Bank-Fund Staff Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Bank-Fund Staff Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank-Fund Staff Federal Credit Union 1725 I Street Nw Suite 150 Washington, DC 20006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,129 |
| Total Mortgage Loan Application Amount | $921,285,000 |
| Average Mortgage Loan Application Amount | $355,200 |
| Highest Mortgage Loan Application Amount | $3,605,000 |
| Average Applicant Income | $215,000 |
| Highest Applicant Income | $3,770,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Bank-Fund Staff Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank-Fund Staff Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Bank-Fund Staff Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank-Fund Staff Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank-Fund Staff Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank-Fund Staff Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 535 | $ 238,565,000 | $ 445,000 | $ 241,000 |
| District of Columbia County District Of Columbia | 458 | $ 236,660,000 | $ 516,000 | $ 255,000 |
| Fairfax County Virginia | 366 | $ 148,640,000 | $ 406,000 | $ 246,000 |
| Loudoun County Virginia | 91 | $ 33,865,000 | $ 372,000 | $ 190,000 |
| Arlington County Virginia | 87 | $ 36,675,000 | $ 421,000 | $ 230,000 |
| Prince George's County Maryland | 75 | $ 17,825,000 | $ 237,000 | $ 141,000 |
| Prince William County Virginia | 43 | $ 12,895,000 | $ 299,000 | $ 145,000 |
| Alexandria County Virginia | 39 | $ 12,775,000 | $ 327,000 | $ 231,000 |
| Anne Arundel County Maryland | 22 | $ 8,420,000 | $ 382,000 | $ 188,000 |
| Frederick County Maryland | 17 | $ 7,505,000 | $ 441,000 | $ 180,000 |
| Howard County Maryland | 17 | $ 5,265,000 | $ 309,000 | $ 190,000 |
| Wake County North Carolina | 15 | $ 6,285,000 | $ 419,000 | $ 213,000 |
| Baltimore City County Maryland | 14 | $ 2,700,000 | $ 192,000 | $ 132,000 |
| Los Angeles County California | 12 | $ 8,160,000 | $ 680,000 | $ 169,000 |
| Sussex County Delaware | 12 | $ 2,580,000 | $ 215,000 | $ 252,000 |
| Fairfax City County Virginia | 11 | $ 4,535,000 | $ 412,000 | $ 230,000 |
| Broward County Florida | 9 | $ 2,735,000 | $ 303,000 | $ 137,000 |
| Miami-Dade County Florida | 8 | $ 2,340,000 | $ 292,000 | $ 199,000 |
| Henrico County Virginia | 6 | $ 1,770,000 | $ 295,000 | $ 314,000 |
| Polk County Florida | 5 | $ 1,585,000 | $ 317,000 | $ 132,000 |
| Talbot County Maryland | 5 | $ 1,795,000 | $ 359,000 | $ 187,000 |
| Denton County Texas | 5 | $ 2,185,000 | $ 437,000 | $ 132,000 |
| Travis County Texas | 5 | $ 2,795,000 | $ 559,000 | $ 172,000 |
| Falls Church County Virginia | 5 | $ 2,005,000 | $ 401,000 | $ 299,000 |
| Stafford County Virginia | 5 | $ 965,000 | $ 193,000 | $ 147,000 |
| Maricopa County Arizona | 4 | $ 2,430,000 | $ 607,000 | $ 151,000 |
| Pima County Arizona | 4 | $ 1,500,000 | $ 375,000 | $ 204,000 |
| San Francisco County California | 4 | $ 3,790,000 | $ 947,000 | $ 382,000 |
| Hillsborough County Florida | 4 | $ 1,250,000 | $ 312,000 | $ 231,000 |
| Cook County Illinois | 4 | $ 1,050,000 | $ 262,000 | $ 359,000 |
| Baltimore County Maryland | 4 | $ 1,240,000 | $ 310,000 | $ 163,000 |
| Charles County Maryland | 4 | $ 1,480,000 | $ 370,000 | $ 143,000 |
| Washington County Maryland | 4 | $ 880,000 | $ 220,000 | $ 171,000 |
| New York County New York | 4 | $ 4,760,000 | $ 1,190,000 | $ 676,000 |
| Westchester County New York | 4 | $ 3,770,000 | $ 942,000 | $ 257,000 |
