Bank Of Internet Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Bank Of Internet Usa 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Internet Usa 12777 High Bluff Drive, Suite 100 San Diego, CA 92130 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,035 |
| Total Mortgage Loan Application Amount | $262,815,000 |
| Average Mortgage Loan Application Amount | $397,666 |
| Highest Mortgage Loan Application Amount | $4,125,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $3,350,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Bank Of Internet Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Internet Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Bank Of Internet Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Internet Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Internet Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Internet Usa's mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 66 | $ 37,112,000 | $ 562,000 | $ 75,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 50 | $ 9,703,000 | $ 185,000 | $ 104,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 36 | $ 10,203,000 | $ 283,000 | $ 231,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 34 | $ 11,861,000 | $ 348,000 | $ 51,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 27 | $ 2,632,000 | $ 97,000 | $ 83,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 26 | $ 9,210,000 | $ 354,000 | $ 64,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 23 | $ 4,613,000 | $ 200,000 | $ 138,000 |
| NASSAU-SUFFOLK, NY | 22 | $ 3,361,000 | $ 152,000 | $ 115,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 20 | $ 2,559,000 | $ 127,000 | $ 84,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 18 | $ 7,146,000 | $ 397,000 | $ 94,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 18 | $ 7,306,000 | $ 405,000 | $ 62,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 17 | $ 4,760,000 | $ 280,000 | $ 100,000 |
| EDISON-NEW BRUNSWICK, NJ | 16 | $ 1,505,000 | $ 94,000 | $ 100,000 |
| PHILADELPHIA, PA | 16 | $ 3,039,000 | $ 189,000 | $ 118,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 16 | $ 1,252,000 | $ 78,000 | $ 71,000 |
| DENVER-AURORA, CO | 15 | $ 2,107,000 | $ 140,000 | $ 107,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 14 | $ 2,429,000 | $ 173,000 | $ 98,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 14 | $ 1,278,000 | $ 91,000 | $ 84,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 13 | $ 851,000 | $ 68,333 | $ 139,333 |
| KANSAS CITY, MO-KS | 11 | $ 3,429,000 | $ 297,500 | $ 89,500 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 11 | $ 5,831,000 | $ 530,000 | $ 142,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 10 | $ 5,168,000 | $ 516,000 | $ 19,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 9 | $ 1,988,000 | $ 220,000 | $ 50,000 |
| ST. LOUIS, MO-IL | 9 | $ 577,000 | $ 64,000 | $ 104,000 |
| TUCSON, AZ | 9 | $ 1,397,000 | $ 155,000 | $ 70,000 |
| CAMDEN, NJ | 8 | $ 346,000 | $ 43,000 | $ 95,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 8 | $ 2,097,000 | $ 262,000 | $ 101,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 8 | $ 7,371,000 | $ 921,000 | $ 42,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 7 | $ 1,846,000 | $ 263,000 | $ 75,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 7 | $ 314,000 | $ 44,000 | $ 65,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 7 | $ 1,726,000 | $ 246,000 | $ 75,000 |
| MEMPHIS, TN-MS-AR | 7 | $ 929,000 | $ 124,500 | $ 138,000 |
| TACOMA, WA | 7 | $ 4,378,000 | $ 625,000 | $ 57,000 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 508,000 | $ 84,000 | $ 76,000 |
| BOSTON-QUINCY, MA | 6 | $ 2,621,000 | $ 436,000 | $ 30,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 6 | $ 567,000 | $ 94,000 | $ 123,000 |
| LAS VEGAS-PARADISE, NV | 6 | $ 669,000 | $ 111,000 | $ 73,000 |
| ORLANDO-KISSIMMEE, FL | 6 | $ 5,548,000 | $ 924,000 | $ 207,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 6 | $ 1,315,000 | $ 219,000 | $ 107,000 |
| STOCKTON, CA | 6 | $ 1,140,000 | $ 190,000 | $ 73,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 530,000 | $ 106,000 | $ 114,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 5 | $ 2,821,000 | $ 564,000 | $ 66,000 |
