Bank Of Commerce
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Bank Of Commerce 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Commerce Po Box 29 Chelsea, OK 74016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 914 |
| Total Mortgage Loan Application Amount | $190,637,000 |
| Average Mortgage Loan Application Amount | $152,666 |
| Highest Mortgage Loan Application Amount | $2,300,000 |
| Average Applicant Income | $63,333 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Bank Of Commerce. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Commerce's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Bank Of Commerce's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Commerce serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Commerce, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Commerce's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rogers County Oklahoma | 36 | $ 2,611,000 | $ 72,000 | $ 47,000 |
| Maricopa County Arizona | 34 | $ 9,762,000 | $ 287,000 | $ 77,000 |
| Mayes County Oklahoma | 23 | $ 1,311,000 | $ 57,000 | $ 53,000 |
| Tulsa County Oklahoma | 19 | $ 1,983,000 | $ 104,000 | $ 58,000 |
| Los Angeles County California | 15 | $ 6,293,000 | $ 419,000 | $ 49,000 |
| Prince George's County Maryland | 15 | $ 4,103,000 | $ 273,000 | $ 59,000 |
| Pima County Arizona | 13 | $ 2,310,000 | $ 177,000 | $ 39,000 |
| Mecklenburg County North Carolina | 13 | $ 1,995,000 | $ 153,000 | $ 56,000 |
| Montgomery County Maryland | 11 | $ 3,238,000 | $ 294,000 | $ 93,000 |
| Cook County Illinois | 9 | $ 2,784,000 | $ 309,000 | $ 108,000 |
| Will County Illinois | 8 | $ 1,830,000 | $ 228,000 | $ 63,000 |
| Fulton County Georgia | 7 | $ 2,247,000 | $ 321,000 | $ 105,000 |
| Ocean County New Jersey | 7 | $ 1,633,000 | $ 233,000 | $ 43,000 |
| Guilford County North Carolina | 7 | $ 1,015,000 | $ 145,000 | $ 38,000 |
| Oklahoma County Oklahoma | 7 | $ 842,000 | $ 120,000 | $ 269,000 |
| Philadelphia County Pennsylvania | 7 | $ 913,000 | $ 130,000 | $ 43,000 |
| Providence County Rhode Island | 7 | $ 1,852,000 | $ 264,000 | $ 71,000 |
| Dallas County Texas | 7 | $ 792,000 | $ 113,000 | $ 40,000 |
| Virginia Beach County Virginia | 7 | $ 1,911,000 | $ 273,000 | $ 64,000 |
| Sussex County Delaware | 6 | $ 1,266,000 | $ 211,000 | $ 235,000 |
| Anne Arundel County Maryland | 6 | $ 1,594,000 | $ 265,000 | $ 68,000 |
| Baltimore County Maryland | 6 | $ 1,489,000 | $ 248,000 | $ 27,000 |
| Harford County Maryland | 6 | $ 1,432,000 | $ 238,000 | $ 40,000 |
| Worcester County Massachusetts | 6 | $ 1,317,000 | $ 219,000 | $ 46,000 |
| Clark County Nevada | 6 | $ 1,843,000 | $ 307,000 | $ 118,000 |
| Essex County New Jersey | 6 | $ 1,726,000 | $ 287,000 | $ 41,000 |
| Middlesex County New Jersey | 6 | $ 2,111,000 | $ 351,000 | $ 46,000 |
| Bernalillo County New Mexico | 6 | $ 896,000 | $ 149,000 | $ 55,000 |
| Salt Lake County Utah | 6 | $ 1,387,000 | $ 231,000 | $ 53,000 |
| Chesapeake County Virginia | 6 | $ 1,635,000 | $ 272,000 | $ 56,000 |
| Mohave County Arizona | 5 | $ 1,391,000 | $ 278,000 | $ 75,000 |
| New London County Connecticut | 5 | $ 1,052,000 | $ 210,000 | $ 49,000 |
| District of Columbia County District Of Columbia | 5 | $ 971,000 | $ 194,000 | $ 56,000 |
| Pinellas County Florida | 5 | $ 1,157,000 | $ 231,000 | $ 107,000 |
| Essex County Massachusetts | 5 | $ 1,902,000 | $ 380,000 | $ 148,000 |
| Middlesex County Massachusetts | 5 | $ 1,563,000 | $ 312,000 | $ 70,000 |
| Atlantic County New Jersey | 5 | $ 976,000 | $ 195,000 | $ 107,000 |
| Craven County North Carolina | 5 | $ 868,000 | $ 173,000 | $ 56,000 |
| Lehigh County Pennsylvania | 5 | $ 887,000 | $ 177,000 | $ 18,000 |
| Coffee County Tennessee | 5 | $ 571,000 | $ 114,000 | $ 69,000 |
| Prince William County Virginia | 5 | $ 1,800,000 | $ 360,000 | $ 90,000 |
| Jefferson County Alabama | 4 | $ 344,000 | $ 86,000 | $ 47,000 |
| Pulaski County Arkansas | 4 | $ 753,000 | $ 188,000 | $ 47,000 |
| San Diego County California | 4 | $ 1,510,000 | $ 377,000 | $ 85,000 |
