Bank Of Internet Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Bank Of Internet Usa 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Internet Usa 12777 High Bluff Drive, Suite 100 San Diego, CA 92130 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,035 |
| Total Mortgage Loan Application Amount | $262,815,000 |
| Average Mortgage Loan Application Amount | $397,666 |
| Highest Mortgage Loan Application Amount | $4,125,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $3,350,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Bank Of Internet Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Internet Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Bank Of Internet Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Internet Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Internet Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Internet Usa's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 66 | $ 37,112,000 | $ 562,000 | $ 75,000 |
| Orange County California | 36 | $ 10,203,000 | $ 283,000 | $ 231,000 |
| Santa Clara County California | 33 | $ 11,308,000 | $ 342,000 | $ 53,000 |
| San Diego County California | 18 | $ 7,146,000 | $ 397,000 | $ 94,000 |
| Alameda County California | 16 | $ 6,804,000 | $ 425,000 | $ 59,000 |
| New York County New York | 15 | $ 5,064,000 | $ 337,000 | $ 192,000 |
| King County Washington | 15 | $ 5,250,000 | $ 350,000 | $ 66,000 |
| Maricopa County Arizona | 14 | $ 1,200,000 | $ 85,000 | $ 74,000 |
| Nassau County New York | 14 | $ 2,250,000 | $ 160,000 | $ 105,000 |
| San Bernardino County California | 13 | $ 2,880,000 | $ 221,000 | $ 171,000 |
| Cook County Illinois | 13 | $ 1,516,000 | $ 116,000 | $ 66,000 |
| Sacramento County California | 11 | $ 3,093,000 | $ 281,000 | $ 87,000 |
| Contra Costa County California | 10 | $ 2,406,000 | $ 240,000 | $ 71,000 |
| Riverside County California | 10 | $ 1,733,000 | $ 173,000 | $ 95,000 |
| Pima County Arizona | 9 | $ 1,397,000 | $ 155,000 | $ 70,000 |
| Cumberland County Maine | 9 | $ 5,143,000 | $ 571,000 | $ 15,000 |
| Middlesex County Massachusetts | 9 | $ 1,988,000 | $ 220,000 | $ 50,000 |
| Ventura County California | 8 | $ 2,097,000 | $ 262,000 | $ 101,000 |
| Queens County New York | 8 | $ 1,301,000 | $ 162,000 | $ 88,000 |
| Suffolk County New York | 8 | $ 1,111,000 | $ 138,000 | $ 132,000 |
| Broward County Florida | 7 | $ 1,726,000 | $ 246,000 | $ 75,000 |
| Wayne County Michigan | 7 | $ 314,000 | $ 44,000 | $ 65,000 |
| Hennepin County Minnesota | 7 | $ 2,149,000 | $ 307,000 | $ 95,000 |
| Bergen County New Jersey | 7 | $ 1,619,000 | $ 231,000 | $ 102,000 |
| Pierce County Washington | 7 | $ 4,378,000 | $ 625,000 | $ 57,000 |
| San Joaquin County California | 6 | $ 1,140,000 | $ 190,000 | $ 73,000 |
| Santa Barbara County California | 6 | $ 1,315,000 | $ 219,000 | $ 107,000 |
| Douglas County Colorado | 6 | $ 810,000 | $ 135,000 | $ 140,000 |
| Fairfield County Connecticut | 6 | $ 567,000 | $ 94,000 | $ 123,000 |
| Johnson County Kansas | 6 | $ 2,709,000 | $ 451,000 | $ 73,000 |
| Clark County Nevada | 6 | $ 669,000 | $ 111,000 | $ 73,000 |
| Monmouth County New Jersey | 6 | $ 485,000 | $ 80,000 | $ 157,000 |
| Philadelphia County Pennsylvania | 6 | $ 1,309,000 | $ 218,000 | $ 57,000 |
| Jefferson County Alabama | 5 | $ 487,000 | $ 97,000 | $ 62,000 |
| Fresno County California | 5 | $ 1,588,000 | $ 317,000 | $ 97,000 |
| New Haven County Connecticut | 5 | $ 135,000 | $ 27,000 | $ 78,000 |
| District of Columbia County District Of Columbia | 5 | $ 357,000 | $ 71,000 | $ 116,000 |
| Miami-Dade County Florida | 5 | $ 895,000 | $ 179,000 | $ 133,000 |
| Palm Beach County Florida | 5 | $ 1,810,000 | $ 362,000 | $ 107,000 |
| DeKalb County Georgia | 5 | $ 165,000 | $ 33,000 | $ 69,000 |
| Gwinnett County Georgia | 5 | $ 320,000 | $ 64,000 | $ 91,000 |
