoma County Oklahoma | 2 | $ 186,000 | $ 93,000 | $ 54,000 |
| Jackson County Oregon | 2 | $ 266,000 | $ 133,000 | $ 16,000 |
| El Paso County Texas | 2 | $ 169,000 | $ 84,000 | $ 57,000 |
| Emery County Utah | 2 | $ 177,000 | $ 88,000 | $ 37,000 |
| Millard County Utah | 2 | $ 135,000 | $ 67,000 | $ 7,000 |
| Pierce County Washington | 2 | $ 189,000 | $ 94,000 | $ 72,000 |
| Cherokee County Alabama | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Coconino County Arizona | 1 | $ 73,000 | $ 73,000 | $ 24,000 |
| Pima County Arizona | 1 | $ 77,000 | $ 77,000 | $ 132,000 |
| Yavapai County Arizona | 1 | $ 125,000 | $ 125,000 | $ 117,000 |
| Chicot County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Contra Costa County California | 1 | $ 170,000 | $ 170,000 | $ 135,000 |
| El Dorado County California | 1 | $ 428,000 | $ 428,000 | $ 170,000 |
| Los Angeles County California | 1 | $ 226,000 | $ 226,000 | $ 175,000 |
| Merced County California | 1 | $ 46,000 | $ 46,000 | $ 64,000 |
| Nevada County California | 1 | $ 207,000 | $ 207,000 | $ 73,000 |
| San Diego County California | 1 | $ 107,000 | $ 107,000 | $ 113,000 |
| Solano County California | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Ventura County California | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Arapahoe County Colorado | 1 | $ 89,000 | $ 89,000 | $ 94,000 |
| Douglas County Colorado | 1 | $ 323,000 | $ 323,000 | $ 150,000 |
| Elbert County Colorado | 1 | $ 223,000 | $ 223,000 | $ 48,000 |
| Jefferson County Colorado | 1 | $ 232,000 | $ 232,000 | $ 84,000 |
| Rio Blanco County Colorado | 1 | $ 111,000 | $ 111,000 | $ 57,000 |
| Hillsborough County Florida | 1 | $ 124,000 | $ 124,000 | $ 474,000 |
| Miami-Dade County Florida | 1 | $ 134,000 | $ 134,000 | $ 26,000 |
| Seminole County Florida | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Catoosa County Georgia | 1 | $ 62,000 | $ 62,000 | $ 29,000 |
| Gwinnett County Georgia | 1 | $ 109,000 | $ 109,000 | $ 67,000 |
| Honolulu County Hawaii | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Canyon County Idaho | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Cassia County Idaho | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Kootenai County Idaho | 1 | $ 58,000 | $ 58,000 | $ 94,000 |
| Lake County Indiana | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 300,000 | $ 300,000 | $ 150,000 |
| Jefferson County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 49,000 |
| Montgomery County Maryland | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Wayne County Michigan | 1 | $ 232,000 | $ 232,000 | $ 109,000 |
| Scott County Minnesota | 1 | $ 214,000 | $ 214,000 | $ 150,000 |
| Cole County Missouri | 1 | $ 78,000 | $ 78,000 | $ 68,000 |
| Holt County Missouri | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Platte County Missouri | 1 | $ 189,000 | $ 189,000 | $ 53,000 |
| Lancaster County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Churchill County Nevada | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Lyon County Nevada | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
| Nye County Nevada | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Franklin County Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 85,000 |
| Brazos County Texas | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Tarrant County Texas | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Daggett County Utah | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Sevier County Utah | 1 | $ 88,000 | $ 88,000 | $ 66,000 |
| Wayne County Utah | 1 | $ 188,000 | $ 188,000 | $ 71,000 |
| Alexandria County Virginia | 1 | $ 263,000 | $ 263,000 | $ 104,000 |
| Frederick County Virginia | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| San Juan County Washington | 1 | $ 600,000 | $ 600,000 | $ 275,000 |
| Waukesha County Wisconsin | 1 | $ 212,000 | $ 212,000 | $ 80,000 |
| Natrona County Wyoming | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Axiom Financial, Llc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 2,801 | $368,463,000 | $144,454 | $900,000 | $68,454 | $475,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 2,064 | $287,770,000 | $164,791 | $900,000 | $55,250 | $671,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 1 | $251,000 | $251,000 | $251,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,943 | $533,011,000 | $155,434 | $900,000 | $78,434 | $671,000 |
| Information not provided by applicant in mail or telephone application | 454 | $63,428,000 | $139,230 | $550,000 | $32,769 | $444,000 |
| Hispanic | 320 | $39,998,000 | $126,200 | $359,000 | $43,000 | $198,000 |
| Asian or Pacific Islander | 75 | $10,158,000 | $136,000 | $275,000 | $40,250 | $124,000 |
| Other | 49 | $6,830,000 | $141,500 | $900,000 | $55,500 | $230,000 |
| Black | 15 | $2,041,000 | $137,000 | $185,000 | $35,250 | $88,000 |
| American Indian or Alaskan Native | 10 | $1,018,000 | $87,666 | $157,000 | $38,333 | $84,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,652 | $377,272,000 | $153,821 | $900,000 | $70,250 | $671,000 |
| FHA-insured (Federal Housing Administration) | 2,037 | $254,257,000 | $114,666 | $295,000 | $15,416 | $240,000 |
| VA-guaranteed (Veterans Administration) | 177 | $24,955,000 | $135,500 | $240,000 | $28,400 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,557 | $478,835,000 | $150,040 | $770,000 | $67,640 | $671,000 |
| Application Withdrawn By Applicant | 1,201 | $163,403,000 | $168,615 | $900,000 | $69,615 | $475,000 |
| Application Denied By Financial Institution | 76 | $10,316,000 | $112,666 | $475,000 | $18,833 | $196,000 |
| File Closed For Incompleteness | 26 | $3,036,000 | $118,500 | $162,000 | $45,500 | $79,000 |
| Application Approved But Not Accepted | 6 | $894,000 | $149,000 | $252,000 | $25,000 | $72,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 37 | $5,992,000 | $122,000 | $475,000 | $20,333 | $196,000 |
| Credit History | 21 | $2,323,000 | $109,500 | $180,000 | $47,500 | $147,000 |
| Unverifiable Information | 5 | $694,000 | $140,500 | $225,000 | $66,000 | $94,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $581,000 | $110,500 | $147,000 | $36,500 | $96,000 |
| Debt-To-Income Ratio | 4 | $467,000 | $116,500 | $200,000 | $91,500 | $156,000 |
| Collateral | 2 | $180,000 | $90,000 | $110,000 | $66,000 | $83,000 |
| Credit Application Incomplete | 2 | $79,000 | $39,000 | $69,000 | $65,000 | $102,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Axiom Financial, Llc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Axiom Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.