| Arapahoe County Colorado | 4 | $ 711,000 | $ 177,000 | $ 54,000 |
| Hartford County Connecticut | 4 | $ 712,000 | $ 178,000 | $ 34,000 |
| Cecil County Maryland | 4 | $ 1,120,000 | $ 280,000 | $ 26,000 |
| Charles County Maryland | 4 | $ 1,457,000 | $ 364,000 | $ 159,000 |
| Washington County Maryland | 4 | $ 1,187,000 | $ 296,000 | $ 75,000 |
| Bristol County Massachusetts | 4 | $ 1,158,000 | $ 289,000 | $ 45,000 |
| Suffolk County Massachusetts | 4 | $ 1,558,000 | $ 389,000 | $ 26,000 |
| Rockingham County New Hampshire | 4 | $ 1,718,000 | $ 429,000 | $ 153,000 |
| Burlington County New Jersey | 4 | $ 839,000 | $ 209,000 | $ 68,000 |
| Camden County New Jersey | 4 | $ 615,000 | $ 153,000 | $ 76,000 |
| Passaic County New Jersey | 4 | $ 862,000 | $ 215,000 | $ 51,000 |
| Sandoval County New Mexico | 4 | $ 943,000 | $ 235,000 | $ 58,000 |
| Durham County North Carolina | 4 | $ 795,000 | $ 198,000 | $ 66,000 |
| Lincoln County North Carolina | 4 | $ 475,000 | $ 118,000 | $ 44,000 |
| Wake County North Carolina | 4 | $ 899,000 | $ 224,000 | $ 26,000 |
| Delaware County Oklahoma | 4 | $ 830,000 | $ 207,000 | $ 115,000 |
| Bucks County Pennsylvania | 4 | $ 1,142,000 | $ 285,000 | $ 46,000 |
| Chester County Pennsylvania | 4 | $ 667,000 | $ 166,000 | $ 46,000 |
| Brazos County Texas | 4 | $ 524,000 | $ 131,000 | $ 73,000 |
| Chesterfield County Virginia | 4 | $ 661,000 | $ 165,000 | $ 38,000 |
| King County Washington | 4 | $ 817,000 | $ 204,000 | $ 21,000 |
| Pierce County Washington | 4 | $ 1,147,000 | $ 286,000 | $ 22,000 |
| Spokane County Washington | 4 | $ 727,000 | $ 181,000 | $ 31,000 |
| Milwaukee County Wisconsin | 4 | $ 560,000 | $ 140,000 | $ 67,000 |
| Navajo County Arizona | 3 | $ 606,000 | $ 202,000 | $ 57,000 |
| Pinal County Arizona | 3 | $ 351,000 | $ 117,000 | $ 105,000 |
| Fresno County California | 3 | $ 681,000 | $ 227,000 | $ 56,000 |
| Kern County California | 3 | $ 658,000 | $ 219,000 | $ 33,000 |
| Riverside County California | 3 | $ 1,003,000 | $ 334,000 | $ 34,000 |
| San Bernardino County California | 3 | $ 1,014,000 | $ 338,000 | $ 42,000 |
| Solano County California | 3 | $ 1,217,000 | $ 405,000 | $ 62,000 |
| Fairfield County Connecticut | 3 | $ 1,086,000 | $ 362,000 | $ 69,000 |
| Broward County Florida | 3 | $ 583,000 | $ 194,000 | $ 56,000 |
| Duval County Florida | 3 | $ 363,000 | $ 121,000 | $ 11,000 |
| Marion County Florida | 3 | $ 365,000 | $ 121,000 | $ 27,000 |
| Orange County Florida | 3 | $ 830,000 | $ 276,000 | $ 25,000 |
| Pasco County Florida | 3 | $ 342,000 | $ 114,000 | $ 41,000 |
| Boone County Illinois | 3 | $ 400,000 | $ 133,000 | $ 48,000 |
| Winnebago County Illinois | 3 | $ 391,000 | $ 130,000 | $ 58,000 |
| Sedgwick County Kansas | 3 | $ 464,000 | $ 154,000 | $ 77,000 |
| Calvert County Maryland | 3 | $ 917,000 | $ 305,000 | $ 53,000 |
| Plymouth County Massachusetts | 3 | $ 991,000 | $ 330,000 | $ 66,000 |
| Cape May County New Jersey | 3 | $ 836,000 | $ 278,000 | $ 358,000 |
| Union County New Jersey | 3 | $ 708,000 | $ 236,000 | $ 52,000 |
| Davidson County North Carolina | 3 | $ 622,000 | $ 207,000 | $ 50,000 |
| Forsyth County North Carolina | 3 | $ 405,000 | $ 135,000 | $ 25,000 |
| Gaston County North Carolina | 3 | $ 315,000 | $ 105,000 | $ 35,000 |
| Onslow County North Carolina | 3 | $ 437,000 | $ 145,000 | $ 19,000 |
| Wayne County North Carolina | 3 | $ 272,000 | $ 90,000 | $ 68,000 |
| Canadian County Oklahoma | 3 | $ 170,000 | $ 56,000 | $ 96,000 |
| Cherokee County Oklahoma | 3 | $ 125,000 | $ 41,000 | $ 37,000 |
| Cleveland County Oklahoma | 3 | $ 409,000 | $ 136,000 | $ 63,000 |
| Osage County Oklahoma | 3 | $ 324,000 | $ 108,000 | $ 89,000 |
| Payne County Oklahoma | 3 | $ 344,000 | $ 114,000 | $ 100,000 |
| Wagoner County Oklahoma | 3 | $ 692,000 | $ 230,000 | $ 255,000 |
| Adams County Pennsylvania | 3 | $ 562,000 | $ 187,000 | $ 16,000 |
| Angelina County Texas | 3 | $ 230,000 | $ 76,000 | $ 53,000 |
| Harris County Texas | 3 | $ 290,000 | $ 96,000 | $ 51,000 |
