Bancorpsouth Bank
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for Bancorpsouth Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Bancorpsouth Bank
P O Box 789
Tupelo, MS 38802
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 17,222
Total Mortgage Loan Application Amount $1,825,762,000
Average Mortgage Loan Application Amount $87,666
Highest Mortgage Loan Application Amount $14,127,000
Average Applicant Income $85,333
Highest Applicant Income $5,640,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Bancorpsouth Bank by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
JACKSON, MS 1,543 $ 213,297,000 $ 138,000 $ 97,000
MEMPHIS, TN-MS-AR 1,302 $ 153,346,000 $ 97,000 $ 76,333
GULFPORT-BILOXI, MS 854 $ 112,786,000 $ 132,000 $ 89,000
HATTIESBURG, MS 771 $ 92,585,000 $ 120,000 $ 105,000
FORT SMITH, AR-OK 754 $ 65,944,000 $ 79,000 $ 64,500
NASHVILLE-DAVIDSON--MURFREESBORO, TN 531 $ 100,035,000 $ 188,000 $ 165,000
JACKSON, TN 500 $ 53,702,000 $ 107,000 $ 84,000
SHREVEPORT-BOSSIER CITY, LA 475 $ 66,863,000 $ 140,000 $ 107,000
LITTLE ROCK-NORTH LITTLE ROCK, AR 406 $ 45,199,000 $ 111,000 $ 99,000
PASCAGOULA, MS 313 $ 45,552,000 $ 145,000 $ 90,000
JONESBORO, AR 232 $ 21,702,000 $ 93,000 $ 82,000
BIRMINGHAM-HOOVER, AL 208 $ 30,280,000 $ 145,000 $ 71,000
TEXARKANA, TX-TEXARKANA, AR 208 $ 17,207,000 $ 80,500 $ 78,500
MONROE, LA 156 $ 16,921,000 $ 108,000 $ 83,000
BATON ROUGE, LA 133 $ 34,846,000 $ 262,000 $ 121,000
AUBURN-OPELIKA, AL 112 $ 12,315,000 $ 109,000 $ 92,000
LONGVIEW, TX 102 $ 12,326,000 $ 120,000 $ 169,000
HUNTSVILLE, AL 45 $ 10,006,000 $ 222,000 $ 118,000
MONTGOMERY, AL 36 $ 2,432,000 $ 67,000 $ 56,000
NEW ORLEANS-METAIRIE-KENNER, LA 24 $ 27,339,000 $ 1,139,000 $ 155,000
GADSDEN, AL 20 $ 2,342,000 $ 117,000 $ 135,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 19 $ 3,237,000 $ 170,000 $ 101,000
HOT SPRINGS, AR 19 $ 3,850,000 $ 202,000 $ 181,000
MOBILE, AL 15 $ 2,149,000 $ 143,000 $ 130,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 14 $ 6,694,000 $ 478,000 $ 842,000
DALLAS-PLANO-IRVING, TX 13 $ 2,543,000 $ 195,000 $ 155,000
TUSCALOOSA, AL 13 $ 1,774,000 $ 136,000 $ 150,000
TYLER, TX 12 $ 1,363,000 $ 113,000 $ 118,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 11 $ 1,278,000 $ 116,000 $ 146,000
PENSACOLA-FERRY PASS-BRENT, FL 11 $ 7,393,000 $ 672,000 $ 481,000
DECATUR, AL 10 $ 1,157,000 $ 115,000 $ 130,000
PINE BLUFF, AR 9 $ 663,000 $ 73,000 $ 92,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 8 $ 2,073,000 $ 326,333 $ 76,666
AUSTIN-ROUND ROCK, TX 7 $ 2,704,000 $ 386,000 $ 183,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 5 $ 1,440,000 $ 288,000 $ 161,000
FLORENCE-MUSCLE SHOALS, AL 5 $ 247,000 $ 49,000 $ 42,000
FORT WORTH-ARLINGTON, TX 5 $ 1,129,000 $ 225,000 $ 131,000
AUGUSTA-RICHMOND COUNTY, GA-SC 4 $ 411,000 $ 113,500 $ 57,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 4 $ 966,000 $ 241,000 $ 62,000
PANAMA CITY-LYNN HAVEN, FL 4 $ 1,161,000 $ 290,000 $ 566,000
ANNISTON-OXFORD, AL 3 $ 349,000 $ 116,000 $ 60,000
COLUMBIA, SC 3 $ 330,000 $ 110,000 $ 58,000
HOUMA-BAYOU CANE-THIBODAUX, LA 3 $ 488,000 $ 162,000 $ 94,000
KILLEEN-TEMPLE-FORT HOOD, TX 3 $ 368,000 $ 122,000 $ 52,000
OCALA, FL 3 $ 652,000 $ 217,000 $ 227,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 3 $ 374,000 $ 124,000 $ 263,000
