Bank Of Oklahoma, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Bank Of Oklahoma, Na 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Oklahoma, Na Po Box 2300 Tulsa, OK 74102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,211 |
| Total Mortgage Loan Application Amount | $1,425,411,000 |
| Average Mortgage Loan Application Amount | $97,666 |
| Highest Mortgage Loan Application Amount | $5,600,000 |
| Average Applicant Income | $79,333 |
| Highest Applicant Income | $5,183,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Bank Of Oklahoma, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Oklahoma, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Bank Of Oklahoma, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Oklahoma, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Oklahoma, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Oklahoma, Na's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa County Oklahoma | 3,253 | $ 374,445,000 | $ 115,000 | $ 86,000 |
| Oklahoma County Oklahoma | 1,860 | $ 215,766,000 | $ 116,000 | $ 80,000 |
| Cleveland County Oklahoma | 573 | $ 61,991,000 | $ 108,000 | $ 77,000 |
| Comanche County Oklahoma | 488 | $ 61,526,000 | $ 126,000 | $ 69,000 |
| Rogers County Oklahoma | 353 | $ 45,587,000 | $ 129,000 | $ 79,000 |
| Garfield County Oklahoma | 315 | $ 27,878,000 | $ 88,000 | $ 68,000 |
| Wagoner County Oklahoma | 310 | $ 37,436,000 | $ 120,000 | $ 79,000 |
| Canadian County Oklahoma | 242 | $ 28,659,000 | $ 118,000 | $ 74,000 |
| Creek County Oklahoma | 218 | $ 24,373,000 | $ 111,000 | $ 70,000 |
| Muskogee County Oklahoma | 159 | $ 10,169,000 | $ 63,000 | $ 62,000 |
| Osage County Oklahoma | 130 | $ 13,966,000 | $ 107,000 | $ 69,000 |
| Delaware County Oklahoma | 110 | $ 15,740,000 | $ 143,000 | $ 115,000 |
| Washington County Oklahoma | 107 | $ 6,915,000 | $ 64,000 | $ 49,000 |
| McIntosh County Oklahoma | 83 | $ 5,991,000 | $ 72,000 | $ 64,000 |
| Pittsburg County Oklahoma | 67 | $ 4,844,000 | $ 72,000 | $ 58,000 |
| Logan County Oklahoma | 62 | $ 7,403,000 | $ 119,000 | $ 79,000 |
| McClain County Oklahoma | 53 | $ 6,333,000 | $ 119,000 | $ 72,000 |
| Okmulgee County Oklahoma | 52 | $ 5,974,000 | $ 114,000 | $ 74,000 |
| Dallas County Texas | 44 | $ 8,862,000 | $ 201,000 | $ 230,000 |
| Harris County Texas | 43 | $ 6,036,000 | $ 140,000 | $ 171,000 |
| Kay County Oklahoma | 42 | $ 2,037,000 | $ 48,000 | $ 55,000 |
| Pottawatomie County Oklahoma | 41 | $ 3,851,000 | $ 93,000 | $ 68,000 |
| Grady County Oklahoma | 38 | $ 4,376,000 | $ 115,000 | $ 71,000 |
| Pawnee County Oklahoma | 37 | $ 4,209,000 | $ 113,000 | $ 75,000 |
| Maricopa County Arizona | 36 | $ 15,941,000 | $ 442,000 | $ 359,000 |
| Bernalillo County New Mexico | 31 | $ 6,585,000 | $ 212,000 | $ 130,000 |
| Mayes County Oklahoma | 28 | $ 3,262,000 | $ 116,000 | $ 71,000 |
| Denver County Colorado | 24 | $ 3,364,000 | $ 140,000 | $ 149,000 |
| Tarrant County Texas | 21 | $ 2,968,000 | $ 141,000 | $ 150,000 |
| Benton County Arkansas | 18 | $ 2,267,000 | $ 125,000 | $ 88,000 |
| Caddo County Oklahoma | 18 | $ 1,192,000 | $ 66,000 | $ 58,000 |
| Payne County Oklahoma | 17 | $ 1,666,000 | $ 98,000 | $ 89,000 |
| Craig County Oklahoma | 16 | $ 1,470,000 | $ 91,000 | $ 91,000 |
| Montgomery County Texas | 16 | $ 3,883,000 | $ 242,000 | $ 229,000 |