| Nueces County Texas | 3 | $ 285,000 | $ 95,000 | $ 45,000 |
| Fairfax County Virginia | 3 | $ 524,000 | $ 174,000 | $ 96,000 |
| Roanoke City County Virginia | 3 | $ 310,000 | $ 103,000 | $ 16,000 |
| Madison County Alabama | 2 | $ 171,000 | $ 85,000 | $ 28,000 |
| Yavapai County Arizona | 2 | $ 395,000 | $ 197,000 | $ 61,000 |
| Benton County Arkansas | 2 | $ 508,000 | $ 254,000 | $ 23,000 |
| Saline County Arkansas | 2 | $ 426,000 | $ 213,000 | $ 80,000 |
| Sebastian County Arkansas | 2 | $ 134,000 | $ 67,000 | $ 56,000 |
| Contra Costa County California | 2 | $ 757,000 | $ 378,000 | $ 125,000 |
| Imperial County California | 2 | $ 535,000 | $ 267,000 | $ 0 |
| Orange County California | 2 | $ 1,635,000 | $ 817,000 | $ 126,000 |
| Sacramento County California | 2 | $ 255,000 | $ 127,000 | $ 21,000 |
| San Joaquin County California | 2 | $ 569,000 | $ 284,000 | $ 56,000 |
| Adams County Colorado | 2 | $ 408,000 | $ 204,000 | $ 38,000 |
| Jefferson County Colorado | 2 | $ 470,000 | $ 235,000 | $ 63,000 |
| Hillsborough County Florida | 2 | $ 388,000 | $ 194,000 | $ 48,000 |
| Leon County Florida | 2 | $ 214,000 | $ 107,000 | $ 83,000 |
| Martin County Florida | 2 | $ 378,000 | $ 189,000 | $ 49,000 |
| Miami-Dade County Florida | 2 | $ 415,000 | $ 207,000 | $ 29,000 |
| Cherokee County Georgia | 2 | $ 893,000 | $ 446,000 | $ 208,000 |
| Cobb County Georgia | 2 | $ 232,000 | $ 116,000 | $ 41,000 |
| Oxford County Maine | 2 | $ 414,000 | $ 207,000 | $ 20,000 |
| Baltimore City County Maryland | 2 | $ 208,000 | $ 104,000 | $ 35,000 |
| Dorchester County Maryland | 2 | $ 524,000 | $ 262,000 | $ 27,000 |
| Somerset County Maryland | 2 | $ 346,000 | $ 173,000 | $ 48,000 |
| Wicomico County Maryland | 2 | $ 257,000 | $ 128,000 | $ 32,000 |
| Worcester County Maryland | 2 | $ 390,000 | $ 195,000 | $ 42,000 |
| Hampden County Massachusetts | 2 | $ 307,000 | $ 153,000 | $ 43,000 |
| Norfolk County Massachusetts | 2 | $ 801,000 | $ 400,000 | $ 62,000 |
| Kent County Michigan | 2 | $ 285,000 | $ 142,000 | $ 30,000 |
| Hennepin County Minnesota | 2 | $ 319,000 | $ 159,000 | $ 64,000 |
| Belknap County New Hampshire | 2 | $ 395,000 | $ 197,000 | $ 60,000 |
| Hillsborough County New Hampshire | 2 | $ 352,000 | $ 176,000 | $ 44,000 |
| Cumberland County New Jersey | 2 | $ 296,000 | $ 148,000 | $ 60,000 |
| Mercer County New Jersey | 2 | $ 369,000 | $ 184,000 | $ 69,000 |
| Morris County New Jersey | 2 | $ 565,000 | $ 282,000 | $ 36,000 |
| Kings County New York | 2 | $ 795,000 | $ 397,000 | $ 27,000 |
| Brunswick County North Carolina | 2 | $ 1,156,000 | $ 578,000 | $ 148,000 |
| Buncombe County North Carolina | 2 | $ 565,000 | $ 282,000 | $ 50,000 |
| Catawba County North Carolina | 2 | $ 221,000 | $ 110,000 | $ 67,000 |
| Richmond County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| Franklin County Ohio | 2 | $ 313,000 | $ 156,000 | $ 81,000 |
| Hamilton County Ohio | 2 | $ 246,000 | $ 123,000 | $ 68,000 |
| Creek County Oklahoma | 2 | $ 453,000 | $ 226,000 | $ 77,000 |
| Berks County Pennsylvania | 2 | $ 413,000 | $ 206,000 | $ 0 |
| Dauphin County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Delaware County Pennsylvania | 2 | $ 404,000 | $ 202,000 | $ 32,000 |
| Franklin County Pennsylvania | 2 | $ 424,000 | $ 212,000 | $ 43,000 |
| Lancaster County Pennsylvania | 2 | $ 398,000 | $ 199,000 | $ 40,000 |
| Monroe County Pennsylvania | 2 | $ 542,000 | $ 271,000 | $ 103,000 |
| York County Pennsylvania | 2 | $ 476,000 | $ 238,000 | $ 26,000 |
| Richland County South Carolina | 2 | $ 192,000 | $ 96,000 | $ 36,000 |
| Shelby County Tennessee | 2 | $ 171,000 | $ 85,000 | $ 41,000 |
| Bell County Texas | 2 | $ 181,000 | $ 90,000 | $ 46,000 |
| Brazoria County Texas | 2 | $ 348,000 | $ 174,000 | $ 51,000 |
| Collin County Texas | 2 | $ 395,000 | $ 197,000 | $ 92,000 |
| Travis County Texas | 2 | $ 338,000 | $ 169,000 | $ 48,000 |
| Davis County Utah | 2 | $ 203,000 | $ 101,000 | $ 101,000 |
| Utah County Utah | 2 | $ 354,000 | $ 177,000 | $ 33,000 |
