Waukesha County, WI Mortgage Lenders & HMDA Data, 2003
In 2003, lenders reported 72,797 mortgage applications in Waukesha County, WI totaling $12.1 billion. The average application was for $165,000, and applicants reported an average income of $85,000. 62% of applications resulted in an originated loan and 6% were denied. The most active lender was Countrywide Home Loans, with 5,642 applications, followed by Wells Fargo Home Mortgage and Landmark Credit Union.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 72,797 |
| Total Mortgage Loan Application Amount | $12,057,789,000 |
| Average Mortgage Loan Application Amount | $165,000 |
| Highest Mortgage Loan Application Amount | $14,100,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $9,999,000 |
Top Mortgage Lenders in Waukesha County, WI (2003)
Ranked by the number of mortgage applications each lender reported in Waukesha County, WI in 2003.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Countrywide Home Loans Westlake Village, CA |
5,642 | $1,041,259,000 | $184,000 | $97,000 |
| 2 | Wells Fargo Home Mortgage Des Moines, IA |
4,436 | $773,534,000 | $174,000 | $72,000 |
| 3 | Landmark Credit Union Brookfield, WI |
3,170 | $295,970,000 | $93,000 | $71,000 |
| 4 | Washington Mutual Bank Albion, NY |
2,589 | $458,278,000 | $177,000 | $65,000 |
| 5 | Wells Fargo Funding, Inc Winston-Salem, NC |
2,275 | $454,580,000 | $199,000 | $87,000 |
| 6 | Principal Residential Mortgage Long Island City, NY |
2,242 | $396,090,000 | $176,000 | $75,000 |
| 7 | Gmac Mortgage LLC Ft. Washington, PA |
2,151 | $366,411,000 | $170,000 | $85,000 |
| 8 | Waukesha State Bank Waukesha, WI |
1,898 | $239,965,000 | $126,000 | $50,000 |
| 9 | US Bank, N.A. Milwaukee, WI |
1,872 | $337,063,000 | $180,000 | $107,000 |
| 10 | Ameriquest Mortgage Company Orange, CA |
1,808 | $303,499,000 | $167,000 | $80,000 |
The tables below break down 2003 mortgage applications in Waukesha County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Waukesha County, WI in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 58,315 | $9,569,485,000 | $164,000 | $2,000,000 | $87,000 | $9,999,000 |
| Home Purchase (one-to-four family) | 11,948 | $2,238,872,000 | $187,000 | $1,925,000 | $84,000 | $3,377,000 |
| Home Improvement (one-to-four family) | 2,440 | $84,918,000 | $34,000 | $1,300,000 | $77,000 | $2,550,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 94 | $164,514,000 | $1,750,000 | $14,100,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 58,084 | $9,321,202,000 | $160,000 | $7,560,000 | $85,000 | $9,999,000 |
| Not applicable | 6,295 | $1,343,036,000 | $213,000 | $14,100,000 | $12,000 | $1,954,000 |
| Information not provided by applicant in mail or telephone application | 5,637 | $902,030,000 | $160,000 | $2,088,000 | $89,000 | $3,919,000 |
| Asian or Pacific Islander | 849 | $169,129,000 | $199,000 | $1,260,000 | $112,000 | $1,350,000 |
| Hispanic | 821 | $113,491,000 | $138,000 | $590,000 | $70,000 | $468,000 |
| Other | 578 | $107,497,000 | $185,000 | $1,415,000 | $109,000 | $805,000 |
| Black | 381 | $75,537,000 | $198,000 | $1,000,000 | $96,000 | $960,000 |
| American Indian or Alaskan Native | 152 | $25,867,000 | $170,000 | $901,000 | $93,000 | $901,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 71,615 | $11,890,111,000 | $166,000 | $14,100,000 | $90,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 641 | $83,086,000 | $129,000 | $197,000 | $34,000 | $135,000 |
| VA-guaranteed (Veterans Administration) | 537 | $84,072,000 | $156,000 | $264,000 | $34,000 | $618,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $520,000 | $130,000 | $162,000 | $57,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 45,444 | $7,312,971,000 | $160,000 | $14,100,000 | $93,000 | $9,999,000 |
| Loan Purchased By The Institution | 16,197 | $2,987,663,000 | $184,000 | $1,450,000 | $65,000 | $8,319,000 |
| Application Denied By Financial Institution | 4,670 | $706,069,000 | $151,000 | $7,250,000 | $77,000 | $2,664,000 |
| Application Withdrawn By Applicant | 3,293 | $548,032,000 | $166,000 | $1,800,000 | $82,000 | $3,919,000 |
| Application Approved But Not Accepted | 2,554 | $399,854,000 | $156,000 | $2,760,000 | $91,000 | $2,327,000 |
| File Closed For Incompleteness | 639 | $103,200,000 | $161,000 | $1,320,000 | $100,000 | $2,122,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 935 | $154,792,000 | $165,000 | $7,250,000 | $75,000 | $1,344,000 |
| Credit History | 894 | $120,986,000 | $135,000 | $1,600,000 | $76,000 | $1,440,000 |
| Credit Application Incomplete | 877 | $142,529,000 | $162,000 | $1,065,000 | $93,000 | $2,664,000 |
| Debt-To-Income Ratio | 514 | $79,764,000 | $155,000 | $1,820,000 | $62,000 | $599,000 |
| Collateral | 332 | $49,227,000 | $148,000 | $890,000 | $93,000 | $1,186,000 |
| Unverifiable Information | 209 | $33,306,000 | $159,000 | $476,000 | $89,000 | $816,000 |
| Employment History | 36 | $4,541,000 | $126,000 | $624,000 | $49,000 | $202,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $4,437,000 | $153,000 | $313,000 | $60,000 | $199,000 |
| Mortgage Insurance Denied | 1 | $144,000 | $144,000 | $144,000 | $36,000 | $36,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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