Bank Of Oklahoma, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Bank Of Oklahoma, Na 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Oklahoma, Na Po Box 2300 Tulsa, OK 74102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,984 |
| Total Mortgage Loan Application Amount | $1,526,625,000 |
| Average Mortgage Loan Application Amount | $93,333 |
| Highest Mortgage Loan Application Amount | $5,850,000 |
| Average Applicant Income | $70,666 |
| Highest Applicant Income | $4,900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Bank Of Oklahoma, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Oklahoma, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Bank Of Oklahoma, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Oklahoma, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Oklahoma, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Oklahoma, Na's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa County Oklahoma | 2,877 | $ 266,143,000 | $ 92,000 | $ 77,000 |
| Oklahoma County Oklahoma | 1,897 | $ 174,913,000 | $ 92,000 | $ 74,000 |
| Comanche County Oklahoma | 566 | $ 65,544,000 | $ 115,000 | $ 68,000 |
| Cleveland County Oklahoma | 552 | $ 52,271,000 | $ 94,000 | $ 66,000 |
| Wagoner County Oklahoma | 347 | $ 30,210,000 | $ 87,000 | $ 64,000 |
| Garfield County Oklahoma | 322 | $ 24,143,000 | $ 74,000 | $ 57,000 |
| Bernalillo County New Mexico | 303 | $ 48,840,000 | $ 161,000 | $ 85,000 |
| Rogers County Oklahoma | 293 | $ 28,380,000 | $ 96,000 | $ 64,000 |
| Benton County Arkansas | 274 | $ 38,381,000 | $ 140,000 | $ 69,000 |
| Muskogee County Oklahoma | 234 | $ 12,233,000 | $ 52,000 | $ 51,000 |
| Canadian County Oklahoma | 232 | $ 19,696,000 | $ 84,000 | $ 62,000 |
| Creek County Oklahoma | 195 | $ 16,711,000 | $ 85,000 | $ 58,000 |
| Washington County Arkansas | 158 | $ 19,503,000 | $ 123,000 | $ 54,000 |
| Dallas County Texas | 130 | $ 35,842,000 | $ 275,000 | $ 211,000 |
| Harris County Texas | 108 | $ 17,276,000 | $ 159,000 | $ 103,000 |
| Delaware County Oklahoma | 102 | $ 12,250,000 | $ 120,000 | $ 134,000 |
| Osage County Oklahoma | 91 | $ 6,692,000 | $ 73,000 | $ 54,000 |
| Jackson County Missouri | 90 | $ 11,069,000 | $ 122,000 | $ 57,000 |
| McIntosh County Oklahoma | 87 | $ 6,633,000 | $ 76,000 | $ 54,000 |
| Washington County Oklahoma | 75 | $ 3,628,000 | $ 48,000 | $ 53,000 |
| Cass County Missouri | 67 | $ 7,792,000 | $ 116,000 | $ 67,000 |
| Sandoval County New Mexico | 64 | $ 10,757,000 | $ 168,000 | $ 104,000 |
| Pittsburg County Oklahoma | 58 | $ 4,343,000 | $ 74,000 | $ 49,000 |
| Wyandotte County Kansas | 57 | $ 5,461,000 | $ 95,000 | $ 56,000 |
| Logan County Oklahoma | 53 | $ 3,278,000 | $ 61,000 | $ 50,000 |
| McClain County Oklahoma | 50 | $ 4,968,000 | $ 99,000 | $ 67,000 |
| Tarrant County Texas | 50 | $ 11,131,000 | $ 222,000 | $ 125,000 |
| Collin County Texas | 49 | $ 7,567,000 | $ 154,000 | $ 100,000 |
| Johnson County Kansas | 47 | $ 6,218,000 | $ 132,000 | $ 81,000 |
| Valencia County New Mexico | 47 | $ 6,109,000 | $ 129,000 | $ 80,000 |
| Fort Bend County Texas | 45 | $ 6,201,000 | $ 137,000 | $ 126,000 |
| Santa Fe County New Mexico | 37 | $ 8,630,000 | $ 233,000 | $ 109,000 |
| Pottawatomie County Oklahoma | 37 | $ 3,405,000 | $ 92,000 | $ 76,000 |
| Denver County Colorado | 33 | $ 5,893,000 | $ 178,000 | $ 72,000 |
| Kay County Oklahoma | 28 | $ 1,331,000 | $ 47,000 | $ 48,000 |
| Okmulgee County Oklahoma | 26 | $ 1,960,000 | $ 75,000 | $ 62,000 |