| Isle of Wight County Virginia | 2 | $ 322,000 | $ 161,000 | $ 151,000 |
| James City County Virginia | 2 | $ 374,000 | $ 187,000 | $ 20,000 |
| Pittsylvania County Virginia | 2 | $ 302,000 | $ 151,000 | $ 50,000 |
| Portsmouth County Virginia | 2 | $ 581,000 | $ 290,000 | $ 83,000 |
| Warren County Virginia | 2 | $ 330,000 | $ 165,000 | $ 50,000 |
| Snohomish County Washington | 2 | $ 727,000 | $ 363,000 | $ 30,000 |
| Thurston County Washington | 2 | $ 359,000 | $ 179,000 | $ 34,000 |
| Shelby County Alabama | 1 | $ 350,000 | $ 350,000 | $ 71,000 |
| Apache County Arizona | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Cochise County Arizona | 1 | $ 150,000 | $ 150,000 | $ 96,000 |
| Coconino County Arizona | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Yuma County Arizona | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Bradley County Arkansas | 1 | $ 108,000 | $ 108,000 | $ 29,000 |
| Calhoun County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Cleburne County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| Craighead County Arkansas | 1 | $ 141,000 | $ 141,000 | $ 44,000 |
| Faulkner County Arkansas | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
| Jefferson County Arkansas | 1 | $ 126,000 | $ 126,000 | $ 76,000 |
| Madison County Arkansas | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Washington County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 50,000 |
| White County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Inyo County California | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Marin County California | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Merced County California | 1 | $ 309,000 | $ 309,000 | $ 64,000 |
| San Francisco County California | 1 | $ 335,000 | $ 335,000 | $ 60,000 |
| Santa Clara County California | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Stanislaus County California | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Sutter County California | 1 | $ 342,000 | $ 342,000 | $ 37,000 |
| Tulare County California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Yuba County California | 1 | $ 180,000 | $ 180,000 | $ 8,000 |
| Douglas County Colorado | 1 | $ 250,000 | $ 250,000 | $ 90,000 |
| Litchfield County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Middlesex County Connecticut | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
| New Haven County Connecticut | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 130,000 | $ 130,000 | $ 88,000 |
| Kent County Delaware | 1 | $ 280,000 | $ 280,000 | $ 0 |
| New Castle County Delaware | 1 | $ 371,000 | $ 371,000 | $ 52,000 |
| Brevard County Florida | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Charlotte County Florida | 1 | $ 132,000 | $ 132,000 | $ 144,000 |
| Citrus County Florida | 1 | $ 375,000 | $ 375,000 | $ 118,000 |
| Indian River County Florida | 1 | $ 2,300,000 | $ 2,300,000 | $ 744,000 |
| Lee County Florida | 1 | $ 410,000 | $ 410,000 | $ 180,000 |
| Palm Beach County Florida | 1 | $ 400,000 | $ 400,000 | $ 83,000 |
| Santa Rosa County Florida | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Sarasota County Florida | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Sumter County Florida | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Washington County Florida | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Barrow County Georgia | 1 | $ 147,000 | $ 147,000 | $ 68,000 |
| Bartow County Georgia | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Chatham County Georgia | 1 | $ 116,000 | $ 116,000 | $ 26,000 |
| Clayton County Georgia | 1 | $ 360,000 | $ 360,000 | $ 180,000 |
| Douglas County Georgia | 1 | $ 104,000 | $ 104,000 | $ 34,000 |
| Fannin County Georgia | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Hall County Georgia | 1 | $ 180,000 | $ 180,000 | $ 36,000 |
| Lamar County Georgia | 1 | $ 94,000 | $ 94,000 | $ 48,000 |
| Lowndes County Georgia | 1 | $ 92,000 | $ 92,000 | $ 24,000 |
| Walton County Georgia | 1 | $ 128,000 | $ 128,000 | $ 133,000 |