| Worcester County Massachusetts | 5 | $ 205,000 | $ 41,000 | $ 89,000 |
| St. Louis County Missouri | 5 | $ 427,000 | $ 85,000 | $ 123,000 |
| Kings County New York | 5 | $ 672,000 | $ 134,000 | $ 92,000 |
| Multnomah County Oregon | 5 | $ 918,000 | $ 183,000 | $ 71,000 |
| Washington County Oregon | 5 | $ 205,000 | $ 41,000 | $ 84,000 |
| Kitsap County Washington | 5 | $ 530,000 | $ 106,000 | $ 114,000 |
| Thurston County Washington | 5 | $ 165,000 | $ 33,000 | $ 58,000 |
| Madison County Alabama | 4 | $ 2,236,000 | $ 559,000 | $ 52,000 |
| Marin County California | 4 | $ 2,643,000 | $ 660,000 | $ 133,000 |
| Monterey County California | 4 | $ 1,455,000 | $ 363,000 | $ 69,000 |
| Placer County California | 4 | $ 240,000 | $ 60,000 | $ 143,000 |
| San Francisco County California | 4 | $ 1,699,000 | $ 424,000 | $ 225,000 |
| Tulare County California | 4 | $ 125,000 | $ 31,000 | $ 67,000 |
| Jefferson County Colorado | 4 | $ 329,000 | $ 82,000 | $ 68,000 |
| Hartford County Connecticut | 4 | $ 655,000 | $ 163,000 | $ 46,000 |
| Fulton County Georgia | 4 | $ 751,000 | $ 187,000 | $ 124,000 |
| Honolulu County Hawaii | 4 | $ 305,000 | $ 76,000 | $ 171,000 |
| Washtenaw County Michigan | 4 | $ 1,037,000 | $ 259,000 | $ 73,000 |
| Burlington County New Jersey | 4 | $ 173,000 | $ 43,000 | $ 108,000 |
| Middlesex County New Jersey | 4 | $ 315,000 | $ 78,000 | $ 94,000 |
| Monroe County New York | 4 | $ 112,000 | $ 28,000 | $ 112,000 |
| Westchester County New York | 4 | $ 160,000 | $ 40,000 | $ 83,000 |
| Mecklenburg County North Carolina | 4 | $ 135,000 | $ 33,000 | $ 70,000 |
| Wake County North Carolina | 4 | $ 115,000 | $ 28,000 | $ 71,000 |
| Hamilton County Ohio | 4 | $ 2,771,000 | $ 692,000 | $ 25,000 |
| Chester County Pennsylvania | 4 | $ 516,000 | $ 129,000 | $ 259,000 |
| Fairfax County Virginia | 4 | $ 269,000 | $ 67,000 | $ 126,000 |
| Anchorage County Alaska | 3 | $ 246,000 | $ 82,000 | $ 125,000 |
| Gila County Arizona | 3 | $ 194,000 | $ 64,000 | $ 52,000 |
| San Mateo County California | 3 | $ 1,489,000 | $ 496,000 | $ 42,000 |
| Stanislaus County California | 3 | $ 238,000 | $ 79,000 | $ 127,000 |
| Arapahoe County Colorado | 3 | $ 165,000 | $ 55,000 | $ 146,000 |
| El Paso County Colorado | 3 | $ 110,000 | $ 36,000 | $ 77,000 |
| Hillsborough County Florida | 3 | $ 1,980,000 | $ 660,000 | $ 34,000 |
| Marion County Florida | 3 | $ 120,000 | $ 40,000 | $ 85,000 |
| Orange County Florida | 3 | $ 5,407,000 | $ 1,802,000 | $ 359,000 |
| Pinellas County Florida | 3 | $ 5,341,000 | $ 1,780,000 | $ 26,000 |
| DuPage County Illinois | 3 | $ 466,000 | $ 155,000 | $ 98,000 |
| Lake County Illinois | 3 | $ 151,000 | $ 50,000 | $ 80,000 |
| Plymouth County Massachusetts | 3 | $ 1,836,000 | $ 612,000 | $ 0 |
| Ramsey County Minnesota | 3 | $ 120,000 | $ 40,000 | $ 84,000 |
| DeSoto County Mississippi | 3 | $ 205,000 | $ 68,000 | $ 95,000 |
| Jackson County Missouri | 3 | $ 70,000 | $ 23,000 | $ 90,000 |
| St. Charles County Missouri | 3 | $ 130,000 | $ 43,000 | $ 94,000 |
| Washoe County Nevada | 3 | $ 118,000 | $ 39,000 | $ 129,000 |
| Camden County New Jersey | 3 | $ 93,000 | $ 31,000 | $ 72,000 |
| Ocean County New Jersey | 3 | $ 575,000 | $ 191,000 | $ 45,000 |
| Somerset County New Jersey | 3 | $ 130,000 | $ 43,000 | $ 48,000 |
| Bernalillo County New Mexico | 3 | $ 107,000 | $ 35,000 | $ 83,000 |
| Richmond County New York | 3 | $ 202,000 | $ 67,000 | $ 103,000 |
| Gaston County North Carolina | 3 | $ 1,711,000 | $ 570,000 | $ 82,000 |
| Guilford County North Carolina | 3 | $ 112,000 | $ 37,000 | $ 137,000 |
| Cuyahoga County Ohio | 3 | $ 2,186,000 | $ 728,000 | $ 48,000 |
| Clackamas County Oregon | 3 | $ 80,000 | $ 26,000 | $ 87,000 |
| Montgomery County Pennsylvania | 3 | $ 1,084,000 | $ 361,000 | $ 88,000 |
| Hamilton County Tennessee | 3 | $ 907,000 | $ 302,000 | $ 10,000 |