| Collin County Texas | 14 | $ 1,616,000 | $ 115,000 | $ 104,000 |
| Douglas County Colorado | 13 | $ 865,000 | $ 66,000 | $ 181,000 |
| Johnson County Kansas | 13 | $ 782,000 | $ 60,000 | $ 84,000 |
| Cotton County Oklahoma | 13 | $ 1,587,000 | $ 122,000 | $ 62,000 |
| Fort Bend County Texas | 13 | $ 1,352,000 | $ 104,000 | $ 128,000 |
| Cherokee County Oklahoma | 11 | $ 845,000 | $ 76,000 | $ 82,000 |
| Haskell County Oklahoma | 10 | $ 892,000 | $ 89,000 | $ 67,000 |
| Kiowa County Oklahoma | 10 | $ 738,000 | $ 73,000 | $ 58,000 |
| Stephens County Oklahoma | 10 | $ 1,290,000 | $ 129,000 | $ 77,000 |
| Washington County Arkansas | 9 | $ 915,000 | $ 101,000 | $ 155,000 |
| Clay County Missouri | 9 | $ 983,000 | $ 109,000 | $ 79,000 |
| Lincoln County Oklahoma | 9 | $ 901,000 | $ 100,000 | $ 59,000 |
| Sequoyah County Oklahoma | 9 | $ 604,000 | $ 67,000 | $ 83,000 |
| Jefferson County Colorado | 8 | $ 1,246,000 | $ 155,000 | $ 86,000 |
| Jackson County Missouri | 8 | $ 664,000 | $ 83,000 | $ 61,000 |
| Sandoval County New Mexico | 8 | $ 1,198,000 | $ 149,000 | $ 56,000 |
| Grant County Oklahoma | 8 | $ 544,000 | $ 68,000 | $ 56,000 |
| Major County Oklahoma | 8 | $ 716,000 | $ 89,000 | $ 59,000 |
| Jackson County Oklahoma | 7 | $ 693,000 | $ 99,000 | $ 53,000 |
| Kingfisher County Oklahoma | 7 | $ 652,000 | $ 93,000 | $ 55,000 |
| Ottawa County Oklahoma | 7 | $ 442,000 | $ 63,000 | $ 96,000 |
| Adams County Colorado | 6 | $ 755,000 | $ 125,000 | $ 92,000 |
| Arapahoe County Colorado | 6 | $ 819,000 | $ 136,000 | $ 94,000 |
| Woodward County Oklahoma | 6 | $ 675,000 | $ 112,000 | $ 59,000 |
| Santa Fe County New Mexico | 5 | $ 1,070,000 | $ 214,000 | $ 265,000 |
| Custer County Oklahoma | 5 | $ 524,000 | $ 104,000 | $ 71,000 |
| Garvin County Oklahoma | 5 | $ 381,000 | $ 76,000 | $ 53,000 |
| Okfuskee County Oklahoma | 5 | $ 209,000 | $ 41,000 | $ 66,000 |
| Tillman County Oklahoma | 5 | $ 363,000 | $ 72,000 | $ 43,000 |
| Denton County Texas | 5 | $ 415,000 | $ 83,000 | $ 85,000 |
| Galveston County Texas | 5 | $ 2,443,000 | $ 488,000 | $ 424,000 |
| Wyandotte County Kansas | 4 | $ 437,000 | $ 109,000 | $ 95,000 |
| Le Flore County Oklahoma | 4 | $ 600,000 | $ 150,000 | $ 68,000 |
| McCurtain County Oklahoma | 4 | $ 711,000 | $ 177,000 | $ 180,000 |
| Parker County Texas | 4 | $ 212,000 | $ 53,000 | $ 211,000 |
| El Paso County Colorado | 3 | $ 556,000 | $ 185,000 | $ 239,000 |
| Gwinnett County Georgia | 3 | $ 303,000 | $ 101,000 | $ 68,000 |
| Shawnee County Kansas | 3 | $ 354,000 | $ 118,000 | $ 60,000 |
| Beckham County Oklahoma | 3 | $ 302,000 | $ 100,000 | $ 39,000 |
| Carter County Oklahoma | 3 | $ 792,000 | $ 264,000 | $ 206,000 |
| Latimer County Oklahoma | 3 | $ 243,000 | $ 81,000 | $ 76,000 |
| Noble County Oklahoma | 3 | $ 157,000 | $ 52,000 | $ 44,000 |
| Pontotoc County Oklahoma | 3 | $ 148,000 | $ 49,000 | $ 44,000 |
| El Paso County Texas | 3 | $ 544,000 | $ 181,000 | $ 147,000 |
| Anchorage County Alaska | 2 | $ 463,000 | $ 231,000 | $ 55,000 |
| Mohave County Arizona | 2 | $ 147,000 | $ 73,000 | $ 57,000 |
| Pima County Arizona | 2 | $ 2,530,000 | $ 1,265,000 | $ 500,000 |
| Pulaski County Arkansas | 2 | $ 519,000 | $ 259,000 | $ 104,000 |
| Gunnison County Colorado | 2 | $ 557,000 | $ 278,000 | $ 640,000 |
