Nbh Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Nbh Bank, N.A. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nbh Bank, N.A. 1111 Main, Suite 2700 Kansas City, MO 64105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,084 |
| Total Mortgage Loan Application Amount | $382,807,000 |
| Average Mortgage Loan Application Amount | $103,666 |
| Highest Mortgage Loan Application Amount | $3,250,000 |
| Average Applicant Income | $77,666 |
| Highest Applicant Income | $4,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Nbh Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nbh Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Nbh Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nbh Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nbh Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nbh Bank, N.A.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 461 | $ 77,487,000 | $ 168,000 | $ 114,000 |
| Jackson County Missouri | 418 | $ 48,073,000 | $ 115,000 | $ 103,000 |
| Clay County Missouri | 302 | $ 33,261,000 | $ 110,000 | $ 77,000 |
| Wyandotte County Kansas | 180 | $ 12,850,000 | $ 71,000 | $ 58,000 |
| Buchanan County Missouri | 124 | $ 8,027,000 | $ 64,000 | $ 56,000 |
| Nodaway County Missouri | 115 | $ 9,847,000 | $ 85,000 | $ 66,000 |
| Ray County Missouri | 103 | $ 9,383,000 | $ 91,000 | $ 69,000 |
| Adair County Missouri | 89 | $ 5,988,000 | $ 67,000 | $ 56,000 |
| Clinton County Missouri | 85 | $ 8,824,000 | $ 103,000 | $ 62,000 |
| Cass County Missouri | 83 | $ 9,824,000 | $ 118,000 | $ 92,000 |
| Platte County Missouri | 73 | $ 12,527,000 | $ 171,000 | $ 102,000 |
| Livingston County Missouri | 71 | $ 6,647,000 | $ 93,000 | $ 62,000 |
| Andrew County Missouri | 70 | $ 5,869,000 | $ 83,000 | $ 63,000 |
| Caldwell County Missouri | 48 | $ 3,535,000 | $ 73,000 | $ 68,000 |
| Lafayette County Missouri | 44 | $ 2,879,000 | $ 65,000 | $ 65,000 |
| Weld County Colorado | 43 | $ 5,797,000 | $ 134,000 | $ 77,000 |
| Macon County Missouri | 43 | $ 2,448,000 | $ 56,000 | $ 75,000 |
| Randolph County Missouri | 37 | $ 1,947,000 | $ 52,000 | $ 70,000 |
| Denver County Colorado | 36 | $ 7,398,000 | $ 205,000 | $ 108,000 |
| Saline County Missouri | 30 | $ 1,771,000 | $ 59,000 | $ 48,000 |
| Gunnison County Colorado | 24 | $ 4,751,000 | $ 197,000 | $ 85,000 |
| Atchison County Missouri | 24 | $ 1,509,000 | $ 62,000 | $ 64,000 |
| Garfield County Colorado | 23 | $ 8,297,000 | $ 360,000 | $ 94,000 |
| Pitkin County Colorado | 23 | $ 11,299,000 | $ 491,000 | $ 99,000 |
| DeKalb County Missouri | 23 | $ 1,494,000 | $ 64,000 | $ 53,000 |
| Leavenworth County Kansas | 21 | $ 2,921,000 | $ 139,000 | $ 70,000 |
| Daviess County Missouri | 20 | $ 1,636,000 | $ 81,000 | $ 73,000 |
| San Miguel County Colorado | 17 | $ 9,533,000 | $ 560,000 | $ 292,000 |
| Chaffee County Colorado | 16 | $ 2,265,000 | $ 141,000 | $ 61,000 |
| Eagle County Colorado | 16 | $ 5,452,000 | $ 340,000 | $ 143,000 |
| Huerfano County Colorado | 16 | $ 1,263,000 | $ 78,000 | $ 77,000 |
| Larimer County Colorado | 16 | $ 2,930,000 | $ 183,000 | $ 86,000 |