| FRESNO, CA | 5 | $ 1,588,000 | $ 317,000 | $ 97,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 5 | $ 680,000 | $ 136,000 | $ 70,000 |
| HUNTSVILLE, AL | 5 | $ 2,262,000 | $ 452,000 | $ 68,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 5 | $ 895,000 | $ 179,000 | $ 133,000 |
| NEW HAVEN-MILFORD, CT | 5 | $ 135,000 | $ 27,000 | $ 78,000 |
| OLYMPIA, WA | 5 | $ 165,000 | $ 33,000 | $ 58,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 140,000 | $ 28,000 | $ 66,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 5 | $ 1,810,000 | $ 362,000 | $ 107,000 |
| WORCESTER, MA | 5 | $ 205,000 | $ 41,000 | $ 89,000 |
| ALBUQUERQUE, NM | 4 | $ 207,000 | $ 51,000 | $ 124,000 |
| ANCHORAGE, AK | 4 | $ 272,000 | $ 68,000 | $ 109,000 |
| ANN ARBOR, MI | 4 | $ 1,037,000 | $ 259,000 | $ 73,000 |
| BRADENTON-SARASOTA-VENICE, FL | 4 | $ 1,779,000 | $ 444,000 | $ 42,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 4 | $ 2,221,000 | $ 555,000 | $ 40,000 |
| COLORADO SPRINGS, CO | 4 | $ 135,000 | $ 33,000 | $ 85,000 |
| COLUMBUS, OH | 4 | $ 1,255,000 | $ 313,000 | $ 190,000 |
| HONOLULU, HI | 4 | $ 305,000 | $ 76,000 | $ 171,000 |
| INDIANAPOLIS-CARMEL, IN | 4 | $ 170,000 | $ 42,000 | $ 92,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 231,000 | $ 65,000 | $ 104,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4 | $ 181,000 | $ 45,000 | $ 53,000 |
| NEWARK-UNION, NJ-PA | 4 | $ 1,026,000 | $ 256,000 | $ 110,000 |
| RALEIGH-CARY, NC | 4 | $ 115,000 | $ 28,000 | $ 71,000 |
| ROCHESTER, NY | 4 | $ 112,000 | $ 28,000 | $ 112,000 |
| SALINAS, CA | 4 | $ 1,455,000 | $ 363,000 | $ 69,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 125,000 | $ 31,000 | $ 67,000 |
| BOISE CITY-NAMPA, ID | 3 | $ 288,000 | $ 96,000 | $ 111,000 |
| CHATTANOOGA, TN-GA | 3 | $ 907,000 | $ 302,000 | $ 10,000 |
| DALLAS-PLANO-IRVING, TX | 3 | $ 3,780,000 | $ 1,260,000 | $ 225,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 103,000 | $ 34,000 | $ 90,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 112,000 | $ 37,000 | $ 137,000 |
| JACKSONVILLE, FL | 3 | $ 90,000 | $ 30,000 | $ 97,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 174,000 | $ 58,000 | $ 117,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 3 | $ 136,000 | $ 48,000 | $ 67,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3 | $ 115,000 | $ 38,000 | $ 99,000 |
| MODESTO, CA | 3 | $ 238,000 | $ 79,000 | $ 127,000 |
| OCALA, FL | 3 | $ 120,000 | $ 40,000 | $ 85,000 |
| RENO-SPARKS, NV | 3 | $ 118,000 | $ 39,000 | $ 129,000 |
| RICHMOND, VA | 3 | $ 150,000 | $ 50,000 | $ 93,000 |
| SCRANTON--WILKES-BARRE, PA | 3 | $ 216,000 | $ 72,000 | $ 291,000 |
| TOLEDO, OH | 3 | $ 3,185,000 | $ 1,061,000 | $ 25,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 306,000 | $ 153,000 | $ 60,000 |
| ASHEVILLE, NC | 2 | $ 75,000 | $ 37,000 | $ 61,000 |
| BOULDER, CO | 2 | $ 110,000 | $ 55,000 | $ 85,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 2 | $ 804,000 | $ 402,000 | $ 92,000 |
| CHICO, CA | 2 | $ 929,000 | $ 464,000 | $ 41,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 70,000 | $ 35,000 | $ 75,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 144,000 | $ 72,000 | $ 21,000 |
| DULUTH, MN-WI | 2 | $ 35,000 | $ 17,000 | $ 61,000 |
| EL PASO, TX | 2 | $ 1,337,000 | $ 668,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 2 | $ 120,000 | $ 60,000 | $ 95,000 |
| FORT WAYNE, IN | 2 | $ 137,000 | $ 68,000 | $ 50,000 |
| HANFORD-CORCORAN, CA | 2 | $ 110,000 | $ 55,000 | $ 35,000 |
| HOT SPRINGS, AR | 2 | $ 607,000 | $ 303,000 | $ 14,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 2 | $ 5,581,000 | $ 2,790,000 | $ 0 |
| JOHNSON CITY, TN | 2 | $ 182,000 | $ 91,000 | $ 0 |
| KNOXVILLE, TN | 2 | $ 955,000 | $ 477,000 | $ 36,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 156,000 | $ 78,000 | $ 26,000 |
| LYNCHBURG, VA | 2 | $ 904,000 | $ 452,000 | $ 26,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 423,000 | $ 211,000 | $ 54,000 |