| Shelby County Tennessee | 3 | $ 689,000 | $ 229,000 | $ 229,000 |
| Dallas County Texas | 3 | $ 3,780,000 | $ 1,260,000 | $ 225,000 |
| Snohomish County Washington | 3 | $ 2,056,000 | $ 685,000 | $ 43,000 |
| Mohave County Arizona | 2 | $ 156,000 | $ 78,000 | $ 26,000 |
| Pinal County Arizona | 2 | $ 52,000 | $ 26,000 | $ 49,000 |
| Yavapai County Arizona | 2 | $ 95,000 | $ 47,000 | $ 93,000 |
| Yuma County Arizona | 2 | $ 120,000 | $ 60,000 | $ 98,000 |
| Garland County Arkansas | 2 | $ 607,000 | $ 303,000 | $ 14,000 |
| Saline County Arkansas | 2 | $ 162,000 | $ 81,000 | $ 150,000 |
| Butte County California | 2 | $ 929,000 | $ 464,000 | $ 41,000 |
| El Dorado County California | 2 | $ 1,427,000 | $ 713,000 | $ 88,000 |
| Kings County California | 2 | $ 110,000 | $ 55,000 | $ 35,000 |
| Merced County California | 2 | $ 50,000 | $ 25,000 | $ 39,000 |
| San Luis Obispo County California | 2 | $ 778,000 | $ 389,000 | $ 147,000 |
| Shasta County California | 2 | $ 55,000 | $ 27,000 | $ 136,000 |
| Solano County California | 2 | $ 893,000 | $ 446,000 | $ 72,000 |
| Sonoma County California | 2 | $ 466,000 | $ 233,000 | $ 54,000 |
| Boulder County Colorado | 2 | $ 110,000 | $ 55,000 | $ 85,000 |
| Larimer County Colorado | 2 | $ 120,000 | $ 60,000 | $ 95,000 |
| Pueblo County Colorado | 2 | $ 60,000 | $ 30,000 | $ 56,000 |
| Litchfield County Connecticut | 2 | $ 498,000 | $ 249,000 | $ 39,000 |
| Hernando County Florida | 2 | $ 50,000 | $ 25,000 | $ 81,000 |
| Lake County Florida | 2 | $ 91,000 | $ 45,000 | $ 58,000 |
| Manatee County Florida | 2 | $ 1,660,000 | $ 830,000 | $ 36,000 |
| Sarasota County Florida | 2 | $ 119,000 | $ 59,000 | $ 48,000 |
| St. Johns County Florida | 2 | $ 65,000 | $ 32,000 | $ 116,000 |
| Volusia County Florida | 2 | $ 144,000 | $ 72,000 | $ 21,000 |
| Carroll County Georgia | 2 | $ 63,000 | $ 31,000 | $ 103,000 |
| Clayton County Georgia | 2 | $ 850,000 | $ 425,000 | $ 15,000 |
| Cobb County Georgia | 2 | $ 65,000 | $ 32,000 | $ 161,000 |
| Hawaii County Hawaii | 2 | $ 65,000 | $ 32,000 | $ 115,000 |
| Kauai County Hawaii | 2 | $ 125,000 | $ 62,000 | $ 90,000 |
| Maui County Hawaii | 2 | $ 2,338,000 | $ 1,169,000 | $ 0 |
| Ada County Idaho | 2 | $ 259,000 | $ 129,000 | $ 141,000 |
| Teton County Idaho | 2 | $ 125,000 | $ 62,000 | $ 56,000 |
| McHenry County Illinois | 2 | $ 90,000 | $ 45,000 | $ 133,000 |
| Will County Illinois | 2 | $ 487,000 | $ 243,000 | $ 135,000 |
| Allen County Indiana | 2 | $ 137,000 | $ 68,000 | $ 50,000 |
| Marion County Indiana | 2 | $ 110,000 | $ 55,000 | $ 124,000 |
| Polk County Iowa | 2 | $ 77,000 | $ 38,000 | $ 60,000 |
| Scott County Iowa | 2 | $ 70,000 | $ 35,000 | $ 75,000 |
| Pulaski County Kentucky | 2 | $ 25,000 | $ 12,000 | $ 51,000 |
| Essex County Massachusetts | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| Hampden County Massachusetts | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Norfolk County Massachusetts | 2 | $ 242,000 | $ 121,000 | $ 92,000 |
| St. Louis County Minnesota | 2 | $ 35,000 | $ 17,000 | $ 61,000 |
| Clarke County Mississippi | 2 | $ 95,000 | $ 47,000 | $ 81,000 |
| Greene County Missouri | 2 | $ 3,357,000 | $ 1,678,000 | $ 30,000 |
| Johnson County Missouri | 2 | $ 1,069,000 | $ 534,000 | $ 0 |
| Hillsborough County New Hampshire | 2 | $ 423,000 | $ 211,000 | $ 54,000 |
| Hudson County New Jersey | 2 | $ 50,000 | $ 25,000 | $ 26,000 |
| Otero County New Mexico | 2 | $ 105,000 | $ 52,000 | $ 26,000 |
| Chautauqua County New York | 2 | $ 90,000 | $ 45,000 | $ 89,000 |
| Putnam County New York | 2 | $ 60,000 | $ 30,000 | $ 71,000 |
| Rockland County New York | 2 | $ 457,000 | $ 228,000 | $ 125,000 |
| Franklin County Ohio | 2 | $ 800,000 | $ 400,000 | $ 276,000 |
| Lucas County Ohio | 2 | $ 3,150,000 | $ 1,575,000 | $ 1,000 |