| Mecklenburg County North Carolina | 4 | $ 1,620,000 | $ 405,000 | $ 130,000 |
| Collin County Texas | 4 | $ 1,950,000 | $ 487,000 | $ 176,000 |
| Harris County Texas | 4 | $ 1,950,000 | $ 487,000 | $ 284,000 |
| San Mateo County California | 3 | $ 2,195,000 | $ 731,000 | $ 363,000 |
| Collier County Florida | 3 | $ 2,925,000 | $ 975,000 | $ 427,000 |
| Pasco County Florida | 3 | $ 1,215,000 | $ 405,000 | $ 183,000 |
| Fulton County Georgia | 3 | $ 985,000 | $ 328,000 | $ 330,000 |
| Calvert County Maryland | 3 | $ 115,000 | $ 38,000 | $ 104,000 |
| Kings County New York | 3 | $ 1,785,000 | $ 595,000 | $ 207,000 |
| Suffolk County New York | 3 | $ 1,385,000 | $ 461,000 | $ 184,000 |
| Durham County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 171,000 |
| Allegheny County Pennsylvania | 3 | $ 515,000 | $ 171,000 | $ 66,000 |
| Dallas County Texas | 3 | $ 1,035,000 | $ 345,000 | $ 328,000 |
| Manassas County Virginia | 3 | $ 495,000 | $ 165,000 | $ 116,000 |
| Alameda County California | 2 | $ 1,320,000 | $ 660,000 | $ 144,000 |
| Contra Costa County California | 2 | $ 2,480,000 | $ 1,240,000 | $ 250,000 |
| Orange County California | 2 | $ 1,520,000 | $ 760,000 | $ 349,000 |
| San Joaquin County California | 2 | $ 1,520,000 | $ 760,000 | $ 211,000 |
| Fairfield County Connecticut | 2 | $ 1,760,000 | $ 880,000 | $ 357,000 |
| Orange County Florida | 2 | $ 1,230,000 | $ 615,000 | $ 268,000 |
| Palm Beach County Florida | 2 | $ 380,000 | $ 190,000 | $ 90,000 |
| St. Johns County Florida | 2 | $ 980,000 | $ 490,000 | $ 245,000 |
| Forsyth County Georgia | 2 | $ 1,450,000 | $ 725,000 | $ 196,000 |
| DuPage County Illinois | 2 | $ 1,220,000 | $ 610,000 | $ 235,000 |
| Will County Illinois | 2 | $ 1,090,000 | $ 545,000 | $ 214,000 |
| Cumberland County Maine | 2 | $ 1,340,000 | $ 670,000 | $ 213,000 |
| Worcester County Maryland | 2 | $ 550,000 | $ 275,000 | $ 185,000 |
| Middlesex County Massachusetts | 2 | $ 1,670,000 | $ 835,000 | $ 347,000 |
| Washington County Minnesota | 2 | $ 870,000 | $ 435,000 | $ 136,000 |
| Greene County Missouri | 2 | $ 980,000 | $ 490,000 | $ 248,000 |
| Bergen County New Jersey | 2 | $ 1,150,000 | $ 575,000 | $ 388,000 |
| Middlesex County New Jersey | 2 | $ 1,330,000 | $ 665,000 | $ 250,000 |
| Morris County New Jersey | 2 | $ 1,110,000 | $ 555,000 | $ 271,000 |
| Cuyahoga County Ohio | 2 | $ 250,000 | $ 125,000 | $ 390,000 |
| Montgomery County Pennsylvania | 2 | $ 1,320,000 | $ 660,000 | $ 381,000 |
| Philadelphia County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 167,000 |
| Horry County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 145,000 |
| Fort Bend County Texas | 2 | $ 880,000 | $ 440,000 | $ 224,000 |
| Chesterfield County Virginia | 2 | $ 390,000 | $ 195,000 | $ 120,000 |
| Culpeper County Virginia | 2 | $ 640,000 | $ 320,000 | $ 127,000 |
| James City County Virginia | 2 | $ 520,000 | $ 260,000 | $ 119,000 |
| Madison County Virginia | 2 | $ 950,000 | $ 475,000 | $ 263,000 |
| Page County Virginia | 2 | $ 410,000 | $ 205,000 | $ 187,000 |
| Spotsylvania County Virginia | 2 | $ 530,000 | $ 265,000 | $ 269,000 |
| Virginia Beach County Virginia | 2 | $ 760,000 | $ 380,000 | $ 141,000 |
| King County Washington | 2 | $ 1,970,000 | $ 985,000 | $ 301,000 |
| Berkeley County West Virginia | 2 | $ 310,000 | $ 155,000 | $ 153,000 |
| Jefferson County Alabama | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Pinal County Arizona | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Yavapai County Arizona | 1 | $ 415,000 | $ 415,000 | $ 242,000 |