| Pawnee County Oklahoma | 26 | $ 1,860,000 | $ 71,000 | $ 59,000 |
| Maricopa County Arizona | 24 | $ 24,704,000 | $ 1,029,000 | $ 383,000 |
| Grady County Oklahoma | 23 | $ 2,376,000 | $ 103,000 | $ 77,000 |
| Stephens County Oklahoma | 22 | $ 2,323,000 | $ 105,000 | $ 65,000 |
| Jefferson County Colorado | 20 | $ 3,571,000 | $ 178,000 | $ 93,000 |
| Arapahoe County Colorado | 19 | $ 4,491,000 | $ 236,000 | $ 89,000 |
| Haskell County Oklahoma | 18 | $ 1,584,000 | $ 88,000 | $ 62,000 |
| Jackson County Oklahoma | 18 | $ 1,415,000 | $ 78,000 | $ 53,000 |
| Mayes County Oklahoma | 17 | $ 1,479,000 | $ 87,000 | $ 65,000 |
| Ottawa County Oklahoma | 16 | $ 1,084,000 | $ 67,000 | $ 49,000 |
| Cherokee County Oklahoma | 14 | $ 1,488,000 | $ 106,000 | $ 85,000 |
| Lincoln County Oklahoma | 13 | $ 919,000 | $ 70,000 | $ 46,000 |
| Payne County Oklahoma | 13 | $ 1,091,000 | $ 83,000 | $ 83,000 |
| Denton County Texas | 13 | $ 3,677,000 | $ 282,000 | $ 117,000 |
| Clay County Missouri | 11 | $ 1,185,000 | $ 107,000 | $ 56,000 |
| Cotton County Oklahoma | 11 | $ 792,000 | $ 72,000 | $ 63,000 |
| Sequoyah County Oklahoma | 10 | $ 1,032,000 | $ 103,000 | $ 200,000 |
| Galveston County Texas | 10 | $ 2,274,000 | $ 227,000 | $ 317,000 |
| Douglas County Colorado | 9 | $ 2,135,000 | $ 237,000 | $ 140,000 |
| Cibola County New Mexico | 9 | $ 734,000 | $ 81,000 | $ 31,000 |
| Caddo County Oklahoma | 9 | $ 637,000 | $ 70,000 | $ 50,000 |
| Summit County Colorado | 8 | $ 1,314,000 | $ 164,000 | $ 97,000 |
| St. Louis County Missouri | 8 | $ 2,235,000 | $ 279,000 | $ 164,000 |
| Kingfisher County Oklahoma | 8 | $ 836,000 | $ 104,000 | $ 62,000 |
| Cook County Illinois | 7 | $ 1,214,000 | $ 173,000 | $ 80,000 |
| Garvin County Oklahoma | 7 | $ 620,000 | $ 88,000 | $ 77,000 |
| McCurtain County Oklahoma | 7 | $ 708,000 | $ 101,000 | $ 57,000 |
| Madison County Arkansas | 6 | $ 535,000 | $ 89,000 | $ 35,000 |
| Shawnee County Kansas | 6 | $ 366,000 | $ 61,000 | $ 45,000 |
| Bates County Missouri | 6 | $ 589,000 | $ 98,000 | $ 42,000 |
| Torrance County New Mexico | 6 | $ 505,000 | $ 84,000 | $ 50,000 |
| Latimer County Oklahoma | 6 | $ 277,000 | $ 46,000 | $ 45,000 |
| Pontotoc County Oklahoma | 6 | $ 1,014,000 | $ 169,000 | $ 114,000 |
| Bexar County Texas | 6 | $ 615,000 | $ 102,000 | $ 85,000 |
| Grayson County Texas | 6 | $ 873,000 | $ 145,000 | $ 107,000 |
| Pima County Arizona | 5 | $ 2,668,000 | $ 533,000 | $ 106,000 |
| Adams County Colorado | 5 | $ 631,000 | $ 126,000 | $ 42,000 |
| Taos County New Mexico | 5 | $ 755,000 | $ 151,000 | $ 232,000 |
| Craig County Oklahoma | 5 | $ 413,000 | $ 82,000 | $ 65,000 |
| Custer County Oklahoma | 5 | $ 773,000 | $ 154,000 | $ 87,000 |
| Major County Oklahoma | 5 | $ 176,000 | $ 35,000 | $ 42,000 |
| Nowata County Oklahoma | 5 | $ 473,000 | $ 94,000 | $ 126,000 |
| Brazoria County Texas | 5 | $ 479,000 | $ 95,000 | $ 125,000 |
| Pulaski County Arkansas | 4 | $ 658,000 | $ 164,000 | $ 125,000 |
| Boulder County Colorado | 4 | $ 902,000 | $ 225,000 | $ 157,000 |
| Leavenworth County Kansas | 4 | $ 669,000 | $ 167,000 | $ 70,000 |
| Christian County Missouri | 4 | $ 365,000 | $ 91,000 | $ 62,000 |
| Jasper County Missouri | 4 | $ 468,000 | $ 117,000 | $ 83,000 |
| McDonald County Missouri | 4 | $ 262,000 | $ 65,000 | $ 44,000 |
| Platte County Missouri | 4 | $ 421,000 | $ 105,000 | $ 52,000 |
| Clark County Nevada | 4 | $ 793,000 | $ 198,000 | $ 60,000 |
