Bank Midwest, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Bank Midwest, N.A. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Midwest, N.A. 320 Kansas Ave Fort Leavenworth, KS 66027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,018 |
| Total Mortgage Loan Application Amount | $159,152,000 |
| Average Mortgage Loan Application Amount | $172,071 |
| Highest Mortgage Loan Application Amount | $5,300,000 |
| Average Applicant Income | $47,571 |
| Highest Applicant Income | $1,318,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Bank Midwest, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Midwest, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Bank Midwest, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Midwest, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Midwest, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Midwest, N.A.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nodaway County Missouri | 183 | $ 13,679,000 | $ 74,000 | $ 55,000 |
| Jackson County Missouri | 143 | $ 13,306,000 | $ 93,000 | $ 56,000 |
| Clay County Missouri | 113 | $ 9,125,000 | $ 80,000 | $ 61,000 |
| Wyandotte County Kansas | 111 | $ 6,490,000 | $ 58,000 | $ 45,000 |
| Adair County Missouri | 111 | $ 7,532,000 | $ 67,000 | $ 35,000 |
| Buchanan County Missouri | 110 | $ 7,220,000 | $ 65,000 | $ 53,000 |
| Johnson County Kansas | 101 | $ 13,350,000 | $ 132,000 | $ 75,000 |
| Ray County Missouri | 99 | $ 7,840,000 | $ 79,000 | $ 52,000 |
| Andrew County Missouri | 74 | $ 5,350,000 | $ 72,000 | $ 61,000 |
| Livingston County Missouri | 67 | $ 3,249,000 | $ 48,000 | $ 33,000 |
| Macon County Missouri | 54 | $ 2,144,000 | $ 39,000 | $ 32,000 |
| Randolph County Missouri | 52 | $ 1,883,000 | $ 36,000 | $ 36,000 |
| Saline County Missouri | 51 | $ 2,491,000 | $ 48,000 | $ 32,000 |
| Cass County Missouri | 50 | $ 3,482,000 | $ 69,000 | $ 43,000 |
| Caldwell County Missouri | 48 | $ 3,407,000 | $ 70,000 | $ 49,000 |
| Clinton County Missouri | 47 | $ 4,423,000 | $ 94,000 | $ 44,000 |
| Lafayette County Missouri | 47 | $ 3,312,000 | $ 70,000 | $ 56,000 |
| St. Louis County Missouri | 44 | $ 8,566,000 | $ 194,000 | $ 97,000 |
| Atchison County Missouri | 41 | $ 2,215,000 | $ 54,000 | $ 36,000 |
| Leavenworth County Kansas | 35 | $ 3,104,000 | $ 88,000 | $ 65,000 |
| Daviess County Missouri | 30 | $ 2,176,000 | $ 72,000 | $ 55,000 |
| Greene County Missouri | 30 | $ 1,853,000 | $ 61,000 | $ 34,000 |
| Carroll County Missouri | 27 | $ 1,174,000 | $ 43,000 | $ 43,000 |
| DeKalb County Missouri | 26 | $ 1,696,000 | $ 65,000 | $ 31,000 |
| Platte County Missouri | 26 | $ 2,838,000 | $ 109,000 | $ 69,000 |
| Holt County Missouri | 19 | $ 773,000 | $ 40,000 | $ 33,000 |
| Johnson County Missouri | 18 | $ 2,002,000 | $ 111,000 | $ 72,000 |
| Atchison County Kansas | 17 | $ 763,000 | $ 44,000 | $ 33,000 |
| Putnam County Missouri | 15 | $ 828,000 | $ 55,000 | $ 40,000 |
| Sullivan County Missouri | 15 | $ 309,000 | $ 20,000 | $ 34,000 |
| St. Charles County Missouri | 12 | $ 2,219,000 | $ 184,000 | $ 77,000 |
| Camden County Missouri | 11 | $ 1,764,000 | $ 160,000 | $ 83,000 |
| Jefferson County Missouri | 11 | $ 511,000 | $ 46,000 | $ 59,000 |
| Schuyler County Missouri | 10 | $ 510,000 | $ 51,000 | $ 34,000 |