| Douglas County Oregon | 2 | $ 265,000 | $ 132,000 | $ 63,000 |
| Bucks County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 72,000 |
| Luzerne County Pennsylvania | 2 | $ 206,000 | $ 103,000 | $ 83,000 |
| Charleston County South Carolina | 2 | $ 804,000 | $ 402,000 | $ 92,000 |
| Horry County South Carolina | 2 | $ 468,000 | $ 234,000 | $ 205,000 |
| Knox County Tennessee | 2 | $ 955,000 | $ 477,000 | $ 36,000 |
| Sumner County Tennessee | 2 | $ 97,000 | $ 48,000 | $ 51,000 |
| Washington County Tennessee | 2 | $ 182,000 | $ 91,000 | $ 0 |
| Williamson County Tennessee | 2 | $ 84,000 | $ 42,000 | $ 56,000 |
| El Paso County Texas | 2 | $ 1,337,000 | $ 668,000 | $ 0 |
| Harris County Texas | 2 | $ 5,581,000 | $ 2,790,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 145,000 | $ 72,000 | $ 95,000 |
| Washington County Utah | 2 | $ 284,000 | $ 142,000 | $ 83,000 |
| York County Virginia | 2 | $ 65,000 | $ 32,000 | $ 71,000 |
| Spokane County Washington | 2 | $ 2,794,000 | $ 1,397,000 | $ 81,000 |
| Baldwin County Alabama | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Fayette County Alabama | 1 | $ 10,000 | $ 10,000 | $ 10,000 |
| Lee County Alabama | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Limestone County Alabama | 1 | $ 26,000 | $ 26,000 | $ 130,000 |
| Montgomery County Alabama | 1 | $ 80,000 | $ 80,000 | $ 170,000 |
| Morgan County Alabama | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Randolph County Alabama | 1 | $ 40,000 | $ 40,000 | $ 58,000 |
| Shelby County Alabama | 1 | $ 21,000 | $ 21,000 | $ 150,000 |
| Talladega County Alabama | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Matanuska-Susitna County Alaska | 1 | $ 26,000 | $ 26,000 | $ 61,000 |
| Prince of Wales-Outer Ketchikan County Alaska | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Santa Cruz County Arizona | 1 | $ 40,000 | $ 40,000 | $ 90,000 |
| Montgomery County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Pulaski County Arkansas | 1 | $ 12,000 | $ 12,000 | $ 53,000 |
| Sebastian County Arkansas | 1 | $ 769,000 | $ 769,000 | $ 0 |
| Amador County California | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Imperial County California | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Kern County California | 1 | $ 17,000 | $ 17,000 | $ 116,000 |
| Lake County California | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Mendocino County California | 1 | $ 268,000 | $ 268,000 | $ 64,000 |
| Nevada County California | 1 | $ 150,000 | $ 150,000 | $ 204,000 |
| San Benito County California | 1 | $ 553,000 | $ 553,000 | $ 0 |
| Santa Cruz County California | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Sutter County California | 1 | $ 3,219,000 | $ 3,219,000 | $ 0 |
| Tuolumne County California | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Denver County Colorado | 1 | $ 783,000 | $ 783,000 | $ 0 |
| La Plata County Colorado | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Logan County Colorado | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Mesa County Colorado | 1 | $ 27,000 | $ 27,000 | $ 118,000 |
| Teller County Colorado | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Tolland County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 168,000 |
| Windham County Connecticut | 1 | $ 71,000 | $ 71,000 | $ 146,000 |
| Brevard County Florida | 1 | $ 75,000 | $ 75,000 | $ 199,000 |
| Columbia County Florida | 1 | $ 57,000 | $ 57,000 | $ 71,000 |
| Duval County Florida | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Lee County Florida | 1 | $ 260,000 | $ 260,000 | $ 80,000 |
| Leon County Florida | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Martin County Florida | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| Monroe County Florida | 1 | $ 90,000 | $ 90,000 | $ 105,000 |