| Beckham County Oklahoma | 4 | $ 272,000 | $ 68,000 | $ 147,000 |
| Bryan County Oklahoma | 4 | $ 338,000 | $ 84,000 | $ 51,000 |
| Le Flore County Oklahoma | 4 | $ 190,000 | $ 47,000 | $ 33,000 |
| Tillman County Oklahoma | 4 | $ 208,000 | $ 52,000 | $ 41,000 |
| Woodward County Oklahoma | 4 | $ 278,000 | $ 69,000 | $ 44,000 |
| Shelby County Tennessee | 4 | $ 591,000 | $ 147,000 | $ 136,000 |
| Hunt County Texas | 4 | $ 246,000 | $ 61,000 | $ 50,000 |
| Parker County Texas | 4 | $ 582,000 | $ 145,000 | $ 85,000 |
| Van Zandt County Texas | 4 | $ 537,000 | $ 134,000 | $ 99,000 |
| Carroll County Arkansas | 3 | $ 343,000 | $ 114,000 | $ 112,000 |
| Lonoke County Arkansas | 3 | $ 303,000 | $ 101,000 | $ 98,000 |
| Eagle County Colorado | 3 | $ 1,616,000 | $ 538,000 | $ 257,000 |
| El Paso County Colorado | 3 | $ 727,000 | $ 242,000 | $ 126,000 |
| Okaloosa County Florida | 3 | $ 369,000 | $ 123,000 | $ 104,000 |
| Montgomery County Kansas | 3 | $ 120,000 | $ 40,000 | $ 51,000 |
| Montgomery County Maryland | 3 | $ 750,000 | $ 250,000 | $ 72,000 |
| Socorro County New Mexico | 3 | $ 241,000 | $ 80,000 | $ 90,000 |
| Alfalfa County Oklahoma | 3 | $ 172,000 | $ 57,000 | $ 55,000 |
| Grant County Oklahoma | 3 | $ 94,000 | $ 31,000 | $ 47,000 |
| Hughes County Oklahoma | 3 | $ 87,000 | $ 29,000 | $ 37,000 |
| Marshall County Oklahoma | 3 | $ 241,000 | $ 80,000 | $ 99,000 |
| Brazos County Texas | 3 | $ 286,000 | $ 95,000 | $ 178,000 |
| Montgomery County Texas | 3 | $ 384,000 | $ 128,000 | $ 114,000 |
| Travis County Texas | 3 | $ 1,034,000 | $ 344,000 | $ 313,000 |
| Yavapai County Arizona | 2 | $ 604,000 | $ 302,000 | $ 283,000 |
| Crawford County Arkansas | 2 | $ 187,000 | $ 93,000 | $ 43,000 |
| Garland County Arkansas | 2 | $ 122,000 | $ 61,000 | $ 89,000 |
| Pope County Arkansas | 2 | $ 217,000 | $ 108,000 | $ 97,000 |
| Saline County Arkansas | 2 | $ 180,000 | $ 90,000 | $ 35,000 |
| Sebastian County Arkansas | 2 | $ 316,000 | $ 158,000 | $ 98,000 |
| Kern County California | 2 | $ 326,000 | $ 163,000 | $ 101,000 |
| Orange County California | 2 | $ 1,317,000 | $ 658,000 | $ 252,000 |
| Bay County Florida | 2 | $ 1,118,000 | $ 559,000 | $ 180,000 |
| Duval County Florida | 2 | $ 267,000 | $ 133,000 | $ 46,000 |
| Hillsborough County Florida | 2 | $ 490,000 | $ 245,000 | $ 730,000 |
| Miami-Dade County Florida | 2 | $ 203,000 | $ 101,000 | $ 106,000 |
| Fulton County Georgia | 2 | $ 246,000 | $ 123,000 | $ 70,000 |
| Will County Illinois | 2 | $ 238,000 | $ 119,000 | $ 174,000 |
| Williamson County Illinois | 2 | $ 83,000 | $ 41,000 | $ 50,000 |
| Crawford County Kansas | 2 | $ 193,000 | $ 96,000 | $ 73,000 |
| Sedgwick County Kansas | 2 | $ 201,000 | $ 100,000 | $ 37,000 |
| Howard County Maryland | 2 | $ 404,000 | $ 202,000 | $ 122,000 |
| Wayne County Michigan | 2 | $ 85,000 | $ 42,000 | $ 41,000 |
| Jefferson County Missouri | 2 | $ 282,000 | $ 141,000 | $ 53,000 |
| Johnson County Missouri | 2 | $ 194,000 | $ 97,000 | $ 28,000 |
| Morgan County Missouri | 2 | $ 75,000 | $ 37,000 | $ 97,000 |
| Douglas County Nebraska | 2 | $ 227,000 | $ 113,000 | $ 50,000 |
| Chaves County New Mexico | 2 | $ 152,000 | $ 76,000 | $ 67,000 |
| Quay County New Mexico | 2 | $ 211,000 | $ 105,000 | $ 58,000 |
| Albany County New York | 2 | $ 367,000 | $ 183,000 | $ 56,000 |
| Wake County North Carolina | 2 | $ 334,000 | $ 167,000 | $ 75,000 |
| Kiowa County Oklahoma | 2 | $ 102,000 | $ 51,000 | $ 35,000 |
| Woods County Oklahoma | 2 | $ 118,000 | $ 59,000 | $ 42,000 |
