Bank Of Commerce Mortgage
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Bank Of Commerce Mortgage 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Commerce Mortgage 3130 Crow Canyon Place, Suite 300 San Ramon, CA 94583 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 |
| Total Number of Mortgage Applications | 3,285 |
| Total Mortgage Loan Application Amount | $1,086,727,000 |
| Average Mortgage Loan Application Amount | $306,666 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $148,333 |
| Highest Applicant Income | $5,625,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Bank Of Commerce Mortgage. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Commerce Mortgage's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Bank Of Commerce Mortgage's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Commerce Mortgage serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Commerce Mortgage, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Commerce Mortgage's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 538 | $ 228,347,000 | $ 424,000 | $ 171,000 |
| Boulder County Colorado | 401 | $ 114,451,000 | $ 285,000 | $ 125,000 |
| San Luis Obispo County California | 336 | $ 119,039,000 | $ 354,000 | $ 153,000 |
| Alameda County California | 311 | $ 120,161,000 | $ 386,000 | $ 129,000 |
| Santa Clara County California | 160 | $ 73,813,000 | $ 461,000 | $ 176,000 |
| San Diego County California | 146 | $ 50,327,000 | $ 344,000 | $ 155,000 |
| Tulare County California | 138 | $ 22,796,000 | $ 165,000 | $ 87,000 |
| Shasta County California | 129 | $ 28,205,000 | $ 218,000 | $ 126,000 |
| Denver County Colorado | 124 | $ 32,382,000 | $ 261,000 | $ 109,000 |
| Los Angeles County California | 103 | $ 47,166,000 | $ 457,000 | $ 221,000 |
| Sacramento County California | 58 | $ 13,634,000 | $ 235,000 | $ 136,000 |
| Orange County California | 56 | $ 21,014,000 | $ 375,000 | $ 157,000 |
| San Joaquin County California | 51 | $ 8,381,000 | $ 164,000 | $ 78,000 |
| Stanislaus County California | 48 | $ 7,870,000 | $ 163,000 | $ 108,000 |
| Riverside County California | 42 | $ 9,323,000 | $ 221,000 | $ 135,000 |
| Jefferson County Colorado | 42 | $ 9,624,000 | $ 229,000 | $ 90,000 |
| Monterey County California | 40 | $ 14,895,000 | $ 372,000 | $ 164,000 |
| San Francisco County California | 40 | $ 19,745,000 | $ 493,000 | $ 200,000 |
| San Mateo County California | 40 | $ 17,077,000 | $ 426,000 | $ 185,000 |
| Placer County California | 32 | $ 10,094,000 | $ 315,000 | $ 252,000 |
| San Bernardino County California | 31 | $ 7,147,000 | $ 230,000 | $ 103,000 |
| Santa Barbara County California | 26 | $ 7,520,000 | $ 289,000 | $ 125,000 |
| Santa Cruz County California | 26 | $ 9,941,000 | $ 382,000 | $ 123,000 |
| Adams County Colorado | 26 | $ 5,776,000 | $ 222,000 | $ 91,000 |
| Calaveras County California | 24 | $ 4,264,000 | $ 177,000 | $ 89,000 |
| Merced County California | 23 | $ 3,472,000 | $ 150,000 | $ 92,000 |
| Douglas County Colorado | 23 | $ 6,124,000 | $ 266,000 | $ 107,000 |
| Marin County California | 22 | $ 9,742,000 | $ 442,000 | $ 185,000 |
| Fresno County California | 20 | $ 4,708,000 | $ 235,000 | $ 78,000 |
| Arapahoe County Colorado | 20 | $ 4,138,000 | $ 206,000 | $ 83,000 |
| Solano County California | 17 | $ 3,989,000 | $ 234,000 | $ 139,000 |
| Larimer County Colorado | 14 | $ 2,974,000 | $ 212,000 | $ 92,000 |
| El Dorado County California | 13 | $ 4,167,000 | $ 320,000 | $ 210,000 |
| Ventura County California | 13 | $ 5,515,000 | $ 424,000 | $ 196,000 |
| Sonoma County California | 12 | $ 3,220,000 | $ 268,000 | $ 135,000 |
| Nevada County California | 11 | $ 3,729,000 | $ 339,000 | $ 280,000 |
| Weld County Colorado | 10 | $ 2,284,000 | $ 228,000 | $ 111,000 |
| Kern County California | 9 | $ 1,473,000 | $ 163,000 | $ 91,000 |
| Napa County California | 9 | $ 3,537,000 | $ 393,000 | $ 175,000 |
| Broomfield County Colorado | 9 | $ 1,724,000 | $ 191,000 | $ 82,000 |
| Tehama County California | 8 | $ 1,355,000 | $ 169,000 | $ 89,000 |
| Humboldt County California | 7 | $ 1,608,000 | $ 229,000 | $ 103,000 |
| Summit County Colorado | 7 | $ 1,534,000 | $ 219,000 | $ 215,000 |
| Kings County California | 6 | $ 849,000 | $ 141,000 | $ 91,000 |
