Bank Iowa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Bank Iowa 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Iowa 1150 Jordan Creek Parkway West Des Moines, IA 50266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,398 |
| Total Mortgage Loan Application Amount | $297,060,000 |
| Average Mortgage Loan Application Amount | $176,800 |
| Highest Mortgage Loan Application Amount | $6,235,000 |
| Average Applicant Income | $114,600 |
| Highest Applicant Income | $1,518,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bank Iowa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Iowa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Bank Iowa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Iowa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Iowa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Iowa's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 259 | $ 103,945,000 | $ 401,000 | $ 125,000 |
| Page County Iowa | 144 | $ 19,070,000 | $ 132,000 | $ 82,000 |
| Jasper County Iowa | 143 | $ 20,845,000 | $ 145,000 | $ 88,000 |
| Montgomery County Iowa | 87 | $ 9,725,000 | $ 111,000 | $ 83,000 |
| Mahaska County Iowa | 81 | $ 11,495,000 | $ 141,000 | $ 82,000 |
| Crawford County Iowa | 77 | $ 8,065,000 | $ 104,000 | $ 95,000 |
| Dallas County Iowa | 76 | $ 20,610,000 | $ 271,000 | $ 136,000 |
| Clark County Nevada | 66 | $ 20,840,000 | $ 315,000 | $ 125,000 |
| Chickasaw County Iowa | 60 | $ 7,800,000 | $ 130,000 | $ 77,000 |
| Marion County Iowa | 47 | $ 9,205,000 | $ 195,000 | $ 117,000 |
| Humboldt County Iowa | 44 | $ 5,060,000 | $ 115,000 | $ 65,000 |
| Warren County Iowa | 28 | $ 6,990,000 | $ 249,000 | $ 118,000 |
| Taylor County Iowa | 18 | $ 2,170,000 | $ 120,000 | $ 113,000 |
| Pottawattamie County Iowa | 15 | $ 3,015,000 | $ 201,000 | $ 99,000 |
| Bremer County Iowa | 14 | $ 2,460,000 | $ 175,000 | $ 81,000 |
| Carroll County Iowa | 12 | $ 1,850,000 | $ 154,000 | $ 121,000 |
| Fayette County Iowa | 12 | $ 1,320,000 | $ 110,000 | $ 65,000 |
| Webster County Iowa | 12 | $ 1,260,000 | $ 105,000 | $ 123,000 |
| Shelby County Iowa | 8 | $ 1,240,000 | $ 155,000 | $ 100,000 |
| Winneshiek County Iowa | 8 | $ 810,000 | $ 101,000 | $ 56,000 |
| Keokuk County Iowa | 7 | $ 675,000 | $ 96,000 | $ 73,000 |
| Mills County Iowa | 7 | $ 995,000 | $ 142,000 | $ 51,000 |
| Story County Iowa | 7 | $ 1,175,000 | $ 167,000 | $ 77,000 |
| Guthrie County Iowa | 6 | $ 870,000 | $ 145,000 | $ 51,000 |
| Kossuth County Iowa | 5 | $ 395,000 | $ 79,000 | $ 50,000 |
| Marshall County Iowa | 5 | $ 775,000 | $ 155,000 | $ 77,000 |
| Poweshiek County Iowa | 5 | $ 1,795,000 | $ 359,000 | $ 122,000 |
| Black Hawk County Iowa | 4 | $ 420,000 | $ 105,000 | $ 49,000 |
| Boone County Iowa | 4 | $ 960,000 | $ 240,000 | $ 98,000 |
| Douglas County Nebraska | 4 | $ 710,000 | $ 177,000 | $ 253,000 |
| Adams County Iowa | 3 | $ 405,000 | $ 135,000 | $ 82,000 |
| Appanoose County Iowa | 3 | $ 575,000 | $ 191,000 | $ 157,000 |
| Cass County Iowa | 3 | $ 135,000 | $ 45,000 | $ 272,000 |
| Cerro Gordo County Iowa | 3 | $ 675,000 | $ 225,000 | $ 148,000 |
| Fremont County Iowa | 3 | $ 455,000 | $ 151,000 | $ 105,000 |
| Ida County Iowa | 3 | $ 315,000 | $ 105,000 | $ 98,000 |
| Johnson County Iowa | 3 | $ 665,000 | $ 221,000 | $ 221,000 |
| Linn County Iowa | 3 | $ 1,485,000 | $ 495,000 | $ 54,000 |
| Madison County Iowa | 3 | $ 965,000 | $ 321,000 | $ 117,000 |
| Sac County Iowa | 3 | $ 165,000 | $ 55,000 | $ 39,000 |
| Wapello County Iowa | 3 | $ 275,000 | $ 91,000 | $ 69,000 |
| Maricopa County Arizona | 2 | $ 530,000 | $ 265,000 | $ 61,000 |
| Yuba County California | 2 | $ 420,000 | $ 210,000 | $ 39,000 |
| Charlotte County Florida | 2 | $ 490,000 | $ 245,000 | $ 153,000 |
| Collier County Florida | 2 | $ 910,000 | $ 455,000 | $ 367,000 |
| Glades County Florida | 2 | $ 570,000 | $ 285,000 | $ 184,000 |
| Clarke County Iowa | 2 | $ 400,000 | $ 200,000 | $ 102,000 |
| Dickinson County Iowa | 2 | $ 450,000 | $ 225,000 | $ 126,000 |
