Bank Midwest, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Bank Midwest, N.A. 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Midwest, N.A. 320 Kansas Ave Fort Leavenworth, KS 66027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,267 |
| Total Mortgage Loan Application Amount | $276,026,000 |
| Average Mortgage Loan Application Amount | $437,800 |
| Highest Mortgage Loan Application Amount | $18,500,000 |
| Average Applicant Income | $85,533 |
| Highest Applicant Income | $3,390,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Bank Midwest, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Midwest, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Bank Midwest, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Midwest, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Midwest, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Midwest, N.A.'s mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nodaway County Missouri | 311 | $ 25,707,000 | $ 82,000 | $ 43,000 |
| Buchanan County Missouri | 212 | $ 14,557,000 | $ 68,000 | $ 51,000 |
| Clay County Missouri | 182 | $ 16,715,000 | $ 91,000 | $ 59,000 |
| Wyandotte County Kansas | 180 | $ 9,326,000 | $ 51,000 | $ 39,000 |
| Jackson County Missouri | 180 | $ 15,459,000 | $ 85,000 | $ 63,000 |
| Adair County Missouri | 167 | $ 11,514,000 | $ 68,000 | $ 43,000 |
| Ray County Missouri | 161 | $ 11,057,000 | $ 68,000 | $ 48,000 |
| Andrew County Missouri | 148 | $ 10,211,000 | $ 68,000 | $ 45,000 |
| Johnson County Kansas | 118 | $ 13,684,000 | $ 115,000 | $ 182,000 |
| Clinton County Missouri | 79 | $ 6,540,000 | $ 82,000 | $ 61,000 |
| Greene County Missouri | 79 | $ 5,804,000 | $ 73,000 | $ 47,000 |
| Livingston County Missouri | 79 | $ 4,652,000 | $ 58,000 | $ 44,000 |
| Lafayette County Missouri | 78 | $ 5,094,000 | $ 65,000 | $ 43,000 |
| Atchison County Missouri | 72 | $ 4,041,000 | $ 56,000 | $ 38,000 |
| Saline County Missouri | 62 | $ 3,174,000 | $ 51,000 | $ 43,000 |
| Macon County Missouri | 61 | $ 2,670,000 | $ 43,000 | $ 37,000 |
| Cass County Missouri | 57 | $ 5,099,000 | $ 89,000 | $ 52,000 |
| Leavenworth County Kansas | 56 | $ 5,749,000 | $ 102,000 | $ 65,000 |
| Randolph County Missouri | 54 | $ 2,057,000 | $ 38,000 | $ 35,000 |
| St. Louis County Missouri | 54 | $ 11,075,000 | $ 205,000 | $ 89,000 |
| Caldwell County Missouri | 51 | $ 3,172,000 | $ 62,000 | $ 49,000 |
| Gentry County Missouri | 49 | $ 2,165,000 | $ 44,000 | $ 40,000 |
| Schuyler County Missouri | 49 | $ 1,878,000 | $ 38,000 | $ 31,000 |
| DeKalb County Missouri | 48 | $ 3,828,000 | $ 79,000 | $ 52,000 |
| Sullivan County Missouri | 48 | $ 2,066,000 | $ 43,000 | $ 39,000 |
| Putnam County Missouri | 45 | $ 2,697,000 | $ 59,000 | $ 51,000 |
| Holt County Missouri | 44 | $ 2,072,000 | $ 47,000 | $ 50,000 |
| Atchison County Kansas | 40 | $ 1,814,000 | $ 45,000 | $ 51,000 |
| Platte County Missouri | 40 | $ 4,586,000 | $ 114,000 | $ 59,000 |
| Carroll County Missouri | 37 | $ 1,744,000 | $ 47,000 | $ 36,000 |
| Worth County Missouri | 37 | $ 1,211,000 | $ 32,000 | $ 32,000 |
| Harrison County Missouri | 30 | $ 1,410,000 | $ 47,000 | $ 54,000 |
| Daviess County Missouri | 29 | $ 2,313,000 | $ 79,000 | $ 61,000 |
| Shelby County Missouri | 23 | $ 835,000 | $ 36,000 | $ 27,000 |
| Jefferson County Missouri | 22 | $ 2,081,000 | $ 94,000 | $ 60,000 |
| Johnson County Missouri | 22 | $ 2,033,000 | $ 92,000 | $ 55,000 |
| Linn County Missouri | 19 | $ 627,000 | $ 33,000 | $ 39,000 |
| Camden County Missouri | 14 | $ 1,110,000 | $ 79,000 | $ 93,000 |
| St. Charles County Missouri | 12 | $ 4,106,000 | $ 342,000 | $ 218,000 |
| Bates County Missouri | 10 | $ 994,000 | $ 99,000 | $ 66,000 |
| St. Louis City County Missouri | 9 | $ 19,194,000 | $ 2,132,000 | $ 50,000 |
| El Paso County Colorado | 8 | $ 1,143,000 | $ 142,000 | $ 50,000 |
| Knox County Missouri | 8 | $ 408,000 | $ 51,000 | $ 40,000 |
| Monroe County Missouri | 8 | $ 378,000 | $ 47,000 | $ 37,000 |
| Grundy County Missouri | 7 | $ 317,000 | $ 45,000 | $ 32,000 |
| Ringgold County Iowa | 6 | $ 220,000 | $ 36,000 | $ 43,000 |
| Miami County Kansas | 6 | $ 669,000 | $ 111,000 | $ 57,000 |
