Bank-Fund Staff Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Bank-Fund Staff Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank-Fund Staff Federal Credit Union 1725 I Street Nw Suite 150 Washington, DC 20006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,309 |
| Total Mortgage Loan Application Amount | $1,301,213,000 |
| Average Mortgage Loan Application Amount | $325,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $194,666 |
| Highest Applicant Income | $5,292,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Bank-Fund Staff Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank-Fund Staff Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Bank-Fund Staff Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank-Fund Staff Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank-Fund Staff Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank-Fund Staff Federal Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 695 | $ 279,626,000 | $ 402,000 | $ 226,000 |
| District of Columbia County District Of Columbia | 583 | $ 243,681,000 | $ 417,000 | $ 213,000 |
| Fairfax County Virginia | 492 | $ 180,459,000 | $ 366,000 | $ 190,000 |
| Arlington County Virginia | 101 | $ 35,598,000 | $ 352,000 | $ 182,000 |
| Alexandria County Virginia | 61 | $ 19,492,000 | $ 319,000 | $ 172,000 |
| Prince George's County Maryland | 49 | $ 10,634,000 | $ 217,000 | $ 104,000 |
| Loudoun County Virginia | 44 | $ 15,774,000 | $ 358,000 | $ 143,000 |
| Prince William County Virginia | 30 | $ 7,750,000 | $ 258,000 | $ 119,000 |
| Anne Arundel County Maryland | 25 | $ 7,684,000 | $ 307,000 | $ 150,000 |
| Howard County Maryland | 14 | $ 3,638,000 | $ 259,000 | $ 133,000 |
| Sussex County Delaware | 11 | $ 3,397,000 | $ 308,000 | $ 263,000 |
| Baltimore City County Maryland | 11 | $ 2,248,000 | $ 204,000 | $ 139,000 |
| Fairfax City County Virginia | 11 | $ 3,127,000 | $ 284,000 | $ 135,000 |
| Falls Church County Virginia | 10 | $ 3,111,000 | $ 311,000 | $ 174,000 |
| Frederick County Maryland | 8 | $ 1,976,000 | $ 247,000 | $ 131,000 |
| Miami-Dade County Florida | 7 | $ 2,270,000 | $ 324,000 | $ 287,000 |
| Los Angeles County California | 6 | $ 3,591,000 | $ 598,000 | $ 232,000 |
| Sarasota County Florida | 6 | $ 1,427,000 | $ 237,000 | $ 116,000 |
| Baltimore County Maryland | 6 | $ 1,757,000 | $ 292,000 | $ 133,000 |
| Broward County Florida | 5 | $ 1,526,000 | $ 305,000 | $ 216,000 |
| Spotsylvania County Virginia | 5 | $ 1,869,000 | $ 373,000 | $ 151,000 |
| Maricopa County Arizona | 4 | $ 760,000 | $ 190,000 | $ 119,000 |
| San Francisco County California | 4 | $ 3,860,000 | $ 965,000 | $ 254,000 |
| Calvert County Maryland | 4 | $ 825,000 | $ 206,000 | $ 75,000 |
| Talbot County Maryland | 4 | $ 1,478,000 | $ 369,000 | $ 168,000 |
| Hudson County New Jersey | 4 | $ 1,878,000 | $ 469,000 | $ 160,000 |
| New York County New York | 4 | $ 1,653,000 | $ 413,000 | $ 339,000 |
| Harris County Texas | 4 | $ 894,000 | $ 223,000 | $ 143,000 |
| Rappahannock County Virginia | 4 | $ 901,000 | $ 225,000 | $ 206,000 |
| San Mateo County California | 3 | $ 1,765,000 | $ 588,000 | $ 306,000 |
| Santa Clara County California | 3 | $ 2,939,000 | $ 979,000 | $ 234,000 |
| Collier County Florida | 3 | $ 1,145,000 | $ 381,000 | $ 171,000 |
| Hillsborough County Florida | 3 | $ 904,000 | $ 301,000 | $ 144,000 |