| Oconee County South Carolina | 2 | $ 1,420,000 | $ 710,000 | $ 18,000 |
| Davidson County Tennessee | 2 | $ 184,000 | $ 92,000 | $ 36,000 |
| DeKalb County Tennessee | 2 | $ 195,000 | $ 97,000 | $ 41,000 |
| Knox County Tennessee | 2 | $ 321,000 | $ 160,000 | $ 72,000 |
| Montgomery County Tennessee | 2 | $ 378,000 | $ 189,000 | $ 76,000 |
| Bastrop County Texas | 2 | $ 158,000 | $ 79,000 | $ 74,000 |
| Bosque County Texas | 2 | $ 268,000 | $ 134,000 | $ 250,000 |
| Bowie County Texas | 2 | $ 158,000 | $ 79,000 | $ 100,000 |
| Chambers County Texas | 2 | $ 182,000 | $ 91,000 | $ 65,000 |
| Hays County Texas | 2 | $ 698,000 | $ 349,000 | $ 210,000 |
| Lubbock County Texas | 2 | $ 78,000 | $ 39,000 | $ 285,000 |
| Rockwall County Texas | 2 | $ 709,000 | $ 354,000 | $ 167,000 |
| Wise County Texas | 2 | $ 461,000 | $ 230,000 | $ 140,000 |
| Culpeper County Virginia | 2 | $ 393,000 | $ 196,000 | $ 70,000 |
| Fairfax County Virginia | 2 | $ 650,000 | $ 325,000 | $ 109,000 |
| Prince William County Virginia | 2 | $ 651,000 | $ 325,000 | $ 189,000 |
| Virginia Beach County Virginia | 2 | $ 520,000 | $ 260,000 | $ 513,000 |
| Lee County Alabama | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| St. Clair County Alabama | 1 | $ 108,000 | $ 108,000 | $ 47,000 |
| Cochise County Arizona | 1 | $ 160,000 | $ 160,000 | $ 96,000 |
| Boone County Arkansas | 1 | $ 94,000 | $ 94,000 | $ 77,000 |
| Greene County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Jefferson County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 115,000 |
| Marion County Arkansas | 1 | $ 227,000 | $ 227,000 | $ 1,137,000 |
| Yell County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 21,000 |
| Contra Costa County California | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Mariposa County California | 1 | $ 560,000 | $ 560,000 | $ 185,000 |
| Sacramento County California | 1 | $ 86,000 | $ 86,000 | $ 86,000 |
| San Diego County California | 1 | $ 325,000 | $ 325,000 | $ 197,000 |
| San Francisco County California | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Chaffee County Colorado | 1 | $ 960,000 | $ 960,000 | $ 435,000 |
| Costilla County Colorado | 1 | $ 82,000 | $ 82,000 | $ 62,000 |
| Elbert County Colorado | 1 | $ 335,000 | $ 335,000 | $ 62,000 |
| Larimer County Colorado | 1 | $ 152,000 | $ 152,000 | $ 37,000 |
| Las Animas County Colorado | 1 | $ 640,000 | $ 640,000 | $ 290,000 |
| Pitkin County Colorado | 1 | $ 5,850,000 | $ 5,850,000 | $ 2,359,000 |
| San Miguel County Colorado | 1 | $ 1,500,000 | $ 1,500,000 | $ 325,000 |
| Weld County Colorado | 1 | $ 51,000 | $ 51,000 | $ 60,000 |
| New Haven County Connecticut | 1 | $ 610,000 | $ 610,000 | $ 164,000 |
| Kent County Delaware | 1 | $ 186,000 | $ 186,000 | $ 80,000 |
| District of Columbia County District Of Columbia | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Hernando County Florida | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Highlands County Florida | 1 | $ 66,000 | $ 66,000 | $ 26,000 |
| Lake County Florida | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Leon County Florida | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Pasco County Florida | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Seminole County Florida | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| Walton County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 309,000 |
| Gwinnett County Georgia | 1 | $ 113,000 | $ 113,000 | $ 60,000 |
