Bank Of Hope 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Hope 3200 Wilshire Blvd Los Angeles, CA 90010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,322 |
| Total Mortgage Loan Application Amount | $1,128,470,000 |
| Average Mortgage Loan Application Amount | $762,800 |
| Highest Mortgage Loan Application Amount | $20,785,000 |
| Average Applicant Income | $309,000 |
| Highest Applicant Income | $7,906,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Bank Of Hope. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Hope's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Bank Of Hope's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Hope serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Hope, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Hope's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 755 | $ 762,625,000 | $ 1,010,000 | $ 409,000 |
| Orange County California | 208 | $ 161,590,000 | $ 776,000 | $ 346,000 |
| San Diego County California | 40 | $ 28,900,000 | $ 722,000 | $ 911,000 |
| Riverside County California | 32 | $ 14,160,000 | $ 442,000 | $ 697,000 |
| Ventura County California | 25 | $ 17,715,000 | $ 708,000 | $ 363,000 |
| San Bernardino County California | 19 | $ 7,115,000 | $ 374,000 | $ 444,000 |
| Cook County Illinois | 16 | $ 3,600,000 | $ 225,000 | $ 70,000 |
| Santa Clara County California | 10 | $ 7,650,000 | $ 765,000 | $ 317,000 |
| King County Washington | 10 | $ 4,180,000 | $ 418,000 | $ 164,000 |
| Alameda County California | 9 | $ 5,465,000 | $ 607,000 | $ 401,000 |
| New York County New York | 7 | $ 18,095,000 | $ 2,585,000 | $ 513,000 |
| Maricopa County Arizona | 6 | $ 3,460,000 | $ 576,000 | $ 206,000 |
| San Mateo County California | 6 | $ 4,290,000 | $ 715,000 | $ 311,000 |
| Contra Costa County California | 5 | $ 3,985,000 | $ 797,000 | $ 114,000 |
| Mono County California | 5 | $ 2,305,000 | $ 461,000 | $ 539,000 |
| Santa Barbara County California | 5 | $ 4,245,000 | $ 849,000 | $ 332,000 |
| Bergen County New Jersey | 5 | $ 3,145,000 | $ 629,000 | $ 290,000 |
| Queens County New York | 5 | $ 2,795,000 | $ 559,000 | $ 186,000 |
| Tarrant County Texas | 5 | $ 2,615,000 | $ 523,000 | $ 414,000 |
| Nassau County New York | 4 | $ 3,280,000 | $ 820,000 | $ 344,000 |
| Dallas County Texas | 4 | $ 4,370,000 | $ 1,092,000 | $ 78,000 |
| Kitsap County Washington | 4 | $ 2,180,000 | $ 545,000 | $ 122,000 |
| Pierce County Washington | 4 | $ 3,330,000 | $ 832,000 | $ 211,000 |
| Kern County California | 3 | $ 845,000 | $ 281,000 | $ 316,000 |
| Marin County California | 3 | $ 2,755,000 | $ 918,000 | $ 309,000 |
| Sacramento County California | 3 | $ 1,105,000 | $ 368,000 | $ 0 |
| San Luis Obispo County California | 3 | $ 1,165,000 | $ 388,000 | $ 100,000 |
| DuPage County Illinois | 3 | $ 545,000 | $ 181,000 | $ 40,000 |
| Clark County Nevada | 3 | $ 1,805,000 | $ 601,000 | $ 0 |
| Kings County New York | 3 | $ 2,975,000 | $ 991,000 | $ 184,000 |
| Suffolk County New York | 3 | $ 1,265,000 | $ 421,000 | $ 478,000 |
| Bexar County Texas | 3 | $ 1,745,000 | $ 581,000 | $ 233,000 |
| Travis County Texas | 3 | $ 1,275,000 | $ 425,000 | $ 162,000 |
| Snohomish County Washington | 3 | $ 755,000 | $ 251,000 | $ 73,000 |
| El Dorado County California | 2 | $ 1,620,000 | $ 810,000 | $ 592,000 |
| Monterey County California | 2 | $ 740,000 | $ 370,000 | $ 148,000 |
| Placer County California | 2 | $ 760,000 | $ 380,000 | $ 120,000 |
| San Francisco County California | 2 | $ 2,240,000 | $ 1,120,000 | $ 208,000 |
| Arapahoe County Colorado | 2 | $ 530,000 | $ 265,000 | $ 256,000 |
| Pasco County Florida | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Hudson County New Jersey | 2 | $ 860,000 | $ 430,000 | $ 479,000 |
| Middlesex County New Jersey | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Cameron County Texas | 2 | $ 360,000 | $ 180,000 | $ 290,000 |
| Denton County Texas | 2 | $ 420,000 | $ 210,000 | $ 72,000 |
| Henderson County Texas | 2 | $ 590,000 | $ 295,000 | $ 116,000 |
| Salt Lake County Utah | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Washington County Utah | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Thurston County Washington | 2 | $ 560,000 | $ 280,000 | $ 63,000 |
| Dale County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 1,575,000 | $ 1,575,000 | $ 0 |
| Pima County Arizona | 1 | $ 245,000 | $ 245,000 | $ 218,000 |
| Pinal County Arizona | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 325,000 | $ 325,000 | $ 0 |
| San Joaquin County California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Solano County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Stanislaus County California | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Jefferson County Colorado | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Larimer County Colorado | 1 | $ 315,000 | $ 315,000 | $ 253,000 |
| Weld County Colorado | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Clay County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Canyon County Idaho | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Kendall County Illinois | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| McHenry County Illinois | 1 | $ 355,000 | $ 355,000 | $ 122,000 |