| Fresno County California | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Sacramento County California | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| San Diego County California | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Santa Clara County California | 1 | $ 1,685,000 | $ 1,685,000 | $ 510,000 |
| Sonoma County California | 1 | $ 905,000 | $ 905,000 | $ 395,000 |
| Boulder County Colorado | 1 | $ 1,165,000 | $ 1,165,000 | $ 1,015,000 |
| Denver County Colorado | 1 | $ 415,000 | $ 415,000 | $ 127,000 |
| Douglas County Colorado | 1 | $ 445,000 | $ 445,000 | $ 259,000 |
| El Paso County Colorado | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| Grand County Colorado | 1 | $ 2,005,000 | $ 2,005,000 | $ 160,000 |
| Litchfield County Connecticut | 1 | $ 455,000 | $ 455,000 | $ 628,000 |
| New London County Connecticut | 1 | $ 555,000 | $ 555,000 | $ 462,000 |
| New Castle County Delaware | 1 | $ 245,000 | $ 245,000 | $ 222,000 |
| Brevard County Florida | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Duval County Florida | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Gilchrist County Florida | 1 | $ 175,000 | $ 175,000 | $ 119,000 |
| Lee County Florida | 1 | $ 435,000 | $ 435,000 | $ 125,000 |
| Manatee County Florida | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| Nassau County Florida | 1 | $ 315,000 | $ 315,000 | $ 123,000 |
| Osceola County Florida | 1 | $ 455,000 | $ 455,000 | $ 156,000 |
| Pinellas County Florida | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Sarasota County Florida | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Chatham County Georgia | 1 | $ 205,000 | $ 205,000 | $ 176,000 |
| Cherokee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Cobb County Georgia | 1 | $ 525,000 | $ 525,000 | $ 185,000 |
| Columbia County Georgia | 1 | $ 1,005,000 | $ 1,005,000 | $ 481,000 |
| DeKalb County Georgia | 1 | $ 455,000 | $ 455,000 | $ 355,000 |
| Rabun County Georgia | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Hawaii County Hawaii | 1 | $ 695,000 | $ 695,000 | $ 205,000 |
| Honolulu County Hawaii | 1 | $ 435,000 | $ 435,000 | $ 284,000 |
| McHenry County Illinois | 1 | $ 435,000 | $ 435,000 | $ 215,000 |
| Johnson County Kansas | 1 | $ 245,000 | $ 245,000 | $ 218,000 |
| Orleans County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Carroll County Maryland | 1 | $ 765,000 | $ 765,000 | $ 284,000 |
| Garrett County Maryland | 1 | $ 305,000 | $ 305,000 | $ 347,000 |
| Harford County Maryland | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Queen Anne's County Maryland | 1 | $ 535,000 | $ 535,000 | $ 174,000 |
| St. Mary's County Maryland | 1 | $ 345,000 | $ 345,000 | $ 542,000 |
| Barnstable County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 227,000 |
| Berkshire County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Norfolk County Massachusetts | 1 | $ 535,000 | $ 535,000 | $ 115,000 |
| Worcester County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Emmet County Michigan | 1 | $ 335,000 | $ 335,000 | $ 178,000 |
| Oakland County Michigan | 1 | $ 395,000 | $ 395,000 | $ 137,000 |
| Hennepin County Minnesota | 1 | $ 465,000 | $ 465,000 | $ 187,000 |
| Missoula County Montana | 1 | $ 605,000 | $ 605,000 | $ 265,000 |
| Clark County Nevada | 1 | $ 235,000 | $ 235,000 | $ 41,000 |
| Atlantic County New Jersey | 1 | $ 715,000 | $ 715,000 | $ 430,000 |
