Bank Of Hope
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Bank Of Hope 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Hope 3200 Wilshire Blvd Los Angeles, CA 90010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,363 |
| Total Mortgage Loan Application Amount | $891,695,000 |
| Average Mortgage Loan Application Amount | $622,000 |
| Highest Mortgage Loan Application Amount | $8,065,000 |
| Average Applicant Income | $481,666 |
| Highest Applicant Income | $4,867,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bank Of Hope. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Hope's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Bank Of Hope's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Hope serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Hope, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Hope's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 416 | $ 343,020,000 | $ 824,000 | $ 267,000 |
| Orange County California | 162 | $ 106,410,000 | $ 656,000 | $ 315,000 |
| San Bernardino County California | 45 | $ 30,125,000 | $ 669,000 | $ 253,000 |
| San Diego County California | 42 | $ 27,530,000 | $ 655,000 | $ 266,000 |
| Queens County New York | 41 | $ 27,235,000 | $ 664,000 | $ 187,000 |
| Cook County Illinois | 36 | $ 9,460,000 | $ 262,000 | $ 87,000 |
| King County Washington | 34 | $ 16,880,000 | $ 496,000 | $ 137,000 |
| Bergen County New Jersey | 33 | $ 15,605,000 | $ 472,000 | $ 156,000 |
| Riverside County California | 32 | $ 16,370,000 | $ 511,000 | $ 319,000 |
| Nassau County New York | 28 | $ 21,070,000 | $ 752,000 | $ 512,000 |
| Santa Clara County California | 25 | $ 22,375,000 | $ 895,000 | $ 223,000 |
| Alameda County California | 24 | $ 15,450,000 | $ 643,000 | $ 141,000 |
| Snohomish County Washington | 23 | $ 15,185,000 | $ 660,000 | $ 142,000 |
| Contra Costa County California | 21 | $ 21,065,000 | $ 1,003,000 | $ 157,000 |
| Kings County New York | 19 | $ 14,065,000 | $ 740,000 | $ 133,000 |
| Ventura County California | 17 | $ 15,955,000 | $ 938,000 | $ 425,000 |
| Hudson County New Jersey | 17 | $ 11,425,000 | $ 672,000 | $ 173,000 |
| Sacramento County California | 13 | $ 13,705,000 | $ 1,054,000 | $ 567,000 |
| New York County New York | 13 | $ 10,595,000 | $ 815,000 | $ 516,000 |
| Pierce County Washington | 12 | $ 4,350,000 | $ 362,000 | $ 108,000 |
| Westchester County New York | 11 | $ 5,395,000 | $ 490,000 | $ 211,000 |
| Gwinnett County Georgia | 10 | $ 3,900,000 | $ 390,000 | $ 184,000 |
| San Mateo County California | 9 | $ 5,955,000 | $ 661,000 | $ 256,000 |
| San Francisco County California | 8 | $ 6,090,000 | $ 761,000 | $ 376,000 |
| Middlesex County New Jersey | 8 | $ 3,030,000 | $ 378,000 | $ 55,000 |
| Suffolk County New York | 8 | $ 4,020,000 | $ 502,000 | $ 82,000 |
| Sonoma County California | 7 | $ 4,335,000 | $ 619,000 | $ 0 |
| Fairfax County Virginia | 7 | $ 2,415,000 | $ 345,000 | $ 68,000 |
| Loudoun County Virginia | 7 | $ 3,425,000 | $ 489,000 | $ 0 |
| San Joaquin County California | 6 | $ 2,330,000 | $ 388,000 | $ 68,000 |
| Morris County New Jersey | 6 | $ 2,540,000 | $ 423,000 | $ 124,000 |
| Dallas County Texas | 6 | $ 5,930,000 | $ 988,000 | $ 193,000 |
| San Luis Obispo County California | 5 | $ 3,215,000 | $ 643,000 | $ 369,000 |
| Monmouth County New Jersey | 5 | $ 2,245,000 | $ 449,000 | $ 0 |
| Ocean County New Jersey | 5 | $ 2,305,000 | $ 461,000 | $ 0 |
| Maricopa County Arizona | 4 | $ 1,700,000 | $ 425,000 | $ 176,000 |
| Santa Barbara County California | 4 | $ 2,350,000 | $ 587,000 | $ 0 |
| Fairfield County Connecticut | 4 | $ 1,180,000 | $ 295,000 | $ 0 |
| DuPage County Illinois | 4 | $ 2,730,000 | $ 682,000 | $ 102,000 |
| Fort Bend County Texas | 4 | $ 860,000 | $ 215,000 | $ 108,000 |
| Prince William County Virginia | 4 | $ 1,950,000 | $ 487,000 | $ 106,000 |
| Fresno County California | 3 | $ 855,000 | $ 285,000 | $ 331,000 |
| Kern County California | 3 | $ 1,045,000 | $ 348,000 | $ 242,000 |
| Marin County California | 3 | $ 2,135,000 | $ 711,000 | $ 0 |
| Lake County Illinois | 3 | $ 1,425,000 | $ 475,000 | $ 114,000 |
| Essex County New Jersey | 3 | $ 1,535,000 | $ 511,000 | $ 248,000 |
| Somerset County New Jersey | 3 | $ 1,235,000 | $ 411,000 | $ 117,000 |
| Bexar County Texas | 3 | $ 735,000 | $ 245,000 | $ 271,000 |
| Collin County Texas | 3 | $ 1,515,000 | $ 505,000 | $ 218,000 |
| Harris County Texas | 3 | $ 615,000 | $ 205,000 | $ 288,000 |
| Travis County Texas | 3 | $ 635,000 | $ 211,000 | $ 443,000 |
| El Dorado County California | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Napa County California | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Nevada County California | 2 | $ 1,540,000 | $ 770,000 | $ 887,000 |
| Denver County Colorado | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Cherokee County Georgia | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Cobb County Georgia | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Hawaii County Hawaii | 2 | $ 1,040,000 | $ 520,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Middlesex County Massachusetts | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Norfolk County Massachusetts | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Worcester County Massachusetts | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Cape May County New Jersey | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Mercer County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 86,000 |
| Union County New Jersey | 2 | $ 1,040,000 | $ 520,000 | $ 0 |
| Rockland County New York | 2 | $ 1,030,000 | $ 515,000 | $ 80,000 |
| Clackamas County Oregon | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Montgomery County Texas | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Clark County Washington | 2 | $ 810,000 | $ 405,000 | $ 0 |
| Franklin County Washington | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Grays Harbor County Washington | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| Kitsap County Washington | 2 | $ 940,000 | $ 470,000 | $ 156,000 |
| Thurston County Washington | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lee County Alabama | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Montgomery County Alabama | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Shelby County Alabama | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Pima County Arizona | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pinal County Arizona | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Humboldt County California | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Inyo County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lake County California | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Madera County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Monterey County California | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Placer County California | 1 | $ 505,000 | $ 505,000 | $ 0 |