| Williamson County Illinois | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Marion County Indiana | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Christian County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Washington County Maryland | 1 | $ 355,000 | $ 355,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Andrew County Missouri | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Stoddard County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Essex County New Jersey | 1 | $ 1,105,000 | $ 1,105,000 | $ 767,000 |
| Monmouth County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 480,000 |
| Ocean County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Union County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Erie County New York | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Graham County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lee County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Union County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Pickaway County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jackson County Oregon | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bastrop County Texas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Collin County Texas | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Fort Bend County Texas | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Harris County Texas | 1 | $ 955,000 | $ 955,000 | $ 380,000 |
| Tom Green County Texas | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Davis County Utah | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Newport News County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Prince William County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Clark County Washington | 1 | $ 3,155,000 | $ 3,155,000 | $ 0 |
| Island County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Kittitas County Washington | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Mason County Washington | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Walla Walla County Washington | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
| Campbell County Wyoming | 1 | $ 245,000 | $ 245,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 665 | $610,835,000 | $918,000 | $20,785,000 | $406,000 | $7,906,000 |
| Cash-out Refinancing | 363 | $275,205,000 | $758,000 | $7,005,000 | $363,000 | $2,785,000 |
| Refinancing | 254 | $200,680,000 | $790,000 | $5,255,000 | $388,000 | $5,928,000 |
| Home Improvement | 39 | $41,465,000 | $1,063,000 | $4,405,000 | $388,000 | $2,160,000 |
| Not Applicable | 1 | $285,000 | $285,000 | $285,000 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 489 | $534,135,000 | $1,092,000 | $8,145,000 | $452,000 | $5,928,000 |
| Not applicable | 398 | $275,390,000 | $691,000 | $20,785,000 | $0 | $0 |
| Not Provided | 173 | $135,115,000 | $781,000 | $2,755,000 | $308,000 | $2,785,000 |
| Asian | 42 | $31,960,000 | $760,000 | $4,005,000 | $456,000 | $7,906,000 |
| Hispanic | 18 | $14,630,000 | $812,000 | $2,505,000 | $297,000 | $977,000 |
| Black or African American | 4 | $3,180,000 | $795,000 | $1,025,000 | $205,000 | $262,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,250 | $1,109,940,000 | $887,000 | $20,785,000 | $393,000 | $7,906,000 |
| VA-guaranteed (Veterans Administration) | 58 | $15,790,000 | $272,000 | $745,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 14 | $2,740,000 | $195,000 | $295,000 | $45,000 | $45,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 702 | $658,470,000 | $937,000 | $8,405,000 | $392,000 | $7,906,000 |
| Loan Purchased By The Institution | 324 | $146,870,000 | $453,000 | $1,865,000 | $0 | $0 |
| Application Withdrawn By Applicant | 151 | $159,195,000 | $1,054,000 | $5,155,000 | $372,000 | $3,018,000 |
| Application Denied By Financial Institution | 78 | $93,600,000 | $1,200,000 | $20,785,000 | $363,000 | $2,160,000 |
| Application Approved But Not Accepted | 37 | $46,755,000 | $1,263,000 | $8,145,000 | $607,000 | $5,928,000 |
| File Closed For Incompleteness | 28 | $23,060,000 | $823,000 | $4,405,000 | $353,000 | $1,072,000 |
| Preapproval Denied by Financial Institution | 2 | $520,000 | $260,000 | $375,000 | $94,000 | $189,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,242 | $1,034,350,000 | $832,000 | $8,405,000 | $396,000 | $7,906,000 |
| Other | 40 | $60,900,000 | $1,522,000 | $20,785,000 | $381,000 | $1,993,000 |
| Debt-To-Income Ratio | 19 | $17,505,000 | $921,000 | $2,995,000 | $466,000 | $2,160,000 |
| Credit History | 13 | $9,345,000 | $718,000 | $1,495,000 | $210,000 | $369,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,430,000 | $607,000 | $985,000 | $173,000 | $295,000 |
| Unverifiable Information | 2 | $3,090,000 | $1,545,000 | $2,285,000 | $309,000 | $425,000 |
| Collateral | 2 | $850,000 | $425,000 | $605,000 | $197,000 | $218,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Hope's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Hope's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.