| Pickens County Georgia | 1 | $ 160,000 | $ 160,000 | $ 316,000 |
| Tift County Georgia | 1 | $ 98,000 | $ 98,000 | $ 64,000 |
| Hawaii County Hawaii | 1 | $ 268,000 | $ 268,000 | $ 115,000 |
| Honolulu County Hawaii | 1 | $ 10,000 | $ 10,000 | $ 102,000 |
| Kane County Illinois | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Monroe County Illinois | 1 | $ 227,000 | $ 227,000 | $ 102,000 |
| Elkhart County Indiana | 1 | $ 296,000 | $ 296,000 | $ 93,000 |
| Warrick County Indiana | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Coffey County Kansas | 1 | $ 57,000 | $ 57,000 | $ 38,000 |
| Cowley County Kansas | 1 | $ 90,000 | $ 90,000 | $ 97,000 |
| Greenwood County Kansas | 1 | $ 151,000 | $ 151,000 | $ 91,000 |
| Miami County Kansas | 1 | $ 167,000 | $ 167,000 | $ 94,000 |
| Pratt County Kansas | 1 | $ 32,000 | $ 32,000 | $ 41,000 |
| Wabaunsee County Kansas | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Daviess County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 81,000 |
| Orleans County Louisiana | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
| St. Tammany County Louisiana | 1 | $ 199,000 | $ 199,000 | $ 68,000 |
| Sagadahoc County Maine | 1 | $ 168,000 | $ 168,000 | $ 86,000 |
| Washington County Maine | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Carroll County Maryland | 1 | $ 163,000 | $ 163,000 | $ 117,000 |
| Harford County Maryland | 1 | $ 143,000 | $ 143,000 | $ 86,000 |
| Van Buren County Michigan | 1 | $ 123,000 | $ 123,000 | $ 123,000 |
| DeSoto County Mississippi | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Adair County Missouri | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Barry County Missouri | 1 | $ 56,000 | $ 56,000 | $ 60,000 |
| Buchanan County Missouri | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Butler County Missouri | 1 | $ 71,000 | $ 71,000 | $ 25,000 |
| Carroll County Missouri | 1 | $ 47,000 | $ 47,000 | $ 26,000 |
| Clinton County Missouri | 1 | $ 96,000 | $ 96,000 | $ 67,000 |
| Franklin County Missouri | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
| Greene County Missouri | 1 | $ 154,000 | $ 154,000 | $ 46,000 |
| Lafayette County Missouri | 1 | $ 83,000 | $ 83,000 | $ 44,000 |
| Nodaway County Missouri | 1 | $ 163,000 | $ 163,000 | $ 60,000 |
| Randolph County Missouri | 1 | $ 51,000 | $ 51,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 139,000 | $ 139,000 | $ 106,000 |
| St. Louis City County Missouri | 1 | $ 114,000 | $ 114,000 | $ 250,000 |
| Sarpy County Nebraska | 1 | $ 153,000 | $ 153,000 | $ 111,000 |
| Washoe County Nevada | 1 | $ 124,000 | $ 124,000 | $ 22,000 |
| Camden County New Jersey | 1 | $ 146,000 | $ 146,000 | $ 86,000 |
| Essex County New Jersey | 1 | $ 97,000 | $ 97,000 | $ 102,000 |
| Mercer County New Jersey | 1 | $ 103,000 | $ 103,000 | $ 76,000 |
| Ocean County New Jersey | 1 | $ 93,000 | $ 93,000 | $ 82,000 |
| Lincoln County New Mexico | 1 | $ 139,000 | $ 139,000 | $ 43,000 |
| Rio Arriba County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 20,000 |
| San Juan County New Mexico | 1 | $ 180,000 | $ 180,000 | $ 286,000 |
| San Miguel County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 150,000 |
| Sullivan County New York | 1 | $ 385,000 | $ 385,000 | $ 294,000 |
| Duplin County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Durham County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 124,000 |
