Bank Midwest, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Bank Midwest, N.A. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Midwest, N.A. 320 Kansas Ave Fort Leavenworth, KS 66027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,039 |
| Total Mortgage Loan Application Amount | $165,663,000 |
| Average Mortgage Loan Application Amount | $73,666 |
| Highest Mortgage Loan Application Amount | $4,125,000 |
| Average Applicant Income | $58,666 |
| Highest Applicant Income | $1,131,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Bank Midwest, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Midwest, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Bank Midwest, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Midwest, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Midwest, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Midwest, N.A.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adair County Missouri | 150 | $ 10,683,000 | $ 71,000 | $ 66,000 |
| Jackson County Missouri | 138 | $ 11,230,000 | $ 81,000 | $ 53,000 |
| Nodaway County Missouri | 138 | $ 13,564,000 | $ 98,000 | $ 75,000 |
| Clay County Missouri | 119 | $ 7,974,000 | $ 67,000 | $ 61,000 |
| Ray County Missouri | 116 | $ 9,154,000 | $ 78,000 | $ 61,000 |
| Andrew County Missouri | 114 | $ 6,578,000 | $ 57,000 | $ 48,000 |
| Buchanan County Missouri | 112 | $ 7,749,000 | $ 69,000 | $ 56,000 |
| Livingston County Missouri | 80 | $ 5,467,000 | $ 68,000 | $ 54,000 |
| Clinton County Missouri | 76 | $ 6,191,000 | $ 81,000 | $ 56,000 |
| St. Louis County Missouri | 74 | $ 11,511,000 | $ 155,000 | $ 61,000 |
| Johnson County Kansas | 69 | $ 8,532,000 | $ 123,000 | $ 87,000 |
| Wyandotte County Kansas | 67 | $ 3,931,000 | $ 58,000 | $ 61,000 |
| Randolph County Missouri | 63 | $ 2,672,000 | $ 42,000 | $ 37,000 |
| Macon County Missouri | 55 | $ 3,394,000 | $ 61,000 | $ 50,000 |
| DeKalb County Missouri | 52 | $ 3,970,000 | $ 76,000 | $ 52,000 |
| Saline County Missouri | 45 | $ 2,481,000 | $ 55,000 | $ 39,000 |
| Caldwell County Missouri | 43 | $ 2,736,000 | $ 63,000 | $ 51,000 |
| Cass County Missouri | 43 | $ 4,073,000 | $ 94,000 | $ 74,000 |
| Lafayette County Missouri | 40 | $ 2,597,000 | $ 64,000 | $ 54,000 |
| Daviess County Missouri | 35 | $ 2,569,000 | $ 73,000 | $ 64,000 |
| Leavenworth County Kansas | 30 | $ 3,462,000 | $ 115,000 | $ 83,000 |
| Atchison County Missouri | 30 | $ 2,385,000 | $ 79,000 | $ 69,000 |
| Carroll County Missouri | 26 | $ 1,200,000 | $ 46,000 | $ 46,000 |
| Greene County Missouri | 26 | $ 2,359,000 | $ 90,000 | $ 49,000 |
| Platte County Missouri | 21 | $ 2,906,000 | $ 138,000 | $ 69,000 |
| St. Charles County Missouri | 18 | $ 2,673,000 | $ 148,000 | $ 48,000 |
| Johnson County Missouri | 17 | $ 1,390,000 | $ 81,000 | $ 75,000 |
| Holt County Missouri | 14 | $ 708,000 | $ 50,000 | $ 56,000 |
| Jefferson County Missouri | 12 | $ 998,000 | $ 83,000 | $ 72,000 |
| Sullivan County Missouri | 11 | $ 651,000 | $ 59,000 | $ 46,000 |
| Harrison County Missouri | 10 | $ 490,000 | $ 49,000 | $ 34,000 |
| Christian County Missouri | 9 | $ 617,000 | $ 68,000 | $ 39,000 |
| Putnam County Missouri | 8 | $ 538,000 | $ 67,000 | $ 54,000 |
| Atchison County Kansas | 7 | $ 489,000 | $ 69,000 | $ 56,000 |
| Monroe County Missouri | 7 | $ 570,000 | $ 81,000 | $ 57,000 |
| Schuyler County Missouri | 7 | $ 275,000 | $ 39,000 | $ 40,000 |
| St. Louis City County Missouri | 7 | $ 272,000 | $ 38,000 | $ 43,000 |
| Camden County Missouri | 5 | $ 1,322,000 | $ 264,000 | $ 115,000 |