| La Plata County Colorado | 2 | $ 96,000 | $ 48,000 | $ 316,000 |
| Larimer County Colorado | 2 | $ 168,000 | $ 84,000 | $ 320,000 |
| Summit County Colorado | 2 | $ 137,000 | $ 68,000 | $ 251,000 |
| Litchfield County Connecticut | 2 | $ 592,000 | $ 296,000 | $ 2,612,000 |
| Pinellas County Florida | 2 | $ 243,000 | $ 121,000 | $ 250,000 |
| Cobb County Georgia | 2 | $ 465,000 | $ 232,000 | $ 105,000 |
| Sedgwick County Kansas | 2 | $ 474,000 | $ 237,000 | $ 381,000 |
| Clinton County Missouri | 2 | $ 228,000 | $ 114,000 | $ 76,000 |
| Jasper County Missouri | 2 | $ 84,000 | $ 42,000 | $ 38,000 |
| Platte County Missouri | 2 | $ 164,000 | $ 82,000 | $ 83,000 |
| Adair County Oklahoma | 2 | $ 165,000 | $ 82,000 | $ 74,000 |
| Blaine County Oklahoma | 2 | $ 379,000 | $ 189,000 | $ 151,000 |
| Bryan County Oklahoma | 2 | $ 356,000 | $ 178,000 | $ 172,000 |
| Nowata County Oklahoma | 2 | $ 160,000 | $ 80,000 | $ 70,000 |
| Pushmataha County Oklahoma | 2 | $ 153,000 | $ 76,000 | $ 47,000 |
| Seminole County Oklahoma | 2 | $ 100,000 | $ 50,000 | $ 25,000 |
| Texas County Oklahoma | 2 | $ 153,000 | $ 76,000 | $ 87,000 |
| Woods County Oklahoma | 2 | $ 102,000 | $ 51,000 | $ 309,000 |
| Comal County Texas | 2 | $ 43,000 | $ 21,000 | $ 157,000 |
| Gray County Texas | 2 | $ 198,000 | $ 99,000 | $ 155,000 |
| Grayson County Texas | 2 | $ 17,000 | $ 8,000 | $ 48,000 |
| Hood County Texas | 2 | $ 406,000 | $ 203,000 | $ 324,000 |
| Johnson County Texas | 2 | $ 179,000 | $ 89,000 | $ 106,000 |
| Virginia Beach County Virginia | 2 | $ 892,000 | $ 446,000 | $ 1,794,000 |
| Coffee County Alabama | 1 | $ 286,000 | $ 286,000 | $ 145,000 |
| Madison County Alabama | 1 | $ 260,000 | $ 260,000 | $ 94,000 |
| Tuscaloosa County Alabama | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Cochise County Arizona | 1 | $ 283,000 | $ 283,000 | $ 432,000 |
| Coconino County Arizona | 1 | $ 28,000 | $ 28,000 | $ 352,000 |
| Navajo County Arizona | 1 | $ 21,000 | $ 21,000 | $ 56,000 |
| Pinal County Arizona | 1 | $ 320,000 | $ 320,000 | $ 256,000 |
| Carroll County Arkansas | 1 | $ 169,000 | $ 169,000 | $ 81,000 |
| Crawford County Arkansas | 1 | $ 18,000 | $ 18,000 | $ 48,000 |
| Saline County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 185,000 |
| White County Arkansas | 1 | $ 316,000 | $ 316,000 | $ 240,000 |
| Fresno County California | 1 | $ 256,000 | $ 256,000 | $ 153,000 |
| Riverside County California | 1 | $ 413,000 | $ 413,000 | $ 78,000 |
| Santa Barbara County California | 1 | $ 350,000 | $ 350,000 | $ 82,000 |
| Boulder County Colorado | 1 | $ 48,000 | $ 48,000 | $ 104,000 |
| Eagle County Colorado | 1 | $ 495,000 | $ 495,000 | $ 207,000 |
| Grand County Colorado | 1 | $ 135,000 | $ 135,000 | $ 204,000 |
| Park County Colorado | 1 | $ 183,000 | $ 183,000 | $ 48,000 |
| San Miguel County Colorado | 1 | $ 1,400,000 | $ 1,400,000 | $ 5,183,000 |
| New London County Connecticut | 1 | $ 192,000 | $ 192,000 | $ 45,000 |
| Lee County Florida | 1 | $ 190,000 | $ 190,000 | $ 334,000 |
| Cherokee County Georgia | 1 | $ 250,000 | $ 250,000 | $ 66,000 |
| DeKalb County Georgia | 1 | $ 80,000 | $ 80,000 | $ 76,000 |
| Douglas County Georgia | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Fannin County Georgia | 1 | $ 102,000 | $ 102,000 | $ 87,000 |
| Hall County Georgia | 1 | $ 86,000 | $ 86,000 | $ 102,000 |