| Palm Beach County Florida | 3 | $ 726,000 | $ 242,000 | $ 227,000 |
| Worcester County Maryland | 3 | $ 438,000 | $ 146,000 | $ 227,000 |
| Mercer County New Jersey | 3 | $ 2,840,000 | $ 946,000 | $ 493,000 |
| Kings County New York | 3 | $ 1,980,000 | $ 660,000 | $ 390,000 |
| Fort Bend County Texas | 3 | $ 546,000 | $ 182,000 | $ 84,000 |
| Fauquier County Virginia | 3 | $ 1,082,000 | $ 360,000 | $ 211,000 |
| Manassas County Virginia | 3 | $ 541,000 | $ 180,000 | $ 177,000 |
| Nelson County Virginia | 3 | $ 438,000 | $ 146,000 | $ 118,000 |
| Washington County Arkansas | 2 | $ 194,000 | $ 97,000 | $ 205,000 |
| Contra Costa County California | 2 | $ 310,000 | $ 155,000 | $ 32,000 |
| Orange County California | 2 | $ 1,280,000 | $ 640,000 | $ 197,000 |
| Riverside County California | 2 | $ 874,000 | $ 437,000 | $ 193,000 |
| San Diego County California | 2 | $ 606,000 | $ 303,000 | $ 135,000 |
| Denver County Colorado | 2 | $ 923,000 | $ 461,000 | $ 217,000 |
| Flagler County Florida | 2 | $ 235,000 | $ 117,000 | $ 129,000 |
| Lee County Florida | 2 | $ 370,000 | $ 185,000 | $ 76,000 |
| DeKalb County Georgia | 2 | $ 530,000 | $ 265,000 | $ 101,000 |
| Hancock County Maine | 2 | $ 1,388,000 | $ 694,000 | $ 173,000 |
| Charles County Maryland | 2 | $ 520,000 | $ 260,000 | $ 217,000 |
| Somerset County Maryland | 2 | $ 700,000 | $ 350,000 | $ 114,000 |
| St. Mary's County Maryland | 2 | $ 570,000 | $ 285,000 | $ 215,000 |
| Berkshire County Massachusetts | 2 | $ 645,000 | $ 322,000 | $ 332,000 |
| Middlesex County Massachusetts | 2 | $ 639,000 | $ 319,000 | $ 84,000 |
| Suffolk County Massachusetts | 2 | $ 738,000 | $ 369,000 | $ 146,000 |
| Essex County New Jersey | 2 | $ 672,000 | $ 336,000 | $ 144,000 |
| Mecklenburg County North Carolina | 2 | $ 552,000 | $ 276,000 | $ 150,000 |
| Montgomery County Pennsylvania | 2 | $ 1,392,000 | $ 696,000 | $ 429,000 |
| Beaufort County South Carolina | 2 | $ 685,000 | $ 342,000 | $ 277,000 |
| Travis County Texas | 2 | $ 397,000 | $ 198,000 | $ 189,000 |
| Albemarle County Virginia | 2 | $ 918,000 | $ 459,000 | $ 209,000 |
| Rockingham County Virginia | 2 | $ 236,000 | $ 118,000 | $ 239,000 |
| Virginia Beach County Virginia | 2 | $ 1,098,000 | $ 549,000 | $ 282,000 |
| King County Washington | 2 | $ 722,000 | $ 361,000 | $ 319,000 |
| Spokane County Washington | 2 | $ 249,000 | $ 124,000 | $ 262,000 |
| Berkeley County West Virginia | 2 | $ 82,000 | $ 41,000 | $ 68,000 |
| Pendleton County West Virginia | 2 | $ 820,000 | $ 410,000 | $ 410,000 |
| Alameda County California | 1 | $ 300,000 | $ 300,000 | $ 128,000 |
| Ventura County California | 1 | $ 340,000 | $ 340,000 | $ 88,000 |
| Boulder County Colorado | 1 | $ 173,000 | $ 173,000 | $ 49,000 |
| Broomfield County Colorado | 1 | $ 248,000 | $ 248,000 | $ 83,000 |
| Larimer County Colorado | 1 | $ 100,000 | $ 100,000 | $ 128,000 |
| Fairfield County Connecticut | 1 | $ 1,445,000 | $ 1,445,000 | $ 250,000 |
| Hartford County Connecticut | 1 | $ 306,000 | $ 306,000 | $ 127,000 |
| Kent County Delaware | 1 | $ 230,000 | $ 230,000 | $ 128,000 |
| New Castle County Delaware | 1 | $ 100,000 | $ 100,000 | $ 132,000 |
| Alachua County Florida | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| Brevard County Florida | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Duval County Florida | 1 | $ 121,000 | $ 121,000 | $ 27,000 |