| MERCED, CA | 2 | $ 50,000 | $ 25,000 | $ 39,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 2 | $ 468,000 | $ 234,000 | $ 205,000 |
| PEABODY, MA | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 149,000 | $ 74,000 | $ 144,000 |
| PRESCOTT, AZ | 2 | $ 95,000 | $ 47,000 | $ 93,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2 | $ 80,000 | $ 40,000 | $ 179,000 |
| PUEBLO, CO | 2 | $ 60,000 | $ 30,000 | $ 56,000 |
| REDDING, CA | 2 | $ 55,000 | $ 27,000 | $ 136,000 |
| SALT LAKE CITY, UT | 2 | $ 145,000 | $ 72,000 | $ 95,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 778,000 | $ 389,000 | $ 147,000 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 466,000 | $ 233,000 | $ 54,000 |
| SPOKANE, WA | 2 | $ 2,794,000 | $ 1,397,000 | $ 81,000 |
| SPRINGFIELD, MA | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| SPRINGFIELD, MO | 2 | $ 3,357,000 | $ 1,678,000 | $ 30,000 |
| ST. GEORGE, UT | 2 | $ 284,000 | $ 142,000 | $ 83,000 |
| TALLAHASSEE, FL | 2 | $ 80,000 | $ 40,000 | $ 53,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 893,000 | $ 446,000 | $ 72,000 |
| YUMA, AZ | 2 | $ 120,000 | $ 60,000 | $ 98,000 |
| APPLETON, WI | 1 | $ 62,000 | $ 62,000 | $ 102,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 44,000 | $ 44,000 | $ 39,000 |
| AUBURN-OPELIKA, AL | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 999,000 | $ 999,000 | $ 0 |
| BAKERSFIELD, CA | 1 | $ 17,000 | $ 17,000 | $ 116,000 |
| BALTIMORE-TOWSON, MD | 1 | $ 525,000 | $ 525,000 | $ 0 |
| BARNSTABLE TOWN, MA | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| BATON ROUGE, LA | 1 | $ 444,000 | $ 444,000 | $ 0 |
| BEND, OR | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| BILLINGS, MT | 1 | $ 17,000 | $ 17,000 | $ 40,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 327,000 | $ 327,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 1 | $ 12,000 | $ 12,000 | $ 54,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 30,000 | $ 30,000 | $ 79,000 |
| CANTON-MASSILLON, OH | 1 | $ 450,000 | $ 450,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 260,000 | $ 260,000 | $ 80,000 |
| CARSON CITY, NV | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| CASPER, WY | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| CEDAR RAPIDS, IA | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| CLARKSVILLE, TN-KY | 1 | $ 81,000 | $ 81,000 | $ 67,000 |
| COLUMBIA, MO | 1 | $ 666,000 | $ 666,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| DANVILLE, IL | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| DAYTON, OH | 1 | $ 38,000 | $ 38,000 | $ 61,000 |
| DECATUR, AL | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| DURHAM, NC | 1 | $ 12,000 | $ 12,000 | $ 43,000 |
| EAU CLAIRE, WI | 1 | $ 20,000 | $ 20,000 | $ 164,000 |
| EL CENTRO, CA | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| ELKHART-GOSHEN, IN | 1 | $ 23,000 | $ 23,000 | $ 91,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 30,000 | $ 30,000 | $ 91,000 |
| EVANSVILLE, IN-KY | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| FORT SMITH, AR-OK | 1 | $ 769,000 | $ 769,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 3,069,000 | $ 3,069,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 27,000 | $ 27,000 | $ 118,000 |
| GULFPORT-BILOXI, MS | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 130,000 | $ 130,000 | $ 0 |
| HATTIESBURG, MS | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 54,000 | $ 54,000 | $ 32,000 |
| JACKSON, MS | 1 | $ 20,000 | $ 20,000 | $ 44,000 |
| JEFFERSON CITY, MO | 1 | $ 2,021,000 | $ 2,021,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 100,000 | $ 100,000 | $ 93,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 140,000 | $ 140,000 | $ 81,000 |
| LANCASTER, PA | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
| LAWRENCE, KS | 1 | $ 50,000 | $ 50,000 | $ 132,000 |
| LEWISTON-AUBURN, ME | 1 | $ 101,000 | $ 101,000 | $ 0 |
| LIMA, OH | 1 | $ 29,000 | $ 29,000 | $ 94,000 |
| MADISON, WI | 1 | $ 150,000 | $ 150,000 | $ 192,000 |
| MONTGOMERY, AL | 1 | $ 80,000 | $ 80,000 | $ 170,000 |