| San Benito County California | 6 | $ 1,986,000 | $ 331,000 | $ 100,000 |
| Siskiyou County California | 6 | $ 1,324,000 | $ 220,000 | $ 143,000 |
| Butte County California | 5 | $ 1,191,000 | $ 238,000 | $ 155,000 |
| Tuolumne County California | 5 | $ 953,000 | $ 190,000 | $ 78,000 |
| Yolo County California | 5 | $ 1,331,000 | $ 266,000 | $ 57,000 |
| Madera County California | 4 | $ 836,000 | $ 209,000 | $ 97,000 |
| Amador County California | 3 | $ 824,000 | $ 274,000 | $ 57,000 |
| Yuba County California | 3 | $ 373,000 | $ 124,000 | $ 63,000 |
| Eagle County Colorado | 3 | $ 569,000 | $ 189,000 | $ 86,000 |
| Park County Colorado | 3 | $ 473,000 | $ 157,000 | $ 110,000 |
| Lake County California | 2 | $ 896,000 | $ 448,000 | $ 167,000 |
| Sutter County California | 2 | $ 272,000 | $ 136,000 | $ 42,000 |
| El Paso County Colorado | 2 | $ 466,000 | $ 233,000 | $ 111,000 |
| Grand County Colorado | 2 | $ 212,000 | $ 106,000 | $ 156,000 |
| Maricopa County Arizona | 1 | $ 1,795,000 | $ 1,795,000 | $ 0 |
| Mariposa County California | 1 | $ 158,000 | $ 158,000 | $ 70,000 |
| Mendocino County California | 1 | $ 336,000 | $ 336,000 | $ 372,000 |
| Archuleta County Colorado | 1 | $ 341,000 | $ 341,000 | $ 112,000 |
| Elbert County Colorado | 1 | $ 298,000 | $ 298,000 | $ 97,000 |
| La Plata County Colorado | 1 | $ 380,000 | $ 380,000 | $ 116,000 |
| Lake County Colorado | 1 | $ 235,000 | $ 235,000 | $ 267,000 |
| Montrose County Colorado | 1 | $ 149,000 | $ 149,000 | $ 135,000 |
| Pitkin County Colorado | 1 | $ 164,000 | $ 164,000 | $ 32,000 |
| Routt County Colorado | 1 | $ 276,000 | $ 276,000 | $ 140,000 |
| Teller County Colorado | 1 | $ 318,000 | $ 318,000 | $ 82,000 |
| Honolulu County Hawaii | 1 | $ 355,000 | $ 355,000 | $ 121,000 |
| Dallas County Texas | 1 | $ 1,082,000 | $ 1,082,000 | $ 583,000 |
Mortgage Loan Application Detail Totals for Bank Of Commerce Mortgage in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,839 | $669,785,000 | $364,000 | $3,000,000 | $157,000 | $5,625,000 |
| Home Purchase | 1,424 | $411,040,000 | $288,000 | $1,830,000 | $124,000 | $1,851,000 |
| Home Improvement | 22 | $5,902,000 | $268,000 | $417,000 | $164,000 | $852,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,149 | $726,872,000 | $338,000 | $3,000,000 | $148,000 | $5,625,000 |
| Not Provided | 644 | $220,210,000 | $341,000 | $1,830,000 | $150,000 | $1,280,000 |
| Hispanic | 244 | $57,406,000 | $235,000 | $1,700,000 | $89,000 | $1,833,000 |
| Asian | 185 | $65,780,000 | $355,000 | $1,138,000 | $134,000 | $1,800,000 |
| Black or African American | 38 | $11,086,000 | $291,000 | $616,000 | $84,000 | $314,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,007,000 | $210,000 | $410,000 | $116,000 | $310,000 |
| American Indian or Alaskan Native | 6 | $1,366,000 | $227,000 | $476,000 | $83,000 | $190,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,699 | $926,282,000 | $343,000 | $3,000,000 | $156,000 | $5,625,000 |
| FHA-insured (Federal Housing Administration) | 504 | $138,086,000 | $273,000 | $743,000 | $83,000 | $359,000 |
| VA-guaranteed (Veterans Administration) | 61 | $18,821,000 | $308,000 | $797,000 | $93,000 | $274,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $3,538,000 | $168,000 | $376,000 | $47,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,991 | $635,480,000 | $319,000 | $1,830,000 | $137,000 | $1,300,000 |
| Application Withdrawn By Applicant | 827 | $286,510,000 | $346,000 | $2,425,000 | $148,000 | $1,999,000 |
| File Closed For Incompleteness | 298 | $107,985,000 | $362,000 | $3,000,000 | $178,000 | $5,625,000 |
| Application Denied By Financial Institution | 131 | $45,048,000 | $343,000 | $1,348,000 | $113,000 | $500,000 |
| Application Approved But Not Accepted | 38 | $11,704,000 | $308,000 | $924,000 | $116,000 | $400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $821,000 | $410,000 | $556,000 | $93,000 | $110,000 |
| Debt-To-Income Ratio | 1 | $417,000 | $417,000 | $417,000 | $106,000 | $106,000 |
| Collateral | 1 | $351,000 | $351,000 | $351,000 | $69,000 | $69,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Commerce Mortgage's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Commerce Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.