| Miami County Kansas | 16 | $ 3,216,000 | $ 201,000 | $ 103,000 |
| La Plata County Colorado | 15 | $ 3,938,000 | $ 262,000 | $ 86,000 |
| Carroll County Missouri | 15 | $ 1,026,000 | $ 68,000 | $ 64,000 |
| Elbert County Colorado | 14 | $ 2,433,000 | $ 173,000 | $ 83,000 |
| Douglas County Colorado | 13 | $ 3,502,000 | $ 269,000 | $ 75,000 |
| Jefferson County Colorado | 13 | $ 2,069,000 | $ 159,000 | $ 57,000 |
| Conejos County Colorado | 12 | $ 1,607,000 | $ 133,000 | $ 49,000 |
| Adams County Colorado | 11 | $ 1,918,000 | $ 174,000 | $ 66,000 |
| Otero County Colorado | 10 | $ 627,000 | $ 62,000 | $ 52,000 |
| Harrison County Missouri | 10 | $ 297,000 | $ 29,000 | $ 67,000 |
| Linn County Missouri | 9 | $ 401,000 | $ 44,000 | $ 45,000 |
| Arapahoe County Colorado | 8 | $ 1,427,000 | $ 178,000 | $ 84,000 |
| Costilla County Colorado | 8 | $ 292,000 | $ 36,000 | $ 36,000 |
| Rio Grande County Colorado | 8 | $ 1,126,000 | $ 140,000 | $ 82,000 |
| Camden County Missouri | 8 | $ 1,016,000 | $ 127,000 | $ 163,000 |
| Johnson County Missouri | 8 | $ 960,000 | $ 120,000 | $ 73,000 |
| Montezuma County Colorado | 7 | $ 709,000 | $ 101,000 | $ 93,000 |
| Douglas County Kansas | 7 | $ 1,371,000 | $ 195,000 | $ 87,000 |
| Gentry County Missouri | 7 | $ 683,000 | $ 97,000 | $ 50,000 |
| Holt County Missouri | 7 | $ 443,000 | $ 63,000 | $ 69,000 |
| Knox County Missouri | 7 | $ 274,000 | $ 39,000 | $ 60,000 |
| Schuyler County Missouri | 7 | $ 270,000 | $ 38,000 | $ 29,000 |
| Travis County Texas | 7 | $ 2,961,000 | $ 423,000 | $ 219,000 |
| Pueblo County Colorado | 6 | $ 1,030,000 | $ 171,000 | $ 68,000 |
| Boone County Missouri | 6 | $ 1,436,000 | $ 239,000 | $ 117,000 |
| Dallas County Texas | 6 | $ 2,220,000 | $ 370,000 | $ 159,000 |
| Mesa County Colorado | 5 | $ 620,000 | $ 124,000 | $ 102,000 |
| Saguache County Colorado | 5 | $ 242,000 | $ 48,000 | $ 51,000 |
| Putnam County Missouri | 5 | $ 399,000 | $ 79,000 | $ 88,000 |
| Sullivan County Missouri | 5 | $ 314,000 | $ 62,000 | $ 72,000 |
| Alamosa County Colorado | 4 | $ 184,000 | $ 46,000 | $ 57,000 |
| Dolores County Colorado | 4 | $ 309,000 | $ 77,000 | $ 67,000 |
| Teller County Colorado | 4 | $ 247,000 | $ 61,000 | $ 82,000 |
| Atchison County Kansas | 4 | $ 350,000 | $ 87,000 | $ 59,000 |
| Doniphan County Kansas | 4 | $ 417,000 | $ 104,000 | $ 67,000 |
| Franklin County Kansas | 4 | $ 492,000 | $ 123,000 | $ 73,000 |
| Benton County Missouri | 4 | $ 352,000 | $ 88,000 | $ 92,000 |
| Morgan County Missouri | 4 | $ 697,000 | $ 174,000 | $ 83,000 |
| Broomfield County Colorado | 3 | $ 453,000 | $ 151,000 | $ 113,000 |
| Davis County Iowa | 3 | $ 337,000 | $ 112,000 | $ 57,000 |
| Linn County Kansas | 3 | $ 189,000 | $ 63,000 | $ 43,000 |
| Bates County Missouri | 3 | $ 412,000 | $ 137,000 | $ 67,000 |
| Chariton County Missouri | 3 | $ 42,000 | $ 14,000 | $ 48,000 |
| Grundy County Missouri | 3 | $ 102,000 | $ 34,000 | $ 76,000 |
| Scotland County Missouri | 3 | $ 174,000 | $ 58,000 | $ 44,000 |
| Worth County Missouri | 3 | $ 72,000 | $ 24,000 | $ 39,000 |
| Collin County Texas | 3 | $ 649,000 | $ 216,000 | $ 242,000 |