| Polk County Florida | 1 | $ 140,000 | $ 140,000 | $ 81,000 |
| Seminole County Florida | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Wakulla County Florida | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| Walton County Florida | 1 | $ 351,000 | $ 351,000 | $ 0 |
| Barrow County Georgia | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Bartow County Georgia | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Douglas County Georgia | 1 | $ 10,000 | $ 10,000 | $ 144,000 |
| Floyd County Georgia | 1 | $ 18,000 | $ 18,000 | $ 114,000 |
| Franklin County Georgia | 1 | $ 220,000 | $ 220,000 | $ 65,000 |
| Jasper County Georgia | 1 | $ 30,000 | $ 30,000 | $ 85,000 |
| Newton County Georgia | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Oconee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Pike County Georgia | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Union County Georgia | 1 | $ 86,000 | $ 86,000 | $ 28,000 |
| Bonner County Idaho | 1 | $ 32,000 | $ 32,000 | $ 94,000 |
| Canyon County Idaho | 1 | $ 29,000 | $ 29,000 | $ 50,000 |
| Jefferson County Illinois | 1 | $ 26,000 | $ 26,000 | $ 72,000 |
| Tazewell County Illinois | 1 | $ 50,000 | $ 50,000 | $ 113,000 |
| Vermilion County Illinois | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Clark County Indiana | 1 | $ 50,000 | $ 50,000 | $ 12,000 |
| Elkhart County Indiana | 1 | $ 23,000 | $ 23,000 | $ 91,000 |
| Floyd County Indiana | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| Fulton County Indiana | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
| Hamilton County Indiana | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Johnson County Indiana | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
| Rush County Indiana | 1 | $ 50,000 | $ 50,000 | $ 102,000 |
| Vermillion County Indiana | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Warrick County Indiana | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Dallas County Iowa | 1 | $ 26,000 | $ 26,000 | $ 151,000 |
| Henry County Iowa | 1 | $ 14,000 | $ 14,000 | $ 59,000 |
| Linn County Iowa | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| Lyon County Iowa | 1 | $ 17,000 | $ 17,000 | $ 37,000 |
| Plymouth County Iowa | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Crawford County Kansas | 1 | $ 43,000 | $ 43,000 | $ 97,000 |
| Douglas County Kansas | 1 | $ 50,000 | $ 50,000 | $ 132,000 |
| Hart County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| Jefferson County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 87,000 |
| Caddo County Louisiana | 1 | $ 86,000 | $ 86,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 444,000 | $ 444,000 | $ 0 |
| Androscoggin County Maine | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Sagadahoc County Maine | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Baltimore City County Maryland | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Berkshire County Massachusetts | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Nantucket County Massachusetts | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 543,000 | $ 543,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Ottawa County Michigan | 1 | $ 54,000 | $ 54,000 | $ 32,000 |
| Aitkin County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 104,000 |
| Anoka County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Dakota County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 96,000 |
| Goodhue County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Stearns County Minnesota | 1 | $ 1,419,000 | $ 1,419,000 | $ 0 |
| Steele County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Washington County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 300,000 |
