Bank-Fund Staff Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Bank-Fund Staff Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank-Fund Staff Federal Credit Union 1725 I Street Nw Suite 150 Washington, DC 20006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,055 |
| Total Mortgage Loan Application Amount | $780,405,000 |
| Average Mortgage Loan Application Amount | $332,600 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $206,400 |
| Highest Applicant Income | $3,399,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Bank-Fund Staff Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank-Fund Staff Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Bank-Fund Staff Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank-Fund Staff Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank-Fund Staff Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank-Fund Staff Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 528 | $ 230,480,000 | $ 436,000 | $ 230,000 |
| Montgomery County Maryland | 508 | $ 204,440,000 | $ 402,000 | $ 223,000 |
| Fairfax County Virginia | 421 | $ 155,625,000 | $ 369,000 | $ 207,000 |
| Arlington County Virginia | 103 | $ 43,865,000 | $ 425,000 | $ 225,000 |
| Loudoun County Virginia | 83 | $ 25,595,000 | $ 308,000 | $ 159,000 |
| Prince George's County Maryland | 54 | $ 10,080,000 | $ 186,000 | $ 123,000 |
| Alexandria County Virginia | 38 | $ 12,390,000 | $ 326,000 | $ 185,000 |
| Prince William County Virginia | 26 | $ 6,410,000 | $ 246,000 | $ 160,000 |
| Baltimore City County Maryland | 13 | $ 1,595,000 | $ 122,000 | $ 132,000 |
| Anne Arundel County Maryland | 12 | $ 5,100,000 | $ 425,000 | $ 196,000 |
| Howard County Maryland | 10 | $ 3,140,000 | $ 314,000 | $ 207,000 |
| Wake County North Carolina | 9 | $ 2,915,000 | $ 323,000 | $ 156,000 |
| Falls Church County Virginia | 9 | $ 3,505,000 | $ 389,000 | $ 147,000 |
| Frederick County Maryland | 8 | $ 1,610,000 | $ 201,000 | $ 124,000 |
| Broward County Florida | 7 | $ 2,005,000 | $ 286,000 | $ 159,000 |
| Hillsborough County Florida | 7 | $ 675,000 | $ 96,000 | $ 203,000 |
| Fulton County Georgia | 7 | $ 1,855,000 | $ 265,000 | $ 144,000 |
| Fairfax City County Virginia | 7 | $ 1,655,000 | $ 236,000 | $ 184,000 |
| Palm Beach County Florida | 5 | $ 1,945,000 | $ 389,000 | $ 228,000 |
| Charles County Maryland | 5 | $ 1,015,000 | $ 203,000 | $ 152,000 |
| King County Washington | 5 | $ 2,595,000 | $ 519,000 | $ 193,000 |
| Los Angeles County California | 4 | $ 2,780,000 | $ 695,000 | $ 110,000 |
| Orange County California | 4 | $ 1,400,000 | $ 350,000 | $ 202,000 |
| San Diego County California | 4 | $ 2,210,000 | $ 552,000 | $ 155,000 |
| Manatee County Florida | 4 | $ 800,000 | $ 200,000 | $ 214,000 |
| Miami-Dade County Florida | 4 | $ 1,080,000 | $ 270,000 | $ 211,000 |
| Cook County Illinois | 4 | $ 830,000 | $ 207,000 | $ 108,000 |
| Calvert County Maryland | 4 | $ 1,320,000 | $ 330,000 | $ 146,000 |
| Spotsylvania County Virginia | 4 | $ 970,000 | $ 242,000 | $ 115,000 |
| Bergen County New Jersey | 3 | $ 1,845,000 | $ 615,000 | $ 186,000 |
| Kings County New York | 3 | $ 1,565,000 | $ 521,000 | $ 144,000 |
| Westchester County New York | 3 | $ 2,765,000 | $ 921,000 | $ 469,000 |
| Franklin County Ohio | 3 | $ 725,000 | $ 241,000 | $ 109,000 |
| Allegheny County Pennsylvania | 3 | $ 585,000 | $ 195,000 | $ 80,000 |
| Montgomery County Pennsylvania | 3 | $ 1,125,000 | $ 375,000 | $ 218,000 |
| Henrico County Virginia | 3 | $ 1,025,000 | $ 341,000 | $ 100,000 |
| Richmond City County Virginia | 3 | $ 555,000 | $ 185,000 | $ 368,000 |
| Virginia Beach County Virginia | 3 | $ 485,000 | $ 161,000 | $ 107,000 |
| Jefferson County Alabama | 2 | $ 430,000 | $ 215,000 | $ 222,000 |
| San Mateo County California | 2 | $ 1,580,000 | $ 790,000 | $ 219,000 |
| Sussex County Delaware | 2 | $ 970,000 | $ 485,000 | $ 262,000 |
| Sarasota County Florida | 2 | $ 590,000 | $ 295,000 | $ 103,000 |
| Volusia County Florida | 2 | $ 270,000 | $ 135,000 | $ 142,000 |
| Chatham County Georgia | 2 | $ 910,000 | $ 455,000 | $ 183,000 |
| DuPage County Illinois | 2 | $ 450,000 | $ 225,000 | $ 111,000 |
| Talbot County Maryland | 2 | $ 320,000 | $ 160,000 | $ 116,000 |
| Worcester County Maryland | 2 | $ 510,000 | $ 255,000 | $ 274,000 |
| Berkshire County Massachusetts | 2 | $ 1,090,000 | $ 545,000 | $ 99,000 |
| Oakland County Michigan | 2 | $ 530,000 | $ 265,000 | $ 129,000 |
| Durham County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 33,000 |
| Moore County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 160,000 |
| Charleston County South Carolina | 2 | $ 610,000 | $ 305,000 | $ 119,000 |