| Gentry County Missouri | 5 | $ 322,000 | $ 64,000 | $ 55,000 |
| Linn County Missouri | 5 | $ 116,000 | $ 23,000 | $ 54,000 |
| Taney County Missouri | 5 | $ 398,000 | $ 79,000 | $ 51,000 |
| Chariton County Missouri | 4 | $ 64,000 | $ 16,000 | $ 34,000 |
| Grundy County Missouri | 4 | $ 285,000 | $ 71,000 | $ 61,000 |
| Scotland County Missouri | 4 | $ 192,000 | $ 48,000 | $ 27,000 |
| Doniphan County Kansas | 3 | $ 98,000 | $ 32,000 | $ 33,000 |
| Bates County Missouri | 3 | $ 37,000 | $ 12,000 | $ 51,000 |
| Knox County Missouri | 3 | $ 127,000 | $ 42,000 | $ 32,000 |
| Pettis County Missouri | 3 | $ 165,000 | $ 55,000 | $ 63,000 |
| Shelby County Missouri | 3 | $ 147,000 | $ 49,000 | $ 37,000 |
| Stone County Missouri | 3 | $ 267,000 | $ 89,000 | $ 53,000 |
| Pitkin County Colorado | 2 | $ 6,325,000 | $ 3,162,000 | $ 0 |
| Shawnee County Kansas | 2 | $ 245,000 | $ 122,000 | $ 52,000 |
| Boone County Missouri | 2 | $ 191,000 | $ 95,000 | $ 143,000 |
| Franklin County Missouri | 2 | $ 335,000 | $ 167,000 | $ 79,000 |
| Henry County Missouri | 2 | $ 50,000 | $ 25,000 | $ 77,000 |
| Morgan County Missouri | 2 | $ 178,000 | $ 89,000 | $ 49,000 |
| Webster County Missouri | 2 | $ 175,000 | $ 87,000 | $ 26,000 |
| Worth County Missouri | 2 | $ 170,000 | $ 85,000 | $ 25,000 |
| Blount County Alabama | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Butler County Alabama | 1 | $ 73,000 | $ 73,000 | $ 60,000 |
| Houston County Alabama | 1 | $ 36,000 | $ 36,000 | $ 40,000 |
| Greene County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 53,000 |
| Fresno County California | 1 | $ 210,000 | $ 210,000 | $ 43,000 |
| Riverside County California | 1 | $ 180,000 | $ 180,000 | $ 246,000 |
| Ouray County Colorado | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Routt County Colorado | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Broward County Florida | 1 | $ 1,112,000 | $ 1,112,000 | $ 419,000 |
| Hillsborough County Florida | 1 | $ 120,000 | $ 120,000 | $ 219,000 |
| Taylor County Florida | 1 | $ 345,000 | $ 345,000 | $ 180,000 |
| Cook County Illinois | 1 | $ 188,000 | $ 188,000 | $ 371,000 |
| Page County Iowa | 1 | $ 160,000 | $ 160,000 | $ 296,000 |
| Taylor County Iowa | 1 | $ 70,000 | $ 70,000 | $ 3,000 |
| Wapello County Iowa | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Cowley County Kansas | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| Dickinson County Kansas | 1 | $ 192,000 | $ 192,000 | $ 73,000 |
| Douglas County Kansas | 1 | $ 9,000 | $ 9,000 | $ 34,000 |
| Jefferson County Kansas | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Linn County Kansas | 1 | $ 8,000 | $ 8,000 | $ 48,000 |
| Miami County Kansas | 1 | $ 50,000 | $ 50,000 | $ 86,000 |
| Montgomery County Kansas | 1 | $ 47,000 | $ 47,000 | $ 34,000 |
| Sedgwick County Kansas | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Bienville County Louisiana | 1 | $ 2,000 | $ 2,000 | $ 11,000 |
| Jasper County Mississippi | 1 | $ 22,000 | $ 22,000 | $ 33,000 |
| Union County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Audrain County Missouri | 1 | $ 4,000 | $ 4,000 | $ 29,000 |
| Barry County Missouri | 1 | $ 62,000 | $ 62,000 | $ 52,000 |
| Dallas County Missouri | 1 | $ 62,000 | $ 62,000 | $ 30,000 |
| Dent County Missouri | 1 | $ 74,000 | $ 74,000 | $ 113,000 |
| Howard County Missouri | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Lawrence County Missouri | 1 | $ 69,000 | $ 69,000 | $ 38,000 |
| Mercer County Missouri | 1 | $ 32,000 | $ 32,000 | $ 64,000 |
