Badgerland Financial, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Badgerland Financial, Aca 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Badgerland Financial, Aca 1430 North Ridge Drive Prairie Du Sac, WI 53578 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2005 2004 |
| Total Number of Mortgage Applications | 639 |
| Total Mortgage Loan Application Amount | $210,920,000 |
| Average Mortgage Loan Application Amount | $268,666 |
| Highest Mortgage Loan Application Amount | $5,759,000 |
| Average Applicant Income | $288,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Badgerland Financial, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Badgerland Financial, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Badgerland Financial, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Badgerland Financial, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Badgerland Financial, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Badgerland Financial, Aca's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dodge County Wisconsin | 43 | $ 12,056,000 | $ 280,000 | $ 285,000 |
| Fond du Lac County Wisconsin | 40 | $ 9,510,000 | $ 237,000 | $ 234,000 |
| Trempealeau County Wisconsin | 36 | $ 12,048,000 | $ 334,000 | $ 288,000 |
| Buffalo County Wisconsin | 34 | $ 14,130,000 | $ 415,000 | $ 405,000 |
| Vernon County Wisconsin | 33 | $ 6,213,000 | $ 188,000 | $ 292,000 |
| Sauk County Wisconsin | 32 | $ 9,852,000 | $ 307,000 | $ 254,000 |
| Columbia County Wisconsin | 31 | $ 9,908,000 | $ 319,000 | $ 361,000 |
| Dane County Wisconsin | 31 | $ 19,009,000 | $ 613,000 | $ 1,121,000 |
| Monroe County Wisconsin | 30 | $ 9,800,000 | $ 326,000 | $ 229,000 |
| Grant County Wisconsin | 26 | $ 7,932,000 | $ 305,000 | $ 253,000 |
| Calumet County Wisconsin | 22 | $ 7,788,000 | $ 354,000 | $ 323,000 |
| Marquette County Wisconsin | 21 | $ 5,379,000 | $ 256,000 | $ 590,000 |
| Sheboygan County Wisconsin | 21 | $ 6,211,000 | $ 295,000 | $ 184,000 |
| Rock County Wisconsin | 20 | $ 6,375,000 | $ 318,000 | $ 542,000 |
| Iowa County Wisconsin | 19 | $ 7,179,000 | $ 377,000 | $ 489,000 |
| Green County Wisconsin | 18 | $ 4,397,000 | $ 244,000 | $ 150,000 |
| Richland County Wisconsin | 15 | $ 3,684,000 | $ 245,000 | $ 749,000 |
| Lafayette County Wisconsin | 14 | $ 4,035,000 | $ 288,000 | $ 152,000 |
| Washington County Wisconsin | 14 | $ 4,854,000 | $ 346,000 | $ 143,000 |
| Eau Claire County Wisconsin | 13 | $ 3,235,000 | $ 248,000 | $ 202,000 |
| Green Lake County Wisconsin | 13 | $ 3,923,000 | $ 301,000 | $ 428,000 |
| Walworth County Wisconsin | 12 | $ 5,364,000 | $ 447,000 | $ 195,000 |
| Crawford County Wisconsin | 10 | $ 4,399,000 | $ 439,000 | $ 88,000 |
| Juneau County Wisconsin | 10 | $ 2,996,000 | $ 299,000 | $ 339,000 |
| Adams County Wisconsin | 9 | $ 5,520,000 | $ 613,000 | $ 473,000 |
| Winnebago County Wisconsin | 9 | $ 2,475,000 | $ 275,000 | $ 424,000 |
| Jackson County Wisconsin | 8 | $ 1,510,000 | $ 188,000 | $ 123,000 |
| La Crosse County Wisconsin | 8 | $ 2,336,000 | $ 292,000 | $ 1,072,000 |
| Pepin County Wisconsin | 8 | $ 1,580,000 | $ 197,000 | $ 193,000 |
| Ozaukee County Wisconsin | 7 | $ 1,653,000 | $ 236,000 | $ 167,000 |
| Racine County Wisconsin | 5 | $ 3,473,000 | $ 694,000 | $ 122,000 |
| Waukesha County Wisconsin | 5 | $ 1,389,000 | $ 277,000 | $ 351,000 |
| Jefferson County Wisconsin | 3 | $ 888,000 | $ 296,000 | $ 124,000 |
| Brown County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 97,000 |
| Clark County Wisconsin | 2 | $ 547,000 | $ 273,000 | $ 1,356,000 |
| Waushara County Wisconsin | 2 | $ 332,000 | $ 166,000 | $ 163,000 |
| Winona County Minnesota | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Barron County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 89,000 |
| Dunn County Wisconsin | 1 | $ 2,400,000 | $ 2,400,000 | $ 0 |
| Iron County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Manitowoc County Wisconsin | 1 | $ 4,443,000 | $ 4,443,000 | $ 7,355,000 |
| Marinette County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 674,000 |
| Outagamie County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 133,000 |
Mortgage Loan Application Detail Totals for Badgerland Financial, Aca in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 355 | $153,457,000 | $432,000 | $5,759,000 | $479,000 | $9,999,000 |
| Home Purchase | 240 | $50,116,000 | $208,000 | $1,350,000 | $241,000 | $3,796,000 |
| Home Improvement | 44 | $7,347,000 | $166,000 | $600,000 | $144,000 | $1,349,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 581 | $167,628,000 | $288,000 | $4,443,000 | $402,000 | $9,999,000 |
| Not applicable | 54 | $42,470,000 | $786,000 | $5,759,000 | $0 | $0 |
| Asian | 2 | $358,000 | $179,000 | $259,000 | $125,000 | $189,000 |
| Hispanic | 2 | $464,000 | $232,000 | $263,000 | $121,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 639 | $210,920,000 | $330,000 | $5,759,000 | $367,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 392 | $127,973,000 | $326,000 | $5,759,000 | $423,000 | $9,999,000 |
| Application Denied By Financial Institution | 106 | $36,367,000 | $343,000 | $4,443,000 | $211,000 | $7,355,000 |
| Application Approved But Not Accepted | 70 | $24,074,000 | $343,000 | $3,866,000 | $380,000 | $3,973,000 |
| Application Withdrawn By Applicant | 64 | $21,273,000 | $332,000 | $2,600,000 | $274,000 | $4,143,000 |
| Preapproval Denied by Financial Institution | 4 | $563,000 | $140,000 | $245,000 | $51,000 | $74,000 |
| Preapproval Approved but not Accepted | 2 | $470,000 | $235,000 | $240,000 | $79,000 | $90,000 |
| File Closed For Incompleteness | 1 | $200,000 | $200,000 | $200,000 | $1,671,000 | $1,671,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 53 | $17,765,000 | $335,000 | $2,500,000 | $129,000 | $1,140,000 |
| Credit History | 26 | $3,858,000 | $148,000 | $261,000 | $84,000 | $367,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $4,937,000 | $379,000 | $985,000 | $195,000 | $665,000 |
| Collateral | 10 | $7,715,000 | $771,000 | $4,443,000 | $1,001,000 | $7,355,000 |
| Other | 8 | $2,655,000 | $331,000 | $550,000 | $124,000 | $331,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Badgerland Financial, Aca's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Badgerland Financial, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.