| Albemarle County Virginia | 2 | $ 600,000 | $ 300,000 | $ 142,000 |
| Charlottesville County Virginia | 2 | $ 1,080,000 | $ 540,000 | $ 278,000 |
| Chesterfield County Virginia | 2 | $ 870,000 | $ 435,000 | $ 207,000 |
| James City County Virginia | 2 | $ 850,000 | $ 425,000 | $ 213,000 |
| Northumberland County Virginia | 2 | $ 500,000 | $ 250,000 | $ 220,000 |
| Roanoke City County Virginia | 2 | $ 40,000 | $ 20,000 | $ 101,000 |
| Jefferson County West Virginia | 2 | $ 660,000 | $ 330,000 | $ 308,000 |
| Dane County Wisconsin | 2 | $ 280,000 | $ 140,000 | $ 188,000 |
| Benton County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| Alameda County California | 1 | $ 1,205,000 | $ 1,205,000 | $ 248,000 |
| Calaveras County California | 1 | $ 225,000 | $ 225,000 | $ 171,000 |
| Sacramento County California | 1 | $ 345,000 | $ 345,000 | $ 398,000 |
| San Francisco County California | 1 | $ 145,000 | $ 145,000 | $ 144,000 |
| San Joaquin County California | 1 | $ 245,000 | $ 245,000 | $ 190,000 |
| Santa Clara County California | 1 | $ 675,000 | $ 675,000 | $ 160,000 |
| Denver County Colorado | 1 | $ 665,000 | $ 665,000 | $ 460,000 |
| Douglas County Colorado | 1 | $ 165,000 | $ 165,000 | $ 145,000 |
| Eagle County Colorado | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Jefferson County Colorado | 1 | $ 405,000 | $ 405,000 | $ 157,000 |
| Larimer County Colorado | 1 | $ 205,000 | $ 205,000 | $ 211,000 |
| Fairfield County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 129,000 |
| New Haven County Connecticut | 1 | $ 385,000 | $ 385,000 | $ 391,000 |
| New Castle County Delaware | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Collier County Florida | 1 | $ 275,000 | $ 275,000 | $ 485,000 |
| Flagler County Florida | 1 | $ 175,000 | $ 175,000 | $ 129,000 |
| Indian River County Florida | 1 | $ 165,000 | $ 165,000 | $ 287,000 |
| Lee County Florida | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Pinellas County Florida | 1 | $ 235,000 | $ 235,000 | $ 271,000 |
| Seminole County Florida | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Cobb County Georgia | 1 | $ 365,000 | $ 365,000 | $ 117,000 |
| DeKalb County Georgia | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Paulding County Georgia | 1 | $ 205,000 | $ 205,000 | $ 234,000 |
| Bannock County Idaho | 1 | $ 275,000 | $ 275,000 | $ 53,000 |
| Canyon County Idaho | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Allen County Indiana | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Polk County Iowa | 1 | $ 75,000 | $ 75,000 | $ 140,000 |
| Fayette County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 149,000 |
| Ascension County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Jefferson County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 146,000 |
| Orleans County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Oxford County Maine | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| Baltimore County Maryland | 1 | $ 255,000 | $ 255,000 | $ 352,000 |
| Carroll County Maryland | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| Queen Anne's County Maryland | 1 | $ 455,000 | $ 455,000 | $ 283,000 |
| St. Mary's County Maryland | 1 | $ 65,000 | $ 65,000 | $ 425,000 |
| Washington County Maryland | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Wicomico County Maryland | 1 | $ 75,000 | $ 75,000 | $ 725,000 |
| Essex County Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 160,000 |
| Hampden County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Middlesex County Massachusetts | 1 | $ 555,000 | $ 555,000 | $ 160,000 |
| Norfolk County Massachusetts | 1 | $ 505,000 | $ 505,000 | $ 128,000 |
| Plymouth County Massachusetts | 1 | $ 555,000 | $ 555,000 | $ 195,000 |
| Suffolk County Massachusetts | 1 | $ 445,000 | $ 445,000 | $ 183,000 |
| St. Charles County Missouri | 1 | $ 195,000 | $ 195,000 | $ 175,000 |
| Clark County Nevada | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Washoe County Nevada | 1 | $ 515,000 | $ 515,000 | $ 306,000 |
| Burlington County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 413,000 |
| Cape May County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Gloucester County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| New York County New York | 1 | $ 1,725,000 | $ 1,725,000 | $ 1,074,000 |
| Tompkins County New York | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Alamance County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 331,000 |
| Cabarrus County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 186,000 |
| Johnston County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 138,000 |