| Hudson County New Jersey | 1 | $ 1,385,000 | $ 1,385,000 | $ 534,000 |
| Mercer County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Union County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Dutchess County New York | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Erie County New York | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Alamance County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Buncombe County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 183,000 |
| Chatham County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 239,000 |
| Craven County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 232,000 |
| Onslow County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Union County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 180,000 |
| Defiance County Ohio | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Franklin County Ohio | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Henry County Ohio | 1 | $ 235,000 | $ 235,000 | $ 133,000 |
| Lake County Ohio | 1 | $ 75,000 | $ 75,000 | $ 170,000 |
| Lorain County Ohio | 1 | $ 355,000 | $ 355,000 | $ 121,000 |
| Payne County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 162,000 |
| Clackamas County Oregon | 1 | $ 365,000 | $ 365,000 | $ 77,000 |
| Delaware County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 121,000 |
| Lehigh County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 129,000 |
| Washington County Rhode Island | 1 | $ 305,000 | $ 305,000 | $ 315,000 |
| Anderson County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Beaufort County South Carolina | 1 | $ 585,000 | $ 585,000 | $ 185,000 |
| Charleston County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 392,000 |
| Oconee County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Davidson County Tennessee | 1 | $ 885,000 | $ 885,000 | $ 427,000 |
| Hamilton County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Sumner County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 78,000 |
| Bexar County Texas | 1 | $ 315,000 | $ 315,000 | $ 70,000 |
| Brazoria County Texas | 1 | $ 295,000 | $ 295,000 | $ 469,000 |
| Brazos County Texas | 1 | $ 185,000 | $ 185,000 | $ 192,000 |
| Galveston County Texas | 1 | $ 485,000 | $ 485,000 | $ 179,000 |
| Hidalgo County Texas | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
| Montgomery County Texas | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Smith County Texas | 1 | $ 505,000 | $ 505,000 | $ 137,000 |
| Tarrant County Texas | 1 | $ 645,000 | $ 645,000 | $ 206,000 |
| Waller County Texas | 1 | $ 615,000 | $ 615,000 | $ 180,000 |
| Williamson County Texas | 1 | $ 445,000 | $ 445,000 | $ 140,000 |
| Summit County Utah | 1 | $ 1,605,000 | $ 1,605,000 | $ 278,000 |
| Tooele County Utah | 1 | $ 165,000 | $ 165,000 | $ 147,000 |
| Rutland County Vermont | 1 | $ 125,000 | $ 125,000 | $ 238,000 |
| Albemarle County Virginia | 1 | $ 85,000 | $ 85,000 | $ 135,000 |
| Augusta County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Caroline County Virginia | 1 | $ 155,000 | $ 155,000 | $ 167,000 |
| Chesapeake County Virginia | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Fluvanna County Virginia | 1 | $ 605,000 | $ 605,000 | $ 290,000 |
| Goochland County Virginia | 1 | $ 355,000 | $ 355,000 | $ 183,000 |
| Lexington County Virginia | 1 | $ 365,000 | $ 365,000 | $ 294,000 |
| Lynchburg County Virginia | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Montgomery County Virginia | 1 | $ 185,000 | $ 185,000 | $ 228,000 |