| Maui County Hawaii | 1 | $ 226,000 | $ 226,000 | $ 84,000 |
| Bannock County Idaho | 1 | $ 190,000 | $ 190,000 | $ 82,000 |
| Canyon County Idaho | 1 | $ 131,000 | $ 131,000 | $ 53,000 |
| Gem County Idaho | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Nez Perce County Idaho | 1 | $ 179,000 | $ 179,000 | $ 60,000 |
| Washington County Idaho | 1 | $ 164,000 | $ 164,000 | $ 49,000 |
| Champaign County Illinois | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| DuPage County Illinois | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Kane County Illinois | 1 | $ 161,000 | $ 161,000 | $ 36,000 |
| Lee County Illinois | 1 | $ 64,000 | $ 64,000 | $ 60,000 |
| McLean County Illinois | 1 | $ 158,000 | $ 158,000 | $ 143,000 |
| Lake County Indiana | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
| Marion County Indiana | 1 | $ 68,000 | $ 68,000 | $ 71,000 |
| Tippecanoe County Indiana | 1 | $ 92,000 | $ 92,000 | $ 55,000 |
| Geary County Kansas | 1 | $ 212,000 | $ 212,000 | $ 102,000 |
| Caddo County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Cumberland County Maine | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Knox County Maine | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Sagadahoc County Maine | 1 | $ 214,000 | $ 214,000 | $ 57,000 |
| York County Maine | 1 | $ 250,000 | $ 250,000 | $ 168,000 |
| Allegany County Maryland | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| Caroline County Maryland | 1 | $ 257,000 | $ 257,000 | $ 117,000 |
| Frederick County Maryland | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Talbot County Maryland | 1 | $ 149,000 | $ 149,000 | $ 36,000 |
| Barnstable County Massachusetts | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 364,000 | $ 364,000 | $ 200,000 |
| Macomb County Michigan | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Muskegon County Michigan | 1 | $ 150,000 | $ 150,000 | $ 47,000 |
| Ogemaw County Michigan | 1 | $ 185,000 | $ 185,000 | $ 32,000 |
| St. Joseph County Michigan | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Wayne County Michigan | 1 | $ 143,000 | $ 143,000 | $ 72,000 |
| Walthall County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 25,000 |
| Greene County Missouri | 1 | $ 69,000 | $ 69,000 | $ 30,000 |
| Jackson County Missouri | 1 | $ 119,000 | $ 119,000 | $ 37,000 |
| Powell County Montana | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Yellowstone County Montana | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 266,000 | $ 266,000 | $ 84,000 |
| Sullivan County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 142,000 |
| Gloucester County New Jersey | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Hudson County New Jersey | 1 | $ 388,000 | $ 388,000 | $ 120,000 |
| Somerset County New Jersey | 1 | $ 177,000 | $ 177,000 | $ 61,000 |
| Otero County New Mexico | 1 | $ 126,000 | $ 126,000 | $ 58,000 |
| Rio Arriba County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 79,000 |
| San Juan County New Mexico | 1 | $ 250,000 | $ 250,000 | $ 85,000 |
| San Miguel County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 103,000 |
| Santa Fe County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 13,000 |
| Essex County New York | 1 | $ 219,000 | $ 219,000 | $ 89,000 |
| Monroe County New York | 1 | $ 142,000 | $ 142,000 | $ 70,000 |
| Orange County New York | 1 | $ 290,000 | $ 290,000 | $ 77,000 |
| Westchester County New York | 1 | $ 305,000 | $ 305,000 | $ 14,000 |
| Alexander County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Burke County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 19,000 |
| Cabarrus County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 33,000 |
| Cherokee County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 41,000 |
| Cleveland County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 100,000 |
| Greene County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 180,000 |