| Cleveland County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 111,000 |
| Deschutes County Oregon | 1 | $ 245,000 | $ 245,000 | $ 270,000 |
| Dauphin County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 172,000 |
| Fayette County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 315,000 |
| Philadelphia County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 73,000 |
| Jasper County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 228,000 |
| Davidson County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 209,000 |
| Shelby County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 264,000 |
| Williamson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| Collin County Texas | 1 | $ 435,000 | $ 435,000 | $ 193,000 |
| Dallas County Texas | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Denton County Texas | 1 | $ 395,000 | $ 395,000 | $ 175,000 |
| Galveston County Texas | 1 | $ 475,000 | $ 475,000 | $ 157,000 |
| Montgomery County Texas | 1 | $ 385,000 | $ 385,000 | $ 153,000 |
| Tarrant County Texas | 1 | $ 335,000 | $ 335,000 | $ 25,000 |
| Weber County Utah | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Culpeper County Virginia | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Fauquier County Virginia | 1 | $ 455,000 | $ 455,000 | $ 382,000 |
| Hanover County Virginia | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Lynchburg County Virginia | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Manassas Park County Virginia | 1 | $ 335,000 | $ 335,000 | $ 224,000 |
| Nelson County Virginia | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Northampton County Virginia | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Orange County Virginia | 1 | $ 205,000 | $ 205,000 | $ 488,000 |
| Stafford County Virginia | 1 | $ 235,000 | $ 235,000 | $ 172,000 |
| Warren County Virginia | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Westmoreland County Virginia | 1 | $ 145,000 | $ 145,000 | $ 359,000 |
| Thurston County Washington | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Morgan County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 280,000 |
| Door County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Bank-Fund Staff Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 874 | $247,990,000 | $283,000 | $2,005,000 | $201,000 | $874,000 |
| Home Purchase | 773 | $378,865,000 | $490,000 | $2,005,000 | $211,000 | $3,399,000 |
| Refinancing | 298 | $122,680,000 | $411,000 | $1,565,000 | $221,000 | $1,000,000 |
| Home Improvement | 96 | $28,280,000 | $294,000 | $1,825,000 | $231,000 | $587,000 |
| Other Purpose | 14 | $2,590,000 | $185,000 | $505,000 | $168,000 | $327,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 702 | $276,490,000 | $393,000 | $2,005,000 | $221,000 | $1,000,000 |
| Not Provided | 435 | $159,985,000 | $367,000 | $1,825,000 | $218,000 | $3,399,000 |
| Asian | 275 | $112,265,000 | $408,000 | $1,525,000 | $196,000 | $857,000 |
| Black or African American | 256 | $85,430,000 | $333,000 | $1,595,000 | $179,000 | $725,000 |
| Hispanic | 190 | $67,480,000 | $355,000 | $1,255,000 | $203,000 | $1,383,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,055 | $780,405,000 | $379,000 | $2,005,000 | $209,000 | $3,399,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,491 | $579,225,000 | $388,000 | $2,005,000 | $219,000 | $3,399,000 |
| Application Withdrawn By Applicant | 264 | $110,520,000 | $418,000 | $2,005,000 | $208,000 | $1,383,000 |
| File Closed For Incompleteness | 141 | $45,055,000 | $319,000 | $1,175,000 | $179,000 | $427,000 |
| Application Denied By Financial Institution | 141 | $41,255,000 | $292,000 | $1,335,000 | $132,000 | $874,000 |
| Application Approved But Not Accepted | 18 | $4,350,000 | $241,000 | $1,015,000 | $200,000 | $404,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,914 | $739,150,000 | $386,000 | $2,005,000 | $215,000 | $3,399,000 |
| Debt-To-Income Ratio | 66 | $21,350,000 | $323,000 | $1,335,000 | $90,000 | $348,000 |
| Collateral | 30 | $5,890,000 | $196,000 | $1,205,000 | $162,000 | $725,000 |
| Credit History | 30 | $7,540,000 | $251,000 | $1,145,000 | $141,000 | $857,000 |
| Other | 7 | $3,625,000 | $517,000 | $1,275,000 | $248,000 | $874,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,505,000 | $501,000 | $1,085,000 | $330,000 | $500,000 |
| Employment History | 2 | $270,000 | $135,000 | $225,000 | $73,000 | $128,000 |
| Unverifiable Information | 1 | $75,000 | $75,000 | $75,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank-Fund Staff Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank-Fund Staff Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.