| Jackson County Georgia | 1 | $ 93,000 | $ 93,000 | $ 125,000 |
| Liberty County Georgia | 1 | $ 59,000 | $ 59,000 | $ 55,000 |
| Long County Georgia | 1 | $ 204,000 | $ 204,000 | $ 67,000 |
| Paulding County Georgia | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| Winnebago County Illinois | 1 | $ 320,000 | $ 320,000 | $ 114,000 |
| Elkhart County Indiana | 1 | $ 330,000 | $ 330,000 | $ 144,000 |
| Marion County Indiana | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Tippecanoe County Indiana | 1 | $ 61,000 | $ 61,000 | $ 24,000 |
| Johnson County Iowa | 1 | $ 147,000 | $ 147,000 | $ 46,000 |
| Chautauqua County Kansas | 1 | $ 5,000 | $ 5,000 | $ 54,000 |
| Cowley County Kansas | 1 | $ 38,000 | $ 38,000 | $ 20,000 |
| Franklin County Kansas | 1 | $ 88,000 | $ 88,000 | $ 196,000 |
| Montgomery County Kansas | 1 | $ 19,000 | $ 19,000 | $ 43,000 |
| Saline County Kansas | 1 | $ 6,000 | $ 6,000 | $ 106,000 |
| Harlan County Kentucky | 1 | $ 139,000 | $ 139,000 | $ 63,000 |
| Jefferson County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Caddo County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| East Baton Rouge County Louisiana | 1 | $ 1,000 | $ 1,000 | $ 12,000 |
| Jefferson County Louisiana | 1 | $ 96,000 | $ 96,000 | $ 200,000 |
| St. Tammany County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Baltimore County Maryland | 1 | $ 75,000 | $ 75,000 | $ 118,000 |
| Montgomery County Maryland | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Washington County Maryland | 1 | $ 133,000 | $ 133,000 | $ 25,000 |
| Ingham County Michigan | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 506,000 | $ 506,000 | $ 250,000 |
| Dakota County Minnesota | 1 | $ 168,000 | $ 168,000 | $ 40,000 |
| Hennepin County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 122,000 |
| Caldwell County Missouri | 1 | $ 51,000 | $ 51,000 | $ 96,000 |
| Cole County Missouri | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Henry County Missouri | 1 | $ 81,000 | $ 81,000 | $ 41,000 |
| Newton County Missouri | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Phelps County Missouri | 1 | $ 112,000 | $ 112,000 | $ 125,000 |
| Shannon County Missouri | 1 | $ 354,000 | $ 354,000 | $ 61,000 |
| St. Charles County Missouri | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| St. Louis County Missouri | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Douglas County Nebraska | 1 | $ 6,000 | $ 6,000 | $ 24,000 |
| Clark County Nevada | 1 | $ 245,000 | $ 245,000 | $ 1,500,000 |
| Pershing County Nevada | 1 | $ 80,000 | $ 80,000 | $ 20,000 |
| Morris County New Jersey | 1 | $ 157,000 | $ 157,000 | $ 73,000 |
| Chaves County New Mexico | 1 | $ 18,000 | $ 18,000 | $ 11,000 |
| Otero County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Rio Arriba County New Mexico | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| San Juan County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Valencia County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 39,000 |
| Onondaga County New York | 1 | $ 93,000 | $ 93,000 | $ 45,000 |
| Alamance County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 39,000 |
| Buncombe County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 2,535,000 |
| Cumberland County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 29,000 |