| Christian County Missouri | 6 | $ 328,000 | $ 54,000 | $ 36,000 |
| Morgan County Missouri | 6 | $ 579,000 | $ 96,000 | $ 96,000 |
| Stone County Missouri | 5 | $ 351,000 | $ 70,000 | $ 56,000 |
| Taney County Missouri | 5 | $ 281,000 | $ 56,000 | $ 36,000 |
| Brown County Kansas | 4 | $ 168,000 | $ 42,000 | $ 44,000 |
| Appanoose County Iowa | 3 | $ 63,000 | $ 21,000 | $ 26,000 |
| Davis County Iowa | 3 | $ 109,000 | $ 36,000 | $ 42,000 |
| Douglas County Kansas | 3 | $ 557,000 | $ 185,000 | $ 122,000 |
| Boone County Missouri | 3 | $ 197,000 | $ 65,000 | $ 24,000 |
| Franklin County Missouri | 3 | $ 67,000 | $ 22,000 | $ 41,000 |
| Ozark County Missouri | 3 | $ 371,000 | $ 123,000 | $ 86,000 |
| Washington County Missouri | 3 | $ 490,000 | $ 163,000 | $ 101,000 |
| Webster County Missouri | 3 | $ 127,000 | $ 42,000 | $ 34,000 |
| Alexandria County Virginia | 3 | $ 287,000 | $ 95,000 | $ 110,000 |
| Cochise County Arizona | 2 | $ 128,000 | $ 64,000 | $ 45,000 |
| Solano County California | 2 | $ 275,000 | $ 137,000 | $ 65,000 |
| Page County Iowa | 2 | $ 147,000 | $ 73,000 | $ 88,000 |
| Ellis County Kansas | 2 | $ 330,000 | $ 165,000 | $ 170,000 |
| Jefferson County Kansas | 2 | $ 20,000 | $ 10,000 | $ 240,000 |
| Reno County Kansas | 2 | $ 140,000 | $ 70,000 | $ 40,000 |
| Shawnee County Kansas | 2 | $ 123,000 | $ 61,000 | $ 32,000 |
| Chariton County Missouri | 2 | $ 218,000 | $ 109,000 | $ 85,000 |
| Henry County Missouri | 2 | $ 200,000 | $ 100,000 | $ 49,000 |
| Howard County Missouri | 2 | $ 188,000 | $ 94,000 | $ 51,000 |
| Lawrence County Missouri | 2 | $ 137,000 | $ 68,000 | $ 38,000 |
| Mercer County Missouri | 2 | $ 96,000 | $ 48,000 | $ 30,000 |
| Miller County Missouri | 2 | $ 154,000 | $ 77,000 | $ 88,000 |
| Newton County Missouri | 2 | $ 284,000 | $ 142,000 | $ 52,000 |
| Pettis County Missouri | 2 | $ 140,000 | $ 70,000 | $ 49,000 |
| Warren County Missouri | 2 | $ 326,000 | $ 163,000 | $ 225,000 |
| Yavapai County Arizona | 1 | $ 82,000 | $ 82,000 | $ 19,000 |
| Napa County California | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Arapahoe County Colorado | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Douglas County Colorado | 1 | $ 262,000 | $ 262,000 | $ 73,000 |
| Weld County Colorado | 1 | $ 130,000 | $ 130,000 | $ 28,000 |
| Monroe County Florida | 1 | $ 295,000 | $ 295,000 | $ 97,000 |
| Palm Beach County Florida | 1 | $ 565,000 | $ 565,000 | $ 1,074,000 |
| Clearwater County Idaho | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Peoria County Illinois | 1 | $ 43,000 | $ 43,000 | $ 43,000 |
| Guthrie County Iowa | 1 | $ 41,000 | $ 41,000 | $ 40,000 |
| Taylor County Iowa | 1 | $ 93,000 | $ 93,000 | $ 121,000 |
| Wapello County Iowa | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Warren County Iowa | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Allen County Kansas | 1 | $ 23,000 | $ 23,000 | $ 30,000 |
| Anderson County Kansas | 1 | $ 26,000 | $ 26,000 | $ 20,000 |
| Bourbon County Kansas | 1 | $ 70,000 | $ 70,000 | $ 79,000 |
| Clay County Kansas | 1 | $ 112,000 | $ 112,000 | $ 88,000 |
| Doniphan County Kansas | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| Linn County Kansas | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
| Osage County Kansas | 1 | $ 144,000 | $ 144,000 | $ 51,000 |
| Saline County Kansas | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Sumner County Kansas | 1 | $ 32,000 | $ 32,000 | $ 177,000 |
| Hardin County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Jefferson County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 61,000 |
| Prince George's County Maryland | 1 | $ 218,000 | $ 218,000 | $ 95,000 |
| Barry County Missouri | 1 | $ 108,000 | $ 108,000 | $ 149,000 |
| Benton County Missouri | 1 | $ 27,000 | $ 27,000 | $ 91,000 |
| Callaway County Missouri | 1 | $ 70,000 | $ 70,000 | $ 56,000 |
| Cooper County Missouri | 1 | $ 127,000 | $ 127,000 | $ 39,000 |
| Dade County Missouri | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Jasper County Missouri | 1 | $ 9,000 | $ 9,000 | $ 96,000 |
| Laclede County Missouri | 1 | $ 90,000 | $ 90,000 | $ 95,000 |