| Forsyth County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| Nash County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 91,000 |
| Orange County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 61,000 |
| Cuyahoga County Ohio | 1 | $ 145,000 | $ 145,000 | $ 147,000 |
| Franklin County Ohio | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Lorain County Ohio | 1 | $ 67,000 | $ 67,000 | $ 35,000 |
| Portage County Ohio | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Blaine County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Carter County Oklahoma | 1 | $ 57,000 | $ 57,000 | $ 61,000 |
| Choctaw County Oklahoma | 1 | $ 106,000 | $ 106,000 | $ 79,000 |
| Greer County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 52,000 |
| Jefferson County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 20,000 |
| Murray County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Noble County Oklahoma | 1 | $ 27,000 | $ 27,000 | $ 46,000 |
| Okfuskee County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Pushmataha County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Seminole County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 51,000 |
| Lackawanna County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Montgomery County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 93,000 |
| Philadelphia County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 55,000 |
| Hamilton County Tennessee | 1 | $ 227,000 | $ 227,000 | $ 67,000 |
| Sevier County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 80,000 |
| Bell County Texas | 1 | $ 208,000 | $ 208,000 | $ 79,000 |
| Burnet County Texas | 1 | $ 575,000 | $ 575,000 | $ 884,000 |
| El Paso County Texas | 1 | $ 135,000 | $ 135,000 | $ 145,000 |
| Ellis County Texas | 1 | $ 152,000 | $ 152,000 | $ 80,000 |
| Harrison County Texas | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Henderson County Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Hood County Texas | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Jefferson County Texas | 1 | $ 85,000 | $ 85,000 | $ 131,000 |
| Kaufman County Texas | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Lamar County Texas | 1 | $ 356,000 | $ 356,000 | $ 169,000 |
| Leon County Texas | 1 | $ 44,000 | $ 44,000 | $ 157,000 |
| Limestone County Texas | 1 | $ 34,000 | $ 34,000 | $ 31,000 |
| Moore County Texas | 1 | $ 53,000 | $ 53,000 | $ 21,000 |
| Nueces County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 2,000,000 | $ 2,000,000 | $ 870,000 |
| Taylor County Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Wichita County Texas | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Williamson County Texas | 1 | $ 166,000 | $ 166,000 | $ 70,000 |
| Wood County Texas | 1 | $ 296,000 | $ 296,000 | $ 217,000 |
| Albemarle County Virginia | 1 | $ 54,000 | $ 54,000 | $ 71,000 |
| Arlington County Virginia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 52,000 | $ 52,000 | $ 22,000 |
| Frederick County Virginia | 1 | $ 189,000 | $ 189,000 | $ 31,000 |
| Mecklenburg County Virginia | 1 | $ 99,000 | $ 99,000 | $ 100,000 |
| Prince George County Virginia | 1 | $ 65,000 | $ 65,000 | $ 138,000 |
| Suffolk County Virginia | 1 | $ 161,000 | $ 161,000 | $ 83,000 |
| King County Washington | 1 | $ 312,000 | $ 312,000 | $ 98,000 |
| Kitsap County Washington | 1 | $ 242,000 | $ 242,000 | $ 326,000 |
| Pierce County Washington | 1 | $ 198,000 | $ 198,000 | $ 107,000 |