| Wright County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Adams County Mississippi | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Forrest County Mississippi | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Hancock County Mississippi | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| Hinds County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 44,000 |
| Barton County Missouri | 1 | $ 64,000 | $ 64,000 | $ 78,000 |
| Boone County Missouri | 1 | $ 666,000 | $ 666,000 | $ 0 |
| Cass County Missouri | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Cole County Missouri | 1 | $ 2,021,000 | $ 2,021,000 | $ 0 |
| Platte County Missouri | 1 | $ 50,000 | $ 50,000 | $ 260,000 |
| St. Louis City County Missouri | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Fergus County Montana | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Flathead County Montana | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Gallatin County Montana | 1 | $ 30,000 | $ 30,000 | $ 246,000 |
| Stillwater County Montana | 1 | $ 113,000 | $ 113,000 | $ 71,000 |
| Yellowstone County Montana | 1 | $ 17,000 | $ 17,000 | $ 40,000 |
| Dakota County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
| Douglas County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 66,000 |
| Red Willow County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Carson City County Nevada | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Belknap County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Carroll County New Hampshire | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Merrimack County New Hampshire | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
| Rockingham County New Hampshire | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| Atlantic County New Jersey | 1 | $ 44,000 | $ 44,000 | $ 39,000 |
| Cape May County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 25,000 |
| Gloucester County New Jersey | 1 | $ 80,000 | $ 80,000 | $ 116,000 |
| Hunterdon County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 196,000 |
| Morris County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Passaic County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Sussex County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 148,000 |
| Union County New Jersey | 1 | $ 576,000 | $ 576,000 | $ 0 |
| Warren County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
| Eddy County New Mexico | 1 | $ 13,000 | $ 13,000 | $ 83,000 |
| Sandoval County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 250,000 |
| Santa Fe County New Mexico | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
| Bronx County New York | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Delaware County New York | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Dutchess County New York | 1 | $ 75,000 | $ 75,000 | $ 128,000 |
| Erie County New York | 1 | $ 12,000 | $ 12,000 | $ 54,000 |
| Madison County New York | 1 | $ 55,000 | $ 55,000 | $ 162,000 |
| Orange County New York | 1 | $ 74,000 | $ 74,000 | $ 161,000 |
| Avery County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Beaufort County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 181,000 |
| Buncombe County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Cherokee County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 150,000 |
| Durham County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 43,000 |
| Forsyth County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 179,000 |
| Granville County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 360,000 |
| Harnett County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Haywood County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| Jackson County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 81,000 |
| New Hanover County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Watauga County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Allen County Ohio | 1 | $ 29,000 | $ 29,000 | $ 94,000 |