| Floyd County Iowa | 2 | $ 280,000 | $ 140,000 | $ 52,000 |
| Harrison County Iowa | 2 | $ 350,000 | $ 175,000 | $ 70,000 |
| Howard County Iowa | 2 | $ 180,000 | $ 90,000 | $ 66,000 |
| Mitchell County Iowa | 2 | $ 280,000 | $ 140,000 | $ 156,000 |
| Monona County Iowa | 2 | $ 410,000 | $ 205,000 | $ 100,000 |
| Monroe County Iowa | 2 | $ 340,000 | $ 170,000 | $ 76,000 |
| Pocahontas County Iowa | 2 | $ 250,000 | $ 125,000 | $ 83,000 |
| Union County Iowa | 2 | $ 270,000 | $ 135,000 | $ 85,000 |
| Lyon County Minnesota | 2 | $ 70,000 | $ 35,000 | $ 61,000 |
| Atchison County Missouri | 2 | $ 200,000 | $ 100,000 | $ 87,000 |
| Camden County Missouri | 2 | $ 250,000 | $ 125,000 | $ 196,000 |
| King County Washington | 2 | $ 1,320,000 | $ 660,000 | $ 141,000 |
| Pima County Arizona | 1 | $ 355,000 | $ 355,000 | $ 202,000 |
| Yavapai County Arizona | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Orange County California | 1 | $ 535,000 | $ 535,000 | $ 414,000 |
| Placer County California | 1 | $ 515,000 | $ 515,000 | $ 238,000 |
| San Bernardino County California | 1 | $ 485,000 | $ 485,000 | $ 275,000 |
| Santa Clara County California | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Adams County Colorado | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 505,000 | $ 505,000 | $ 90,000 |
| Broomfield County Colorado | 1 | $ 525,000 | $ 525,000 | $ 70,000 |
| Garfield County Colorado | 1 | $ 475,000 | $ 475,000 | $ 70,000 |
| Citrus County Florida | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Lee County Florida | 1 | $ 305,000 | $ 305,000 | $ 231,000 |
| Pinellas County Florida | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Cook County Illinois | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| McHenry County Illinois | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Kosciusko County Indiana | 1 | $ 165,000 | $ 165,000 | $ 176,000 |
| Lake County Indiana | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Marion County Indiana | 1 | $ 305,000 | $ 305,000 | $ 258,000 |
| Adair County Iowa | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Audubon County Iowa | 1 | $ 425,000 | $ 425,000 | $ 192,000 |
| Benton County Iowa | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Buchanan County Iowa | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Calhoun County Iowa | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Cedar County Iowa | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Clayton County Iowa | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Davis County Iowa | 1 | $ 115,000 | $ 115,000 | $ 162,000 |
| Decatur County Iowa | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Grundy County Iowa | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Hancock County Iowa | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Lee County Iowa | 1 | $ 245,000 | $ 245,000 | $ 230,000 |
| Ringgold County Iowa | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Scott County Iowa | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Sioux County Iowa | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
| Wayne County Iowa | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Johnson County Kansas | 1 | $ 325,000 | $ 325,000 | $ 61,000 |
| Carver County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 286,000 |
| Freeborn County Minnesota | 1 | $ 495,000 | $ 495,000 | $ 259,000 |
| Hennepin County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Olmsted County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 133,000 |
| St. Louis County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Washington County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 101,000 |
| Holt County Missouri | 1 | $ 175,000 | $ 175,000 | $ 210,000 |