| Rockwall County Texas | 3 | $ 513,000 | $ 171,000 | $ 67,000 |
| Tarrant County Texas | 3 | $ 852,000 | $ 284,000 | $ 129,000 |
| San Juan County Utah | 3 | $ 162,000 | $ 54,000 | $ 111,000 |
| Benton County Arkansas | 2 | $ 218,000 | $ 109,000 | $ 79,000 |
| San Joaquin County California | 2 | $ 181,000 | $ 90,000 | $ 129,000 |
| El Paso County Colorado | 2 | $ 436,000 | $ 218,000 | $ 75,000 |
| Las Animas County Colorado | 2 | $ 276,000 | $ 138,000 | $ 53,000 |
| Montrose County Colorado | 2 | $ 110,000 | $ 55,000 | $ 39,000 |
| Park County Colorado | 2 | $ 411,000 | $ 205,000 | $ 47,000 |
| LaSalle County Illinois | 2 | $ 156,000 | $ 78,000 | $ 104,000 |
| Anderson County Kansas | 2 | $ 73,000 | $ 36,000 | $ 55,000 |
| Shelby County Missouri | 2 | $ 124,000 | $ 62,000 | $ 74,000 |
| Stone County Missouri | 2 | $ 536,000 | $ 268,000 | $ 88,000 |
| Taney County Missouri | 2 | $ 523,000 | $ 261,000 | $ 95,000 |
| Denton County Texas | 2 | $ 963,000 | $ 481,000 | $ 134,000 |
| Pima County Arizona | 1 | $ 800,000 | $ 800,000 | $ 350,000 |
| Boulder County Colorado | 1 | $ 84,000 | $ 84,000 | $ 100,000 |
| Jackson County Colorado | 1 | $ 39,000 | $ 39,000 | $ 420,000 |
| Lake County Colorado | 1 | $ 10,000 | $ 10,000 | $ 58,000 |
| Morgan County Colorado | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Ouray County Colorado | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Citrus County Florida | 1 | $ 4,000 | $ 4,000 | $ 42,000 |
| Manatee County Florida | 1 | $ 147,000 | $ 147,000 | $ 197,000 |
| Monroe County Florida | 1 | $ 417,000 | $ 417,000 | $ 194,000 |
| Nassau County Florida | 1 | $ 320,000 | $ 320,000 | $ 225,000 |
| Page County Iowa | 1 | $ 70,000 | $ 70,000 | $ 100,000 |
| Butler County Kansas | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| Chase County Kansas | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Montgomery County Kansas | 1 | $ 32,000 | $ 32,000 | $ 26,000 |
| Osage County Kansas | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Montgomery County Maryland | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Audrain County Missouri | 1 | $ 141,000 | $ 141,000 | $ 58,000 |
| Hickory County Missouri | 1 | $ 27,000 | $ 27,000 | $ 93,000 |
| Jasper County Missouri | 1 | $ 104,000 | $ 104,000 | $ 52,000 |
| Jefferson County Missouri | 1 | $ 102,000 | $ 102,000 | $ 208,000 |
| Marion County Missouri | 1 | $ 133,000 | $ 133,000 | $ 180,000 |
| Polk County Missouri | 1 | $ 152,000 | $ 152,000 | $ 400,000 |
| St. Louis County Missouri | 1 | $ 110,000 | $ 110,000 | $ 74,000 |
| Texas County Missouri | 1 | $ 30,000 | $ 30,000 | $ 87,000 |
| Vernon County Missouri | 1 | $ 260,000 | $ 260,000 | $ 99,000 |
| Lancaster County Nebraska | 1 | $ 44,000 | $ 44,000 | $ 26,000 |
| Onslow County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 145,000 |
| Oklahoma County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 115,000 |
| Tulsa County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 94,000 |
| Bastrop County Texas | 1 | $ 122,000 | $ 122,000 | $ 174,000 |
| Bexar County Texas | 1 | $ 67,000 | $ 67,000 | $ 53,000 |