| Orange County Florida | 1 | $ 500,000 | $ 500,000 | $ 234,000 |
| Volusia County Florida | 1 | $ 200,000 | $ 200,000 | $ 275,000 |
| Coweta County Georgia | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Gwinnett County Georgia | 1 | $ 35,000 | $ 35,000 | $ 139,000 |
| Hawaii County Hawaii | 1 | $ 333,000 | $ 333,000 | $ 100,000 |
| Honolulu County Hawaii | 1 | $ 150,000 | $ 150,000 | $ 96,000 |
| Kauai County Hawaii | 1 | $ 784,000 | $ 784,000 | $ 349,000 |
| Cook County Illinois | 1 | $ 212,000 | $ 212,000 | $ 179,000 |
| Hamilton County Indiana | 1 | $ 148,000 | $ 148,000 | $ 99,000 |
| Johnson County Kansas | 1 | $ 159,000 | $ 159,000 | $ 198,000 |
| Cumberland County Maine | 1 | $ 141,000 | $ 141,000 | $ 166,000 |
| Kennebec County Maine | 1 | $ 271,000 | $ 271,000 | $ 125,000 |
| Carroll County Maryland | 1 | $ 750,000 | $ 750,000 | $ 129,000 |
| Dorchester County Maryland | 1 | $ 295,000 | $ 295,000 | $ 275,000 |
| Garrett County Maryland | 1 | $ 240,000 | $ 240,000 | $ 391,000 |
| Harford County Maryland | 1 | $ 220,000 | $ 220,000 | $ 180,000 |
| Washington County Maryland | 1 | $ 296,000 | $ 296,000 | $ 590,000 |
| Wicomico County Maryland | 1 | $ 515,000 | $ 515,000 | $ 167,000 |
| Essex County Massachusetts | 1 | $ 490,000 | $ 490,000 | $ 150,000 |
| Norfolk County Massachusetts | 1 | $ 488,000 | $ 488,000 | $ 227,000 |
| Worcester County Massachusetts | 1 | $ 428,000 | $ 428,000 | $ 220,000 |
| Rice County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 197,000 |
| Camden County New Jersey | 1 | $ 114,000 | $ 114,000 | $ 25,000 |
| Hunterdon County New Jersey | 1 | $ 660,000 | $ 660,000 | $ 571,000 |
| Bernalillo County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Dutchess County New York | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Erie County New York | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Nassau County New York | 1 | $ 1,040,000 | $ 1,040,000 | $ 314,000 |
| Brunswick County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Dare County North Carolina | 1 | $ 386,000 | $ 386,000 | $ 93,000 |
| Moore County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 302,000 |
| Orange County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Wake County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 80,000 |
| Franklin County Ohio | 1 | $ 260,000 | $ 260,000 | $ 78,000 |
| Wood County Ohio | 1 | $ 103,000 | $ 103,000 | $ 70,000 |
| Delaware County Pennsylvania | 1 | $ 269,000 | $ 269,000 | $ 170,000 |
| Fayette County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 326,000 |
| Philadelphia County Pennsylvania | 1 | $ 327,000 | $ 327,000 | $ 146,000 |
| Charleston County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Dorchester County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 152,000 |
| Georgetown County South Carolina | 1 | $ 283,000 | $ 283,000 | $ 109,000 |
| Horry County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 92,000 |
| Williamson County Tennessee | 1 | $ 338,000 | $ 338,000 | $ 94,000 |
| Collin County Texas | 1 | $ 400,000 | $ 400,000 | $ 335,000 |
| Salt Lake County Utah | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Chesterfield County Virginia | 1 | $ 266,000 | $ 266,000 | $ 83,000 |
| Clarke County Virginia | 1 | $ 300,000 | $ 300,000 | $ 200,000 |
| Frederick County Virginia | 1 | $ 350,000 | $ 350,000 | $ 200,000 |