| Belmont County Ohio | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Butler County Ohio | 1 | $ 50,000 | $ 50,000 | $ 228,000 |
| Delaware County Ohio | 1 | $ 365,000 | $ 365,000 | $ 149,000 |
| Fulton County Ohio | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Greene County Ohio | 1 | $ 38,000 | $ 38,000 | $ 61,000 |
| Hancock County Ohio | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| Licking County Ohio | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Lorain County Ohio | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
| Stark County Ohio | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 1,880,000 | $ 1,880,000 | $ 0 |
| Benton County Oregon | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Columbia County Oregon | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
| Deschutes County Oregon | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Lane County Oregon | 1 | $ 30,000 | $ 30,000 | $ 91,000 |
| Lincoln County Oregon | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Marion County Oregon | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Berks County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Delaware County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Lackawanna County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 708,000 |
| Lancaster County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
| Lawrence County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Lehigh County Pennsylvania | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Perry County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 85,000 |
| Newport County Rhode Island | 1 | $ 30,000 | $ 30,000 | $ 310,000 |
| Spartanburg County South Carolina | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 67,000 |
| Tipton County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Cameron County Texas | 1 | $ 327,000 | $ 327,000 | $ 0 |
| Grayson County Texas | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Nacogdoches County Texas | 1 | $ 524,000 | $ 524,000 | $ 0 |
| Tarrant County Texas | 1 | $ 3,069,000 | $ 3,069,000 | $ 0 |
| Travis County Texas | 1 | $ 999,000 | $ 999,000 | $ 0 |
| Davis County Utah | 1 | $ 70,000 | $ 70,000 | $ 123,000 |
| Utah County Utah | 1 | $ 1,051,000 | $ 1,051,000 | $ 0 |
| Franklin County Vermont | 1 | $ 30,000 | $ 30,000 | $ 79,000 |
| Accomack County Virginia | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| Appomattox County Virginia | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
| Arlington County Virginia | 1 | $ 50,000 | $ 50,000 | $ 271,000 |
| Bedford County Virginia | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Hanover County Virginia | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
| Manassas County Virginia | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Newport News County Virginia | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
| Norfolk County Virginia | 1 | $ 30,000 | $ 30,000 | $ 89,000 |
| Nottoway County Virginia | 1 | $ 36,000 | $ 36,000 | $ 150,000 |
| Portsmouth County Virginia | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Richmond City County Virginia | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| Roanoke County Virginia | 1 | $ 17,000 | $ 17,000 | $ 63,000 |
| Spotsylvania County Virginia | 1 | $ 50,000 | $ 50,000 | $ 117,000 |
| Washington County Virginia | 1 | $ 100,000 | $ 100,000 | $ 93,000 |
| Winchester County Virginia | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
| Island County Washington | 1 | $ 561,000 | $ 561,000 | $ 0 |
| Pend Oreille County Washington | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Hancock County West Virginia | 1 | $ 34,000 | $ 34,000 | $ 63,000 |
