Banco Popular De Puerto Rico
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Banco Popular De Puerto Rico 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Banco Popular De Puerto Rico
Po Box 362708
San Juan, PR 00936
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 13,925
Total Mortgage Loan Application Amount $173,003,000
Average Mortgage Loan Application Amount $164,666
Highest Mortgage Loan Application Amount $703,000
Average Applicant Income $66,000
Highest Applicant Income $1,863,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Banco Popular De Puerto Rico. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Banco Popular De Puerto Rico's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Banco Popular De Puerto Rico's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Banco Popular De Puerto Rico serves its applicants.

Each category highlights the total number of mortgage applications processed by Banco Popular De Puerto Rico, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Banco Popular De Puerto Rico's mortgage activity for 2009.

Mortgage Loan Application Totals for Banco Popular De Puerto Rico by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Juan County Puerto Rico 996 $ 15,254,000 $ 15,000 $ 46,000
Carolina County Puerto Rico 700 $ 9,411,000 $ 13,000 $ 37,000
Bayamon County Puerto Rico 691 $ 9,021,000 $ 13,000 $ 37,000
Caguas County Puerto Rico 624 $ 7,156,000 $ 11,000 $ 33,000
Ponce County Puerto Rico 592 $ 6,625,000 $ 11,000 $ 27,000
Arecibo County Puerto Rico 409 $ 4,564,000 $ 11,000 $ 28,000
Guaynabo County Puerto Rico 317 $ 5,861,000 $ 18,000 $ 46,000
Rio Grande County Puerto Rico 317 $ 3,902,000 $ 12,000 $ 33,000
Toa Baja County Puerto Rico 309 $ 3,602,000 $ 11,000 $ 38,000
Humacao County Puerto Rico 305 $ 4,052,000 $ 13,000 $ 32,000
Trujillo Alto County Puerto Rico 267 $ 3,485,000 $ 13,000 $ 35,000
Cidra County Puerto Rico 265 $ 3,051,000 $ 11,000 $ 29,000
Mayaguez County Puerto Rico 257 $ 2,923,000 $ 11,000 $ 31,000
Canovanas County Puerto Rico 250 $ 3,035,000 $ 12,000 $ 35,000
Cayey County Puerto Rico 229 $ 3,048,000 $ 13,000 $ 33,000
Toa Alta County Puerto Rico 227 $ 3,339,000 $ 14,000 $ 39,000
Aguadilla County Puerto Rico 217 $ 2,887,000 $ 13,000 $ 33,000
Vega Baja County Puerto Rico 212 $ 2,573,000 $ 12,000 $ 32,000
Utuado County Puerto Rico 211 $ 1,948,000 $ 9,000 $ 23,000
Cabo Rojo County Puerto Rico 207 $ 2,530,000 $ 12,000 $ 37,000
Corozal County Puerto Rico 205 $ 2,726,000 $ 13,000 $ 33,000
Orocovis County Puerto Rico 196 $ 2,153,000 $ 10,000 $ 28,000
Gurabo County Puerto Rico 193 $ 2,393,000 $ 12,000 $ 36,000
San Lorenzo County Puerto Rico 188 $ 2,360,000 $ 12,000 $ 28,000
Moca County Puerto Rico 185 $ 2,177,000 $ 11,000 $ 41,000
Yabucoa County Puerto Rico 183 $ 1,822,000 $ 9,000 $ 25,000
Las Piedras County Puerto Rico 178 $ 2,222,000 $ 12,000 $ 34,000
Aguada County Puerto Rico 175 $ 2,307,000 $ 13,000 $ 26,000
Juncos County Puerto Rico 167 $ 1,838,000 $ 11,000 $ 29,000
Aguas Buenas County Puerto Rico 164 $ 2,132,000 $ 13,000 $ 29,000
Guayama County Puerto Rico 164 $ 1,915,000 $ 11,000 $ 31,000
Salinas County Puerto Rico 159 $ 1,590,000 $ 10,000 $ 29,000
Juana Diaz County Puerto Rico 158 $ 1,623,000 $ 10,000 $ 29,000
Morovis County Puerto Rico 157 $ 1,875,000 $ 11,000 $ 28,000
Isabela County Puerto Rico 155 $ 1,943,000 $ 12,000 $ 29,000
Yauco County Puerto Rico 150 $ 2,002,000 $ 13,000 $ 39,000
Barceloneta County Puerto Rico 148 $ 1,581,000 $ 10,000 $ 27,000
San Sebastian County Puerto Rico 144 $ 1,676,000 $ 11,000 $ 30,000
Hatillo County Puerto Rico 134 $ 1,703,000 $ 12,000 $ 36,000
Naguabo County Puerto Rico 132 $ 1,537,000 $ 11,000 $ 30,000
Camuy County Puerto Rico 130 $ 1,322,000 $ 10,000 $ 35,000
Loiza County Puerto Rico 130 $ 1,413,000 $ 10,000 $ 24,000
Manati County Puerto Rico 127 $ 1,561,000 $ 12,000 $ 35,000
Dorado County Puerto Rico 116 $ 1,435,000 $ 12,000 $ 41,000
Fajardo County Puerto Rico 115 $ 1,425,000 $ 12,000 $ 31,000
Vega Alta County Puerto Rico 115 $ 1,322,000 $ 11,000 $ 34,000
Naranjito County Puerto Rico 110 $ 1,565,000 $ 14,000 $ 34,000
Arroyo County Puerto Rico 104 $ 955,000 $ 9,000 $ 26,000
Coamo County Puerto Rico 103 $ 1,398,000 $ 13,000 $ 31,000
Santa Isabel County Puerto Rico 103 $ 1,196,000 $ 11,000 $ 31,000
Anasco County Puerto Rico 102 $ 1,235,000 $ 12,000 $ 31,000
San German County Puerto Rico 100 $ 918,000 $ 9,000 $ 28,000
Barranquitas County Puerto Rico 99 $ 1,061,000 $ 10,000 $ 28,000
Guayanilla County Puerto Rico 97 $ 1,248,000 $ 12,000 $ 32,000
Luquillo County Puerto Rico 97 $ 1,033,000 $ 10,000 $ 31,000
Patillas County Puerto Rico 92 $ 905,000 $ 9,000 $ 23,000
Hormigueros County Puerto Rico 89 $ 1,141,000 $ 12,000 $ 25,000
Penuelas County Puerto Rico 85 $ 1,112,000 $ 13,000 $ 25,000
Sabana Grande County Puerto Rico 85 $ 1,065,000 $ 12,000 $ 30,000
Comerio County Puerto Rico 81 $ 1,093,000 $ 13,000 $ 26,000
Quebradillas County Puerto Rico 77 $ 1,124,000 $ 14,000 $ 42,000
Ciales County Puerto Rico 72 $ 1,153,000 $ 16,000 $ 27,000
Catano County Puerto Rico 68 $ 881,000 $ 12,000 $ 45,000
Lajas County Puerto Rico 67 $ 633,000 $ 9,000 $ 25,000
Vieques County Puerto Rico 64 $ 653,000 $ 10,000 $ 25,000
Guanica County Puerto Rico 56 $ 586,000 $ 10,000 $ 23,000
Adjuntas County Puerto Rico 55 $ 656,000 $ 11,000 $ 22,000
Florida County Puerto Rico 55 $ 528,000 $ 9,000 $ 29,000
Jayuya County Puerto Rico 53 $ 634,000 $ 11,000 $ 23,000
Las Marias County Puerto Rico 50 $ 464,000 $ 9,000 $ 24,000
Maunabo County Puerto Rico 50 $ 562,000 $ 11,000 $ 28,000
Villalba County Puerto Rico 50 $ 581,000 $ 11,000 $ 27,000
Aibonito County Puerto Rico 49 $ 632,000 $ 12,000 $ 28,000
Rincon County Puerto Rico 47 $ 561,000 $ 11,000 $ 43,000
Lares County Puerto Rico 40 $ 537,000 $ 13,000 $ 25,000
Ceiba County Puerto Rico 26 $ 349,000 $ 13,000 $ 37,000
Maricao County Puerto Rico 22 $ 188,000 $ 8,000 $ 23,000
Culebra County Puerto Rico 7 $ 36,000 $ 5,000 $ 20,000

