Juneau County, WI Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 832 mortgage applications in Juneau County, WI totaling $103.7 million, up 20% from 2014. The average application was for $124,000, and applicants reported an average income of $82,000. 54% of applications resulted in an originated loan and 23% were denied. The most active lender was Royal Bank, with 121 applications, followed by Wells Fargo Bank NA and BMO Harris Bank NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Wisconsin.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 832
Total Mortgage Loan Application Amount $103,729,000
Average Mortgage Loan Application Amount $124,000
Highest Mortgage Loan Application Amount $1,831,000
Average Applicant Income $82,000
Highest Applicant Income $1,938,000
Download the Wisconsin Lender List

Top Mortgage Lenders in Juneau County, WI (2015)

Ranked by the number of mortgage applications each lender reported in Juneau County, WI in 2015.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Royal Bank
Elroy, WI
121 $12,154,000 $100,000 $69,000
2 Wells Fargo Bank NA
Minneapolis, MN
57 $7,121,000 $124,000 $79,000
3 BMO Harris Bank NA
Chicago, IL
46 $4,108,000 $89,000 $62,000
4 Summit Credit Union
Cottage Grove, WI
33 $3,682,000 $111,000 $75,000
5 loanDepot.com LLC
Irvine, CA
26 $3,676,000 $141,000 $70,000
6 The Baraboo National Bank
Baraboo, WI
22 $1,763,000 $80,000 $51,000
7 Fairway Independent Mort Corp
Madison, WI
21 $2,766,000 $131,000 $74,000
8 Ditech Financial LLC
Fort Washington, PA
19 $2,022,000 $106,000 $96,000
9 Associated Bank NA
Green Bay, WI
18 $2,072,000 $115,000 $75,000
10 Consumer Loan Services, LLC
La Crosse, WI
17 $1,671,000 $98,000 $60,000

See every lender active in Juneau County, WI in 2015 »

The tables below break down 2015 mortgage applications in Juneau County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Juneau County, WI in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 427 $58,239,000 $136,000 $1,831,000 $80,000 $1,890,000
Home Purchase 361 $42,765,000 $118,000 $575,000 $86,000 $1,938,000
Home Improvement 44 $2,725,000 $61,000 $410,000 $73,000 $350,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 720 $91,341,000 $126,000 $1,831,000 $87,000 $1,938,000
Not applicable 53 $5,466,000 $103,000 $350,000 $14,000 $261,000
Not Provided 45 $5,645,000 $125,000 $410,000 $78,000 $350,000
Hispanic 6 $600,000 $100,000 $176,000 $78,000 $261,000
American Indian or Alaskan Native 4 $200,000 $50,000 $80,000 $55,000 $120,000
Asian 2 $160,000 $80,000 $87,000 $44,000 $51,000
Black or African American 2 $317,000 $158,000 $163,000 $73,000 $101,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 541 $66,627,000 $123,000 $1,831,000 $100,000 $1,938,000
FHA-insured (Federal Housing Administration) 139 $16,170,000 $116,000 $244,000 $43,000 $120,000
VA-guaranteed (Veterans Administration) 107 $16,001,000 $149,000 $362,000 $55,000 $166,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 45 $4,931,000 $109,000 $396,000 $43,000 $571,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 446 $56,404,000 $126,000 $1,124,000 $99,000 $1,938,000
Application Denied By Financial Institution 188 $23,173,000 $123,000 $1,755,000 $67,000 $787,000
Application Withdrawn By Applicant 85 $10,308,000 $121,000 $369,000 $57,000 $165,000
Loan Purchased By The Institution 68 $7,627,000 $112,000 $362,000 $37,000 $261,000
File Closed For Incompleteness 26 $2,884,000 $110,000 $417,000 $100,000 $739,000
Application Approved But Not Accepted 19 $3,333,000 $175,000 $1,831,000 $70,000 $176,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 41 $5,176,000 $126,000 $440,000 $75,000 $458,000
Credit History 30 $2,758,000 $91,000 $297,000 $64,000 $183,000
Debt-To-Income Ratio 22 $4,118,000 $187,000 $1,755,000 $81,000 $548,000
Credit Application Incomplete 18 $2,187,000 $121,000 $259,000 $42,000 $81,000
Other 9 $776,000 $86,000 $185,000 $64,000 $187,000
Unverifiable Information 7 $788,000 $112,000 $220,000 $162,000 $787,000
Insufficient Cash (Downpayment, Closing Cost) 5 $490,000 $98,000 $159,000 $60,000 $112,000
Employment History 1 $177,000 $177,000 $177,000 $66,000 $66,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Wisconsin Lender List