| Jefferson County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Marion County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Mercer County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 13,000 |
| Preston County West Virginia | 1 | $ 51,000 | $ 51,000 | $ 77,000 |
| Barron County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Chippewa County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 164,000 |
| Columbia County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 192,000 |
| Green County Wisconsin | 1 | $ 22,000 | $ 22,000 | $ 54,000 |
| Juneau County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 131,000 |
| Kenosha County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 128,000 |
| Menominee County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 74,000 |
| Milwaukee County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 138,000 |
| Oneida County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Outagamie County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 102,000 |
| Ozaukee County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 85,000 |
| Polk County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 122,000 |
| Waukesha County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 76,000 |
| Winnebago County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 131,000 |
| Johnson County Wyoming | 1 | $ 12,000 | $ 12,000 | $ 40,000 |
| Natrona County Wyoming | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Sweetwater County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Bank Of Internet Usa in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 594 | $225,668,000 | $379,000 | $4,125,000 | $76,000 | $1,000,000 |
| Home Improvement | 418 | $19,476,000 | $46,000 | $500,000 | $110,000 | $3,350,000 |
| Home Purchase | 23 | $17,671,000 | $768,000 | $3,069,000 | $62,000 | $1,399,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 456 | $56,546,000 | $124,000 | $1,800,000 | $115,000 | $1,399,000 |
| Not Provided | 264 | $25,521,000 | $96,000 | $2,098,000 | $109,000 | $675,000 |
| Not applicable | 219 | $168,561,000 | $769,000 | $4,125,000 | $0 | $0 |
| Hispanic | 45 | $7,394,000 | $164,000 | $758,000 | $93,000 | $293,000 |
| Asian | 25 | $2,870,000 | $114,000 | $500,000 | $235,000 | $3,350,000 |
| Black or African American | 14 | $598,000 | $42,000 | $149,000 | $54,000 | $98,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $490,000 | $61,000 | $115,000 | $90,000 | $141,000 |
| American Indian or Alaskan Native | 4 | $835,000 | $208,000 | $715,000 | $48,000 | $86,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,035 | $262,815,000 | $253,000 | $4,125,000 | $89,000 | $3,350,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 313 | $212,020,000 | $677,000 | $4,125,000 | $48,000 | $1,000,000 |
| Application Denied By Financial Institution | 284 | $21,432,000 | $75,000 | $730,000 | $110,000 | $3,350,000 |
| Loan Originated | 238 | $15,979,000 | $67,000 | $615,000 | $101,000 | $418,000 |
| File Closed For Incompleteness | 101 | $6,137,000 | $60,000 | $500,000 | $115,000 | $1,399,000 |
| Application Withdrawn By Applicant | 99 | $7,247,000 | $73,000 | $417,000 | $109,000 | $468,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 112 | $7,868,000 | $70,000 | $417,000 | $118,000 | $708,000 |
| Credit History | 57 | $3,713,000 | $65,000 | $460,000 | $84,000 | $336,000 |
| Debt-To-Income Ratio | 55 | $5,647,000 | $102,000 | $730,000 | $88,000 | $516,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $2,301,000 | $63,000 | $545,000 | $81,000 | $444,000 |
| Other | 24 | $1,903,000 | $79,000 | $715,000 | $230,000 | $3,350,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Internet Usa's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Internet Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.