| Harnett County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Hertford County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 53,000 |
| Hoke County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Iredell County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 70,000 |
| Johnston County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 41,000 |
| Lee County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Macon County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 800,000 |
| Mitchell County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Moore County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Nash County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 30,000 |
| New Hanover County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 104,000 |
| Orange County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Person County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 27,000 |
| Pitt County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Robeson County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 13,000 |
| Rowan County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 41,000 |
| Union County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Wilkes County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 110,000 |
| Wilson County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Yadkin County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 23,000 |
| Lake County Ohio | 1 | $ 232,000 | $ 232,000 | $ 108,000 |
| Stark County Ohio | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| Craig County Oklahoma | 1 | $ 74,000 | $ 74,000 | $ 22,000 |
| McIntosh County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Muskogee County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Nowata County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Okmulgee County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 147,000 |
| Washington County Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 53,000 |
| Woodward County Oklahoma | 1 | $ 168,000 | $ 168,000 | $ 102,000 |
| Marion County Oregon | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Umatilla County Oregon | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Butler County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 167,000 |
| Carbon County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 80,000 |
| Lackawanna County Pennsylvania | 1 | $ 252,000 | $ 252,000 | $ 120,000 |
| Lebanon County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 74,000 |
| Montour County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Perry County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Susquehanna County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 31,000 |
| Wayne County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Westmoreland County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 1,555,000 | $ 1,555,000 | $ 444,000 |
| Berkeley County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 68,000 |
| Williamsburg County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 44,000 |
| Minnehaha County South Dakota | 1 | $ 440,000 | $ 440,000 | $ 144,000 |
| Greene County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 96,000 |
| Hardeman County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Bexar County Texas | 1 | $ 64,000 | $ 64,000 | $ 52,000 |
| Fort Bend County Texas | 1 | $ 180,000 | $ 180,000 | $ 101,000 |
| Grayson County Texas | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Lubbock County Texas | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Smith County Texas | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Tooele County Utah | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Washington County Utah | 1 | $ 412,000 | $ 412,000 | $ 72,000 |
| Accomack County Virginia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Amherst County Virginia | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Bedford County Virginia | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| Campbell County Virginia | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Carroll County Virginia | 1 | $ 194,000 | $ 194,000 | $ 39,000 |