| San Benito County California | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Santa Cruz County California | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Shasta County California | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Tulare County California | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Yolo County California | 1 | $ 465,000 | $ 465,000 | $ 85,000 |
| Adams County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Larimer County Colorado | 1 | $ 515,000 | $ 515,000 | $ 0 |
| New Castle County Delaware | 1 | $ 275,000 | $ 275,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Camden County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Dawson County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Fulton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Madison County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| McHenry County Illinois | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Will County Illinois | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 395,000 | $ 395,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| York County Maine | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Calvert County Maryland | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Howard County Maryland | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Washington County Maryland | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Kent County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Macomb County Michigan | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Laclede County Missouri | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Maries County Missouri | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Erie County New York | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Richmond County New York | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Sullivan County New York | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Durham County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lee County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Orange County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Delaware County Ohio | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Lorain County Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Linn County Oregon | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Washington County Oregon | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Marion County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Bandera County Texas | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Galveston County Texas | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Rockwall County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Victoria County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Webb County Texas | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
| Williamson County Texas | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 265,000 | $ 265,000 | $ 47,000 |
| Fauquier County Virginia | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Frederick County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Henrico County Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Newport News County Virginia | 1 | $ 265,000 | $ 265,000 | $ 210,000 |
| Richmond City County Virginia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Douglas County Washington | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Albany County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Of Hope in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 664 | $374,890,000 | $564,000 | $6,005,000 | $257,000 | $4,867,000 |
| Home Purchase | 351 | $292,915,000 | $834,000 | $8,065,000 | $248,000 | $2,454,000 |
| Cash-out Refinancing | 329 | $211,635,000 | $643,000 | $7,505,000 | $241,000 | $1,745,000 |
| Home Improvement | 13 | $9,455,000 | $727,000 | $2,405,000 | $219,000 | $841,000 |
| Other Purpose | 5 | $2,295,000 | $459,000 | $1,005,000 | $180,000 | $415,000 |
| Not Applicable | 1 | $505,000 | $505,000 | $505,000 | $1,745,000 | $1,745,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 619 | $343,905,000 | $555,000 | $5,805,000 | $226,000 | $4,867,000 |
| Not applicable | 501 | $379,605,000 | $757,000 | $8,065,000 | $1,068,000 | $1,221,000 |
| Not Provided | 111 | $71,825,000 | $647,000 | $2,675,000 | $274,000 | $1,398,000 |
| White | 105 | $80,425,000 | $765,000 | $4,245,000 | $341,000 | $3,291,000 |
| Hispanic | 24 | $13,690,000 | $570,000 | $2,285,000 | $317,000 | $2,454,000 |
| Black or African American | 3 | $2,245,000 | $748,000 | $1,255,000 | $621,000 | $887,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,363 | $891,695,000 | $654,000 | $8,065,000 | $253,000 | $4,867,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 617 | $477,695,000 | $774,000 | $8,065,000 | $258,000 | $4,867,000 |
| Loan Purchased By The Institution | 421 | $209,995,000 | $498,000 | $1,185,000 | $0 | $0 |
| Application Withdrawn By Applicant | 166 | $110,060,000 | $663,000 | $4,245,000 | $272,000 | $3,291,000 |
| Application Denied By Financial Institution | 68 | $40,240,000 | $591,000 | $2,675,000 | $179,000 | $1,106,000 |
| Application Approved But Not Accepted | 65 | $36,585,000 | $562,000 | $1,555,000 | $236,000 | $1,745,000 |
| File Closed For Incompleteness | 20 | $13,280,000 | $664,000 | $2,005,000 | $264,000 | $1,792,000 |
| Preapproval Approved but not Accepted | 6 | $3,840,000 | $640,000 | $825,000 | $187,000 | $316,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,295 | $851,455,000 | $657,000 | $8,065,000 | $259,000 | $4,867,000 |
| Debt-To-Income Ratio | 43 | $21,945,000 | $510,000 | $1,645,000 | $122,000 | $440,000 |
| Unverifiable Information | 9 | $7,345,000 | $816,000 | $2,405,000 | $274,000 | $916,000 |
| Other | 8 | $5,990,000 | $748,000 | $2,675,000 | $264,000 | $558,000 |
| Collateral | 6 | $3,380,000 | $563,000 | $1,865,000 | $348,000 | $1,106,000 |
| Credit History | 2 | $1,580,000 | $790,000 | $1,135,000 | $166,000 | $243,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Hope's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Hope's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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