| Duplin County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 29,000 |
| Moore County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 67,000 |
| Onslow County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 69,000 |
| Union County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Cass County North Dakota | 1 | $ 138,000 | $ 138,000 | $ 66,000 |
| Franklin County Ohio | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Alfalfa County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Atoka County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 69,000 |
| Choctaw County Oklahoma | 1 | $ 129,000 | $ 129,000 | $ 90,000 |
| Ellis County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 61,000 |
| Hughes County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| Johnston County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 211,000 |
| Multnomah County Oregon | 1 | $ 145,000 | $ 145,000 | $ 151,000 |
| Bedford County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 55,000 |
| Philadelphia County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Schuylkill County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 29,000 |
| Tioga County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 81,000 |
| Bristol County Rhode Island | 1 | $ 198,000 | $ 198,000 | $ 106,000 |
| Dorchester County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Greenville County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 53,000 |
| Horry County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 34,000 |
| Knox County Tennessee | 1 | $ 272,000 | $ 272,000 | $ 154,000 |
| Montgomery County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 78,000 |
| Shelby County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 346,000 |
| Aransas County Texas | 1 | $ 200,000 | $ 200,000 | $ 147,000 |
| Bexar County Texas | 1 | $ 30,000 | $ 30,000 | $ 73,000 |
| Bowie County Texas | 1 | $ 95,000 | $ 95,000 | $ 111,000 |
| Brazos County Texas | 1 | $ 300,000 | $ 300,000 | $ 745,000 |
| Brown County Texas | 1 | $ 83,000 | $ 83,000 | $ 65,000 |
| Cameron County Texas | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Cooke County Texas | 1 | $ 37,000 | $ 37,000 | $ 340,000 |
| Guadalupe County Texas | 1 | $ 82,000 | $ 82,000 | $ 1,094,000 |
| Henderson County Texas | 1 | $ 5,000 | $ 5,000 | $ 100,000 |
| Howard County Texas | 1 | $ 159,000 | $ 159,000 | $ 79,000 |
| Jasper County Texas | 1 | $ 142,000 | $ 142,000 | $ 71,000 |
| Kaufman County Texas | 1 | $ 107,000 | $ 107,000 | $ 53,000 |
| Lampasas County Texas | 1 | $ 241,000 | $ 241,000 | $ 170,000 |
| Montague County Texas | 1 | $ 13,000 | $ 13,000 | $ 145,000 |
| Orange County Texas | 1 | $ 31,000 | $ 31,000 | $ 35,000 |
| Randall County Texas | 1 | $ 247,000 | $ 247,000 | $ 94,000 |
| Travis County Texas | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Wise County Texas | 1 | $ 20,000 | $ 20,000 | $ 338,000 |
| Wood County Texas | 1 | $ 75,000 | $ 75,000 | $ 138,000 |
| Roanoke City County Virginia | 1 | $ 93,000 | $ 93,000 | $ 69,000 |
| Dane County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 297,000 |