| Gentry County Missouri | 9 | $ 646,000 | $ 71,000 | $ 60,000 |
| Christian County Missouri | 8 | $ 367,000 | $ 45,000 | $ 41,000 |
| Boone County Missouri | 7 | $ 826,000 | $ 118,000 | $ 45,000 |
| Grundy County Missouri | 7 | $ 320,000 | $ 45,000 | $ 33,000 |
| Harrison County Missouri | 7 | $ 277,000 | $ 39,000 | $ 45,000 |
| Henry County Missouri | 7 | $ 618,000 | $ 88,000 | $ 47,000 |
| St. Louis City County Missouri | 6 | $ 336,000 | $ 56,000 | $ 55,000 |
| Worth County Missouri | 6 | $ 297,000 | $ 49,000 | $ 55,000 |
| Bates County Missouri | 5 | $ 515,000 | $ 103,000 | $ 59,000 |
| Benton County Missouri | 5 | $ 246,000 | $ 49,000 | $ 44,000 |
| Miami County Kansas | 4 | $ 362,000 | $ 90,000 | $ 55,000 |
| Chariton County Missouri | 4 | $ 281,000 | $ 70,000 | $ 42,000 |
| Knox County Missouri | 4 | $ 206,000 | $ 51,000 | $ 31,000 |
| Monroe County Missouri | 4 | $ 171,000 | $ 42,000 | $ 45,000 |
| Morgan County Missouri | 4 | $ 599,000 | $ 149,000 | $ 513,000 |
| Doniphan County Kansas | 3 | $ 92,000 | $ 30,000 | $ 31,000 |
| Shawnee County Kansas | 3 | $ 5,471,000 | $ 1,823,000 | $ 49,000 |
| Pettis County Missouri | 3 | $ 259,000 | $ 86,000 | $ 36,000 |
| Stone County Missouri | 3 | $ 488,000 | $ 162,000 | $ 49,000 |
| Taylor County Iowa | 2 | $ 93,000 | $ 46,000 | $ 108,000 |
| Labette County Kansas | 2 | $ 9,000 | $ 4,000 | $ 45,000 |
| Cedar County Missouri | 2 | $ 35,000 | $ 17,000 | $ 57,000 |
| Howard County Missouri | 2 | $ 15,000 | $ 7,000 | $ 30,000 |
| Linn County Missouri | 2 | $ 71,000 | $ 35,000 | $ 55,000 |
| Mercer County Missouri | 2 | $ 42,000 | $ 21,000 | $ 28,000 |
| Stoddard County Missouri | 2 | $ 142,000 | $ 71,000 | $ 64,000 |
| Taney County Missouri | 2 | $ 58,000 | $ 29,000 | $ 24,000 |
| Wright County Missouri | 2 | $ 90,000 | $ 45,000 | $ 49,000 |
| Lee County Florida | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| Bond County Illinois | 1 | $ 3,000 | $ 3,000 | $ 26,000 |
| St. Clair County Illinois | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| Jasper County Iowa | 1 | $ 84,000 | $ 84,000 | $ 82,000 |
| Kossuth County Iowa | 1 | $ 38,000 | $ 38,000 | $ 25,000 |
| Montgomery County Iowa | 1 | $ 29,000 | $ 29,000 | $ 32,000 |
| Wapello County Iowa | 1 | $ 29,000 | $ 29,000 | $ 62,000 |
| Winnebago County Iowa | 1 | $ 30,000 | $ 30,000 | $ 16,000 |
| Franklin County Kansas | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
| Jefferson County Kansas | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Riley County Kansas | 1 | $ 196,000 | $ 196,000 | $ 73,000 |
| Audrain County Missouri | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Barry County Missouri | 1 | $ 183,000 | $ 183,000 | $ 102,000 |
| Cooper County Missouri | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Dallas County Missouri | 1 | $ 139,000 | $ 139,000 | $ 72,000 |
| Franklin County Missouri | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| Gasconade County Missouri | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Hickory County Missouri | 1 | $ 9,000 | $ 9,000 | $ 53,000 |
| Lawrence County Missouri | 1 | $ 106,000 | $ 106,000 | $ 48,000 |
| Marion County Missouri | 1 | $ 62,000 | $ 62,000 | $ 31,000 |
| McDonald County Missouri | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Phelps County Missouri | 1 | $ 53,000 | $ 53,000 | $ 50,000 |