| Spokane County Washington | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Berkeley County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Jefferson County West Virginia | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
| Oneida County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 280,000 |
Mortgage Loan Application Detail Totals for Bank Of Oklahoma, Na in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,698 | $1,171,638,000 | $120,000 | $5,850,000 | $68,000 | $4,322,000 |
| Refinancing | 2,282 | $278,729,000 | $122,000 | $3,000,000 | $78,000 | $4,900,000 |
| Home Improvement | 2,004 | $76,258,000 | $38,000 | $3,500,000 | $66,000 | $2,138,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,175 | $1,107,567,000 | $108,000 | $4,000,000 | $74,000 | $4,900,000 |
| Hispanic | 1,323 | $151,187,000 | $114,000 | $5,850,000 | $52,000 | $2,359,000 |
| Not Provided | 785 | $98,590,000 | $125,000 | $3,500,000 | $67,000 | $1,462,000 |
| Black or African American | 760 | $72,627,000 | $95,000 | $1,200,000 | $50,000 | $596,000 |
| American Indian or Alaskan Native | 561 | $48,137,000 | $85,000 | $720,000 | $59,000 | $2,138,000 |
| Asian | 291 | $35,739,000 | $122,000 | $560,000 | $84,000 | $1,000,000 |
| Not applicable | 54 | $8,411,000 | $155,000 | $1,384,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 35 | $4,367,000 | $124,000 | $640,000 | $103,000 | $1,105,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,933 | $1,175,736,000 | $107,000 | $5,850,000 | $75,000 | $4,900,000 |
| FHA-insured (Federal Housing Administration) | 2,197 | $232,234,000 | $105,000 | $283,000 | $48,000 | $338,000 |
| VA-guaranteed (Veterans Administration) | 801 | $112,163,000 | $140,000 | $387,000 | $60,000 | $242,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $6,492,000 | $122,000 | $370,000 | $43,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,960 | $932,024,000 | $117,000 | $5,850,000 | $80,000 | $4,322,000 |
| Preapproval Denied by Financial Institution | 2,741 | $303,704,000 | $110,000 | $1,523,000 | $45,000 | $1,000,000 |
| Application Denied By Financial Institution | 1,809 | $107,686,000 | $59,000 | $1,500,000 | $59,000 | $2,138,000 |
| Preapproval Approved but not Accepted | 763 | $97,740,000 | $128,000 | $2,000,000 | $62,000 | $2,278,000 |
| Application Approved But Not Accepted | 321 | $26,680,000 | $83,000 | $728,000 | $81,000 | $1,010,000 |
| Application Withdrawn By Applicant | 264 | $41,909,000 | $158,000 | $1,480,000 | $97,000 | $4,900,000 |
| File Closed For Incompleteness | 126 | $16,882,000 | $133,000 | $395,000 | $64,000 | $314,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,447 | $200,907,000 | $82,000 | $1,523,000 | $49,000 | $2,138,000 |
| Debt-To-Income Ratio | 1,324 | $122,456,000 | $92,000 | $1,000,000 | $40,000 | $508,000 |
| Credit Application Incomplete | 301 | $46,167,000 | $153,000 | $1,350,000 | $75,000 | $1,000,000 |
| Collateral | 209 | $15,176,000 | $72,000 | $1,500,000 | $70,000 | $578,000 |
| Other | 121 | $12,486,000 | $103,000 | $560,000 | $74,000 | $639,000 |
| Unverifiable Information | 74 | $7,344,000 | $99,000 | $536,000 | $72,000 | $570,000 |
| Employment History | 61 | $6,046,000 | $99,000 | $399,000 | $51,000 | $336,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $808,000 | $62,000 | $160,000 | $61,000 | $140,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Oklahoma, Na's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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