Mortgage Loan Application Detail Totals for Banco Popular De Puerto Rico in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 13,826 $162,203,000 $11,000 $287,000 $33,000 $1,863,000
Refinancing 97 $10,040,000 $103,000 $394,000 $0 $36,000
Home Purchase 2 $760,000 $380,000 $703,000 $165,000 $292,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 13,612 $158,107,000 $11,000 $703,000 $33,000 $1,863,000
Not Provided 133 $1,937,000 $14,000 $100,000 $51,000 $1,079,000
Not applicable 121 $12,093,000 $99,000 $394,000 $0 $0
White 54 $802,000 $14,000 $50,000 $52,000 $208,000
Black or African American 3 $34,000 $11,000 $28,000 $39,000 $75,000
Asian 2 $30,000 $15,000 $25,000 $115,000 $160,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,804 $160,910,000 $11,000 $703,000 $34,000 $1,863,000
FHA-insured (Federal Housing Administration) 121 $12,093,000 $99,000 $394,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 7,742 $89,092,000 $11,000 $287,000 $30,000 $1,863,000
Loan Originated 4,890 $55,526,000 $11,000 $703,000 $36,000 $643,000
Application Approved But Not Accepted 869 $11,014,000 $12,000 $65,000 $44,000 $1,125,000
Application Withdrawn By Applicant 180 $2,939,000 $16,000 $75,000 $40,000 $496,000
File Closed For Incompleteness 123 $2,339,000 $19,000 $100,000 $98,000 $1,531,000
Loan Purchased By The Institution 121 $12,093,000 $99,000 $394,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Banco Popular De Puerto Rico's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Banco Popular De Puerto Rico's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Puerto Rico, download the full spreadsheet with aggregated HMDA statistics today.

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