SAN ANTONIO, TX 3 $ 402,000 $ 134,000 $ 106,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 3 $ 628,000 $ 209,000 $ 136,000
ABILENE, TX 2 $ 304,000 $ 152,000 $ 26,000
BEAUMONT-PORT ARTHUR, TX 2 $ 83,000 $ 41,000 $ 68,000
CHATTANOOGA, TN-GA 2 $ 253,000 $ 126,500 $ 40,000
CHICAGO-NAPERVILLE-JOLIET, IL 2 $ 290,000 $ 145,000 $ 114,000
CLEVELAND, TN 2 $ 259,000 $ 129,000 $ 99,000
FLINT, MI 2 $ 878,000 $ 439,000 $ 98,000
LEXINGTON-FAYETTE, KY 2 $ 149,000 $ 74,000 $ 285,000
OAKLAND-FREMONT-HAYWARD, CA 2 $ 215,000 $ 107,000 $ 124,000
OXNARD-THOUSAND OAKS-VENTURA, CA 2 $ 402,000 $ 201,000 $ 66,000
PHOENIX-MESA-SCOTTSDALE, AZ 2 $ 330,000 $ 165,000 $ 52,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 2 $ 214,000 $ 107,000 $ 98,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 2 $ 188,000 $ 94,000 $ 163,000
SAVANNAH, GA 2 $ 297,000 $ 148,000 $ 75,000
ST. LOUIS, MO-IL 2 $ 729,000 $ 364,000 $ 172,000
VALDOSTA, GA 2 $ 300,000 $ 150,000 $ 85,000
ALEXANDRIA, LA 1 $ 185,000 $ 185,000 $ 145,000
ANCHORAGE, AK 1 $ 82,000 $ 82,000 $ 57,000
BALTIMORE-TOWSON, MD 1 $ 334,000 $ 334,000 $ 300,000
BOSTON-QUINCY, MA 1 $ 265,000 $ 265,000 $ 240,000
BRIDGEPORT-STAMFORD-NORWALK, CT 1 $ 108,000 $ 108,000 $ 117,000
BROWNSVILLE-HARLINGEN, TX 1 $ 90,000 $ 90,000 $ 112,000
CAMDEN, NJ 1 $ 162,000 $ 162,000 $ 58,000
CANTON-MASSILLON, OH 1 $ 330,000 $ 330,000 $ 64,000
CAPE CORAL-FORT MYERS, FL 1 $ 636,000 $ 636,000 $ 295,000
CHARLESTON-NORTH CHARLESTON, SC 1 $ 65,000 $ 65,000 $ 125,000
CLARKSVILLE, TN-KY 1 $ 350,000 $ 350,000 $ 143,000
CLEVELAND-ELYRIA-MENTOR, OH 1 $ 62,000 $ 62,000 $ 40,000
COLLEGE STATION-BRYAN, TX 1 $ 153,000 $ 153,000 $ 63,000
COLUMBIA, MO 1 $ 242,000 $ 242,000 $ 176,000
COLUMBUS, OH 1 $ 122,000 $ 122,000 $ 57,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 95,000 $ 95,000 $ 46,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 122,000 $ 122,000 $ 0
DETROIT-LIVONIA-DEARBORN, MI 1 $ 160,000 $ 160,000 $ 105,000
ERIE, PA 1 $ 211,000 $ 211,000 $ 125,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 180,000 $ 180,000 $ 59,000
GARY, IN 1 $ 207,000 $ 207,000 $ 199,000
GOLDSBORO, NC 1 $ 153,000 $ 153,000 $ 50,000
GRAND FORKS, ND-MN 1 $ 147,000 $ 147,000 $ 90,000
GREENVILLE, SC 1 $ 126,000 $ 126,000 $ 54,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 135,000 $ 135,000 $ 50,000
HONOLULU, HI 1 $ 135,000 $ 135,000 $ 69,000
JACKSONVILLE, FL 1 $ 40,000 $ 40,000 $ 18,000
KANSAS CITY, MO-KS 1 $ 25,000 $ 25,000 $ 40,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 279,000 $ 279,000 $ 264,000
KNOXVILLE, TN 1 $ 105,000 $ 105,000 $ 33,000
LAKELAND, FL 1 $ 140,000 $ 140,000 $ 57,000
LAS VEGAS-PARADISE, NV 1 $ 72,000 $ 72,000 $ 54,000
LAWTON, OK 1 $ 124,000 $ 124,000 $ 50,000
MIAMI-MIAMI BEACH-KENDALL, FL 1 $ 109,000 $ 109,000 $ 162,000
MIDLAND, TX 1 $ 135,000 $ 135,000 $ 96,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1 $ 190,000 $ 190,000 $ 59,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 1 $ 150,000 $ 150,000 $ 100,000
MORRISTOWN, TN 1 $ 203,000 $ 203,000 $ 431,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 1 $ 437,000 $ 437,000 $ 145,000
PHILADELPHIA, PA 1 $ 175,000 $ 175,000 $ 42,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 1 $ 90,000 $ 90,000 $ 76,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 1 $ 27,000 $ 27,000 $ 0