| MORGANTOWN, WV | 1 | $ 51,000 | $ 51,000 | $ 77,000 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| OCEAN CITY, NJ | 1 | $ 160,000 | $ 160,000 | $ 25,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 70,000 | $ 70,000 | $ 123,000 |
| OKLAHOMA CITY, OK | 1 | $ 1,880,000 | $ 1,880,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 12,000 | $ 12,000 | $ 66,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 125,000 | $ 125,000 | $ 131,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 75,000 | $ 75,000 | $ 199,000 |
| PEORIA, IL | 1 | $ 50,000 | $ 50,000 | $ 113,000 |
| PITTSBURGH, PA | 1 | $ 30,000 | $ 30,000 | $ 85,000 |
| PITTSFIELD, MA | 1 | $ 171,000 | $ 171,000 | $ 0 |
| PORT ST. LUCIE, FL | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| PROVO-OREM, UT | 1 | $ 1,051,000 | $ 1,051,000 | $ 0 |
| READING, PA | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| ROANOKE, VA | 1 | $ 17,000 | $ 17,000 | $ 63,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| ROME, GA | 1 | $ 18,000 | $ 18,000 | $ 114,000 |
| SALEM, OR | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| SANTA FE, NM | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
| SHERMAN-DENISON, TX | 1 | $ 64,000 | $ 64,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 86,000 | $ 86,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
| SPARTANBURG, SC | 1 | $ 825,000 | $ 825,000 | $ 0 |
| ST. CLOUD, MN | 1 | $ 1,419,000 | $ 1,419,000 | $ 0 |
| SYRACUSE, NY | 1 | $ 55,000 | $ 55,000 | $ 162,000 |
| TERRE HAUTE, IN | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 34,000 | $ 34,000 | $ 63,000 |
| WHEELING, WV-OH | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| WILMINGTON, NC | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| WINCHESTER, VA-WV | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
| WINSTON-SALEM, NC | 1 | $ 30,000 | $ 30,000 | $ 179,000 |
| YUBA CITY, CA | 1 | $ 3,219,000 | $ 3,219,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Of Internet Usa in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 594 | $225,668,000 | $379,000 | $4,125,000 | $76,000 | $1,000,000 |
| Home Improvement | 418 | $19,476,000 | $46,000 | $500,000 | $110,000 | $3,350,000 |
| Home Purchase | 23 | $17,671,000 | $768,000 | $3,069,000 | $62,000 | $1,399,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 456 | $56,546,000 | $124,000 | $1,800,000 | $115,000 | $1,399,000 |
| Not Provided | 264 | $25,521,000 | $96,000 | $2,098,000 | $109,000 | $675,000 |
| Not applicable | 219 | $168,561,000 | $769,000 | $4,125,000 | $0 | $0 |
| Hispanic | 45 | $7,394,000 | $164,000 | $758,000 | $93,000 | $293,000 |
| Asian | 25 | $2,870,000 | $114,000 | $500,000 | $235,000 | $3,350,000 |
| Black or African American | 14 | $598,000 | $42,000 | $149,000 | $54,000 | $98,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $490,000 | $61,000 | $115,000 | $90,000 | $141,000 |
| American Indian or Alaskan Native | 4 | $835,000 | $208,000 | $715,000 | $48,000 | $86,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,035 | $262,815,000 | $253,000 | $4,125,000 | $89,000 | $3,350,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 313 | $212,020,000 | $677,000 | $4,125,000 | $48,000 | $1,000,000 |
| Application Denied By Financial Institution | 284 | $21,432,000 | $75,000 | $730,000 | $110,000 | $3,350,000 |
| Loan Originated | 238 | $15,979,000 | $67,000 | $615,000 | $101,000 | $418,000 |
| File Closed For Incompleteness | 101 | $6,137,000 | $60,000 | $500,000 | $115,000 | $1,399,000 |
| Application Withdrawn By Applicant | 99 | $7,247,000 | $73,000 | $417,000 | $109,000 | $468,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 112 | $7,868,000 | $70,000 | $417,000 | $118,000 | $708,000 |
| Credit History | 57 | $3,713,000 | $65,000 | $460,000 | $84,000 | $336,000 |
| Debt-To-Income Ratio | 55 | $5,647,000 | $102,000 | $730,000 | $88,000 | $516,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $2,301,000 | $63,000 | $545,000 | $81,000 | $444,000 |
| Other | 24 | $1,903,000 | $79,000 | $715,000 | $230,000 | $3,350,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Internet Usa's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Internet Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.