| Jackson County Missouri | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Morgan County Missouri | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Putnam County Missouri | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Adams County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Buffalo County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Otoe County Nebraska | 1 | $ 455,000 | $ 455,000 | $ 687,000 |
| Nye County Nevada | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Washoe County Nevada | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Rowan County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 77,000 |
| Fairfield County Ohio | 1 | $ 545,000 | $ 545,000 | $ 750,000 |
| Marshall County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Stephens County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Lawrence County South Dakota | 1 | $ 525,000 | $ 525,000 | $ 745,000 |
| Davidson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| Jefferson County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 250,000 |
| Knox County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 200,000 |
| Washington County Utah | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Dane County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Portage County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Winnebago County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Bank Iowa in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 614 | $122,330,000 | $199,000 | $4,705,000 | $98,000 | $1,518,000 |
| Refinancing | 528 | $129,970,000 | $246,000 | $6,235,000 | $110,000 | $745,000 |
| Cash-out Refinancing | 232 | $41,380,000 | $178,000 | $785,000 | $103,000 | $693,000 |
| Other Purpose | 16 | $2,570,000 | $160,000 | $545,000 | $80,000 | $250,000 |
| Home Improvement | 8 | $810,000 | $101,000 | $405,000 | $182,000 | $288,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,153 | $203,155,000 | $176,000 | $785,000 | $104,000 | $1,518,000 |
| Not applicable | 83 | $62,385,000 | $751,000 | $6,235,000 | $0 | $0 |
| Not Provided | 68 | $15,800,000 | $232,000 | $545,000 | $126,000 | $750,000 |
| Hispanic | 61 | $8,105,000 | $132,000 | $575,000 | $68,000 | $330,000 |
| Asian | 13 | $3,525,000 | $271,000 | $515,000 | $130,000 | $620,000 |
| Black or African American | 13 | $2,585,000 | $198,000 | $475,000 | $82,000 | $173,000 |
| American Indian or Alaskan Native | 4 | $940,000 | $235,000 | $465,000 | $82,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $15,000 | $15,000 | $15,000 | $135,000 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,347 | $291,555,000 | $216,000 | $6,235,000 | $106,000 | $1,518,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $5,405,000 | $110,000 | $345,000 | $42,000 | $80,000 |
| VA-guaranteed (Veterans Administration) | 2 | $100,000 | $50,000 | $55,000 | $27,000 | $30,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,145 | $252,055,000 | $220,000 | $6,235,000 | $107,000 | $1,518,000 |
| Application Withdrawn By Applicant | 141 | $26,235,000 | $186,000 | $575,000 | $110,000 | $375,000 |
| Application Denied By Financial Institution | 94 | $15,050,000 | $160,000 | $3,005,000 | $52,000 | $173,000 |
| Application Approved But Not Accepted | 18 | $3,720,000 | $206,000 | $645,000 | $96,000 | $229,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,304 | $282,010,000 | $216,000 | $6,235,000 | $107,000 | $1,518,000 |
| Debt-To-Income Ratio | 42 | $5,970,000 | $142,000 | $315,000 | $42,000 | $137,000 |
| Credit History | 31 | $4,015,000 | $129,000 | $405,000 | $66,000 | $173,000 |
| Collateral | 7 | $3,525,000 | $503,000 | $3,005,000 | $45,000 | $83,000 |
| Other | 6 | $700,000 | $116,000 | $215,000 | $36,000 | $64,000 |
| Unverifiable Information | 3 | $285,000 | $95,000 | $115,000 | $54,000 | $109,000 |
| Employment History | 3 | $305,000 | $101,000 | $135,000 | $45,000 | $81,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $250,000 | $125,000 | $185,000 | $107,000 | $122,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Iowa's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Iowa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.