RICHMOND, VA 1 $ 30,000 $ 30,000 $ 72,000
ROCHESTER, MN 1 $ 210,000 $ 210,000 $ 3,000,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 1 $ 83,000 $ 83,000 $ 204,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 115,000 $ 115,000 $ 63,000
SIOUX FALLS, SD 1 $ 66,000 $ 66,000 $ 43,000
SPRINGFIELD, IL 1 $ 55,000 $ 55,000 $ 24,000
TALLAHASSEE, FL 1 $ 77,000 $ 77,000 $ 640,000
TULSA, OK 1 $ 44,000 $ 44,000 $ 74,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 120,000 $ 120,000 $ 76,000
WARREN-TROY-FARMINGTON HILLS, MI 1 $ 48,000 $ 48,000 $ 113,000
WINSTON-SALEM, NC 1 $ 500,000 $ 500,000 $ 275,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Bancorpsouth Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,857 $958,043,000 $121,000 $14,127,000 $82,000 $5,640,000
Refinancing 7,533 $800,137,000 $106,000 $6,400,000 $98,000 $3,897,000
Home Improvement 1,832 $67,582,000 $36,000 $1,120,000 $76,000 $4,200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,081 $1,369,135,000 $104,000 $2,900,000 $101,000 $5,640,000
Black or African American 2,257 $158,592,000 $70,000 $1,575,000 $61,000 $2,100,000
Not applicable 1,020 $202,370,000 $198,000 $14,127,000 $0 $117,000
Not Provided 369 $43,137,000 $116,000 $772,000 $57,000 $960,000
Hispanic 287 $22,832,000 $79,000 $624,000 $73,000 $1,236,000
Asian 173 $26,167,000 $151,000 $1,130,000 $126,000 $1,800,000
American Indian or Alaskan Native 19 $1,396,000 $73,000 $182,000 $84,000 $535,000
Native Hawaiian or Other Pacific Islander 16 $2,133,000 $133,000 $366,000 $202,000 $462,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,989 $1,590,349,000 $106,000 $14,127,000 $95,000 $5,640,000
FHA-insured (Federal Housing Administration) 1,863 $186,678,000 $100,000 $203,000 $45,000 $1,931,000
VA-guaranteed (Veterans Administration) 361 $48,136,000 $133,000 $403,000 $52,000 $248,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $599,000 $66,000 $80,000 $26,000 $53,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,106 $1,249,214,000 $103,000 $14,127,000 $100,000 $4,200,000
Application Denied By Financial Institution 2,655 $241,408,000 $90,000 $6,400,000 $49,000 $5,640,000
Application Withdrawn By Applicant 2,008 $273,482,000 $136,000 $2,856,000 $80,000 $3,000,000
File Closed For Incompleteness 364 $44,412,000 $122,000 $725,000 $63,000 $802,000
Application Approved But Not Accepted 77 $15,432,000 $200,000 $1,000,000 $106,000 $1,212,000
Preapproval Approved but not Accepted 11 $1,734,000 $157,000 $360,000 $60,000 $158,000
Preapproval Denied by Financial Institution 1 $80,000 $80,000 $80,000 $37,000 $37,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,965 $154,488,000 $78,000 $720,000 $45,000 $2,213,000
Debt-To-Income Ratio 434 $48,976,000 $112,000 $1,432,000 $47,000 $790,000
Collateral 125 $13,917,000 $111,000 $866,000 $110,000 $5,640,000
Other 102 $20,634,000 $202,000 $6,400,000 $56,000 $380,000
Employment History 26 $3,061,000 $117,000 $520,000 $48,000 $221,000
Unverifiable Information 3 $401,000 $133,000 $287,000 $71,000 $97,000
Insufficient Cash (Downpayment, Closing Cost) 1 $11,000 $11,000 $11,000 $24,000 $24,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.

Download the Mississippi Lender List