| Phelps County Missouri | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Polk County Missouri | 1 | $ 3,000 | $ 3,000 | $ 100,000 |
| Pulaski County Missouri | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| St. Clair County Missouri | 1 | $ 41,000 | $ 41,000 | $ 34,000 |
| Queens County New York | 1 | $ 140,000 | $ 140,000 | $ 202,000 |
| Lenoir County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Le Flore County Oklahoma | 1 | $ 3,000 | $ 3,000 | $ 11,000 |
| Pontotoc County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Sequoyah County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 105,000 |
| Greenwood County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 47,000 |
| Harris County Texas | 1 | $ 5,000 | $ 5,000 | $ 100,000 |
| Johnson County Texas | 1 | $ 1,000 | $ 1,000 | $ 16,000 |
| San Juan County Utah | 1 | $ 57,000 | $ 57,000 | $ 48,000 |
| Sussex County Virginia | 1 | $ 36,000 | $ 36,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Bank Midwest, N.A. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 928 | $95,129,000 | $102,000 | $4,125,000 | $59,000 | $1,100,000 |
| Refinancing | 606 | $57,508,000 | $94,000 | $850,000 | $66,000 | $1,131,000 |
| Home Improvement | 505 | $13,026,000 | $25,000 | $775,000 | $51,000 | $500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,714 | $132,640,000 | $77,000 | $1,112,000 | $62,000 | $1,131,000 |
| Not applicable | 98 | $17,674,000 | $180,000 | $4,125,000 | $12,000 | $454,000 |
| Not Provided | 94 | $5,743,000 | $61,000 | $775,000 | $59,000 | $348,000 |
| Hispanic | 57 | $3,106,000 | $54,000 | $265,000 | $51,000 | $337,000 |
| Black or African American | 42 | $2,449,000 | $58,000 | $441,000 | $77,000 | $1,100,000 |
| American Indian or Alaskan Native | 15 | $1,032,000 | $68,000 | $210,000 | $59,000 | $122,000 |
| Asian | 12 | $2,227,000 | $185,000 | $700,000 | $49,000 | $109,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $792,000 | $113,000 | $283,000 | $36,000 | $187,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,869 | $153,820,000 | $82,000 | $4,125,000 | $61,000 | $1,131,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 170 | $11,843,000 | $69,000 | $180,000 | $36,000 | $76,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,239 | $110,891,000 | $89,000 | $4,125,000 | $65,000 | $1,131,000 |
| Application Denied By Financial Institution | 573 | $31,356,000 | $54,000 | $700,000 | $44,000 | $346,000 |
| Application Approved But Not Accepted | 157 | $18,200,000 | $115,000 | $800,000 | $70,000 | $450,000 |
| Application Withdrawn By Applicant | 34 | $2,387,000 | $70,000 | $281,000 | $59,000 | $187,000 |
| File Closed For Incompleteness | 22 | $1,994,000 | $90,000 | $168,000 | $64,000 | $500,000 |
| Loan Purchased By The Institution | 14 | $835,000 | $59,000 | $172,000 | $40,000 | $105,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 369 | $16,724,000 | $45,000 | $500,000 | $44,000 | $346,000 |
| Debt-To-Income Ratio | 152 | $11,109,000 | $73,000 | $700,000 | $42,000 | $340,000 |
| Collateral | 38 | $2,538,000 | $66,000 | $310,000 | $50,000 | $135,000 |
| Employment History | 9 | $787,000 | $87,000 | $187,000 | $27,000 | $71,000 |
| Other | 3 | $125,000 | $41,000 | $68,000 | $38,000 | $50,000 |
| Unverifiable Information | 1 | $5,000 | $5,000 | $5,000 | $45,000 | $45,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $68,000 | $68,000 | $68,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Midwest, N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Midwest, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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