| Fauquier County Virginia | 1 | $ 76,000 | $ 76,000 | $ 84,000 |
| Hanover County Virginia | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Henrico County Virginia | 1 | $ 256,000 | $ 256,000 | $ 75,000 |
| Loudoun County Virginia | 1 | $ 138,000 | $ 138,000 | $ 25,000 |
| Louisa County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lunenburg County Virginia | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Lynchburg County Virginia | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Manassas Park County Virginia | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Newport News County Virginia | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Norfolk County Virginia | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Northampton County Virginia | 1 | $ 260,000 | $ 260,000 | $ 145,000 |
| Richmond City County Virginia | 1 | $ 140,000 | $ 140,000 | $ 320,000 |
| Roanoke County Virginia | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Salem County Virginia | 1 | $ 152,000 | $ 152,000 | $ 34,000 |
| Spotsylvania County Virginia | 1 | $ 569,000 | $ 569,000 | $ 295,000 |
| Stafford County Virginia | 1 | $ 790,000 | $ 790,000 | $ 0 |
| York County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Benton County Washington | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Clallam County Washington | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Clark County Washington | 1 | $ 251,000 | $ 251,000 | $ 42,000 |
| Cowlitz County Washington | 1 | $ 200,000 | $ 200,000 | $ 23,000 |
| Island County Washington | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Pacific County Washington | 1 | $ 188,000 | $ 188,000 | $ 36,000 |
| Stevens County Washington | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Whatcom County Washington | 1 | $ 220,000 | $ 220,000 | $ 100,000 |
| Yakima County Washington | 1 | $ 164,000 | $ 164,000 | $ 50,000 |
| Fond du Lac County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Rock County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Bank Of Commerce in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 650 | $145,466,000 | $223,000 | $1,878,000 | $68,000 | $1,200,000 |
| Home Purchase | 251 | $44,398,000 | $176,000 | $2,300,000 | $55,000 | $744,000 |
| Home Improvement | 13 | $773,000 | $59,000 | $292,000 | $67,000 | $155,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 680 | $141,998,000 | $208,000 | $2,300,000 | $67,000 | $1,200,000 |
| Not Provided | 93 | $16,893,000 | $181,000 | $650,000 | $58,000 | $300,000 |
| Black or African American | 62 | $14,692,000 | $236,000 | $1,555,000 | $75,000 | $444,000 |
| Hispanic | 48 | $12,382,000 | $257,000 | $980,000 | $51,000 | $195,000 |
| American Indian or Alaskan Native | 14 | $1,646,000 | $117,000 | $342,000 | $41,000 | $90,000 |
| Asian | 8 | $2,237,000 | $279,000 | $438,000 | $49,000 | $102,000 |
| Not applicable | 8 | $677,000 | $84,000 | $245,000 | $5,000 | $43,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $112,000 | $112,000 | $112,000 | $62,000 | $62,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 904 | $189,570,000 | $209,000 | $2,300,000 | $65,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 10 | $1,067,000 | $106,000 | $235,000 | $60,000 | $147,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 739 | $164,108,000 | $222,000 | $2,300,000 | $64,000 | $1,200,000 |
| Application Denied By Financial Institution | 117 | $21,936,000 | $187,000 | $1,878,000 | $74,000 | $989,000 |
| Loan Originated | 56 | $4,143,000 | $73,000 | $640,000 | $62,000 | $300,000 |
| Application Approved But Not Accepted | 1 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 |
| File Closed For Incompleteness | 1 | $350,000 | $350,000 | $350,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Commerce's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Commerce's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.