| Giles County Virginia | 1 | $ 250,000 | $ 250,000 | $ 254,000 |
| Madison County Virginia | 1 | $ 112,000 | $ 112,000 | $ 754,000 |
| Martinsville County Virginia | 1 | $ 49,000 | $ 49,000 | $ 78,000 |
| Montgomery County Virginia | 1 | $ 355,000 | $ 355,000 | $ 145,000 |
| Orange County Virginia | 1 | $ 260,000 | $ 260,000 | $ 80,000 |
| Rockbridge County Virginia | 1 | $ 315,000 | $ 315,000 | $ 396,000 |
| Stafford County Virginia | 1 | $ 20,000 | $ 20,000 | $ 69,000 |
| Warren County Virginia | 1 | $ 417,000 | $ 417,000 | $ 219,000 |
| Westmoreland County Virginia | 1 | $ 144,000 | $ 144,000 | $ 217,000 |
| Monongalia County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for Bank-Fund Staff Federal Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,594 | $664,939,000 | $417,000 | $2,000,000 | $190,000 | $5,292,000 |
| Refinancing | 1,456 | $597,240,000 | $410,000 | $2,000,000 | $203,000 | $1,122,000 |
| Home Improvement | 259 | $39,034,000 | $150,000 | $1,520,000 | $191,000 | $679,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,632 | $660,170,000 | $404,000 | $2,000,000 | $205,000 | $5,255,000 |
| Asian | 771 | $318,587,000 | $413,000 | $2,000,000 | $198,000 | $5,292,000 |
| Hispanic | 357 | $132,778,000 | $371,000 | $1,690,000 | $184,000 | $613,000 |
| Black or African American | 345 | $115,484,000 | $334,000 | $1,520,000 | $157,000 | $497,000 |
| Not Provided | 190 | $70,328,000 | $370,000 | $1,200,000 | $197,000 | $785,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,489,000 | $311,000 | $600,000 | $165,000 | $444,000 |
| Not applicable | 3 | $757,000 | $252,000 | $417,000 | $106,000 | $191,000 |
| American Indian or Alaskan Native | 3 | $620,000 | $206,000 | $417,000 | $159,000 | $309,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,309 | $1,301,213,000 | $393,000 | $2,000,000 | $196,000 | $5,292,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,711 | $663,396,000 | $387,000 | $2,000,000 | $208,000 | $807,000 |
| Preapproval Approved but not Accepted | 660 | $297,110,000 | $450,000 | $2,000,000 | $183,000 | $1,380,000 |
| Application Withdrawn By Applicant | 458 | $159,921,000 | $349,000 | $1,400,000 | $191,000 | $5,255,000 |
| File Closed For Incompleteness | 298 | $113,980,000 | $382,000 | $1,600,000 | $191,000 | $5,292,000 |
| Application Denied By Financial Institution | 93 | $33,613,000 | $361,000 | $1,080,000 | $121,000 | $328,000 |
| Application Approved But Not Accepted | 50 | $21,120,000 | $422,000 | $1,600,000 | $185,000 | $807,000 |
| Preapproval Denied by Financial Institution | 39 | $12,073,000 | $309,000 | $800,000 | $127,000 | $460,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 49 | $18,797,000 | $383,000 | $1,080,000 | $110,000 | $460,000 |
| Credit History | 47 | $15,288,000 | $325,000 | $800,000 | $128,000 | $275,000 |
| Other | 14 | $4,176,000 | $298,000 | $600,000 | $127,000 | $200,000 |
| Collateral | 13 | $4,553,000 | $350,000 | $689,000 | $133,000 | $254,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,238,000 | $319,000 | $544,000 | $148,000 | $202,000 |
| Employment History | 1 | $594,000 | $594,000 | $594,000 | $217,000 | $217,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank-Fund Staff Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank-Fund Staff Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.