| Burnet County Texas | 1 | $ 623,000 | $ 623,000 | $ 195,000 |
| Kaufman County Texas | 1 | $ 99,000 | $ 99,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Nbh Bank, N.A. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,986 | $289,108,000 | $145,000 | $3,250,000 | $92,000 | $4,800,000 |
| Home Purchase | 573 | $74,029,000 | $129,000 | $2,300,000 | $83,000 | $1,935,000 |
| Home Improvement | 525 | $19,670,000 | $37,000 | $548,000 | $58,000 | $1,055,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,602 | $319,164,000 | $122,000 | $3,250,000 | $86,000 | $4,800,000 |
| Not Provided | 208 | $31,802,000 | $152,000 | $900,000 | $104,000 | $611,000 |
| Hispanic | 113 | $9,374,000 | $82,000 | $425,000 | $57,000 | $400,000 |
| Black or African American | 83 | $6,790,000 | $81,000 | $402,000 | $55,000 | $234,000 |
| Asian | 56 | $10,229,000 | $182,000 | $2,100,000 | $89,000 | $600,000 |
| Not applicable | 9 | $4,724,000 | $524,000 | $2,300,000 | $6,000 | $38,000 |
| American Indian or Alaskan Native | 7 | $345,000 | $49,000 | $70,000 | $39,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $379,000 | $63,000 | $136,000 | $43,000 | $82,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,929 | $364,827,000 | $124,000 | $3,250,000 | $87,000 | $4,800,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 74 | $6,930,000 | $93,000 | $231,000 | $42,000 | $79,000 |
| FHA-insured (Federal Housing Administration) | 60 | $8,239,000 | $137,000 | $267,000 | $60,000 | $199,000 |
| VA-guaranteed (Veterans Administration) | 21 | $2,811,000 | $133,000 | $275,000 | $59,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,617 | $196,075,000 | $121,000 | $2,300,000 | $88,000 | $1,935,000 |
| Application Denied By Financial Institution | 875 | $101,136,000 | $115,000 | $3,250,000 | $64,000 | $1,169,000 |
| Application Approved But Not Accepted | 459 | $67,771,000 | $147,000 | $1,000,000 | $111,000 | $4,800,000 |
| Application Withdrawn By Applicant | 129 | $17,556,000 | $136,000 | $800,000 | $93,000 | $969,000 |
| Loan Purchased By The Institution | 3 | $261,000 | $87,000 | $109,000 | $31,000 | $38,000 |
| File Closed For Incompleteness | 1 | $8,000 | $8,000 | $8,000 | $49,000 | $49,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 437 | $42,061,000 | $96,000 | $3,250,000 | $65,000 | $1,169,000 |
| Debt-To-Income Ratio | 269 | $38,439,000 | $142,000 | $1,175,000 | $52,000 | $238,000 |
| Collateral | 105 | $14,617,000 | $139,000 | $780,000 | $92,000 | $1,055,000 |
| Other | 35 | $2,818,000 | $80,000 | $212,000 | $61,000 | $224,000 |
| Employment History | 12 | $1,300,000 | $108,000 | $226,000 | $53,000 | $147,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,100,000 | $122,000 | $433,000 | $65,000 | $153,000 |
| Mortgage Insurance Denied | 6 | $579,000 | $96,000 | $169,000 | $53,000 | $76,000 |
| Unverifiable Information | 2 | $222,000 | $111,000 | $145,000 | $96,000 | $130,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nbh Bank, N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nbh Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.