| Northumberland County Virginia | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Powhatan County Virginia | 1 | $ 155,000 | $ 155,000 | $ 139,000 |
| Rappahannock County Virginia | 1 | $ 365,000 | $ 365,000 | $ 103,000 |
| Rockingham County Virginia | 1 | $ 665,000 | $ 665,000 | $ 147,000 |
| Westmoreland County Virginia | 1 | $ 95,000 | $ 95,000 | $ 93,000 |
| Clallam County Washington | 1 | $ 325,000 | $ 325,000 | $ 256,000 |
| Clark County Washington | 1 | $ 305,000 | $ 305,000 | $ 396,000 |
| Jefferson County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Morgan County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 317,000 |
| Teton County Wyoming | 1 | $ 1,335,000 | $ 1,335,000 | $ 472,000 |
Mortgage Loan Application Detail Totals for Bank-Fund Staff Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 785 | $457,635,000 | $582,000 | $2,005,000 | $232,000 | $1,487,000 |
| Cash-out Refinancing | 719 | $232,825,000 | $323,000 | $3,605,000 | $228,000 | $2,829,000 |
| Home Improvement | 326 | $89,260,000 | $273,000 | $2,005,000 | $217,000 | $929,000 |
| Refinancing | 293 | $140,855,000 | $480,000 | $1,875,000 | $249,000 | $3,770,000 |
| Other Purpose | 6 | $710,000 | $118,000 | $205,000 | $149,000 | $228,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 720 | $340,220,000 | $472,000 | $2,005,000 | $254,000 | $3,770,000 |
| Black or African American | 362 | $118,010,000 | $325,000 | $1,515,000 | $203,000 | $910,000 |
| Not Provided | 308 | $136,610,000 | $443,000 | $1,835,000 | $227,000 | $1,411,000 |
| Asian | 278 | $126,560,000 | $455,000 | $1,485,000 | $214,000 | $1,487,000 |
| Hispanic | 221 | $84,105,000 | $380,000 | $1,905,000 | $233,000 | $2,829,000 |
| American Indian or Alaskan Native | 7 | $3,285,000 | $469,000 | $1,395,000 | $169,000 | $415,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $195,000 | $195,000 | $195,000 | $475,000 | $475,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,129 | $921,285,000 | $432,000 | $3,605,000 | $230,000 | $3,770,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,621 | $719,335,000 | $443,000 | $3,605,000 | $241,000 | $3,770,000 |
| Application Withdrawn By Applicant | 255 | $116,155,000 | $455,000 | $2,005,000 | $216,000 | $1,212,000 |
| Application Denied By Financial Institution | 129 | $42,415,000 | $328,000 | $2,005,000 | $142,000 | $443,000 |
| File Closed For Incompleteness | 104 | $37,460,000 | $360,000 | $1,455,000 | $203,000 | $1,023,000 |
| Application Approved But Not Accepted | 20 | $5,920,000 | $296,000 | $1,365,000 | $244,000 | $664,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,000 | $878,870,000 | $439,000 | $3,605,000 | $236,000 | $3,770,000 |
| Debt-To-Income Ratio | 62 | $19,970,000 | $322,000 | $2,005,000 | $107,000 | $329,000 |
| Credit History | 40 | $11,700,000 | $292,000 | $675,000 | $151,000 | $332,000 |
| Collateral | 10 | $4,070,000 | $407,000 | $985,000 | $227,000 | $443,000 |
| Other | 7 | $2,705,000 | $386,000 | $805,000 | $262,000 | $421,000 |
| Employment History | 5 | $1,855,000 | $371,000 | $705,000 | $159,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $925,000 | $308,000 | $505,000 | $143,000 | $228,000 |
| Unverifiable Information | 2 | $1,190,000 | $595,000 | $985,000 | $200,000 | $236,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank-Fund Staff Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank-Fund Staff Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.