| Lincoln County Missouri | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Marion County Missouri | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Polk County Missouri | 1 | $ 121,000 | $ 121,000 | $ 27,000 |
| Scotland County Missouri | 1 | $ 27,000 | $ 27,000 | $ 21,000 |
| St. Clair County Missouri | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| St. Francois County Missouri | 1 | $ 129,000 | $ 129,000 | $ 62,000 |
| Stoddard County Missouri | 1 | $ 64,000 | $ 64,000 | $ 54,000 |
| Vernon County Missouri | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| Wright County Missouri | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Cumberland County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| Durham County North Carolina | 1 | $ 7,227,000 | $ 7,227,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 3,252,000 | $ 3,252,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 82,000 | $ 82,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 118,000 |
| Dallas County Texas | 1 | $ 4,500,000 | $ 4,500,000 | $ 0 |
| Stafford County Virginia | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Bank Midwest, N.A. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,149 | $191,781,000 | $128,866 | $18,500,000 | $129,466 | $3,390,000 |
| Home Purchase (one-to-four family) | 786 | $59,376,000 | $98,500 | $2,320,000 | $61,000 | $2,034,000 |
| Home Improvement (one-to-four family) | 308 | $1,982,000 | $4,333 | $150,000 | $45,333 | $480,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 24 | $22,887,000 | $2,600,000 | $7,227,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,793 | $203,625,000 | $122,076 | $2,320,000 | $138,538 | $2,034,000 |
| Information not provided by applicant in mail or telephone application | 236 | $16,372,000 | $95,666 | $666,000 | $55,000 | $250,000 |
| Black | 87 | $6,743,000 | $109,500 | $280,000 | $56,666 | $187,000 |
| Hispanic | 64 | $4,732,000 | $70,800 | $475,000 | $48,000 | $167,000 |
| Not applicable | 27 | $39,082,000 | $2,785,250 | $18,500,000 | $219,750 | $3,390,000 |
| Asian or Pacific Islander | 26 | $3,043,000 | $115,000 | $476,000 | $48,000 | $203,000 |
| American Indian or Alaskan Native | 23 | $1,578,000 | $62,500 | $195,000 | $50,000 | $109,000 |
| Other | 11 | $851,000 | $90,666 | $250,000 | $59,666 | $350,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,248 | $274,861,000 | $568,000 | $18,500,000 | $85,764 | $3,390,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $1,165,000 | $61,000 | $135,000 | $43,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,025 | $165,838,000 | $66,750 | $18,500,000 | $74,250 | $3,390,000 |
| Application Denied By Financial Institution | 798 | $50,068,000 | $91,083 | $1,140,000 | $51,250 | $480,000 |
| Application Approved But Not Accepted | 242 | $27,323,000 | $113,200 | $2,320,000 | $70,700 | $2,034,000 |
| Application Withdrawn By Applicant | 120 | $8,977,000 | $52,000 | $600,000 | $43,333 | $270,000 |
| File Closed For Incompleteness | 72 | $7,389,000 | $104,500 | $525,000 | $66,500 | $285,000 |
| Loan Purchased By The Institution | 10 | $16,431,000 | $2,612,750 | $7,227,000 | $286,000 | $1,074,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 456 | $24,689,000 | $87,454 | $779,000 | $56,181 | $480,000 |
| Debt-To-Income Ratio | 258 | $19,426,000 | $74,142 | $1,140,000 | $33,285 | $233,000 |
| Collateral | 37 | $2,880,000 | $48,500 | $364,000 | $48,750 | $108,000 |
| Other | 15 | $1,044,000 | $86,000 | $174,000 | $76,500 | $163,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $810,000 | $81,000 | $160,000 | $58,000 | $147,000 |
| Credit Application Incomplete | 10 | $573,000 | $57,000 | $125,000 | $38,000 | $63,000 |
| Employment History | 6 | $206,000 | $34,000 | $81,000 | $33,000 | $57,000 |
| Mortgage Insurance Denied | 3 | $229,000 | $76,000 | $175,000 | $54,000 | $111,000 |
| Unverifiable Information | 3 | $211,000 | $68,000 | $79,000 | $39,500 | $50,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Midwest, N.A.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Midwest, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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