| Ozaukee County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Laramie County Wyoming | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| Teton County Wyoming | 1 | $ 475,000 | $ 475,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Of Oklahoma, Na in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,589 | $974,656,000 | $128,000 | $3,710,000 | $77,000 | $2,535,000 |
| Refinancing | 3,086 | $387,786,000 | $125,000 | $5,600,000 | $90,000 | $5,183,000 |
| Home Improvement | 1,536 | $62,969,000 | $40,000 | $1,000,000 | $71,000 | $1,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,335 | $1,107,174,000 | $118,000 | $5,600,000 | $84,000 | $5,183,000 |
| Not Provided | 888 | $102,815,000 | $115,000 | $1,260,000 | $73,000 | $960,000 |
| Black or African American | 653 | $67,846,000 | $103,000 | $918,000 | $59,000 | $642,000 |
| Hispanic | 543 | $54,829,000 | $100,000 | $1,280,000 | $57,000 | $1,235,000 |
| American Indian or Alaskan Native | 526 | $50,353,000 | $95,000 | $417,000 | $64,000 | $1,200,000 |
| Asian | 204 | $28,284,000 | $138,000 | $1,040,000 | $79,000 | $621,000 |
| Not applicable | 35 | $11,008,000 | $314,000 | $2,500,000 | $2,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $3,102,000 | $114,000 | $251,000 | $80,000 | $361,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,575 | $880,700,000 | $116,000 | $5,600,000 | $95,000 | $5,183,000 |
| FHA-insured (Federal Housing Administration) | 3,861 | $437,396,000 | $113,000 | $413,000 | $53,000 | $621,000 |
| VA-guaranteed (Veterans Administration) | 701 | $99,448,000 | $141,000 | $390,000 | $59,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 74 | $7,867,000 | $106,000 | $186,000 | $45,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,713 | $824,076,000 | $122,000 | $2,500,000 | $89,000 | $5,048,000 |
| Preapproval Denied by Financial Institution | 2,376 | $275,719,000 | $116,000 | $1,875,000 | $56,000 | $1,300,000 |
| Application Denied By Financial Institution | 1,898 | $156,497,000 | $82,000 | $5,600,000 | $69,000 | $1,200,000 |
| Preapproval Approved but not Accepted | 450 | $61,519,000 | $136,000 | $1,000,000 | $73,000 | $778,000 |
| Application Withdrawn By Applicant | 350 | $57,343,000 | $163,000 | $2,372,000 | $99,000 | $1,583,000 |
| Application Approved But Not Accepted | 291 | $31,823,000 | $109,000 | $1,425,000 | $110,000 | $5,183,000 |
| File Closed For Incompleteness | 133 | $18,434,000 | $138,000 | $632,000 | $82,000 | $516,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,937 | $157,419,000 | $81,000 | $1,393,000 | $58,000 | $1,300,000 |
| Debt-To-Income Ratio | 1,076 | $113,984,000 | $105,000 | $1,875,000 | $45,000 | $521,000 |
| Credit Application Incomplete | 767 | $105,406,000 | $137,000 | $2,400,000 | $78,000 | $900,000 |
| Collateral | 240 | $18,036,000 | $75,000 | $400,000 | $74,000 | $365,000 |
| Other | 129 | $20,950,000 | $162,000 | $5,600,000 | $110,000 | $840,000 |
| Unverifiable Information | 58 | $9,518,000 | $164,000 | $3,710,000 | $106,000 | $811,000 |
| Employment History | 47 | $5,891,000 | $125,000 | $625,000 | $58,000 | $278,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $801,000 | $47,000 | $208,000 | $67,000 | $207,000 |
| Mortgage Insurance Denied | 3 | $211,000 | $70,000 | $74,000 | $61,000 | $80,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Oklahoma, Na's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Oklahoma, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.