| Shelby County Missouri | 1 | $ 146,000 | $ 146,000 | $ 134,000 |
| St. Francois County Missouri | 1 | $ 67,000 | $ 67,000 | $ 60,000 |
| Vernon County Missouri | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Webster County Missouri | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Nemaha County Nebraska | 1 | $ 2,000 | $ 2,000 | $ 12,000 |
| Dane County Wisconsin | 1 | $ 1,637,000 | $ 1,637,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Midwest, N.A. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 840 | $82,133,000 | $516,250 | $5,300,000 | $56,500 | $1,318,000 |
| Home Purchase | 732 | $64,125,000 | $70,000 | $810,000 | $52,250 | $407,000 |
| Home Improvement | 446 | $12,894,000 | $10,666 | $255,000 | $38,500 | $162,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,708 | $124,497,000 | $60,857 | $775,000 | $54,142 | $842,000 |
| Not Provided | 132 | $11,949,000 | $52,250 | $500,000 | $46,500 | $279,000 |
| Black or African American | 57 | $4,463,000 | $79,500 | $338,000 | $47,500 | $163,000 |
| Not applicable | 40 | $12,313,000 | $1,207,333 | $5,300,000 | $35,666 | $1,318,000 |
| Hispanic | 38 | $1,713,000 | $36,333 | $175,000 | $40,333 | $86,000 |
| Asian | 22 | $3,266,000 | $147,500 | $576,000 | $93,000 | $266,000 |
| American Indian or Alaskan Native | 19 | $779,000 | $63,500 | $184,000 | $22,500 | $94,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $172,000 | $86,000 | $166,000 | $35,000 | $50,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,994 | $157,633,000 | $260,625 | $5,300,000 | $45,625 | $1,318,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $1,437,000 | $62,000 | $137,000 | $32,000 | $62,000 |
| FHA-insured (Federal Housing Administration) | 1 | $82,000 | $82,000 | $82,000 | $53,000 | $53,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,198 | $97,685,000 | $369,600 | $1,637,000 | $46,200 | $1,318,000 |
| Application Denied By Financial Institution | 625 | $37,433,000 | $66,333 | $810,000 | $51,833 | $250,000 |
| Application Approved But Not Accepted | 130 | $12,931,000 | $81,333 | $515,000 | $52,333 | $842,000 |
| Application Withdrawn By Applicant | 43 | $3,347,000 | $83,666 | $320,000 | $57,333 | $190,000 |
| File Closed For Incompleteness | 21 | $2,456,000 | $146,000 | $284,000 | $76,000 | $152,000 |
| Loan Purchased By The Institution | 1 | $5,300,000 | $5,300,000 | $5,300,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 400 | $21,447,000 | $33,000 | $500,000 | $38,000 | $250,000 |
| Debt-To-Income Ratio | 169 | $11,672,000 | $89,250 | $810,000 | $52,000 | $167,000 |
| Collateral | 25 | $2,300,000 | $116,000 | $279,000 | $71,000 | $108,000 |
| Employment History | 14 | $982,000 | $84,000 | $175,000 | $44,000 | $83,000 |
| Other | 9 | $406,000 | $48,500 | $85,000 | $49,000 | $95,000 |
| Unverifiable Information | 4 | $236,000 | $52,000 | $150,000 | $20,000 | $64,000 |
| Mortgage Insurance Denied | 3 | $250,000 | $83,000 | $171,000 | $39,000 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $140,000 | $140,000 | $140,000 | $86,000 | $86,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Midwest, N.A.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Midwest, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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